Hawaii · Metropolitan Area
Pearl City is a mid-size city in Hawaii with a population of 45,079. Residents earn $114,682 per year, which is 53% above the national average.
Based on current data, Pearl City receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs. Pearl City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Pearl City is $114,682, which is significantly higher than the national average — 53% above $75,149. This places Pearl City among higher-income communities. The job market is very strong with unemployment at just 1.9%. Only 4.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
The median home value in Pearl City is $872,200, making it a premium housing market at 209% above the U.S. median of $281,900. Renters pay a median of $2,338 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 7.6x, housing affordability is a significant challenge for many families.
Educational attainment is solid, with 37.0% holding a bachelor's degree or higher, near the national average. 94.5% have completed high school. Area schools have an average test score of 4.9/10.
Pearl City has a warm climate with an average annual temperature of 78°F. Winters average 74°F in January while summers reach 82°F in July. Annual precipitation totals 16.4 inches. Air quality is rated Good with a median AQI of 24.
| English Only | 79.2% |
| 1% above US avg | |
| Spanish | 20.8% |
| 55% above US avg |
| Median HH Income | $114,682 |
| 53% above US avg | |
| Per Capita Income | $47,413 |
| Avg Weekly Wage | $1,343 |
| IRS Avg AGI | $87,531 |
| Unemployment | 1.9% |
| 47% below US avg | |
| Poverty Rate | 4.3% |
| 65% below US avg | |
| Establishments (County) | 31,849 |
| County GDP | $87,066M |
| Restaurants | 2,617 |
| Healthcare | 2,562 |
| Retail | 2,678 |
| Manufacturing | 447 |
| Property Tax (IRS) | $3,790 |
| 8% above US avg | |
| Effective Tax Rate | 0.43% |
| Commute Time | 27.0 min |
| Work from Home | 7.8% |
| Census Median | $872,200 |
| 209% above US avg | |
| Zillow ZHVI | $919,646 |
| Median List Price | $740,000 |
| Median List Price | $740,000 |
| $/Sq Ft | $568 |
| Homes Sold | 16 |
| Sale-to-List Ratio | 96.9% |
| Price Drops | 15.6% |
| Inventory | 64 |
| Census Median Rent | $2,338 |
| 101% above US avg | |
| Zillow Rent (ZORI) | $2,484 |
| Studio | $1,786 |
| 1 Bedroom | $1,859 |
| 2 Bedrooms | $2,433 |
| 3 Bedrooms | $3,157 |
| 4 Bedrooms | $3,779 |
| Owner-Occupied | 70.7% |
| Avg Tax (IRS) | $3,790 |
| 8% above US avg | |
| Effective Rate | 0.43% |
| Obesity | 23.8% |
| 26% below US avg | |
| Diabetes | 10.2% |
| Heart Disease | 4.2% |
| High Blood Pressure | 26.8% |
| Asthma | 9.3% |
| COPD | 3.6% |
| Stroke | 2.6% |
| Binge Drinking | 18.2% |
| Physical Inactivity | 21.8% |
| Depression | 15.0% |
| Mental Distress | 14.6% |
| Physical Distress | 10.3% |
| Insurance Rate | 97.5% |
| Checkup Rate | 76.4% |
| Premature Death | 6,042/100K |
| Food Environment | 8.3/10 |
| Exercise Access | 96.6% |
| Healthcare Facilities | 2,562 |
| Fatal Crashes (County/yr) | 54 |
| Annual Average | 78.0°F |
| 44% above US avg | |
| January Average | 74°F (23°C) |
| July Average | 82°F (28°C) |
| Annual Rainfall | 16.4 inches |
| 57% below US avg |
| AQI Median | 24.0 |
| Rating | Good |
| Elevation | 194 ft (59 m) |
| Area | 9.1 sq mi (23.6 km²) |
| Population Density | 4,943/sq mi |
| Coordinates | 21.4026°N, 157.9569°W |
| County FIPS | 15003 |
Winner: Democrat by 21.7 points
| Bachelor's Degree+ | 37.0% |
| 10% above US avg | |
| High School+ | 94.5% |
| School Test Score | 4.88 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 4,943/sq mi |
| Total Area | 9.1 sq mi |
| EV Charging Stations | 6 |
| Alt Fuel Stations | 6 |
| Public Libraries | 25 |
| Healthcare Facilities | 2,562 |
| Restaurants | 2,617 |
| Retail Stores | 2,678 |
| Fatal Crashes (County/yr) | 54 |
| Avg Commute | 27.0 min |
| Work from Home | 7.8% |