Median Income
$64,886
14% lower than US avg
Home Value
$174,000
38% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
24.2%
28% lower than US avg
Median Rent
$827
29% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
0.7%
81% lower than US avg
Poverty Rate
7.9%
36% lower than US avg
How Osseo Compares to the U.S. Average (100% = U.S. avg)
People
Population1,736
Median Age38.9 yrs
Density843/mi²
Male / Female48% / 52%
Largest GroupWhite 92%
Veterans9.4%
Economy
A
Median Income$64,886
Per Capita$33,530
Unemployment0.7%
Poverty7.9%
County GDP$8,430M
Commute23 min
Housing
A+
Home Value$174,000
Rent$827
Ownership71.2%
Zillow$225,912
Housing Units794
Rent Burden20.0%
Crime
C+
Violent0/100K
Property1,794/100K
Murder0.0/100K
Assault0/100K
Burglary60/100K
Health
Obesity39.9%
Uninsured7.7%
Smoking15.2%
Depression25.3%
Heart Disease5.2%
Climate
Avg Temp43°F (6°C)
AQI38 (Good)
Rain34.5 in/yr
Sunny Days270/yr
Elevation986 ft (301 m)
Education
C+
Bachelor's+24.2%
High School+91.5%
Graduate+7.0%
School Score6.11
Community
2024 VoteR 44% / D 55%
Commute23 min
Broadband87.7%
EV Stations1
Libraries5
Is Osseo a Good Place to Live?
Based on current data, Osseo receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Osseo offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Osseo is $64,886, 14% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. Only 7.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Osseo is $174,000, 38% below the national median / offering relatively affordable homeownership. Renters pay a median of $827 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Osseo is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,794 per 100,000, near the national average.
Education
24.2% of residents hold a bachelor's degree, below the national average of 33.7%. 91.5% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Osseo has a cool climate with an average annual temperature of 43°F. Winters average 13°F in January while summers reach 70°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.5 inches. Air quality is rated Good with a median AQI of 38.
Osseo has a population of 1,736 with a density of 843 people per square mile, spread across 2.1 square miles. The median age is 38.9 years, 0% younger than the national median of 38.9. The gender split is 51.9% female and 48.1% male. The city is predominantly White (92.2%), with 2.6% Hispanic. English is the primary language spoken at home by 98.2% of residents. 9.4% of the population are veterans, above the national rate of 6.0%. 14.1% of residents have a disability. 95.7% have health insurance coverage.
Population
38.9yrs
Median Age
0% below US avg
Language Spoken at Home
English Only
98.2%
25% above US avg
Spanish
1.8%
87% below US avg
The median household income in Osseo is $64,886, which is 14% below the national average of $75,149. Per capita income is $33,530 (below the $39,052 national figure). The average weekly wage is $1,117, 22% lower than the U.S. average. The unemployment rate is 0.7% (below the 3.6% US average). 7.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,254 business establishments, including 289 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 6.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $64,886 |
| 14% below US avg |
| Per Capita Income | $33,530 |
| Avg Weekly Wage | $1,117 |
| IRS Avg AGI | $83,527 |
| Gini Index | 0.440 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.7% |
| 81% below US avg |
| Poverty Rate | 7.9% |
| 36% below US avg |
| Establishments (County) | 3,254 |
| County GDP | $8,430M |
Business (County)
| Restaurants | 289 |
| Healthcare | 422 |
| Retail | 381 |
| Manufacturing | 88 |
Tax & Cost of Living
| Property Tax (IRS) | $6,247 |
| 78% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 3.59% |
Commute & Transportation
| Commute Time | 23.1 min |
| Drive Alone | 76.8% |
| Public Transit | 0.0% |
| Work from Home | 6.4% |
The median home value in Osseo is $174,000, 38% below the national median of $281,900. Zillow estimates the typical home value at $225,912, higher than the Census estimate. Monthly rent averages $827 (29% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 71.2% of housing units are owner-occupied. There are 794 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $6,247 (higher than the $3,500 national average). 20.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $174,000 |
