Median Income
$43,750
42% lower than US avg
Home Value
$102,800
64% lower than US avg
Violent Crime
129/100K
66% lower than US avg
Bachelor's+
14.1%
58% lower than US avg
Median Rent
$739
36% lower than US avg
Obesity Rate
34.1%
6% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
16.0%
29% higher than US avg
How Philip Compares to the U.S. Average (100% = U.S. avg)
People
Population491
Median Age50.6 yrs
Density792/mi²
Male / Female41% / 60%
Largest GroupWhite 78%
Veterans0.2%
Economy
B
Median Income$43,750
Per Capita$26,224
Unemployment0.0%
Poverty16.0%
County GDP$133M
Commute7 min
Housing
A+
Home Value$102,800
Rent$739
Ownership59.4%
Zillow$321,470
Housing Units332
Rent Burden22.1%
Crime
F
Violent129/100K
Property647/100K
Murder0.0/100K
Assault129/100K
Burglary259/100K
Health
Obesity34.1%
Uninsured8.9%
Smoking17.0%
Depression21.9%
Heart Disease5.7%
Climate
Avg Temp48°F (9°C)
AQI35 (Good)
Rain16.3 in/yr
Sunny Days311/yr
Elevation2,224 ft (678 m)
Education
C
Bachelor's+14.1%
High School+95.7%
Graduate+1.5%
School Score5.94
Community
2024 VoteR 89% / D 9%
Commute7 min
Broadband53.8%
Libraries2
Is Philip a Good Place to Live?
Based on current data, Philip receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Philip has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Philip is $43,750, 42% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 16.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 7 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Philip is $102,800, 64% below the national median / offering relatively affordable homeownership. Renters pay a median of $739 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Philip is a very safe community with a violent crime rate of 129 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 647 per 100,000, 67% below the national average.
Education
14.1% of residents hold a bachelor's degree, below the national average of 33.7%. 95.7% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Philip experiences four distinct seasons with an average temperature of 48°F. Winters average 22°F in January while summers reach 75°F in July. With 311 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 16.3 inches. Air quality is rated Good with a median AQI of 35.
Philip has a population of 491 with a density of 792 people per square mile, spread across 0.2 square miles. The median age is 50.6 years, 30% older than the national median of 38.9. The gender split is 59.5% female and 40.5% male. The city is predominantly White (78%), with 16.9% Hispanic, 4.9% Black. English is the primary language spoken at home by 97.1% of residents. 0.2% of the population are veterans, below the national rate of 6.0%. 17.3% of residents have a disability (above the 13.0% national average). 86.0% have health insurance coverage.
Population
50.6yrs
Median Age
30% above US avg
Language Spoken at Home
English Only
97.1%
24% above US avg
Spanish
2.9%
78% below US avg
The median household income in Philip is $43,750, which is 42% below the national average of $75,149. Per capita income is $26,224 (below the $39,052 national figure). The average weekly wage is $914, 36% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 16.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 111 business establishments, including 9 restaurants. The cost of living index is 88.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 7 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,750 |
| 42% below US avg |
| Per Capita Income | $26,224 |
| Avg Weekly Wage | $914 |
| IRS Avg AGI | $68,821 |
| Gini Index | 0.485 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 16.0% |
| 29% above US avg |
| Establishments (County) | 111 |
| County GDP | $133M |
Business (County)
| Restaurants | 9 |
| Healthcare | 8 |
| Retail | 15 |
| Manufacturing | 4 |
Tax & Cost of Living
| |
| Cost of Living | 88.60 (100=avg) |
Commute & Transportation
| Commute Time | 6.6 min |
