Median Income
$44,282
41% lower than US avg
Home Value
$151,700
46% lower than US avg
Bachelor's+
21.4%
36% lower than US avg
Median Rent
$676
42% lower than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
9.2%
26% lower than US avg
How Philipsburg Compares to the U.S. Average (100% = U.S. avg)
People
Population2,754
Median Age44.5 yrs
Density3,166/mi²
Male / Female49% / 52%
Largest GroupWhite 92%
Economy
B+
Median Income$44,282
Per Capita$31,376
Unemployment0.9%
Poverty9.2%
County GDP$8,000M
Commute26 min
Housing
A+
Home Value$151,700
Rent$676
OwnershipN/A
Zillow$154,751
Climate
Avg Temp47°F
AQI40 (Good)
Rain42.0 in/yr
Elevation1,503 ft
Education
C+
Bachelor's+21.4%
High School+91.3%
School Score5.95
Community
2024 VoteR 71% / D 28%
Commute26 min
EV Stations1
Libraries8
Is Philipsburg a Good Place to Live?
Based on current data, Philipsburg receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes. Philipsburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Philipsburg is $44,282, 41% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. 9.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Philipsburg is $151,700, 46% below the national median — offering relatively affordable homeownership. Renters pay a median of $676 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Education
21.4% of residents hold a bachelor's degree, below the national average of 33.7%. 91.3% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Philipsburg experiences four distinct seasons with an average temperature of 47°F. Winters average 24°F in January while summers reach 68°F in July. Annual precipitation totals 42.0 inches, including 50.0 inches of snow. Air quality is rated Good with a median AQI of 40.
Philipsburg has a population of 2,754 with a density of 3,166 people per square mile. The median age is 44.5 years, 14% older than the national median of 38.9. The city is predominantly White (92.3%), with 6.1% Black.
Population
44.5yrs
Median Age
14% above US avg
Race & Ethnicity
Philipsburg vs U.S. Average
Language Spoken at Home
| English Only | 96.6% |
| 23% above US avg |
| Spanish | 3.4% |
| 75% below US avg |
Social Characteristics
Philipsburg vs U.S. Average
The median household income in Philipsburg is $44,282, which is 41% below the national average of $75,149. The unemployment rate is 0.9% (below the 3.6% US average). 9.2% of residents live below the poverty line. Workers commute an average of 26 minutes.
Income: Philipsburg vs U.S.
Income
| Median HH Income | $44,282 |
| 41% below US avg |
| Per Capita Income | $31,376 |
| Avg Weekly Wage | $1,024 |
| IRS Avg AGI | $66,997 |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 9.2% |
| 26% below US avg |
| Establishments (County) | 3,430 |
| County GDP | $8,000M |
Business (County)
| Restaurants | 305 |
| Healthcare | 462 |
| Retail | 495 |
| Manufacturing | 128 |
Tax & Cost of Living
| Property Tax (IRS) | $4,849 |
| 39% above US avg |
| Effective Tax Rate | 3.20% |
Commute & Transportation
| Commute Time | 26.0 min |
| Work from Home | 6.9% |
The median home value in Philipsburg is $151,700, 46% below the national average. Monthly rent averages $676 (42% below US avg). Zillow estimates the typical home value at $154,751.
Home Values
| Census Median | $151,700 |
| 46% below US avg |
| Zillow ZHVI | $154,751 |
| Median List Price | $315,000 |
Real Estate Market (Redfin)
| Median List Price | $315,000 |
| $/Sq Ft | $152 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 97.7% |
| Price Drops | 50.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $676 |
| 42% below US avg |
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,849 |
| 39% above US avg |
| Effective Rate | 3.20% |
Health Metrics: Philipsburg vs U.S. Average (%)
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 83.5% |
| |
| Premature Death | 10,059/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 75.5% |
| Healthcare Facilities | 462 |
Crime Rates: Philipsburg vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 12 |
Safety Score
Philipsburg has an average annual temperature of 47°F (8°C). Winters average 24°F in January while summers reach 68°F in July. Annual precipitation is 42.0 inches. Air quality is rated Good with a median AQI of 40.
Temperature
24°F Jan (-5°C)
68°F Jul (20°C)
| Annual Average | 46.6°F |
| 14% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 68°F (20°C) |
Precipitation & Snow
| Annual Rainfall | 42.0 inches |
| 11% above US avg |
| Snowfall | 50.0 inches/yr |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 1,503 ft (458 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 3,166/sq mi |
| Coordinates | 40.8929°N, 78.2167°W |
| County FIPS | 42013 |