Median Income
$94,815
26% higher than US avg
Home Value
$680,200
141% higher than US avg
Violent Crime
187/100K
51% lower than US avg
Bachelor's+
54.5%
62% higher than US avg
Median Rent
$2,008
73% higher than US avg
Obesity Rate
28.2%
12% lower than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
3.7%
70% lower than US avg
How Osprey Compares to the U.S. Average (100% = U.S. avg)
People
Population5,790
Median Age64.2 yrs
Density1,107/mi²
Male / Female51% / 49%
Largest GroupWhite 92%
Veterans12.4%
Economy
A+
Median Income$94,815
Per Capita$70,053
Unemployment1.1%
Poverty3.7%
County GDP$35,891M
Commute23 min
Housing
C+
Home Value$680,200
Rent$2,008
Ownership85.9%
Zillow$661,648
Housing Units3,610
Rent Burden35.6%
Crime
F
Violent187/100K
Property1,852/100K
Health
Obesity28.2%
Uninsured9.1%
Smoking10.1%
Depression20.3%
Heart Disease4.8%
Climate
Avg Temp74°F (23°C)
AQI41 (Good)
Rain51.3 in/yr
Sunny Days330/yr
Elevation14 ft (4 m)
Education
A+
Bachelor's+54.5%
High School+96.7%
Graduate+27.0%
School Score6.40
Community
2024 VoteR 59% / D 41%
Commute23 min
Broadband93.6%
EV Stations2
Libraries10
Is Osprey a Good Place to Live?
Based on current data, Osprey receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Osprey offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Osprey is $94,815, 26% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.1%. Only 3.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Osprey is $680,200, making it a premium housing market at 141% above the U.S. median of $281,900. Renters pay a median of $2,008 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 7.2x, housing affordability is a significant challenge for many families.
Safety & Crime
Violent crime in Osprey is below the national average at 187 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,852 per 100,000, near the national average.
Education
Osprey is a highly educated community / 54.5% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.7% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Osprey has a warm climate with an average annual temperature of 74°F. Winters average 62°F in January while summers reach 83°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 51.3 inches. Air quality is rated Good with a median AQI of 41.
Osprey has a population of 5,790 with a density of 1,107 people per square mile, spread across 6.1 square miles. The median age is 64.2 years, 65% older than the national median of 38.9. The gender split is 49.2% female and 50.8% male. The city is predominantly White (91.6%), with 1.3% Hispanic. English is the primary language spoken at home by 91.6% of residents, while 8.4% speak Spanish. 12.4% of the population are veterans, above the national rate of 6.0%. 14.3% of residents have a disability. 95.7% have health insurance coverage.
Population
64.2yrs
Median Age
65% above US avg
Language Spoken at Home
English Only
91.6%
17% above US avg
Spanish
8.4%
37% below US avg
The median household income in Osprey is $94,815, which is 26% above the national average of $75,149. Per capita income is $70,053 (above the $39,052 national figure). The average weekly wage is $1,253, 13% lower than the U.S. average. The unemployment rate is 1.1% (below the 3.6% US average). 3.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 21,213 business establishments, including 1,068 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 22.1% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $94,815 |
| 26% above US avg |
| Per Capita Income | $70,053 |
| Avg Weekly Wage | $1,253 |
| IRS Avg AGI | $137,381 |
| Gini Index | 0.501 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 3.7% |
| 70% below US avg |
| Establishments (County) | 21,213 |
| County GDP | $35,891M |
Business (County)
| Restaurants | 1,068 |
| Healthcare | 1,819 |
