Median Income
$78,750
5% higher than US avg
Home Value
$140,400
50% lower than US avg
Violent Crime
257/100K
32% lower than US avg
Bachelor's+
7.0%
79% lower than US avg
Median Rent
$695
40% lower than US avg
Obesity Rate
41.0%
28% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
21.3%
72% higher than US avg
How Phillips Compares to the U.S. Average (100% = U.S. avg)
People
Population376
Median Age40.4 yrs
Density1,297/mi²
Male / Female55% / 45%
Largest GroupWhite 72%
Veterans3.4%
Economy
B+
Median Income$78,750
Per Capita$28,131
Unemployment1.0%
Poverty21.3%
County GDP$927M
Commute23 min
Housing
A+
Home Value$140,400
Rent$695
Ownership89.1%
Zillow$333,851
Housing Units125
Rent Burden17.5%
Crime
F
Violent257/100K
Property4,359/100K
Health
Obesity41.0%
Uninsured8.6%
Smoking13.9%
Depression17.6%
Heart Disease5.3%
Climate
Avg Temp52°F (11°C)
AQI32 (Good)
Rain26.6 in/yr
Sunny Days308/yr
Elevation1,888 ft (575 m)
Education
D
Bachelor's+7.0%
High School+79.1%
Graduate+1.7%
School Score6.38
Community
2024 VoteR 80% / D 19%
Commute23 min
Broadband89.9%
EV Stations11
Libraries1
Is Phillips a Good Place to Live?
Based on current data, Phillips receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, high obesity rates. Phillips has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Phillips is $78,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.0%. The poverty rate of 21.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Phillips is $140,400, 50% below the national median / offering relatively affordable homeownership. Renters pay a median of $695 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Phillips is below the national average at 257 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,359 per 100,000, 122% above the national average.
Education
7.0% of residents hold a bachelor's degree, below the national average of 33.7%. 79.1% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Phillips experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 77°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 26.6 inches, including 27.7 inches of snow. Air quality is rated Good with a median AQI of 32.
Phillips has a population of 376 with a density of 1,297 people per square mile, spread across 0.3 square miles. The median age is 40.4 years, 4% older than the national median of 38.9. The gender split is 45.2% female and 54.8% male. The city is predominantly White (71.8%), with 4.8% Hispanic. English is the primary language spoken at home by 78.4% of residents, while 21.6% speak Spanish. 3.4% of the population are veterans, below the national rate of 6.0%. 15.8% of residents have a disability (above the 13.0% national average). 87.7% have health insurance coverage.
Population
40.4yrs
Median Age
4% above US avg
Language Spoken at Home
English Only
78.4%
0% below US avg
Spanish
21.6%
61% above US avg
The median household income in Phillips is $78,750, which is 5% above the national average of $75,149. Per capita income is $28,131 (below the $39,052 national figure). The average weekly wage is $1,063, 26% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 21.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 384 business establishments, including 20 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 1.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $78,750 |
| 5% above US avg |
| Per Capita Income | $28,131 |
| Avg Weekly Wage | $1,063 |
| IRS Avg AGI | $91,818 |
| Gini Index | 0.365 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 21.3% |
| 72% above US avg |
| Establishments (County) | 384 |
| County GDP | $927M |
Business (County)
| Restaurants | 20 |
| Healthcare | 19 |
| Retail | 35 |
| Manufacturing | 18 |
Tax & Cost of Living
| Property Tax (IRS) | $4,195 |
| 20% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 2.99% |
Commute & Transportation
| Commute Time | 23.2 min |
| Drive Alone | 83.0% |
| Public Transit | 0.0% |
| Work from Home | 1.8% |
The median home value in Phillips is $140,400, 50% below the national median of $281,900. Zillow estimates the typical home value at $333,851, higher than the Census estimate. Monthly rent averages $695 (40% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 89.1% of housing units are owner-occupied (above the 65.4% national rate). There are 125 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $4,195 (higher than the $3,500 national average). 17.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $140,400 |
