Median Income
$67,500
10% lower than US avg
Home Value
$107,500
62% lower than US avg
Violent Crime
251/100K
34% lower than US avg
Bachelor's+
15.5%
54% lower than US avg
Median Rent
$835
28% lower than US avg
Obesity Rate
33.4%
4% higher than US avg
Unemployment
4.6%
28% higher than US avg
Poverty Rate
6.7%
46% lower than US avg
How Pantego Compares to the U.S. Average (100% = U.S. avg)
People
Population445
Median Age9.4 yrs
Density556/mi²
Male / Female53% / 47%
Largest GroupWhite 34%
Veterans3.4%
Economy
B+
Median Income$67,500
Per Capita$14,505
Unemployment4.6%
Poverty6.7%
County GDP$2,369M
Commute24 min
Housing
A+
Home Value$107,500
Rent$835
Ownership75.5%
Zillow$140,771
Housing Units106
Rent Burden51.0%
Crime
F
Violent251/100K
Property1,694/100K
Health
Obesity33.4%
Uninsured11.5%
Smoking14.4%
Depression25.8%
Heart Disease5.3%
Climate
Avg Temp62°F (16°C)
AQI40 (Good)
Rain52.3 in/yr
Sunny Days301/yr
Elevation30 ft (9 m)
Education
C
Bachelor's+15.5%
High School+90.8%
Graduate+4.4%
School Score5.29
Community
2024 VoteR 65% / D 34%
Commute24 min
Broadband94.0%
EV Stations1
Libraries5
Is Pantego a Good Place to Live?
Based on current data, Pantego receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Pantego offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Pantego is $67,500, 10% below the national average of $75,149. Unemployment stands at 4.6%, indicating a healthy job market. Only 6.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Pantego is $107,500, 62% below the national median / offering relatively affordable homeownership. Renters pay a median of $835 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Pantego is below the national average at 251 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,694 per 100,000, near the national average.
Education
15.5% of residents hold a bachelor's degree, below the national average of 33.7%. 90.8% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Pantego enjoys a moderate climate with an average annual temperature of 62°F. Winters average 43°F in January while summers reach 80°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 52.3 inches. Air quality is rated Good with a median AQI of 40.
Pantego has a population of 445 with a density of 556 people per square mile, spread across 0.8 square miles. The median age is 9.4 years, 76% younger than the national median of 38.9. The gender split is 47.4% female and 52.6% male. The city is predominantly White (34.4%), with 5.4% Black. English is the primary language spoken at home by 91.7% of residents, while 8.3% speak Spanish. 3.4% of the population are veterans, below the national rate of 6.0%. 7.0% of residents have a disability (below the 13.0% national average). 92.1% have health insurance coverage.
Population
9.4yrs
Median Age
76% below US avg
Language Spoken at Home
English Only
91.7%
17% above US avg
Spanish
8.3%
38% below US avg
The median household income in Pantego is $67,500, which is 10% below the national average of $75,149. Per capita income is $14,505 (below the $39,052 national figure). The average weekly wage is $968, 32% lower than the U.S. average. The unemployment rate is 4.6% (above the 3.6% US average). 6.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,350 business establishments, including 94 restaurants. The cost of living index is 94.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $67,500 |
| 10% below US avg |
| Per Capita Income | $14,505 |
| Avg Weekly Wage | $968 |
| IRS Avg AGI | $64,952 |
| Gini Index | 0.470 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.6% |
| 28% above US avg |
| Poverty Rate | 6.7% |
| 46% below US avg |
| Establishments (County) | 1,350 |
| County GDP | $2,369M |
Business (County)
| Restaurants | 94 |
| Healthcare | 132 |
| Retail | 192 |
| Manufacturing | 49 |
Tax & Cost of Living
| Property Tax (IRS) | $3,002 |
| 14% below US avg |
| Cost of Living | 94.30 (100=avg) |
| Effective Tax Rate | 2.79% |
Commute & Transportation
| Commute Time | 24.2 min |
