Median Income
$88,214
17% higher than US avg
Home Value
$351,300
25% higher than US avg
Violent Crime
28/100K
93% lower than US avg
Bachelor's+
48.6%
44% higher than US avg
Median Rent
$901
23% lower than US avg
Obesity Rate
30.9%
4% lower than US avg
Unemployment
7.5%
108% higher than US avg
Poverty Rate
4.8%
61% lower than US avg
How Oxford Compares to the U.S. Average (100% = U.S. avg)
People
Population3,478
Median Age43.1 yrs
Density2,760/mi²
Male / Female54% / 47%
Largest GroupWhite 91%
Veterans3.8%
Economy
B+
Median Income$88,214
Per Capita$55,424
Unemployment7.5%
Poverty4.8%
County GDP$143,144M
Commute30 min
Housing
A
Home Value$351,300
Rent$901
Ownership72.0%
Zillow$396,509
Housing Units1,552
Rent Burden44.2%
Crime
F
Violent28/100K
Property280/100K
Murder0.0/100K
Assault0/100K
Burglary56/100K
Health
Obesity30.9%
Uninsured5.4%
Smoking11.9%
Depression24.1%
Heart Disease5.0%
Climate
Avg Temp49°F (10°C)
AQI38 (Good)
Rain33.9 in/yr
Sunny Days260/yr
Elevation1,044 ft (318 m)
Education
A+
Bachelor's+48.6%
High School+91.6%
Graduate+15.2%
School Score6.12
Community
2024 VoteR 44% / D 54%
Commute30 min
Broadband93.1%
EV Stations4
Libraries40
Is Oxford a Good Place to Live?
Based on current data, Oxford receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low crime rates, a highly educated population, abundant sunshine. Areas to be aware of include above-average unemployment. Oxford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oxford is $88,214, 17% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 7.5% is somewhat elevated compared to the national rate of 3.6%. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Oxford is $351,300, 25% above the national median. Renters pay a median of $901 per month, below the national average / a plus for affordability. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Safety & Crime
Oxford is a very safe community with a violent crime rate of 28 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 280 per 100,000, 86% below the national average.
Education
Educational attainment is solid, with 48.6% holding a bachelor's degree or higher, near the national average. 91.6% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Oxford experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.9 inches, including 36.0 inches of snow. Air quality is rated Good with a median AQI of 38.
Oxford has a population of 3,478 with a density of 2,760 people per square mile, spread across 1.5 square miles. The median age is 43.1 years, 11% older than the national median of 38.9. The gender split is 46.5% female and 53.5% male. The city is predominantly White (90.7%), with 4.2% Black. English is the primary language spoken at home by 90.4% of residents, while 9.6% speak Spanish. 3.8% of the population are veterans, below the national rate of 6.0%. 15.8% of residents have a disability (above the 13.0% national average). 96.1% have health insurance coverage.
Population
43.1yrs
Median Age
11% above US avg
Language Spoken at Home
English Only
90.4%
15% above US avg
Spanish
9.6%
28% below US avg
The median household income in Oxford is $88,214, which is 17% above the national average of $75,149. Per capita income is $55,424 (above the $39,052 national figure). The average weekly wage is $1,498. The unemployment rate is 7.5% (above the 3.6% US average). 4.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 43,047 business establishments, including 3,099 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 30 minutes. 13.2% of workers work from home.
Income
| Median HH Income | $88,214 |
| 17% above US avg |
| Per Capita Income | $55,424 |
| Avg Weekly Wage | $1,498 |
| IRS Avg AGI | $117,718 |
| Gini Index | 0.467 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 7.5% |
| 108% above US avg |
| Poverty Rate | 4.8% |
| 61% below US avg |
| Establishments (County) | 43,047 |
| County GDP | $143,144M |
Business (County)
| Restaurants | 3,099 |
| Healthcare | 5,524 |
| Retail | 4,518 |
| Manufacturing | 1,635 |
Tax & Cost of Living
| Property Tax (IRS) | $8,369 |
| 139% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 2.38% |
Commute & Transportation
| Commute Time | 30.3 min |
| Drive Alone | 78.4% |
| Public Transit | 1.0% |
| Work from Home | 13.2% |
The median home value in Oxford is $351,300, 25% above the national median of $281,900. Zillow estimates the typical home value at $396,509, higher than the Census estimate. Homes sell for 96.2% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $901 (23% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 72.0% of housing units are owner-occupied. There are 1,552 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $8,369 (higher than the $3,500 national average). 44.2% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 4x.