| 50% below US avg |
| Zillow ZHVI | $333,851 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $695 |
| 40% below US avg |
| Rent Burden | 17.5% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 89.1% |
| Owner-Occupied | 89.1% |
| Renter-Occupied | 10.9% |
| Housing Units | 125 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $4,195 |
| 20% above US avg |
| Effective Rate | 2.99% |
In Phillips, 41.0% of adults are obese, above the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 5.3% of residents. 29.1% have high blood pressure. 13.9% are current smokers. 23.2% report binge drinking. 23.8% are physically inactive. 17.6% report depression. 14.8% experience frequent mental distress. 8.6% of residents lack health insurance. The primary care physician ratio is 1:939. The dentist ratio is 1:1,886. 62.9% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Phillips vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.0% |
| 28% above US avg |
| Diabetes | 8.5% |
| Heart Disease | 5.3% |
| High Blood Pressure | 29.1% |
| Asthma | 9.1% |
| COPD | 5.4% |
| Cancer | 7.3% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.9% |
| 1% below US avg |
| Binge Drinking | 23.2% |
| Physical Inactivity | 23.8% |
| Depression | 17.6% |
| Mental Distress | 14.8% |
| Physical Distress | 10.9% |
| Short Sleep | 34.0% |
Healthcare Access
| Insurance Rate | 87.7% |
| Uninsured | 8.6% |
| 0% below US avg |
| Primary Care | 1:939 |
| Dentists | 1:1,886 |
| Mental Health | 1:681 |
| Checkup Rate | 73.2% |
| Dental Visits | 68.8% |
| Premature Death | 6,028/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 62.9% |
| Healthcare Facilities | 19 |
Phillips has a violent crime rate of 257 per 100,000 residents, 32% below the national average of 380. Property crime stands at 4,359 per 100,000, 122% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Phillips receives a safety grade of F.
Crime Rates: Phillips vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 256.9/100K |
| 32% below US avg |
| |
Property Crime
| Total Property | 4,358.9/100K |
| 122% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Phillips experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 77°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 26.6 inches (drier than the 38-inch national average). The area receives 27.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,888 feet.
Temperature
26°F Jan (-3°C)
77°F Jul (25°C)
| Annual Average | 51.8°F |
| 4% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 1,888 ft (575 m) |
| Area | 0.3 sq mi (0.8 km²) |
| Population Density | 1,297/sq mi |
| Coordinates | 40.8977°N, 98.2146°W |
| Timezone | America/Chicago |
| County | Hamilton County County |
| Nearest Airport | Central Nebraska Regional (GRI)
7 miles away |
Precipitation & Snow
Annual Rainfall
26.6"
30% below US avg
Wettest Month (May)
4.02"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 42.6 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 78.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
76 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 17, 2025.
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
101 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
128 km |
| Jun 12, 2017 |
8 km NNE of Jewell, Kansas |
M3.7 |
129 km |
| May 6, 2021 |
5 km S of Formoso, Kansas |
M3.6 |
131 km |
| Jun 13, 2017 |
6 km SE of Mankato, Kansas |
M3.6 |
129 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
123 km |
| Aug 9, 2021 |
Kansas |
M3.5 |
132 km |
| Jul 26, 2022 |
8 km WSW of Superior, Nebraska |
M3.4 |
102 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
81 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
132 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
127 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
126 km |
| Apr 7, 2017 |
7 km ESE of Mankato, Kansas |
M3.3 |
128 km |
| Jul 29, 2021 |
11 km SSE of Esbon, Kansas |
M3.3 |
130 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
76 km |
| Jan 9, 2013 |
5 km SE of Formoso, Kansas |
M3.3 |
130 km |
| Apr 7, 2017 |
5 km SE of Mankato, Kansas |
M3.2 |
128 km |
| Jun 12, 2017 |
6 km N of Jewell, Kansas |
M3.2 |
130 km |
| May 6, 2021 |
2 km S of Formoso, Kansas |
M3.1 |
128 km |
| Sep 26, 2010 |
11 km S of Oconto, Nebraska |
M3.1 |
131 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
