Median Income
$38,980
48% lower than US avg
Home Value
$45,700
84% lower than US avg
Violent Crime
256/100K
33% lower than US avg
Bachelor's+
53.6%
59% higher than US avg
Obesity Rate
32.5%
1% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Panola Compares to the U.S. Average (100% = U.S. avg)
People
Population118
Median Age64.3 yrs
Density105/mi²
Male / Female48% / 53%
Largest GroupWhite 92%
Veterans100.0%
Economy
B+
Median Income$38,980
Per Capita$25,217
Unemployment0.0%
Poverty0.0%
County GDP$324M
Housing
A+
Home Value$45,700
Ownership100.0%
Zillow$135,506
Housing Units71
Rent Burden30.0%
Crime
F
Violent256/100K
Property878/100K
Health
Obesity32.5%
Uninsured8.3%
Smoking15.9%
Depression23.9%
Heart Disease6.8%
Climate
Avg Temp62°F (17°C)
AQI45 (Good)
Rain50.9 in/yr
Sunny Days301/yr
Elevation678 ft (207 m)
Education
A+
Bachelor's+53.6%
High School+91.7%
Graduate+0.0%
School Score4.87
Community
2024 VoteR 82% / D 17%
Broadband65.0%
EV Stations1
Libraries1
Is Panola a Good Place to Live?
Based on current data, Panola receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Areas to be aware of include below-average incomes. Panola offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Panola is $38,980, 48% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Panola is $45,700, 84% below the national median / offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Panola is below the national average at 256 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 878 per 100,000, 55% below the national average.
Education
Panola is a highly educated community / 53.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 91.7% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Panola enjoys a moderate climate with an average annual temperature of 62°F. Winters average 41°F in January while summers reach 82°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 50.9 inches. Air quality is rated Good with a median AQI of 45.
Panola has a population of 118 with a density of 105 people per square mile, spread across 1.1 square miles. The median age is 64.3 years, 65% older than the national median of 38.9. The gender split is 52.5% female and 47.5% male. The city is predominantly White (92.4%), with 2.5% Hispanic, 5.1% Black. English is the primary language spoken at home by 100% of residents. 100.0% of the population are veterans, above the national rate of 6.0%. 10.9% of residents have a disability. 85.1% have health insurance coverage.
Population
64.3yrs
Median Age
65% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Panola is $38,980, which is 48% below the national average of $75,149. Per capita income is $25,217 (below the $39,052 national figure). The average weekly wage is $1,111, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 215 business establishments, including 12 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $38,980 |
| 48% below US avg |
| Per Capita Income | $25,217 |
| Avg Weekly Wage | $1,111 |
| IRS Avg AGI | $45,564 |
| Gini Index | 0.445 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 215 |
| County GDP | $324M |
Business (County)
| Restaurants | 12 |
| Healthcare | 20 |
| Retail | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $1,760 |
| 50% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.85% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Panola is $45,700, 84% below the national median of $281,900. Zillow estimates the typical home value at $135,506, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 71 total housing units in the city. The median year a home was built is 2003. The average annual property tax is $1,760 (lower than the $3,500 national average). 30.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $45,700 |
| 84% below US avg |
| Zillow ZHVI | $135,506 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 71 |
| Median Year Built | 2003 |
Property Tax
| Avg Tax (IRS) | $1,760 |
| 50% below US avg |
| Effective Rate | 3.85% |
In Panola, 32.5% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 6.8% of residents, above the national average. 29.1% have high blood pressure. 15.9% are current smokers. 11.2% report binge drinking. 26.3% are physically inactive. 23.9% report depression (above the 20.0% national average). 17.7% experience frequent mental distress. 8.3% of residents lack health insurance. The primary care physician ratio is 1:4,713. The dentist ratio is 1:4,815. 45.7% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Panola vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.5% |
| 1% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 6.8% |
| High Blood Pressure | 29.1% |
| Asthma | 10.4% |
| COPD | 7.0% |
| Cancer | 5.8% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 15.9% |
| 14% above US avg |
| Binge Drinking | 11.2% |
| Physical Inactivity | 26.3% |
| Depression | 23.9% |
| Mental Distress | 17.7% |
| Physical Distress | 12.5% |
| Short Sleep | 30.1% |
Healthcare Access
| Insurance Rate | 85.1% |
| Uninsured | 8.3% |
| 3% below US avg |
| Primary Care | 1:4,713 |
| Dentists | 1:4,815 |
| Mental Health | 1:140 |
| Checkup Rate | 62.4% |
| Dental Visits | 44.0% |
| Premature Death | 13,194/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 45.7% |
| Healthcare Facilities | 20 |
Panola has a violent crime rate of 256 per 100,000 residents, 33% below the national average of 380. Property crime stands at 878 per 100,000, 55% below the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Panola receives a safety grade of F.