| Drive Alone | 93.6% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Pantego is $107,500, 62% below the national median of $281,900. Zillow estimates the typical home value at $140,771, higher than the Census estimate. Monthly rent averages $835 (28% below the national average of $1,163). Fair market rent ranges from $981 for a one-bedroom to $1,161 for a two-bedroom apartment. 75.5% of housing units are owner-occupied (above the 65.4% national rate). There are 106 total housing units in the city. The median year a home was built is 1960. The average annual property tax is $3,002. 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $107,500 |
| 62% below US avg |
| Zillow ZHVI | $140,771 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $835 |
| 28% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
| Homeownership | 75.5% |
| Owner-Occupied | 75.5% |
| Renter-Occupied | 24.5% |
| Housing Units | 106 |
| Median Year Built | 1960 |
Property Tax
| Avg Tax (IRS) | $3,002 |
| 14% below US avg |
| Effective Rate | 2.79% |
In Pantego, 33.4% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.3% of residents. 32.4% have high blood pressure. 14.4% are current smokers. 18.0% report binge drinking. 22.4% are physically inactive. 25.8% report depression (above the 20.0% national average). 17.9% experience frequent mental distress. 11.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,933. The dentist ratio is 1:2,604. 85.6% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Pantego vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.4% |
| 4% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.3% |
| High Blood Pressure | 32.4% |
| Asthma | 10.6% |
| COPD | 6.1% |
| Cancer | 7.0% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 18.0% |
| Physical Inactivity | 22.4% |
| Depression | 25.8% |
| Mental Distress | 17.9% |
| Physical Distress | 12.0% |
| Short Sleep | 33.2% |
Healthcare Access
| Insurance Rate | 92.1% |
| Uninsured | 11.5% |
| 34% above US avg |
| Primary Care | 1:1,933 |
| Dentists | 1:2,604 |
| Mental Health | 1:483 |
| Checkup Rate | 76.9% |
| Dental Visits | 64.2% |
| Premature Death | 12,293/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 85.6% |
| Healthcare Facilities | 132 |
Pantego has a violent crime rate of 251 per 100,000 residents, 34% below the national average of 380. Property crime stands at 1,694 per 100,000, 14% below the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Pantego receives a safety grade of F.
Crime Rates: Pantego vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 250.9/100K |
| 34% below US avg |
| |
Property Crime
| Total Property | 1,693.9/100K |
| 14% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Traffic Accidents | 8 |
| Avg Accident Severity | 2.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Pantego enjoys a temperate climate with an average annual temperature of 62°F (16°C). Winters average 43°F in January while summers reach 80°F in July. The area gets 301 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 52.3 inches (wetter than the 38-inch national average). The area receives 1.2 inches of snow annually. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 30 feet, near sea level.
Temperature
43°F Jan (6°C)
80°F Jul (27°C)
| Annual Average | 61.6°F |
| 14% above US avg |
| January Average | 43°F (6°C) |
| July Average | 80°F (27°C) |
| Sunny Days | 301 days/yr |
Geography
| Elevation | 30 ft (9 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 556/sq mi |
| Coordinates | 35.5874°N, 76.6594°W |
| Timezone | America/New_York |
| County | Beaufort County County |
| Nearest Airport | Northeastern Regional (EDE) 31 miles away |
Precipitation & Snow
Annual Rainfall
52.3"
38% above US avg
Wettest Month (Jul)
6.14"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.2 / 100 |
| Social Vulnerability | 78.1 / 100 |
| Community Resilience | 55.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.9 on Feb 11, 2014.
| Aug 6, 1994 |
4 km SSW of Bayboro, North Carolina |
M3.6 |
55 km |
| Feb 11, 2014 |
7 km NW of Hobucken, North Carolina |
M2.9 |
33 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
23 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Isaias (2020, Cat 1).