| Drive Alone | 84.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Philip is $102,800, 64% below the national median of $281,900. Zillow estimates the typical home value at $321,470, higher than the Census estimate. Monthly rent averages $739 (36% below the national average of $1,163). Fair market rent ranges from $784 for a one-bedroom to $990 for a two-bedroom apartment. 59.4% of housing units are owner-occupied. There are 332 total housing units in the city. The median year a home was built is 1973. 22.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $102,800 |
| 64% below US avg |
| Zillow ZHVI | $321,470 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $739 |
| 36% below US avg |
| Rent Burden | 22.1% |
HUD Fair Market Rent
| Studio | $691 |
| 1 Bedroom | $784 |
| 2 Bedrooms | $990 |
| 3 Bedrooms | $1,295 |
| 4 Bedrooms | $1,540 |
Ownership & Property
| Homeownership | 59.4% |
| Owner-Occupied | 59.4% |
| Renter-Occupied | 40.6% |
| Housing Units | 332 |
| Median Year Built | 1973 |
Property Tax
In Philip, 34.1% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.7% of residents. 29.3% have high blood pressure. 17.0% are current smokers (above the 14.0% national rate). 20.2% report binge drinking. 24.4% are physically inactive. 21.9% report depression. 16.9% experience frequent mental distress. 8.9% of residents lack health insurance. The primary care physician ratio is 1:917. The dentist ratio is 1:1,826. 58.5% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Philip vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.1% |
| 6% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.7% |
| High Blood Pressure | 29.3% |
| Asthma | 10.5% |
| COPD | 6.4% |
| Cancer | 7.7% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 17.0% |
| 21% above US avg |
| Binge Drinking | 20.2% |
| Physical Inactivity | 24.4% |
| Depression | 21.9% |
| Mental Distress | 16.9% |
| Physical Distress | 12.2% |
| Short Sleep | 29.1% |
Healthcare Access
| Insurance Rate | 86.0% |
| Uninsured | 8.9% |
| 3% above US avg |
| Primary Care | 1:917 |
| Dentists | 1:1,826 |
| Checkup Rate | 72.5% |
| Dental Visits | 65.7% |
| Premature Death | 5,004/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 58.5% |
| Healthcare Facilities | 8 |
Philip has a violent crime rate of 129 per 100,000 residents, 66% below the national average of 380. This breaks down to aggravated assault at 129.4 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 647 per 100,000, 67% below the U.S. average. This includes larceny/theft at 259, burglary at 259, vehicle theft at 129 per 100,000 residents. The county recorded 1 fatal traffic crashes. Overall, Philip receives a safety grade of F.
Crime Rates: Philip vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 129.4/100K |
| 66% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 129.4/100K |
Property Crime
| Total Property | 646.8/100K |
| 67% below US avg |
| Burglary | 258.7/100K |
| Theft | 258.7/100K |
| Vehicle Theft | 129.4/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Philip experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 22°F in January while summers reach 75°F in July. The area gets 311 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 16.3 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 35. The city sits at an elevation of 2,224 feet.
Temperature
22°F Jan (-6°C)
75°F Jul (24°C)
| Annual Average | 47.6°F |
| 12% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 311 days/yr |
Geography
| Elevation | 2,224 ft (678 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 792/sq mi |
| Coordinates | 44.0409°N, 101.6648°W |
| Timezone | America/Chicago |
| County | Haakon County County |
| Nearest Airport | Rapid City Regional (RAP)
69 miles away |
Precipitation & Snow
Annual Rainfall
16.3"
57% below US avg
Wettest Month (Jun)
2.99"
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 9.7 / 100 |
