Median Income
$58,750
22% lower than US avg
Home Value
$104,200
63% lower than US avg
Violent Crime
305/100K
20% lower than US avg
Bachelor's+
26.8%
20% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Paynesville Compares to the U.S. Average (100% = U.S. avg)
People
Population49
Median Age49.1 yrs
Density188/mi²
Male / Female57% / 43%
Largest GroupWhite 82%
Veterans43.0%
Economy
A
Median Income$58,750
Per Capita$69,635
Unemployment0.0%
Poverty0.0%
Commute39 min
Housing
A+
Home Value$104,200
Ownership70.4%
Zillow$111,303
Housing Units31
Rent Burden26.0%
Crime
F
Violent305/100K
Property1,473/100K
Health
Obesity38.0%
Smoking19.2%
Depression26.3%
Heart Disease6.3%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain36.7 in/yr
Sunny Days269/yr
Elevation548 ft (167 m)
Education
B
Bachelor's+26.8%
High School+80.5%
Graduate+0.0%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute39 min
Broadband27.0%
EV Stations2
Is Paynesville a Good Place to Live?
Based on current data, Paynesville receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes, long commute times. Paynesville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Paynesville is $58,750, 22% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 39 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Paynesville is $104,200, 63% below the national median / offering relatively affordable homeownership. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Paynesville is below the national average at 305 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,473 per 100,000, 25% below the national average.
Education
26.8% of residents hold a bachelor's degree, below the national average of 33.7%. 80.5% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Paynesville experiences four distinct seasons with an average temperature of 54°F. Winters average 27°F in January while summers reach 77°F in July. With 269 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.7 inches, including 5.9 inches of snow. Air quality is rated Good with a median AQI of 41.
Paynesville has a population of 49 with a density of 188 people per square mile, spread across 0.3 square miles. The median age is 49.1 years, 26% older than the national median of 38.9. The gender split is 42.9% female and 57.1% male. The city is predominantly White (81.6%), with 8.2% Hispanic, 10.2% Black. English is the primary language spoken at home by 100% of residents. 43.0% of the population are veterans, above the national rate of 6.0%. 46.3% of residents have a disability (above the 13.0% national average). 95.1% have health insurance coverage.
Population
49.1yrs
Median Age
26% above US avg
Race & Ethnicity
Paynesville vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Paynesville vs U.S. Average
The median household income in Paynesville is $58,750, which is 22% below the national average of $75,149. Per capita income is $69,635 (above the $39,052 national figure). The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 39 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Paynesville vs U.S.
Income
| Median HH Income | $58,750 |
| 22% below US avg |
| Per Capita Income | $69,635 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 38.5 min |
| Drive Alone | 87.5% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Paynesville is $104,200, 63% below the national median of $281,900. Zillow estimates the typical home value at $111,303. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 70.4% of housing units are owner-occupied. There are 31 total housing units in the city. The median year a home was built is 1979. 26.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $104,200 |
| 63% below US avg |
| Zillow ZHVI | $111,303 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 70.4% |
| Owner-Occupied | 70.4% |
| Renter-Occupied | 29.6% |
| Housing Units | 31 |
| Median Year Built | 1979 |
Property Tax
In Paynesville, 38.0% of adults are obese, above the national rate of 32.1%. 11.0% have diabetes. Heart disease affects 6.3% of residents. 34.7% have high blood pressure. 19.2% are current smokers (above the 14.0% national rate). 17.8% report binge drinking. 29.9% are physically inactive, above the national average. 26.3% report depression (above the 20.0% national average). 19.9% experience frequent mental distress.
Health Metrics: Paynesville vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 11.0% |
| Heart Disease | 6.3% |
| High Blood Pressure | 34.7% |
| Asthma | 11.3% |
| COPD | 8.4% |
| Cancer | 7.3% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 19.2% |
| 37% above US avg |
| Binge Drinking | 17.8% |
| Physical Inactivity | 29.9% |
| Depression | 26.3% |
| Mental Distress | 19.9% |
| Physical Distress | 15.1% |
| Short Sleep | 39.0% |
Healthcare Access
| Insurance Rate | 95.1% |
| |
| Checkup Rate | 76.6% |
| Dental Visits | 55.5% |
Food & Exercise
Paynesville has a violent crime rate of 305 per 100,000 residents, 20% below the national average of 380. Property crime stands at 1,473 per 100,000, 25% below the U.S. average. Overall, Paynesville receives a safety grade of F.
Crime Rates: Paynesville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 304.7/100K |
| 20% below US avg |
| |
Property Crime
| Total Property | 1,472.8/100K |
| 25% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Paynesville experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 27°F in January while summers reach 77°F in July. The area gets 269 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.7 inches. The area receives 5.9 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 548 feet.