Home Values
| Census Median | $351,300 |
| 25% above US avg |
| Zillow ZHVI | $396,509 |
| Median List Price | $379,900 |
Real Estate Market (Redfin)
| Median List Price | $379,900 |
| $/Sq Ft | $153 |
| Homes Sold | 5 |
| Sale-to-List Ratio | 96.2% |
| Price Drops | 0.0% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $901 |
| 23% below US avg |
| Zillow Rent (ZORI) | $1,289 |
| Rent Burden | 44.2% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 72.0% |
| Owner-Occupied | 72.0% |
| Renter-Occupied | 28.0% |
| Housing Units | 1,552 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $8,369 |
| 139% above US avg |
| Effective Rate | 2.38% |
In Oxford, 30.9% of adults are obese, below the national rate of 32.1%. 7.8% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 29.1% have high blood pressure. 11.9% are current smokers. 18.7% report binge drinking. 17.6% are physically inactive, below the national average. 24.1% report depression (above the 20.0% national average). 16.9% experience frequent mental distress. 5.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:726. The dentist ratio is 1:890. 96.4% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Oxford vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.9% |
| 4% below US avg |
| Diabetes | 7.8% |
| Heart Disease | 5.0% |
| High Blood Pressure | 29.1% |
| Asthma | 11.0% |
| COPD | 5.5% |
| Cancer | 7.7% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 11.9% |
| 15% below US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 17.6% |
| Depression | 24.1% |
| Mental Distress | 16.9% |
| Physical Distress | 11.0% |
| Short Sleep | 31.0% |
Healthcare Access
| Insurance Rate | 96.1% |
| Uninsured | 5.4% |
| 37% below US avg |
| Primary Care | 1:726 |
| Dentists | 1:890 |
| Mental Health | 1:218 |
| Checkup Rate | 78.2% |
| Dental Visits | 74.4% |
| Premature Death | 6,101/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 96.4% |
| Healthcare Facilities | 5,524 |
Oxford has a violent crime rate of 28 per 100,000 residents, 93% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 28.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 280 per 100,000, 86% below the U.S. average. This includes larceny/theft at 196, burglary at 56, vehicle theft at 28 per 100,000 residents. The county recorded 76 fatal traffic crashes. Overall, Oxford receives a safety grade of F.
Crime Rates: Oxford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 28.0/100K |
| 93% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 28.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 279.8/100K |
| 86% below US avg |
| Burglary | 56.0/100K |
| Theft | 195.9/100K |
| Vehicle Theft | 28.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 76 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oxford experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 33.9 inches. The area receives 36.0 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 1,044 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 49.1°F |
| 9% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,044 ft (318 m) |
| Area | 1.5 sq mi (3.8 km²) |
| Population Density | 2,760/sq mi |
| Coordinates | 42.8214°N, 83.2535°W |
| Timezone | America/Detroit |
| County | Oakland County County |
| Nearest Airport | Oakland County International (PTK) 14 miles away |
Precipitation & Snow
Annual Rainfall
33.9"
11% below US avg
Wettest Month (Jun)
3.43"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0451 ppm |
| PM2.5 (Fine Particles) | 9.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 97.5 / 100 |
| Social Vulnerability | 16.6 / 100 |
| Community Resilience | 90.4 / 100 |
Hazard Breakdown
| Tornado |
Very High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively Moderate |
| Strong Wind |
Very High |
| Heat Wave |
Relatively High |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Very High |
| Drought |
No Rating |
| Cold Wave |
Very High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
12 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M2.5 on Mar 18, 2024.
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
110 km |
| Apr 20, 2018 |
Michigan |
M3.4 |
81 km |
| Feb 23, 2011 |
18 km NE of Leamington, Canada |
M3.0 |
100 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
125 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
142 km |
| May 14, 2017 |
18 km ENE of Leamington, Canada |
M2.6 |
103 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
143 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
108 km |
| Mar 8, 2010 |
7 km ENE of Grosse Ile, Michigan |
M2.5 |
75 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
134 km |
| May 23, 2022 |
2 km NNW of Corunna, Canada |
M2.5 |
66 km |
| Feb 17, 2013 |
31 km E of Leamington, Canada |
M2.5 |
123 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
345 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 146 fatalities, 1,652 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 8, 1953 |
EF5 |
58 km |
116 |
| Mar 20, 1976 |
EF4 |
36 km |
1 |
| May 8, 1964 |
EF4 |
39 km |
11 |
| Jul 4, 1957 |
EF4 |
51 km |
0 |
| May 12, 1956 |
EF4 |
64 km |
0 |
| May 12, 1956 |
EF4 |
40 km |
3 |
| Jun 8, 1953 |
EF4 |
37 km |
0 |
| May 21, 1953 |
EF4 |
54 km |
2 |
| Mar 15, 2012 |
EF3 |
75 km |
0 |
| Jul 2, 1997 |
EF3 |
54 km |
0 |
| Jul 2, 1997 |
EF3 |
50 km |
1 |
| Jun 21, 1996 |
EF3 |
70 km |
0 |
| Sep 14, 1990 |
EF3 |
42 km |
0 |
| Sep 2, 1984 |
EF3 |
57 km |
0 |
| Aug 8, 1984 |
EF3 |
41 km |
0 |
| May 2, 1983 |
EF3 |
48 km |
0 |
| Mar 20, 1976 |
EF3 |
27 km |
1 |
| Jul 14, 1974 |
EF3 |
35 km |
0 |
| May 11, 1974 |
EF3 |
76 km |
1 |
| Aug 2, 1972 |
EF3 |
37 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 1.5 m (5 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1952 |
LAKE HURON, MI |
Avalanche |
1.5 m |
- |
76 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.5 in |
|
| February |
24°F (-4°C) |
1.5 in |
Coldest, Driest |
| March |
34°F (1°C) |
2.3 in |
|
| April |
45°F (7°C) |
2.8 in |
|
| May |
57°F (14°C) |
2.8 in |
|
| June |
66°F (19°C) |
3.4 in |
Wettest |
| July |
73°F (23°C) |
2.9 in |
Warmest |
| August |
69°F (21°C) |
3.4 in |
|
| September |
62°F (16°C) |
3.0 in |
|
| October |
50°F (10°C) |
2.3 in |
|
| November |
39°F (4°C) |
2.6 in |
|
| December |
27°F (-3°C) |
2.3 in |
|
Oxford has a seasonal temperature swing of 49°F / from 24°F in February to 73°F in July. Total annual precipitation is 30.8 inches, with June being the wettest month (3.4") and February the driest (1.5").
