Michigan · Metropolitan Area
Otsego is a small town in Michigan with a population of 4,079. Residents earn $76,944 per year, which is 2% above the national average.
Based on current data, Otsego receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, a low poverty rate, high health insurance coverage. Otsego offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Otsego is $76,944, roughly in line with the national average of $75,149. Unemployment stands at 4.0%, indicating a healthy job market. Only 1.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
The median home value in Otsego is $155,500, 45% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,133 per month. At just 2x median income, home prices are very affordable relative to local earnings.
Otsego is a very safe community with a violent crime rate of 101 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,235 per 100,000, 37% below the national average.
13.1% of residents hold a bachelor's degree, below the national average of 33.7%. 86.5% have completed high school. Area schools have an average test score of 5.8/10.
Otsego experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 72°F in July. Annual precipitation totals 41.1 inches, including 109.0 inches of snow. Air quality is rated Good with a median AQI of 38.
| English Only | 86.7% |
| 10% above US avg | |
| Spanish | 13.3% |
| 1% below US avg |
| Median HH Income | $76,944 |
| 2% above US avg | |
| Per Capita Income | $30,347 |
| Avg Weekly Wage | $1,264 |
| IRS Avg AGI | $82,017 |
| Unemployment | 4.0% |
| 11% above US avg | |
| Poverty Rate | 1.5% |
| 88% below US avg | |
| Establishments (County) | 5,972 |
| County GDP | $20,706M |
| Restaurants | 579 |
| Healthcare | 749 |
| Retail | 848 |
| Manufacturing | 295 |
| Property Tax (IRS) | $7,471 |
| 113% above US avg | |
| Effective Tax Rate | 4.80% |
| Commute Time | 19.4 min |
| Work from Home | 3.1% |
| Census Median | $155,500 |
| 45% below US avg | |
| Zillow ZHVI | $261,187 |
| Median List Price | $265,000 |
| Median List Price | $265,000 |
| $/Sq Ft | $155 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 96.8% |
| Price Drops | 42.9% |
| Inventory | 7 |
| Census Median Rent | $1,133 |
| 3% below US avg | |
| Rent Burden | 26.0% |
| Studio | $852 |
| 1 Bedroom | $858 |
| 2 Bedrooms | $1,100 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,560 |
| Owner-Occupied | 72.2% |
| Avg Tax (IRS) | $7,471 |
| 113% above US avg | |
| Effective Rate | 4.80% |
| Obesity | 35.4% |
| 10% above US avg | |
| Diabetes | 9.4% |
| Heart Disease | 5.6% |
| High Blood Pressure | 30.1% |
| Asthma | 11.6% |
| COPD | 7.3% |
| Stroke | 3.0% |
| Binge Drinking | 20.2% |
| Physical Inactivity | 24.2% |
| Depression | 28.0% |
| Mental Distress | 19.5% |
| Physical Distress | 13.7% |
| Insurance Rate | 94.5% |
| Checkup Rate | 76.8% |
| Premature Death | 7,811/100K |
| Food Environment | 7.7/10 |
| Exercise Access | 91.7% |
| Healthcare Facilities | 749 |
| Total Violent | 100.8/100K |
| 73% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 75.6/100K |
| Robbery | 25.2/100K |
| Assault | 0.0/100K |
| Total Property | 1,235.2/100K |
| 37% below US avg | |
| Burglary | 327.7/100K |
| Theft | 907.5/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 31 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 48.6°F |
| 10% below US avg | |
| January Average | 25°F (-4°C) |
| July Average | 72°F (22°C) |
| Annual Rainfall | 41.1 inches |
| 8% above US avg | |
| Snowfall | 109.0 inches/yr |
| AQI Median | 38.0 |
| Rating | Good |
| Area | 2.0 sq mi (5.3 km²) |
| Population Density | 2,009/sq mi |
| Coordinates | 42.4580°N, 85.6986°W |
| County FIPS | 26077 |
Winner: Democrat by 17.7 points
| Bachelor's Degree+ | 13.1% |
| 61% below US avg | |
| High School+ | 86.5% |
| School Test Score | 5.82 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 2,009/sq mi |
| Total Area | 2.0 sq mi |
| EV Charging Stations | 1 |
| Alt Fuel Stations | 1 |
| Public Libraries | 14 |
| Healthcare Facilities | 749 |
| Restaurants | 579 |
| Retail Stores | 848 |
| Fatal Crashes (County/yr) | 31 |
| Avg Commute | 19.4 min |
| Work from Home | 3.1% |