| 38% below US avg |
| Zillow ZHVI | $225,912 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $827 |
| 29% below US avg |
| Rent Burden | 20.0% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 71.2% |
| Owner-Occupied | 71.2% |
| Renter-Occupied | 28.8% |
| Housing Units | 794 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $6,247 |
| 78% above US avg |
| Effective Rate | 3.59% |
In Osseo, 39.9% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.2% of residents. 28.5% have high blood pressure. 15.2% are current smokers. 22.1% report binge drinking. 25.5% are physically inactive. 25.3% report depression (above the 20.0% national average). 17.5% experience frequent mental distress. 7.7% of residents lack health insurance. The primary care physician ratio is 1:705. The dentist ratio is 1:989. 82.1% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Osseo vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.2% |
| High Blood Pressure | 28.5% |
| Asthma | 11.0% |
| COPD | 5.8% |
| Cancer | 7.3% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.2% |
| 9% above US avg |
| Binge Drinking | 22.1% |
| Physical Inactivity | 25.5% |
| Depression | 25.3% |
| Mental Distress | 17.5% |
| Physical Distress | 12.4% |
| Short Sleep | 35.5% |
Healthcare Access
| Insurance Rate | 95.7% |
| Uninsured | 7.7% |
| 10% below US avg |
| Primary Care | 1:705 |
| Dentists | 1:989 |
| Mental Health | 1:243 |
| Checkup Rate | 74.9% |
| Dental Visits | 65.7% |
| Premature Death | 6,237/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 82.1% |
| Healthcare Facilities | 422 |
Osseo has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,794 per 100,000, 8% below the U.S. average. This includes larceny/theft at 1,495, burglary at 60, vehicle theft at 239 per 100,000 residents. The county recorded 4 fatal traffic crashes. Overall, Osseo receives a safety grade of C+.
Crime Rates: Osseo vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 1,794.3/100K |
| 8% below US avg |
| Burglary | 59.8/100K |
| Theft | 1,495.2/100K |
| Vehicle Theft | 239.2/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 135 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Osseo has a cool climate with an average annual temperature of 43°F (6°C). Winters average 13°F in January while summers reach 70°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 34.5 inches. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 986 feet.
Temperature
13°F Jan (-11°C)
70°F Jul (21°C)
| Annual Average | 43.4°F |
| 20% below US avg |
| January Average | 13°F (-11°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 986 ft (301 m) |
| Area | 2.1 sq mi (5.4 km²) |
| Population Density | 843/sq mi |
| Coordinates | 44.5798°N, 91.2138°W |
| Timezone | America/Chicago |
| County | Eau Claire County County |
| Nearest Airport | Chippewa Valley Regional (EAU)
24 miles away |
Precipitation & Snow
Annual Rainfall
34.5"
9% below US avg
Wettest Month (Aug)
4.33"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0465 ppm |
| PM2.5 (Fine Particles) | 9.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 78.3 / 100 |
| Social Vulnerability | 17.0 / 100 |
| Community Resilience | 85.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
298 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 36 fatalities, 354 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
95 km |
21 |
| Aug 31, 1977 |
EF4 |
91 km |
0 |
| Jul 30, 1977 |
EF4 |
63 km |
0 |
| Jun 4, 1958 |
EF4 |
22 km |
4 |
| Jun 4, 1958 |
EF4 |
44 km |
3 |
| Sep 24, 2019 |
EF3 |
49 km |
0 |
| Sep 2, 2002 |
EF3 |
99 km |
0 |
| May 15, 1998 |
EF3 |
49 km |
0 |
| Aug 27, 1994 |
EF3 |
18 km |
2 |
| Jul 3, 1983 |
EF3 |
96 km |
0 |
| Jul 15, 1980 |
EF3 |
37 km |
1 |
| Sep 28, 1971 |
EF3 |
41 km |
0 |
| May 26, 1959 |
EF3 |
67 km |
0 |
| Jun 4, 1958 |
EF3 |
41 km |
0 |
| Sep 12, 1951 |
EF3 |
69 km |
0 |
| Jun 15, 2022 |
EF2 |
95 km |
0 |
| Dec 15, 2021 |
EF2 |
34 km |
0 |
| Dec 15, 2021 |
EF2 |
38 km |
0 |
| Dec 15, 2021 |
EF2 |
40 km |
0 |
| Dec 15, 2021 |
EF2 |
50 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BIG BURN (3,154 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
BIG BURN |
3,154 |
94 km |
| 2024 |
2024 DOD HARDWOOD RANGE RX |
2,717 |
98 km |
| 1994 |
BIG BURN |
2,248 |
95 km |
| 2023 |
2023 RX |
