Median Income
$58,125
23% lower than US avg
Home Value
$93,900
67% lower than US avg
Violent Crime
210/100K
45% lower than US avg
Bachelor's+
26.2%
22% lower than US avg
Median Rent
$654
44% lower than US avg
Obesity Rate
40.2%
25% higher than US avg
Unemployment
2.1%
42% lower than US avg
Poverty Rate
10.7%
14% lower than US avg
How Phillipsburg Compares to the U.S. Average (100% = U.S. avg)
People
Population2,132
Median Age43.3 yrs
Density1,254/mi²
Male / Female58% / 43%
Largest GroupWhite 94%
Veterans7.7%
Economy
B+
Median Income$58,125
Per Capita$36,323
Unemployment2.1%
Poverty10.7%
County GDP$604M
Commute14 min
Housing
A+
Home Value$93,900
Rent$654
Ownership69.8%
Zillow$96,377
Housing Units1,250
Rent Burden25.0%
Crime
F
Violent210/100K
Property315/100K
Health
Obesity40.2%
Uninsured8.7%
Smoking16.6%
Depression22.9%
Heart Disease5.7%
Climate
Avg Temp53°F (12°C)
AQI39 (Good)
Rain25.6 in/yr
Sunny Days326/yr
Elevation1,928 ft (588 m)
Education
B
Bachelor's+26.2%
High School+91.0%
Graduate+4.7%
School Score6.34
Community
2024 VoteR 86% / D 12%
Commute14 min
Broadband88.3%
Libraries6
Is Phillipsburg a Good Place to Live?
Based on current data, Phillipsburg receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Phillipsburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Phillipsburg is $58,125, 23% below the national average of $75,149. The job market is very strong with unemployment at just 2.1%. 10.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 14 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Phillipsburg is $93,900, 67% below the national median / offering relatively affordable homeownership. Renters pay a median of $654 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Phillipsburg is below the national average at 210 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 315 per 100,000, 84% below the national average.
Education
26.2% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Phillipsburg experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 79°F in July. With 326 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 25.6 inches, including 17.0 inches of snow. Air quality is rated Good with a median AQI of 39.
Phillipsburg has a population of 2,132 with a density of 1,254 people per square mile, spread across 1.7 square miles. The median age is 43.3 years, 11% older than the national median of 38.9. The gender split is 42.5% female and 57.5% male. The city is predominantly White (93.5%), with 2.3% Hispanic. English is the primary language spoken at home by 99.6% of residents. 7.7% of the population are veterans, above the national rate of 6.0%. 20.1% of residents have a disability (above the 13.0% national average). 92.4% have health insurance coverage.
Population
43.3yrs
Median Age
11% above US avg
Race & Ethnicity
Phillipsburg vs U.S. Average
Language Spoken at Home
English Only
99.6%
27% above US avg
Spanish
0.4%
97% below US avg
Social Characteristics
Phillipsburg vs U.S. Average
The median household income in Phillipsburg is $58,125, which is 23% below the national average of $75,149. Per capita income is $36,323. The average weekly wage is $880, 39% lower than the U.S. average. The unemployment rate is 2.1% (below the 3.6% US average). 10.7% of residents live below the poverty line. The area has 234 business establishments, including 16 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 14 minutes (shorter than the 28-minute US average). 3.9% of workers work from home (below the 15.2% national rate).
Income: Phillipsburg vs U.S.