Crime Rates: Panola vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 255.9/100K |
| 33% below US avg |
| |
Property Crime
| Total Property | 877.5/100K |
| 55% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Panola enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winters average 41°F in January while summers reach 82°F in July. The area gets 301 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 50.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 678 feet.
Temperature
41°F Jan (5°C)
82°F Jul (28°C)
| Annual Average | 61.8°F |
| 14% above US avg |
| January Average | 41°F (5°C) |
| July Average | 82°F (28°C) |
| Sunny Days | 301 days/yr |
Geography
| Elevation | 678 ft (207 m) |
| Area | 1.1 sq mi (2.9 km²) |
| Population Density | 105/sq mi |
| Coordinates | 34.9221°N, 95.2087°W |
| Timezone | America/Chicago |
| County | Latimer County County |
| Nearest Airport | Mc Alester Regional (MLC)
33 miles away |
Precipitation & Snow
Annual Rainfall
50.9"
34% above US avg
Wettest Month (May)
6.26"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 34.6 / 100 |
| Social Vulnerability | 95.2 / 100 |
| Community Resilience | 20.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
180 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M3.1 on Aug 29, 2024.
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
116 km |
| Apr 3, 2012 |
8 km SSW of Pittsburg, Oklahoma |
M4.1 |
69 km |
| Aug 24, 2021 |
1 km S of Quinton, Oklahoma |
M3.7 |
26 km |
| Aug 18, 2019 |
1 km ENE of Quinton, Oklahoma |
M3.7 |
26 km |
| Apr 7, 2021 |
7 km WSW of Horntown, Oklahoma |
M3.6 |
102 km |
| Aug 18, 2014 |
4 km NW of Cromwell, Oklahoma |
M3.5 |
127 km |
| Jan 4, 2013 |
6 km NW of Cromwell, Oklahoma |
M3.5 |
129 km |
| Jul 24, 2013 |
4 km NNW of Cromwell, Oklahoma |
M3.5 |
126 km |
| Dec 17, 2013 |
10 km SSE of Prague, Oklahoma |
M3.4 |
141 km |
| Aug 22, 2021 |
3 km ESE of Quinton, Oklahoma |
M3.4 |
24 km |
| Aug 27, 2009 |
7 km NNW of Francis, Oklahoma |
M3.4 |
129 km |
| Aug 7, 2024 |
9 km N of Stonewall, Oklahoma |
M3.4 |
121 km |
| Sep 9, 2012 |
8 km WNW of Cromwell, Oklahoma |
M3.4 |
131 km |
| Oct 20, 2002 |
8 km WSW of Lane, Oklahoma |
M3.4 |
107 km |
| Jul 22, 2021 |
2 km E of Quinton, Oklahoma |
M3.3 |
25 km |
| Mar 31, 2012 |
7 km S of Paden, Oklahoma |
M3.3 |
137 km |
| Aug 17, 2015 |
12 km N of Seminole, Oklahoma |
M3.3 |
141 km |
| Feb 7, 2012 |
8 km NW of Cromwell, Oklahoma |
M3.3 |
131 km |
| Aug 8, 2013 |
10 km W of Cromwell, Oklahoma |
M3.3 |
132 km |
| May 16, 2019 |
3 km W of Horntown, Oklahoma |
M3.3 |
100 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
553 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 94 fatalities, 1,080 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1982 |
EF5 |
94 km |
0 |
| Mar 26, 1976 |
EF5 |
56 km |
2 |
| May 11, 1992 |
EF4 |
70 km |
0 |
| Mar 26, 1976 |
EF4 |
21 km |
1 |
| May 26, 1973 |
EF4 |
71 km |
5 |
| Apr 19, 1968 |
EF4 |
91 km |
14 |
| May 5, 1961 |
EF4 |
27 km |
16 |
| May 5, 1960 |
EF4 |
79 km |
5 |
| May 5, 1960 |
EF4 |
10 km |
16 |
| Jan 22, 1957 |
EF4 |
72 km |
10 |
| Apr 9, 2009 |
EF3 |
90 km |
3 |
| Jun 1, 1999 |
EF3 |
63 km |
0 |
| May 4, 1999 |
EF3 |
94 km |
0 |
| May 26, 1997 |
EF3 |
67 km |
0 |
| Apr 21, 1996 |
EF3 |
86 km |
2 |
| Apr 26, 1984 |
EF3 |
98 km |
8 |
| Nov 22, 1983 |
EF3 |
31 km |
0 |
| Apr 7, 1980 |
EF3 |
64 km |
0 |
| May 26, 1973 |
EF3 |
73 km |
0 |
| Jun 11, 1970 |
EF3 |
93 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (27,091 ac, 2004).