| Year |
Name |
Category |
Closest |
| 2020 |
Isaias |
Category 1 |
252 km |
| 2019 |
Dorian |
Category 2 |
103 km |
| 2018 |
Florence |
Category 2 |
162 km |
| 2016 |
Matthew |
Category 1 |
116 km |
| 2014 |
Arthur |
Category 2 |
68 km |
| 2011 |
Irene |
Category 1 |
34 km |
| 2010 |
Earl |
Category 2 |
254 km |
| 2005 |
Ophelia |
Category 1 |
125 km |
| 2004 |
Alex |
Category 2 |
117 km |
| 2004 |
Charley |
Category 1 |
273 km |
| 2003 |
Isabel |
Category 2 |
39 km |
| 1999 |
Irene |
Category 2 |
159 km |
| 1999 |
Floyd |
Category 2 |
18 km |
| 1999 |
Dennis |
Category 2 |
197 km |
| 1998 |
Bonnie |
Category 3 |
58 km |
| 1996 |
Fran |
Category 3 |
178 km |
| 1996 |
Bertha |
Category 2 |
108 km |
| 1994 |
Gordon |
Category 1 |
228 km |
| 1993 |
Emily |
Category 3 |
148 km |
| 1991 |
Bob |
Category 3 |
160 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
403 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 27 fatalities, 325 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 3, 2020 |
EF3 |
39 km |
2 |
| Apr 25, 2014 |
EF3 |
43 km |
0 |
| Apr 16, 2011 |
EF3 |
61 km |
12 |
| Mar 28, 1984 |
EF3 |
87 km |
2 |
| Mar 28, 1984 |
EF3 |
78 km |
6 |
| Mar 4, 1977 |
EF3 |
82 km |
0 |
| May 15, 1972 |
EF3 |
78 km |
0 |
| Mar 17, 1965 |
EF3 |
83 km |
2 |
| Nov 8, 1957 |
EF3 |
99 km |
0 |
| Aug 7, 2024 |
EF2 |
94 km |
0 |
| Apr 25, 2014 |
EF2 |
52 km |
1 |
| Apr 25, 2014 |
EF2 |
53 km |
0 |
| Apr 25, 2014 |
EF2 |
56 km |
0 |
| Apr 7, 2014 |
EF2 |
2 km |
0 |
| Nov 26, 2013 |
EF2 |
100 km |
0 |
| Aug 26, 2011 |
EF2 |
54 km |
0 |
| Apr 16, 2011 |
EF2 |
78 km |
0 |
| Apr 16, 2011 |
EF2 |
70 km |
0 |
| May 11, 2008 |
EF2 |
78 km |
0 |
| May 11, 2008 |
EF2 |
96 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: ALLAN ROAD (110,696 ac, 1985).
| Year |
Name |
Acres |
Distance |
| 1985 |
ALLAN ROAD |
110,696 |
38 km |
| 2008 |
EVANS ROAD |
41,560 |
30 km |
| 2011 |
PAINS BAY |
40,218 |
76 km |
| 1994 |
FISH DAY |
21,772 |
82 km |
| 2016 |
WHIPPING CREEK ROAD |
12,512 |
68 km |
| 1985 |
UNNAMED |
5,807 |
98 km |
| 2023 |
LAST RESORT |
4,974 |
32 km |
| 2009 |
2-2-1 ROANOKE MARSHES |
4,953 |
86 km |
| 2005 |
WEST MARSH UNIT 3.3.1 |
4,867 |
76 km |
| 2015 |
NCCDR FY15 RX WEST MARSH |
4,751 |
76 km |
| 1986 |
UNNAMED |
4,031 |
78 km |
| 2007 |
TRAINING FIRE |
3,843 |
74 km |
| 2007 |
3 4 1 RUMLEYS MARSH FY 07 |
3,556 |
78 km |
| 2024 |
HIGHWAY 12 |
3,502 |
78 km |
| 2006 |
BELL ISLAND CENTRAL UNIT 2 1 2 |
3,307 |
33 km |
| 2017 |
NCALR FY17 RX A 2.2 |
3,303 |
85 km |
| 2003 |
ROANOKE MARSH 2 2 5 A |
3,156 |
87 km |
| 2006 |
ROANOKE MARSHES - 2.2.5 |
3,139 |
87 km |
| 2022 |
NCCDR-FY22-RX-PRESCRIBED FIRE |
3,113 |
76 km |
| 2009 |
CAROLINA BAY |
3,056 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
43°F (6°C) |
4.2 in |
Coldest |
| February |
45°F (7°C) |
3.5 in |
|
| March |
52°F (11°C) |
4.0 in |
|
| April |
60°F (16°C) |
3.3 in |
|
| May |
68°F (20°C) |
4.5 in |
|
| June |
75°F (24°C) |
4.9 in |
|
| July |
80°F (27°C) |
6.1 in |
Warmest, Wettest |
| August |
78°F (25°C) |
5.9 in |
|
| September |
73°F (23°C) |
4.6 in |
|
| October |
63°F (17°C) |
3.4 in |
|
| November |
55°F (13°C) |
3.2 in |
Driest |
| December |
46°F (8°C) |
3.3 in |
|
Pantego has a seasonal temperature swing of 37°F / from 43°F in January to 80°F in July. Total annual precipitation is 50.9 inches, with July being the wettest month (6.1") and November the driest (3.2").