Income
| Median HH Income | $58,125 |
| 23% below US avg |
| Per Capita Income | $36,323 |
| Avg Weekly Wage | $880 |
| IRS Avg AGI | $58,081 |
| Gini Index | 0.443 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.1% |
| 42% below US avg |
| Poverty Rate | 10.7% |
| 14% below US avg |
| Establishments (County) | 234 |
| County GDP | $604M |
Business (County)
| Restaurants | 16 |
| Healthcare | 20 |
| Retail | 35 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $3,117 |
| 11% below US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 3.32% |
Commute & Transportation
| Commute Time | 14.4 min |
| Drive Alone | 88.6% |
| Public Transit | 0.0% |
| Work from Home | 3.9% |
The median home value in Phillipsburg is $93,900, 67% below the national median of $281,900. Zillow estimates the typical home value at $96,377. Monthly rent averages $654 (44% below the national average of $1,163). Fair market rent ranges from $753 for a one-bedroom to $947 for a two-bedroom apartment. 69.8% of housing units are owner-occupied. There are 1,250 total housing units in the city. The median year a home was built is 1963. The average annual property tax is $3,117. 25.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $93,900 |
| 67% below US avg |
| Zillow ZHVI | $96,377 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $654 |
| 44% below US avg |
| Rent Burden | 25.0% |
HUD Fair Market Rent
| Studio | $702 |
| 1 Bedroom | $753 |
| 2 Bedrooms | $947 |
| 3 Bedrooms | $1,223 |
| 4 Bedrooms | $1,397 |
Ownership & Property
| Homeownership | 69.8% |
| Owner-Occupied | 69.8% |
| Renter-Occupied | 30.2% |
| Housing Units | 1,250 |
| Median Year Built | 1963 |
Property Tax
| Avg Tax (IRS) | $3,117 |
| 11% below US avg |
| Effective Rate | 3.32% |
In Phillipsburg, 40.2% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.7% of residents. 30.8% have high blood pressure. 16.6% are current smokers. 17.6% report binge drinking. 26.1% are physically inactive. 22.9% report depression. 18.1% experience frequent mental distress. 8.7% of residents lack health insurance. The primary care physician ratio is 1:4,815. The dentist ratio is 1:2,404. 66.3% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Phillipsburg vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.2% |
| 25% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.7% |
| High Blood Pressure | 30.8% |
| Asthma | 10.6% |
| COPD | 6.8% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.6% |
| 19% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 26.1% |
| Depression | 22.9% |
| Mental Distress | 18.1% |
| Physical Distress | 12.7% |
| Short Sleep | 34.9% |
Healthcare Access
| Insurance Rate | 92.4% |
| Uninsured | 8.7% |
| 1% above US avg |
| Primary Care | 1:4,815 |
| Dentists | 1:2,404 |
| Mental Health | 1:476 |
| Checkup Rate | 74.1% |
| Dental Visits | 64.2% |
| Premature Death | 9,288/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 66.3% |
| Healthcare Facilities | 20 |
Phillipsburg has a violent crime rate of 210 per 100,000 residents, 45% below the national average of 380. Property crime stands at 315 per 100,000, 84% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Phillipsburg receives a safety grade of F.
Crime Rates: Phillipsburg vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 210.2/100K |
| 45% below US avg |
| |
Property Crime
| Total Property | 315.3/100K |
| 84% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 5 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Phillipsburg experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 79°F in July. The area gets 326 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 25.6 inches (drier than the 38-inch national average). The area receives 17.0 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 39. The city sits at an elevation of 1,928 feet.
Temperature
28°F Jan (-2°C)
79°F Jul (26°C)
| Annual Average | 53.2°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 326 days/yr |
Geography
| Elevation | 1,928 ft (588 m) |
| Area | 1.7 sq mi (4.3 km²) |
| Population Density | 1,254/sq mi |
| Coordinates | 39.7512°N, 99.3210°W |
| Timezone | America/Chicago |
| County | Phillips County County |
| Nearest Airport | Hays Regional (HYS) 63 miles away |
Precipitation & Snow
Annual Rainfall
25.6"
33% below US avg
Wettest Month (May)
3.70"
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 40.5 / 100 |
| Social Vulnerability | 74.5 / 100 |
| Community Resilience | 49.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
147 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.5 on Aug 25, 2025.