| Social Vulnerability | 48.8 / 100 |
| Community Resilience | 15.0 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
19 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.6 on Jun 8, 2025.
| May 25, 2003 |
10 km SSW of Martin, South Dakota |
M4.0 |
107 km |
| Jan 28, 1990 |
8 km N of Manderson-White Horse Creek, South Dakota |
M4.0 |
105 km |
| May 30, 2024 |
38 km NNW of Pierre, South Dakota |
M3.7 |
114 km |
| Mar 9, 2025 |
7 km W of Fairburn, South Dakota |
M3.6 |
137 km |
| Dec 12, 2013 |
10 km WSW of Hermosa, South Dakota |
M3.5 |
135 km |
| Aug 9, 2011 |
2 km S of Fort Pierre, South Dakota |
M3.3 |
108 km |
| Mar 2, 1990 |
7 km N of Manderson-White Horse Creek, South Dakota |
M3.2 |
106 km |
| Aug 5, 2022 |
4 km ENE of Draper, South Dakota |
M3.2 |
95 km |
| Feb 7, 2007 |
11 km WSW of Wasta, South Dakota |
M3.1 |
73 km |
| Feb 20, 1993 |
21 km WSW of Cody, Nebraska |
M3.1 |
136 km |
| Jul 12, 1998 |
7 km E of Corn Creek, South Dakota |
M3.1 |
70 km |
| Jan 16, 2012 |
25 km E of Buffalo Gap, South Dakota |
M3.0 |
123 km |
| Jun 16, 2024 |
7 km NNE of Buffalo Gap, South Dakota |
M2.9 |
139 km |
| Apr 4, 2024 |
19 km SW of Interior, South Dakota |
M2.8 |
62 km |
| Jul 17, 2016 |
15 km NNE of Oelrichs, South Dakota |
M2.8 |
145 km |
| Jun 8, 2025 |
19 km NW of Wasta, South Dakota |
M2.6 |
77 km |
| Jun 16, 2021 |
15 km N of Quinn, South Dakota |
M2.6 |
36 km |
| Jul 7, 2024 |
11 km NNW of Merriman, Nebraska |
M2.6 |
114 km |
| Jan 24, 2004 |
8 km WSW of Green Valley, South Dakota |
M2.5 |
123 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
155 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 8 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 6, 1956 |
EF3 |
81 km |
0 |
| Jun 12, 2022 |
EF2 |
60 km |
0 |
| Jun 12, 2022 |
EF2 |
68 km |
0 |
| May 24, 2010 |
EF2 |
65 km |
0 |
| Jul 3, 2003 |
EF2 |
92 km |
0 |
| Jun 7, 1994 |
EF2 |
63 km |
0 |
| Jun 15, 1992 |
EF2 |
1 km |
0 |
| Mar 29, 1982 |
EF2 |
100 km |
0 |
| May 19, 1974 |
EF2 |
38 km |
0 |
| May 19, 1974 |
EF2 |
62 km |
0 |
| Jun 4, 1971 |
EF2 |
95 km |
0 |
| Jul 26, 1964 |
EF2 |
5 km |
0 |
| May 2, 1964 |
EF2 |
25 km |
0 |
| Aug 24, 1960 |
EF2 |
63 km |
0 |
| Aug 31, 1959 |
EF2 |
47 km |
0 |
| Jun 14, 1953 |
EF2 |
65 km |
0 |
| Jun 29, 2019 |
EF1 |
92 km |
0 |
| Jul 6, 2016 |
EF1 |
77 km |
0 |
| May 28, 2013 |
EF1 |
88 km |
0 |
| May 9, 2011 |
EF1 |
12 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: COTTONWOOD CA (41,775 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
COTTONWOOD CA |
41,775 |
22 km |
| 2006 |
WHITE OWL |
20,022 |
80 km |
| 1985 |
YELLOWBEAR |
19,212 |
87 km |
| 2024 |
POWER DAM ROAD |
15,047 |
79 km |
| 2000 |
DECKER |
10,883 |
92 km |
| 2000 |
GENO H. |
10,423 |
70 km |
| 2000 |
HOUCK RANCH |
8,746 |
85 km |
| 2021 |
DRY CREEK CA |
8,123 |
64 km |
| 2002 |
COTTONWOOD |
6,696 |
94 km |
| 2006 |
RED WATER |
5,407 |
71 km |
| 2017 |
WANBLEE TIMBER |
4,982 |
49 km |
| 2003 |
PAPA |
4,746 |
78 km |
| 2000 |
JENSEN |
4,739 |
93 km |
| 2000 |
HAYES |
4,627 |
67 km |
| 2012 |
TOWER |
4,599 |
82 km |
| 1985 |
GAME RANGE |
4,059 |
77 km |
| 1999 |
BIG BUFFALO CREEK |
3,981 |
39 km |
| 2000 |
NO FLESH |
3,828 |
72 km |
| 2001 |
W SAGE CK |
3,711 |
64 km |
| 1985 |
SAGE CREEK |
2,994 |
54 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
0.3 in |
Coldest, Driest |
| February |
26°F (-3°C) |
0.5 in |
|
| March |
35°F (2°C) |
1.2 in |
|
| April |
47°F (8°C) |
1.8 in |
|
| May |
58°F (14°C) |
3.0 in |
|
| June |
68°F (20°C) |
3.0 in |
Wettest |
| July |
75°F (24°C) |
2.3 in |
Warmest |
| August |
74°F (23°C) |
1.7 in |
|
| September |
63°F (17°C) |
1.3 in |
|
| October |
49°F (10°C) |
1.2 in |
|
| November |
33°F (1°C) |
0.6 in |
|
| December |
22°F (-5°C) |
0.4 in |
|
Philip has a seasonal temperature swing of 53°F / from 22°F in January to 75°F in July. Total annual precipitation is 17.1 inches, with June being the wettest month (3.0") and January the driest (0.3").