Average costs for common services in Oxford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($192-$529) |
| Urgent Care Visit |
$192 ($96-$337) |
| Emergency Room Visit |
$2,116 ($770-$4,810) |
| Dental Cleaning |
$125 ($72-$192) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$289 ($144-$481) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$577 ($385-$962) |
| Battery Replacement |
$192 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,734 ($3,848-$11,544) |
| Roof Repair |
$962 ($385-$1,924) |
| Roof Replacement |
$8,658 ($5,291-$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481-$3,367) |
| Divorce (Contested) |
$14,430 ($4,810-$28,860) |
| DUI Defense |
$4,810 ($1,924-$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770-$2,886) |
| Will Preparation |
$481 ($192-$962) |
| Trust Preparation |
$2,405 ($962-$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89-$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.81) |
| Loaf of Bread |
$3.66 ($2.41-$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72-$481) |
| Car Insurance (Annual) |
$1,924 ($1,154-$3,367) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577-$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481-$1,924) |
| After-School Care (Monthly) |
$385 ($192-$673) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$962 ($385-$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810-$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$192) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$481) |
| Cat Spay/Neuter |
$192 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $850 |
| Toddler | $850 |
| Preschool | $767 |
| Family Childcare (monthly) |
| Infant | $1,193 |
| Toddler | $1,020 |
| Preschool | $1,020 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Oxford
What is the population of Oxford?
Oxford has a population of 3,478 residents and is located in Michigan. The population density is 2,760 people per square mile, spread across 1.5 square miles. The median age of residents is 43.1 years, which is older than the national median of 38.9 years. The population is 46.5% female and 53.5% male.
Is Oxford expensive to live in?
Oxford has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $88,214, 17% above the national average of $75,149. The median home value is $351,300 (25% above the U.S. median). Renters pay a median of $901 per month, below the national average of $1,163. The home price-to-income ratio is 4x, indicating housing is reasonably affordable relative to local income levels.
Is Oxford safe?
Oxford is considered a very safe city with a violent crime rate of 28 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 280 per 100,000 (below the national average). Overall, Oxford receives a safety grade of F based on combined crime data.
What is the weather like in Oxford?
Oxford has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 33.9 inches, with 36.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Oxford?
The unemployment rate in Oxford is 7.5%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,498. There are 43,047 business establishments in the area, including 3,099 restaurants and food service locations. The average commute time is 30 minutes, and 13.2% of workers work from home.
How much does housing cost in Oxford?
The median home value in Oxford is $351,300. Zillow estimates the typical home value at $396,509. For renters, the median monthly rent is $901. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 72.0%. The average annual property tax is $8,369.
How are the schools in Oxford?
Schools in Oxford score 6.1 out of 10 on standardized testing, near the national average. 48.6% of adults in Oxford hold a bachelor's degree or higher, above the national average of 33.7%. 91.6% have completed high school. 15.2% hold a graduate or professional degree.
How healthy is Oxford?
The obesity rate in Oxford is 30.9% (below the national rate of 32.1%). 11.9% of adults are smokers. 17.6% are physically inactive. 24.1% of residents report depression. 5.4% lack health insurance (below the national rate). 96.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:726.
What is transportation like in Oxford?
The average commute in Oxford is 30 minutes. 78.4% of workers drive alone to work, 1% use public transit, and 13.2% work from home.
What are the demographics of Oxford?
The racial and ethnic makeup of Oxford is 90.7% White, 4.2% Black or African American. 90.4% of residents speak only English at home, while 9.6% speak Spanish. 3.8% of the population are military veterans. 15.8% of residents have a disability. 96.1% have health insurance coverage.