Temperature
27°F Jan (-3°C)
77°F Jul (25°C)
| Annual Average | 53.5°F |
| 1% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 269 days/yr |
Geography
| Elevation | 548 ft (167 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 188/sq mi |
| Coordinates | 39.2625°N, 90.9004°W |
| Timezone | America/Chicago |
| Nearest Airport | St Louis Lambert International (STL)
46 miles away |
Precipitation & Snow
Annual Rainfall
36.7"
3% below US avg
Wettest Month (May)
4.17"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
132 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
136 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
133 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
88 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
138 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
89 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
141 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
96 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
150 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
147 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
99 km |
| Nov 25, 2013 |
8 km NE of Bonne Terre, Missouri |
M2.6 |
148 km |
| Feb 3, 2014 |
18 km NW of Potosi, Missouri |
M2.6 |
133 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
122 km |
| Sep 11, 2019 |
6 km NNE of Bonne Terre, Missouri |
M2.6 |
146 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
41 km |
| Jan 15, 1998 |
1 km SSE of Fenton, Missouri |
M2.5 |
94 km |
| Aug 11, 2010 |
7 km NNW of Bloomsdale, Missouri |
M2.5 |
144 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
491 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 44 fatalities, 942 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
69 km |
0 |
| Apr 3, 1981 |
EF4 |
90 km |
0 |
| Jan 24, 1967 |
EF4 |
72 km |
3 |
| Feb 10, 1959 |
EF4 |
86 km |
21 |
| Feb 24, 1956 |
EF4 |
90 km |
6 |
| Dec 10, 2021 |
EF3 |
74 km |
1 |
| Dec 10, 2021 |
EF3 |
92 km |
6 |
| May 31, 2013 |
EF3 |
65 km |
0 |
| May 31, 2013 |
EF3 |
83 km |
0 |
| Apr 19, 2011 |
EF3 |
95 km |
0 |
| Dec 31, 2010 |
EF3 |
93 km |
1 |
| Mar 13, 2006 |
EF3 |
47 km |
0 |
| Mar 13, 2006 |
EF3 |
59 km |
0 |
| May 10, 2003 |
EF3 |
84 km |
0 |
| Nov 15, 1988 |
EF3 |
54 km |
0 |
| Apr 29, 1984 |
EF3 |
35 km |
0 |
| May 1, 1983 |
EF3 |
96 km |
0 |
| May 1, 1983 |
EF3 |
54 km |
0 |
| Apr 7, 1980 |
EF3 |
73 km |
0 |
| Jun 12, 1970 |
EF3 |
81 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
1.6 in |
Coldest, Driest |
| February |
32°F (0°C) |
1.7 in |
|
| March |
43°F (6°C) |
3.1 in |
|
| April |
54°F (12°C) |
3.7 in |
|
| May |
63°F (17°C) |
4.2 in |
Wettest |
| June |
72°F (22°C) |
3.6 in |
|
| July |
77°F (25°C) |
3.6 in |
Warmest |
| August |
75°F (24°C) |
3.3 in |
|
| September |
67°F (20°C) |
3.4 in |
|
| October |
56°F (13°C) |
2.8 in |
|
| November |
43°F (6°C) |
3.2 in |
|
| December |
32°F (-0°C) |
2.6 in |
|
Paynesville has a seasonal temperature swing of 50°F / from 27°F in January to 77°F in July. Total annual precipitation is 36.7 inches, with May being the wettest month (4.2") and January the driest (1.6").
Average costs for common services in Paynesville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Paynesville
What is the population of Paynesville?
Paynesville has a population of 49 residents and is located in Missouri. The population density is 188 people per square mile, spread across 0.3 square miles. The median age of residents is 49.1 years, which is older than the national median of 38.9 years. The population is 42.9% female and 57.1% male.
Is Paynesville expensive to live in?
Paynesville is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $58,750, 22% below the national average of $75,149. The median home value is $104,200 (63% below the U.S. median). The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Paynesville safe?
Paynesville is safer than the national average, with a violent crime rate of 305 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,473 per 100,000 (below the national average). Overall, Paynesville receives a safety grade of F based on combined crime data.
What is the weather like in Paynesville?
Paynesville has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 77°F in July. The area receives 269 sunny days per year, well above the national average of 205. Annual rainfall totals 36.7 inches, with 5.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Paynesville?
The job market in Paynesville is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average commute time is 39 minutes, and 0.0% of workers work from home.
How much does housing cost in Paynesville?
The median home value in Paynesville is $104,200. Zillow estimates the typical home value at $111,303. The homeownership rate is 70.4%.
How are the schools in Paynesville?
Schools in Paynesville score 5.5 out of 10 on standardized testing, near the national average. 26.8% of adults in Paynesville hold a bachelor's degree or higher, below the national average of 33.7%. 80.5% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Paynesville?
The obesity rate in Paynesville is 38.0% (above the national rate of 32.1%). 19.2% of adults are smokers. 29.9% are physically inactive. 26.3% of residents report depression.
What is transportation like in Paynesville?
The average commute in Paynesville is 39 minutes, longer than the national average of 28 minutes. 87.5% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Paynesville?
The racial and ethnic makeup of Paynesville is 81.6% White, 10.2% Black or African American, 8.2% Hispanic or Latino. 100% of residents speak only English at home. 43.0% of the population are military veterans. 46.3% of residents have a disability. 95.1% have health insurance coverage.
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