1,992 |
98 km |
| 1997 |
BIG BURN |
1,642 |
94 km |
| 1998 |
UNNAMED |
1,297 |
95 km |
| 2021 |
2021 DOD HARDWOOD RANGE RX |
987 |
97 km |
| 2007 |
BEAVER CUTOFF |
982 |
77 km |
| 2007 |
UNNAMED |
981 |
99 km |
| 2003 |
UNNAMED |
901 |
93 km |
| 2009 |
UNNAMED |
867 |
99 km |
| 2007 |
PR 16 |
778 |
94 km |
| 2006 |
PR 17 RX FIRE |
701 |
96 km |
| 2005 |
UNNAMED |
657 |
98 km |
| 2003 |
PR 17 |
632 |
95 km |
| 2009 |
UNNAMED |
589 |
95 km |
| 2004 |
UNNAMED |
580 |
91 km |
| 2003 |
UNNAMED |
580 |
99 km |
| 2003 |
OS 23 |
571 |
99 km |
| 2001 |
BIG BURN |
565 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
13°F (-11°C) |
1.0 in |
Coldest |
| February |
18°F (-8°C) |
0.8 in |
Driest |
| March |
30°F (-1°C) |
2.0 in |
|
| April |
44°F (7°C) |
3.0 in |
|
| May |
57°F (14°C) |
3.8 in |
|
| June |
66°F (19°C) |
4.1 in |
|
| July |
70°F (21°C) |
4.2 in |
Warmest |
| August |
68°F (20°C) |
4.3 in |
Wettest |
| September |
59°F (15°C) |
4.1 in |
|
| October |
48°F (9°C) |
2.6 in |
|
| November |
33°F (0°C) |
1.8 in |
|
| December |
18°F (-8°C) |
1.3 in |
|
Osseo has a seasonal temperature swing of 57°F / from 13°F in January to 70°F in July. Total annual precipitation is 32.8 inches, with August being the wettest month (4.3") and February the driest (0.8").
Average costs for common services in Osseo. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,269 |
| Toddler | $1,120 |
| Preschool | $1,120 |
| Family Childcare (monthly) |
| Infant | $953 |
| Toddler | $866 |
| Preschool | $866 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Osseo
What is the population of Osseo?
Osseo has a population of 1,736 residents and is located in Wisconsin. The population density is 843 people per square mile, spread across 2.1 square miles. The median age of residents is 38.9 years. The population is 51.9% female and 48.1% male.
Is Osseo expensive to live in?
Osseo is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $64,886, 14% below the national average of $75,149. The median home value is $174,000 (38% below the U.S. median). Renters pay a median of $827 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Osseo safe?
Osseo is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,794 per 100,000 (below the national average). Overall, Osseo receives a safety grade of C+ based on combined crime data.
What is the weather like in Osseo?
Osseo has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 13°F in January, while summers reach an average of 70°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 34.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Osseo?
The job market in Osseo is very strong, with unemployment at just 0.7% / well below the national rate of 3.6%. The average weekly wage is $1,117. There are 3,254 business establishments in the area, including 289 restaurants and food service locations. The average commute time is 23 minutes, and 6.4% of workers work from home.
How much does housing cost in Osseo?
The median home value in Osseo is $174,000. Zillow estimates the typical home value at $225,912. For renters, the median monthly rent is $827. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 71.2%. The average annual property tax is $6,247.
How are the schools in Osseo?
Schools in Osseo score 6.1 out of 10 on standardized testing, near the national average. 24.2% of adults in Osseo hold a bachelor's degree or higher, below the national average of 33.7%. 91.5% have completed high school. 7.0% hold a graduate or professional degree.
How healthy is Osseo?
The obesity rate in Osseo is 39.9% (above the national rate of 32.1%). 15.2% of adults are smokers. 25.5% are physically inactive. 25.3% of residents report depression. 7.7% lack health insurance. 82.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:705.
What is transportation like in Osseo?
The average commute in Osseo is 23 minutes, shorter than the national average of 28 minutes. 76.8% of workers drive alone to work, and 6.4% work from home.
What are the demographics of Osseo?
The racial and ethnic makeup of Osseo is 92.2% White, 0.7% Black or African American, 2.6% Hispanic or Latino. 98.2% of residents speak only English at home. 9.4% of the population are military veterans. 14.1% of residents have a disability. 95.7% have health insurance coverage.
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