790 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 34 fatalities, 545 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1964 |
EF5 |
41 km |
4 |
| May 22, 2004 |
EF4 |
99 km |
1 |
| Jun 13, 2001 |
EF4 |
96 km |
0 |
| Mar 13, 1990 |
EF4 |
98 km |
0 |
| Jun 3, 1980 |
EF4 |
8 km |
3 |
| Apr 7, 1978 |
EF4 |
74 km |
0 |
| Apr 7, 1978 |
EF4 |
6 km |
0 |
| May 8, 1965 |
EF4 |
53 km |
0 |
| May 8, 1965 |
EF4 |
33 km |
4 |
| May 5, 1964 |
EF4 |
58 km |
0 |
| Apr 25, 1957 |
EF4 |
65 km |
1 |
| Jun 6, 1956 |
EF4 |
75 km |
0 |
| Jun 7, 1953 |
EF4 |
91 km |
11 |
| Apr 26, 2024 |
EF3 |
48 km |
0 |
| May 11, 2014 |
EF3 |
46 km |
0 |
| May 11, 2014 |
EF3 |
68 km |
0 |
| Jun 20, 2011 |
EF3 |
46 km |
0 |
| Jun 20, 2011 |
EF3 |
98 km |
0 |
| Oct 9, 2001 |
EF3 |
35 km |
0 |
| Sep 22, 2001 |
EF3 |
56 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
0.5 in |
Coldest, Driest |
| February |
29°F (-2°C) |
0.7 in |
|
| March |
39°F (4°C) |
2.0 in |
|
| April |
50°F (10°C) |
2.7 in |
|
| May |
61°F (16°C) |
4.0 in |
Wettest |
| June |
71°F (22°C) |
3.8 in |
|
| July |
77°F (25°C) |
3.2 in |
Warmest |
| August |
74°F (23°C) |
2.9 in |
|
| September |
65°F (18°C) |
2.8 in |
|
| October |
52°F (11°C) |
1.5 in |
|
| November |
37°F (3°C) |
1.1 in |
|
| December |
27°F (-3°C) |
0.7 in |
|
Phillips has a seasonal temperature swing of 51°F / from 26°F in January to 77°F in July. Total annual precipitation is 26.0 inches, with May being the wettest month (4.0") and January the driest (0.5").
Average costs for common services in Phillips. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Phillips
What is the population of Phillips?
Phillips has a population of 376 residents and is located in Nebraska. The population density is 1,297 people per square mile, spread across 0.3 square miles. The median age of residents is 40.4 years. The population is 45.2% female and 54.8% male.
Is Phillips expensive to live in?
Phillips is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $78,750, 5% above the national average of $75,149. The median home value is $140,400 (50% below the U.S. median). Renters pay a median of $695 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Phillips safe?
Phillips is safer than the national average, with a violent crime rate of 257 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,359 per 100,000 (above the national average). Overall, Phillips receives a safety grade of F based on combined crime data.
What is the weather like in Phillips?
Phillips has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 77°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 26.6 inches, with 27.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Phillips?
The job market in Phillips is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $1,063. There are 384 business establishments in the area, including 20 restaurants and food service locations. The average commute time is 23 minutes, and 1.8% of workers work from home.
How much does housing cost in Phillips?
The median home value in Phillips is $140,400. Zillow estimates the typical home value at $333,851. For renters, the median monthly rent is $695. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 89.1%. The average annual property tax is $4,195.
How are the schools in Phillips?
Schools in Phillips score 6.4 out of 10 on standardized testing, near the national average. 7.0% of adults in Phillips hold a bachelor's degree or higher, below the national average of 33.7%. 79.1% have completed high school. 1.7% hold a graduate or professional degree.
How healthy is Phillips?
The obesity rate in Phillips is 41.0% (above the national rate of 32.1%). 13.9% of adults are smokers. 23.8% are physically inactive. 17.6% of residents report depression. 8.6% lack health insurance. 62.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:939.
What is transportation like in Phillips?
The average commute in Phillips is 23 minutes, shorter than the national average of 28 minutes. 83% of workers drive alone to work, and 1.8% work from home.
What are the demographics of Phillips?
The racial and ethnic makeup of Phillips is 71.8% White, 4.8% Hispanic or Latino. 78.4% of residents speak only English at home, while 21.6% speak Spanish. 3.4% of the population are military veterans. 15.8% of residents have a disability. 87.7% have health insurance coverage.
All Countries