| Retail | 1,764 |
| Manufacturing | 370 |
Tax & Cost of Living
| Property Tax (IRS) | $11,105 |
| 217% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 1.63% |
Commute & Transportation
| Commute Time | 22.9 min |
| Drive Alone | 63.4% |
| Public Transit | 0.0% |
| Work from Home | 22.1% |
The median home value in Osprey is $680,200, 141% above the national median of $281,900. Zillow estimates the typical home value at $661,648. Homes sell for 92% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $2,008 (73% above the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 85.9% of housing units are owner-occupied (above the 65.4% national rate). There are 3,610 total housing units in the city. The median year a home was built is 2000. The average annual property tax is $11,105 (higher than the $3,500 national average). 35.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 7.2x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $680,200 |
| 141% above US avg |
| Zillow ZHVI | $661,648 |
| Median List Price | $623,500 |
Real Estate Market (Redfin)
| Median List Price | $623,500 |
| $/Sq Ft | $273 |
| Homes Sold | 20 |
| Sale-to-List Ratio | 92.0% |
| Price Drops | 35.2% |
| Inventory | 88 |
Rental Costs
| Census Median Rent | $2,008 |
| 73% above US avg |
| Zillow Rent (ZORI) | $2,898 |
| Rent Burden | 35.6% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 85.9% |
| Owner-Occupied | 85.9% |
| Renter-Occupied | 14.1% |
| Housing Units | 3,610 |
| Median Year Built | 2000 |
Property Tax
| Avg Tax (IRS) | $11,105 |
| 217% above US avg |
| Effective Rate | 1.63% |
In Osprey, 28.2% of adults are obese, below the national rate of 32.1%. 7.7% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 27.6% have high blood pressure. 10.1% are current smokers (below the 14.0% national rate). 20.4% report binge drinking. 17.6% are physically inactive, below the national average. 20.3% report depression. 15.8% experience frequent mental distress. 9.1% of residents lack health insurance. The primary care physician ratio is 1:1,266. The dentist ratio is 1:1,380. 89.0% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Osprey vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.2% |
| 12% below US avg |
| Diabetes | 7.7% |
| Heart Disease | 4.8% |
| High Blood Pressure | 27.6% |
| Asthma | 9.2% |
| COPD | 4.9% |
| Cancer | 8.1% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 10.1% |
| 28% below US avg |
| Binge Drinking | 20.4% |
| Physical Inactivity | 17.6% |
| Depression | 20.3% |
| Mental Distress | 15.8% |
| Physical Distress | 10.9% |
| Short Sleep | 32.7% |
Healthcare Access
| Insurance Rate | 95.7% |
| Uninsured | 9.1% |
| 6% above US avg |
| Primary Care | 1:1,266 |
| Dentists | 1:1,380 |
| Mental Health | 1:473 |
| Checkup Rate | 76.1% |
| Dental Visits | 69.8% |
| Premature Death | 8,416/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 89.0% |
| Healthcare Facilities | 1,819 |
Osprey has a violent crime rate of 187 per 100,000 residents, 51% below the national average of 380. Property crime stands at 1,852 per 100,000, 5% below the U.S. average. The county recorded 52 fatal traffic crashes. Overall, Osprey receives a safety grade of F.
Crime Rates: Osprey vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 187.1/100K |
| 51% below US avg |
| |
Property Crime
| Total Property | 1,852.4/100K |
| 5% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 52 |
| Traffic Accidents | 389 |
| Avg Accident Severity | 2.1 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Osprey has a warm climate with an average annual temperature of 74°F (23°C). Winters average 62°F in January while summers reach 83°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 51.3 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 14 feet, near sea level.
