Pearl Beach, MI

Michigan · Metropolitan Area

Pearl Beach is a small town in Michigan with a population of 4,846. Residents earn $84,079 per year, which is 12% above the national average.

4.0 /5.0
A Great
4,846 Population 1,007/sq mi density
$84,079 Median Income $49,155 per capita
$303,000 Home Value
$1,055 Median Rent
49°F Avg Temperature
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$84,079 median income, 2.5% unemployment
A+
Affordability
4.7 / 5.0
$303,000 home value, $1,055/mo rent
C+
Education
2.6 / 5.0
20.4% bachelor's degree or higher
Median Income $84,079
12% higher than US avg
Home Value $303,000
7% higher than US avg
Bachelor's+ 20.4%
39% lower than US avg
Median Rent $1,055
9% lower than US avg
Obesity Rate 34.7%
8% higher than US avg
Unemployment 2.5%
31% lower than US avg
Poverty Rate 5.2%
58% lower than US avg

How Pearl Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population4,846
Median Age52.3 yrs
Density1,007/mi²
Male / Female53% / 47%
Largest GroupWhite 96%

Economy

A+
Median Income$84,079
Per Capita$49,155
Unemployment2.5%
Poverty5.2%
County GDP$54,177M
Commute37 min

Housing

A+
Home Value$303,000
Rent$1,055
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.7%
UninsuredN/A
Depression28.8%
Heart Disease5.4%

Climate

Avg Temp49°F
AQI38 (Good)
Rain34.6 in/yr
Elevation578 ft

Education

C+
Bachelor's+20.4%
High School+92.8%
School Score5.23

Community

2024 VoteR 56% / D 42%
Commute37 min
Libraries26

Is Pearl Beach a Good Place to Live?

Based on current data, Pearl Beach receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a low poverty rate. Areas to be aware of include long commute times. Pearl Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Pearl Beach is $84,079, 12% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.5%. Only 5.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Pearl Beach is $303,000, roughly aligned with the national median of $281,900. Renters pay a median of $1,055 per month. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.

Education

20.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.8% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Pearl Beach experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 34.6 inches. Air quality is rated Good with a median AQI of 38.

Pearl Beach has a population of 4,846 with a density of 1,007 people per square mile. The median age is 52.3 years, 34% older than the national median of 38.9. The city is predominantly White (96.2%), with 1.8% Hispanic.

Population

4,846
Total Population
1,007
People / sq mi
52.3yrs
Median Age
34% above US avg
4.8mi²
Land Area

Gender Distribution

Male 53.2%
Female 46.8%

Race & Ethnicity

Pearl Beach vs U.S. Average

Language Spoken at Home

English Only97.6%
24% above US avg
Spanish2.4%
82% below US avg

Social Characteristics

Pearl Beach vs U.S. Average

The median household income in Pearl Beach is $84,079, which is 12% above the national average of $75,149. The unemployment rate is 2.5% (below the 3.6% US average). 5.2% of residents live below the poverty line. Workers commute an average of 37 minutes.

Income: Pearl Beach vs U.S.

Commute Mode

Income

Median HH Income$84,079
12% above US avg
Per Capita Income$49,155
Avg Weekly Wage$1,366
IRS Avg AGI$69,437

Employment & Poverty

Unemployment2.5%
31% below US avg
Poverty Rate5.2%
58% below US avg
Establishments (County)19,678
County GDP$54,177M

Business (County)

Restaurants1,797
Healthcare2,734
Retail2,687
Manufacturing1,515

Tax & Cost of Living

Property Tax (IRS)$5,390
54% above US avg
Effective Tax Rate1.78%

Commute & Transportation

Commute Time36.7 min
Work from Home7.5%

Walkability

The median home value in Pearl Beach is $303,000, 7% above the national average. Monthly rent averages $1,055 (9% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$303,000
7% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,055
9% below US avg

HUD Fair Market Rent

Studio$807
1 Bedroom$891
2 Bedrooms$1,113
3 Bedrooms$1,419
4 Bedrooms$1,588

Ownership & Property

Owner-Occupied90.8%

Property Tax

Avg Tax (IRS)$5,390
54% above US avg
Effective Rate1.78%
In Pearl Beach, 34.7% of adults are obese (above the 32.1% national rate). 28.8% report depression. 22.0% are physically inactive.

Health Metrics: Pearl Beach vs U.S. Average (%)

Chronic Conditions

Obesity34.7%
8% above US avg
Diabetes8.7%
Heart Disease5.4%
High Blood Pressure31.4%
Asthma11.6%
COPD6.8%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking18.9%
Physical Inactivity22.0%
Depression28.8%
Mental Distress19.8%
Physical Distress13.1%

Healthcare Access

Insurance Rate91.6%
Checkup Rate77.7%
Premature Death8,360/100K

Food & Exercise

Food Environment8.1/10
Exercise Access96.8%
Healthcare Facilities2,734

Crime Rates: Pearl Beach vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)55

Safety Score

Pearl Beach has an average annual temperature of 49°F (9°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation is 34.6 inches. Air quality is rated Good with a median AQI of 38.

Temperature

25°F Jan (-4°C) 73°F Jul (23°C)
Annual Average48.7°F
10% below US avg
January Average25°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall34.6 inches
9% below US avg

Air Quality

AQI Median38.0
RatingGood

Geography

Elevation578 ft (176 m)
Area4.8 sq mi (12.5 km²)
Population Density1,007/sq mi
Coordinates42.6316°N, 82.5864°W
County FIPS26099
It is classified as Metro — 1 million+. 20.4% of residents hold a bachelor's degree or higher (39% below US avg). In the 2024 election, the county voted Republican by a 13.7-point margin.

2024 Presidential Election (County)

R 55.9%
D 42.2%

Winner: Republican by 13.7 points

Education

Bachelor's Degree+20.4%
39% below US avg
High School+92.8%
School Test Score5.23
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,007/sq mi
Total Area4.8 sq mi

Infrastructure & Services

Public Libraries26
Healthcare Facilities2,734
Restaurants1,797
Retail Stores2,687

Safety & Disasters

Fatal Crashes (County/yr)55

Commute & Transportation

Avg Commute36.7 min
Work from Home7.5%

Nearby Cities

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