| Jun 22, 2019 |
2 km SSE of Zurich, Kansas |
M4.6 |
60 km |
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
102 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
99 km |
| Jun 12, 2017 |
8 km NNE of Jewell, Kansas |
M3.7 |
103 km |
| Jun 13, 2017 |
6 km SE of Mankato, Kansas |
M3.6 |
100 km |
| May 6, 2021 |
5 km S of Formoso, Kansas |
M3.6 |
113 km |
| Aug 9, 2021 |
Kansas |
M3.5 |
80 km |
| May 30, 1991 |
5 km SE of Zurich, Kansas |
M3.5 |
62 km |
| May 31, 2019 |
2 km SSE of Zurich, Kansas |
M3.5 |
60 km |
| Jun 1, 2025 |
9 km S of Hill City, Kansas |
M3.5 |
69 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
97 km |
| Jul 26, 2022 |
8 km WSW of Superior, Nebraska |
M3.4 |
102 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
97 km |
| Jun 25, 2025 |
10 km NW of Woodston, Kansas |
M3.4 |
29 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
101 km |
| Jul 15, 1992 |
19 km WNW of Schoenchen, Kansas |
M3.3 |
112 km |
| Sep 16, 2016 |
8 km N of Ellis, Kansas |
M3.3 |
85 km |
| Sep 14, 2016 |
10 km N of Ellis, Kansas |
M3.3 |
82 km |
| Jul 29, 2021 |
11 km SSE of Esbon, Kansas |
M3.3 |
81 km |
| Nov 13, 2001 |
Kansas |
M3.3 |
80 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
584 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 7 fatalities, 144 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 13, 1990 |
EF4 |
75 km |
0 |
| May 10, 1985 |
EF4 |
15 km |
0 |
| May 10, 1985 |
EF4 |
37 km |
0 |
| Jun 4, 1955 |
EF4 |
72 km |
0 |
| Jun 27, 1951 |
EF4 |
94 km |
5 |
| May 27, 2013 |
EF3 |
68 km |
0 |
| Jun 20, 2011 |
EF3 |
55 km |
0 |
| Jun 20, 2011 |
EF3 |
39 km |
0 |
| Jun 20, 2011 |
EF3 |
36 km |
0 |
| May 29, 2008 |
EF3 |
91 km |
0 |
| Jun 3, 1999 |
EF3 |
42 km |
0 |
| Jun 6, 1993 |
EF3 |
91 km |
0 |
| May 7, 1993 |
EF3 |
94 km |
0 |
| Apr 11, 1991 |
EF3 |
37 km |
0 |
| Mar 13, 1990 |
EF3 |
91 km |
0 |
| May 10, 1985 |
EF3 |
66 km |
0 |
| May 10, 1985 |
EF3 |
95 km |
0 |
| Jun 24, 1969 |
EF3 |
95 km |
0 |
| Jun 15, 1957 |
EF3 |
34 km |
0 |
| Jun 15, 1957 |
EF3 |
22 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
18 wildfires (100+ acres) within 100 km.
Largest: FOUR COUNTY (122,971 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
FOUR COUNTY |
122,971 |
78 km |
| 2022 |
ROAD 702 |
45,166 |
87 km |
| 2022 |
ROAD 739 |
32,997 |
87 km |
| 2022 |
NORTH BRANCH |
10,926 |
90 km |
| 1989 |
UNNAMED |
6,328 |
78 km |
| 2017 |
GORHAM |
4,054 |
96 km |
| 2017 |
FELLHOELTER |
1,664 |
40 km |
| 2024 |
CODELL RD |
1,609 |
84 km |
| 2010 |
H-RX-F KIR NON NFP |
1,435 |
17 km |
| 2022 |
KIRWIN SOUTHEAST RX |
1,367 |
17 km |
| 2020 |
PRAIRIE DOG |
1,257 |
55 km |
| 2016 |
KSKIR RX WUI FY16 RESOURCE MANAGEMENT BURNS |
1,123 |
12 km |
| 2011 |
W-RX-F NON FUNDED TREATMENT_KSKIR |
1,083 |
12 km |
| 2023 |
NERBR-HFR-FY23-RX-PETERSON |
1,061 |
87 km |
| 2002 |
UNNAMED |
1,057 |
41 km |
| 1993 |
UNNAMED |
1,029 |
66 km |
| 2008 |
H RX F BOTTOMS |
1,009 |
19 km |
| 1989 |
UNNAMED |
1,009 |
19 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
0.4 in |
Coldest, Driest |
| February |
31°F (-0°C) |
0.5 in |
|
| March |
41°F (5°C) |
2.0 in |
|
| April |
52°F (11°C) |
2.3 in |
|
| May |
62°F (16°C) |
3.7 in |
Wettest |
| June |
73°F (23°C) |
3.2 in |
|
| July |
79°F (26°C) |
3.2 in |
Warmest |
| August |
76°F (25°C) |
3.0 in |
|
| September |
67°F (20°C) |
2.3 in |
|
| October |
55°F (13°C) |
1.5 in |
|
| November |
39°F (4°C) |
1.0 in |
|
| December |
30°F (-1°C) |
0.5 in |
|
Phillipsburg has a seasonal temperature swing of 51°F / from 28°F in January to 79°F in July. Total annual precipitation is 23.5 inches, with May being the wettest month (3.7") and January the driest (0.4").