Temperature
62°F Jan (17°C)
83°F Jul (28°C)
| Annual Average | 73.7°F |
| 36% above US avg |
| January Average | 62°F (17°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 14 ft (4 m) |
| Area | 6.1 sq mi (15.7 km²) |
| Population Density | 1,107/sq mi |
| Coordinates | 27.1904°N, 82.4757°W |
| Timezone | America/New_York |
| County | Sarasota County County |
| Nearest Airport | Sarasota/Bradenton International (SRQ)
15 miles away |
Precipitation & Snow
Annual Rainfall
51.3"
35% above US avg
Wettest Month (Aug)
9.02"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0397 ppm |
| PM2.5 (Fine Particles) | 6.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 98.2 / 100 |
| Social Vulnerability | 67.0 / 100 |
| Community Resilience | 9.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively High |
| Hail |
Very Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
No Rating |
| Lightning |
Very High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
25 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 4 |
25 km |
| 2024 |
Helene |
Category 4 |
224 km |
| 2024 |
Debby |
Category 1 |
183 km |
| 2023 |
Idalia |
Category 4 |
223 km |
| 2022 |
Ian |
Category 5 |
61 km |
| 2022 |
Nicole |
Category 1 |
220 km |
| 2021 |
Elsa |
Category 1 |
97 km |
| 2020 |
Eta |
Category 1 |
210 km |
| 2017 |
Irma |
Category 4 |
67 km |
| 2016 |
Matthew |
Category 3 |
273 km |
| 2016 |
Hermine |
Category 1 |
300 km |
| 2005 |
Dennis |
Category 4 |
276 km |
| 2005 |
Katrina |
Category 3 |
231 km |
| 2005 |
Wilma |
Category 3 |
163 km |
| 2004 |
Charley |
Category 4 |
43 km |
| 2004 |
Jeanne |
Category 3 |
102 km |
| 2004 |
Frances |
Category 2 |
134 km |
| 2000 |
Gordon |
Category 1 |
157 km |
| 1999 |
Irene |
Category 1 |
222 km |
| 1998 |
Georges |
Category 2 |
277 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
718 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 27 fatalities, 982 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 4, 1966 |
EF4 |
87 km |
11 |
| Apr 15, 1958 |
EF4 |
55 km |
0 |
| Oct 3, 1992 |
EF3 |
75 km |
3 |
| Mar 17, 1985 |
EF3 |
12 km |
2 |
| Jan 24, 1979 |
EF3 |
34 km |
0 |
| May 4, 1978 |
EF3 |
84 km |
3 |
| Oct 31, 1958 |
EF3 |
41 km |
0 |
| Oct 9, 2024 |
EF2 |
96 km |
0 |
| Oct 11, 2023 |
EF2 |
97 km |
0 |
| Jan 16, 2022 |
EF2 |
93 km |
0 |
| Dec 16, 2020 |
EF2 |
80 km |
0 |
| Oct 18, 2019 |
EF2 |
98 km |
0 |
| Jan 17, 2016 |
EF2 |
9 km |
0 |
| Jan 17, 2016 |
EF2 |
46 km |
2 |
| Jan 9, 2016 |
EF2 |
82 km |
0 |
| Jun 21, 2006 |
EF2 |
42 km |
0 |
| Dec 7, 1996 |
EF2 |
73 km |
1 |
| Apr 4, 1993 |
EF2 |
45 km |
0 |
| Oct 3, 1992 |
EF2 |
83 km |
1 |
| Jul 12, 1992 |
EF2 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (16,145 ac, 1986).