Average costs for common services in Pantego. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$236 ($141–$377) |
| Specialist Visit |
$330 ($189–$519) |
| Urgent Care Visit |
$189 ($94–$330) |
| Emergency Room Visit |
$2,075 ($754–$4,715) |
| Dental Cleaning |
$123 ($71–$189) |
| Dental Filling |
$236 ($141–$377) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$283 ($141–$472) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$566 ($377–$943) |
| Battery Replacement |
$189 ($94–$330) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($57–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$377 ($141–$754) |
| HVAC System Install |
$6,601 ($3,772–$11,316) |
| Roof Repair |
$943 ($377–$1,886) |
| Roof Replacement |
$8,487 ($5,187–$14,145) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,415 ($472–$3,301) |
| Divorce (Contested) |
$14,145 ($4,715–$28,290) |
| DUI Defense |
$4,715 ($1,886–$9,430) |
| Bankruptcy (Chapter 7) |
$1,415 ($754–$2,829) |
| Will Preparation |
$472 ($189–$943) |
| Trust Preparation |
$2,358 ($943–$4,715) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$236) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.87 ($2.83–$5.19) |
| Dozen Eggs (per dozen) |
$3.30 ($2.36–$4.72) |
| Loaf of Bread |
$3.58 ($2.36–$5.19) |
| Chicken Breast (per lb) |
$4.24 ($2.83–$6.13) |
| Ground Beef (per lb) |
$5.19 ($3.77–$7.07) |
| Rice (per lb) |
$0.94 ($0.57–$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$236) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71–$472) |
| Car Insurance (Annual) |
$1,886 ($1,132–$3,301) |
| Bus Pass (Monthly) |
$66 ($28–$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.54–$24) |
| Car Registration (Annual) |
$94 ($28–$236) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,132 ($566–$2,358) |
| Daycare (Toddler, Monthly) |
$943 ($472–$1,886) |
| After-School Care (Monthly) |
$377 ($189–$660) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$943 ($377–$2,358) |
| Private School (K-12, Annual) |
$11,788 ($4,715–$28,290) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$189) |
| Dog Grooming |
$57 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$283 ($141–$472) |
| Cat Spay/Neuter |
$189 ($94–$377) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $802 |
| Toddler | $693 |
| Preschool | $586 |
| Family Childcare (monthly) |
| Infant | $721 |
| Toddler | $585 |
| Preschool | $598 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Pantego
What is the population of Pantego?
Pantego has a population of 445 residents and is located in North Carolina. The population density is 556 people per square mile, spread across 0.8 square miles. The median age of residents is 9.4 years, which is younger than the national median of 38.9 years. The population is 47.4% female and 52.6% male.
Is Pantego expensive to live in?
Pantego is more affordable than the national average, with a cost of living index of 94.3 / below the baseline of 100. The median household income is $67,500, 10% below the national average of $75,149. The median home value is $107,500 (62% below the U.S. median). Renters pay a median of $835 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Pantego safe?
Pantego is safer than the national average, with a violent crime rate of 251 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,694 per 100,000 (below the national average). Overall, Pantego receives a safety grade of F based on combined crime data.
What is the weather like in Pantego?
Pantego enjoys a temperate climate with an average annual temperature of 62°F (16°C). Winter temperatures average 43°F in January, while summers reach an average of 80°F in July. The area receives 301 sunny days per year, well above the national average of 205. Annual rainfall totals 52.3 inches, with 1.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Pantego?
Pantego has a healthy job market with an unemployment rate of 4.6%, near the national average of 3.6%. The average weekly wage is $968. There are 1,350 business establishments in the area, including 94 restaurants and food service locations. The average commute time is 24 minutes, and 0.0% of workers work from home.
How much does housing cost in Pantego?
The median home value in Pantego is $107,500. Zillow estimates the typical home value at $140,771. For renters, the median monthly rent is $835. Fair market rent is $981 for a 1-bedroom and $1,161 for a 2-bedroom apartment. The homeownership rate is 75.5%. The average annual property tax is $3,002.
How are the schools in Pantego?
Schools in Pantego score 5.3 out of 10 on standardized testing, near the national average. 15.5% of adults in Pantego hold a bachelor's degree or higher, below the national average of 33.7%. 90.8% have completed high school. 4.4% hold a graduate or professional degree.
How healthy is Pantego?
The obesity rate in Pantego is 33.4% (above the national rate of 32.1%). 14.4% of adults are smokers. 22.4% are physically inactive. 25.8% of residents report depression. 11.5% lack health insurance (above the national rate). 85.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,933.
What is transportation like in Pantego?
The average commute in Pantego is 24 minutes, shorter than the national average of 28 minutes. 93.6% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Pantego?
The racial and ethnic makeup of Pantego is 34.4% White, 5.4% Black or African American. 91.7% of residents speak only English at home, while 8.3% speak Spanish. 3.4% of the population are military veterans. 7.0% of residents have a disability. 92.1% have health insurance coverage.