Average costs for common services in Phillipsburg. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $414 |
| Toddler | $423 |
| Preschool | $423 |
| Family Childcare (monthly) |
| Infant | $426 |
| Toddler | $361 |
| Preschool | $361 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Phillipsburg
What is the population of Phillipsburg?
Phillipsburg has a population of 2,132 residents and is located in Kansas. The population density is 1,254 people per square mile, spread across 1.7 square miles. The median age of residents is 43.3 years, which is older than the national median of 38.9 years. The population is 42.5% female and 57.5% male.
Is Phillipsburg expensive to live in?
Phillipsburg is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $58,125, 23% below the national average of $75,149. The median home value is $93,900 (67% below the U.S. median). Renters pay a median of $654 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Phillipsburg safe?
Phillipsburg is safer than the national average, with a violent crime rate of 210 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 315 per 100,000 (below the national average). Overall, Phillipsburg receives a safety grade of F based on combined crime data.
What is the weather like in Phillipsburg?
Phillipsburg has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 79°F in July. The area receives 326 sunny days per year, well above the national average of 205. Annual rainfall totals 25.6 inches, with 17.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 39.
How is the job market in Phillipsburg?
The job market in Phillipsburg is very strong, with unemployment at just 2.1% / well below the national rate of 3.6%. The average weekly wage is $880. There are 234 business establishments in the area, including 16 restaurants and food service locations. The average commute time is 14 minutes, and 3.9% of workers work from home.
How much does housing cost in Phillipsburg?
The median home value in Phillipsburg is $93,900. Zillow estimates the typical home value at $96,377. For renters, the median monthly rent is $654. Fair market rent is $753 for a 1-bedroom and $947 for a 2-bedroom apartment. The homeownership rate is 69.8%. The average annual property tax is $3,117.
How are the schools in Phillipsburg?
Schools in Phillipsburg score 6.3 out of 10 on standardized testing, near the national average. 26.2% of adults in Phillipsburg hold a bachelor's degree or higher, below the national average of 33.7%. 91.0% have completed high school. 4.7% hold a graduate or professional degree.
How healthy is Phillipsburg?
The obesity rate in Phillipsburg is 40.2% (above the national rate of 32.1%). 16.6% of adults are smokers. 26.1% are physically inactive. 22.9% of residents report depression. 8.7% lack health insurance. 66.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,815.
What is transportation like in Phillipsburg?
The average commute in Phillipsburg is 14 minutes, shorter than the national average of 28 minutes. 88.6% of workers drive alone to work, and 3.9% work from home.
What are the demographics of Phillipsburg?
The racial and ethnic makeup of Phillipsburg is 93.5% White, 2.3% Hispanic or Latino. 99.6% of residents speak only English at home. 7.7% of the population are military veterans. 20.1% of residents have a disability. 92.4% have health insurance coverage.