| Year |
Name |
Acres |
Distance |
| 1986 |
UNNAMED |
16,145 |
79 km |
| 1991 |
UNNAMED |
14,572 |
67 km |
| 1999 |
UNNAMED |
12,935 |
68 km |
| 1999 |
UNNAMED |
12,527 |
66 km |
| 2004 |
UNNAMED |
9,397 |
70 km |
| 2006 |
UNNAMED |
9,045 |
69 km |
| 1999 |
UNNAMED |
8,800 |
68 km |
| 2004 |
UNNAMED |
8,516 |
76 km |
| 1993 |
UNNAMED |
8,494 |
77 km |
| 2008 |
UNNAMED |
8,268 |
82 km |
| 1992 |
UNNAMED |
7,529 |
70 km |
| 1999 |
UNNAMED |
7,415 |
16 km |
| 2007 |
MIDDLE OF NOWHERE |
7,238 |
93 km |
| 1999 |
UNNAMED |
6,951 |
76 km |
| 2004 |
UNNAMED |
6,537 |
78 km |
| 2008 |
UNNAMED |
6,044 |
78 km |
| 2008 |
UNNAMED |
6,036 |
68 km |
| 2006 |
UNNAMED |
5,970 |
67 km |
| 2006 |
UNNAMED |
5,910 |
77 km |
| 2004 |
UNNAMED |
5,802 |
69 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
62°F (17°C) |
2.4 in |
Coldest |
| February |
63°F (17°C) |
3.0 in |
|
| March |
67°F (20°C) |
3.2 in |
|
| April |
71°F (22°C) |
1.6 in |
Driest |
| May |
77°F (25°C) |
3.2 in |
|
| June |
81°F (27°C) |
7.4 in |
|
| July |
83°F (28°C) |
7.8 in |
Warmest |
| August |
82°F (28°C) |
9.0 in |
Wettest |
| September |
81°F (27°C) |
7.5 in |
|
| October |
76°F (25°C) |
2.6 in |
|
| November |
69°F (21°C) |
2.1 in |
|
| December |
64°F (18°C) |
2.2 in |
|
Osprey has a seasonal temperature swing of 21°F / from 62°F in January to 83°F in July. Total annual precipitation is 52.0 inches, with August being the wettest month (9.0") and April the driest (1.6").
Average costs for common services in Osprey. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $909 |
| Toddler | $835 |
| Preschool | $801 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $801 |
| Preschool | $779 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Osprey
What is the population of Osprey?
Osprey has a population of 5,790 residents and is located in Florida. The population density is 1,107 people per square mile, spread across 6.1 square miles. The median age of residents is 64.2 years, which is older than the national median of 38.9 years. The population is 49.2% female and 50.8% male.
Is Osprey expensive to live in?
Osprey has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $94,815, 26% above the national average of $75,149. The median home value is $680,200 (141% above the U.S. median). Renters pay a median of $2,008 per month, above the national average of $1,163. The home price-to-income ratio is 7.2x, which means housing is a stretch relative to local earnings.
Is Osprey safe?
Osprey is safer than the national average, with a violent crime rate of 187 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,852 per 100,000 (below the national average). Overall, Osprey receives a safety grade of F based on combined crime data.
What is the weather like in Osprey?
Osprey has a warm climate with an average annual temperature of 74°F (23°C). Winter temperatures average 62°F in January, while summers reach an average of 83°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 51.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Osprey?
The job market in Osprey is very strong, with unemployment at just 1.1% / well below the national rate of 3.6%. The average weekly wage is $1,253. There are 21,213 business establishments in the area, including 1,068 restaurants and food service locations. The average commute time is 23 minutes, and 22.1% of workers work from home.
How much does housing cost in Osprey?
The median home value in Osprey is $680,200. Zillow estimates the typical home value at $661,648. For renters, the median monthly rent is $2,008. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 85.9%. The average annual property tax is $11,105.
How are the schools in Osprey?
Schools in Osprey score 6.4 out of 10 on standardized testing, near the national average. 54.5% of adults in Osprey hold a bachelor's degree or higher, above the national average of 33.7%. 96.7% have completed high school. 27.0% hold a graduate or professional degree.
How healthy is Osprey?
The obesity rate in Osprey is 28.2% (below the national rate of 32.1%). 10.1% of adults are smokers. 17.6% are physically inactive. 20.3% of residents report depression. 9.1% lack health insurance. 89.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,266.
What is transportation like in Osprey?
The average commute in Osprey is 23 minutes, shorter than the national average of 28 minutes. 63.4% of workers drive alone to work, and 22.1% work from home.
What are the demographics of Osprey?
The racial and ethnic makeup of Osprey is 91.6% White, 0.7% Black or African American, 1.3% Hispanic or Latino. 91.6% of residents speak only English at home, while 8.4% speak Spanish. 12.4% of the population are military veterans. 14.3% of residents have a disability. 95.7% have health insurance coverage.
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