| Year |
Name |
Acres |
Distance |
| 2004 |
UNNAMED |
27,091 |
81 km |
| 2011 |
HOG TRAP |
22,895 |
88 km |
| 2009 |
BURNT TRUST |
22,578 |
74 km |
| 2007 |
UNNAMED |
18,089 |
87 km |
| 2011 |
UNNAMED |
17,973 |
64 km |
| 1991 |
UNNAMED |
16,700 |
75 km |
| 2005 |
CABINESS |
14,646 |
77 km |
| 2004 |
UNNAMED |
14,138 |
74 km |
| 2009 |
40 ACRE TURNAROUND |
13,985 |
33 km |
| 2016 |
WEST CAVANAL FIRE |
13,100 |
42 km |
| 2004 |
UNNAMED |
12,163 |
74 km |
| 2004 |
UNNAMED |
12,086 |
83 km |
| 2011 |
UNNAMED |
11,348 |
77 km |
| 2005 |
UNNAMED |
10,935 |
93 km |
| 2007 |
UNNAMED |
10,593 |
81 km |
| 2011 |
UNNAMED |
10,444 |
49 km |
| 2007 |
BRANTLEY CABIN |
9,666 |
91 km |
| 1996 |
UNNAMED |
9,481 |
74 km |
| 2021 |
BILLY CREEK |
9,236 |
53 km |
| 2011 |
TI VALLEY |
9,205 |
36 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
41°F (5°C) |
2.1 in |
Coldest, Driest |
| February |
43°F (6°C) |
2.8 in |
|
| March |
52°F (11°C) |
4.2 in |
|
| April |
61°F (16°C) |
4.6 in |
|
| May |
68°F (20°C) |
6.3 in |
Wettest |
| June |
76°F (24°C) |
4.3 in |
|
| July |
82°F (28°C) |
3.5 in |
Warmest |
| August |
80°F (27°C) |
3.2 in |
|
| September |
73°F (23°C) |
5.0 in |
|
| October |
62°F (17°C) |
4.3 in |
|
| November |
51°F (11°C) |
4.1 in |
|
| December |
42°F (6°C) |
2.9 in |
|
Panola has a seasonal temperature swing of 41°F / from 41°F in January to 82°F in July. Total annual precipitation is 47.2 inches, with May being the wettest month (6.3") and January the driest (2.1").
Average costs for common services in Panola. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $872 |
| Toddler | $753 |
| Preschool | $753 |
| Family Childcare (monthly) |
| Infant | $633 |
| Toddler | $583 |
| Preschool | $583 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Panola
What is the population of Panola?
Panola has a population of 118 residents and is located in Oklahoma. The population density is 105 people per square mile, spread across 1.1 square miles. The median age of residents is 64.3 years, which is older than the national median of 38.9 years. The population is 52.5% female and 47.5% male.
Is Panola expensive to live in?
Panola is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $38,980, 48% below the national average of $75,149. The median home value is $45,700 (84% below the U.S. median). The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
Is Panola safe?
Panola is safer than the national average, with a violent crime rate of 256 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 878 per 100,000 (below the national average). Overall, Panola receives a safety grade of F based on combined crime data.
What is the weather like in Panola?
Panola enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winter temperatures average 41°F in January, while summers reach an average of 82°F in July. The area receives 301 sunny days per year, well above the national average of 205. Annual rainfall totals 50.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Panola?
The job market in Panola is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,111. There are 215 business establishments in the area, including 12 restaurants and food service locations.
How much does housing cost in Panola?
The median home value in Panola is $45,700. Zillow estimates the typical home value at $135,506. The homeownership rate is 100.0%. The average annual property tax is $1,760.
How are the schools in Panola?
Schools in Panola have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 53.6% of adults in Panola hold a bachelor's degree or higher, above the national average of 33.7%. 91.7% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Panola?
The obesity rate in Panola is 32.5% (above the national rate of 32.1%). 15.9% of adults are smokers. 26.3% are physically inactive. 23.9% of residents report depression. 8.3% lack health insurance. 45.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,713.
What are the demographics of Panola?
The racial and ethnic makeup of Panola is 92.4% White, 5.1% Black or African American, 2.5% Hispanic or Latino. 100% of residents speak only English at home. 100.0% of the population are military veterans. 10.9% of residents have a disability. 85.1% have health insurance coverage.
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