Average costs for common services in Philip. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$222 ($133–$354) |
| Specialist Visit |
$310 ($177–$487) |
| Urgent Care Visit |
$177 ($89–$310) |
| Emergency Room Visit |
$1,949 ($709–$4,430) |
| Dental Cleaning |
$115 ($66–$177) |
| Dental Filling |
$222 ($133–$354) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$106) |
| Brake Pad Replacement |
$266 ($133–$443) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$532 ($354–$886) |
| Battery Replacement |
$177 ($89–$310) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53–$133) |
| Electrician (Per Hour) |
$80 ($44–$124) |
| HVAC Repair |
$354 ($133–$709) |
| HVAC System Install |
$6,202 ($3,544–$10,632) |
| Roof Repair |
$886 ($354–$1,772) |
| Roof Replacement |
$7,974 ($4,873–$13,290) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,329 ($443–$3,101) |
| Divorce (Contested) |
$13,290 ($4,430–$26,580) |
| DUI Defense |
$4,430 ($1,772–$8,860) |
| Bankruptcy (Chapter 7) |
$1,329 ($709–$2,658) |
| Will Preparation |
$443 ($177–$886) |
| Trust Preparation |
$2,215 ($886–$4,430) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$49 ($27–$89) |
| Hair Coloring (Full) |
$133 ($66–$222) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$58) |
| Massage (1 Hour) |
$71 ($44–$115) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.63 ($2.66–$4.87) |
| Dozen Eggs (per dozen) |
$3.10 ($2.22–$4.43) |
| Loaf of Bread |
$3.37 ($2.22–$4.87) |
| Chicken Breast (per lb) |
$3.99 ($2.66–$5.76) |
| Ground Beef (per lb) |
$4.87 ($3.54–$6.65) |
| Rice (per lb) |
$0.89 ($0.53–$1.59) |
View all 20 services
Utilities
| Electricity (Monthly) |
$124 ($71–$222) |
| Natural Gas (Monthly) |
$62 ($27–$133) |
| Water/Sewer (Monthly) |
$62 ($35–$106) |
| Internet (Monthly) |
$62 ($35–$89) |
| Cell Phone Plan (Monthly) |
$58 ($27–$89) |
| Cable TV (Monthly) |
$75 ($44–$133) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$177 ($66–$443) |
| Car Insurance (Annual) |
$1,772 ($1,063–$3,101) |
| Bus Pass (Monthly) |
$62 ($27–$115) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.09–$22) |
| Car Registration (Annual) |
$89 ($27–$222) |
| Driver's License Renewal |
$27 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,063 ($532–$2,215) |
| Daycare (Toddler, Monthly) |
$886 ($443–$1,772) |
| After-School Care (Monthly) |
$354 ($177–$620) |
| Tutoring (Per Hour) |
$44 ($22–$89) |
| SAT/ACT Prep Course |
$886 ($354–$2,215) |
| Private School (K-12, Annual) |
$11,075 ($4,430–$26,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27–$89) |
| Dog Vaccination (Annual) |
$89 ($44–$177) |
| Dog Grooming |
$53 ($27–$89) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$266 ($133–$443) |
| Cat Spay/Neuter |
$177 ($89–$354) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $520 |
| Toddler | $520 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $433 |
| Toddler | $433 |
| Preschool | $433 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Philip
What is the population of Philip?
Philip has a population of 491 residents and is located in South Dakota. The population density is 792 people per square mile, spread across 0.2 square miles. The median age of residents is 50.6 years, which is older than the national median of 38.9 years. The population is 59.5% female and 40.5% male.
Is Philip expensive to live in?
Philip is more affordable than the national average, with a cost of living index of 88.6 / below the baseline of 100. The median household income is $43,750, 42% below the national average of $75,149. The median home value is $102,800 (64% below the U.S. median). Renters pay a median of $739 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Philip safe?
Philip is considered a very safe city with a violent crime rate of 129 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 647 per 100,000 (below the national average). Overall, Philip receives a safety grade of F based on combined crime data.
What is the weather like in Philip?
Philip has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 22°F in January, while summers reach an average of 75°F in July. The area receives 311 sunny days per year, well above the national average of 205. Annual rainfall totals 16.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 35.
How is the job market in Philip?
The job market in Philip is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $914. There are 111 business establishments in the area, including 9 restaurants and food service locations. The average commute time is 7 minutes, and 0.0% of workers work from home.
How much does housing cost in Philip?
The median home value in Philip is $102,800. Zillow estimates the typical home value at $321,470. For renters, the median monthly rent is $739. Fair market rent is $784 for a 1-bedroom and $990 for a 2-bedroom apartment. The homeownership rate is 59.4%.
How are the schools in Philip?
Schools in Philip score 5.9 out of 10 on standardized testing, near the national average. 14.1% of adults in Philip hold a bachelor's degree or higher, below the national average of 33.7%. 95.7% have completed high school. 1.5% hold a graduate or professional degree.
How healthy is Philip?
The obesity rate in Philip is 34.1% (above the national rate of 32.1%). 17.0% of adults are smokers. 24.4% are physically inactive. 21.9% of residents report depression. 8.9% lack health insurance. 58.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:917.
What is transportation like in Philip?
The average commute in Philip is 7 minutes, shorter than the national average of 28 minutes. 84.1% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Philip?
The racial and ethnic makeup of Philip is 78% White, 4.9% Black or African American, 16.9% Hispanic or Latino. 97.1% of residents speak only English at home. 0.2% of the population are military veterans. 17.3% of residents have a disability. 86.0% have health insurance coverage.
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