Median Income
$58,125
23% lower than US avg
Home Value
$93,900
67% lower than US avg
Bachelor's+
26.2%
22% lower than US avg
Median Rent
$654
44% lower than US avg
Obesity Rate
40.2%
25% higher than US avg
Unemployment
2.1%
42% lower than US avg
Poverty Rate
10.7%
14% lower than US avg
How Phillipsburg Compares to the U.S. Average (100% = U.S. avg)
People
Population2,132
Median Age43.3 yrs
Density1,254/mi²
Male / Female58% / 43%
Largest GroupWhite 94%
Economy
B+
Median Income$58,125
Per Capita$36,323
Unemployment2.1%
Poverty10.7%
County GDP$604M
Commute14 min
Housing
A+
Home Value$93,900
Rent$654
OwnershipN/A
Zillow$96,377
Health
Obesity40.2%
UninsuredN/A
Depression22.9%
Heart Disease5.7%
Climate
Avg Temp53°F
AQI39 (Good)
Rain25.6 in/yr
Elevation1,928 ft
Education
B
Bachelor's+26.2%
High School+91.0%
School Score5.80
Community
2024 VoteR 86% / D 12%
Commute14 min
Libraries6
Is Phillipsburg a Good Place to Live?
Based on current data, Phillipsburg receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Phillipsburg stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Phillipsburg is $58,125, 23% below the national average of $75,149. The job market is very strong with unemployment at just 2.1%. 10.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 14 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Phillipsburg is $93,900, 67% below the national median — offering relatively affordable homeownership. Renters pay a median of $654 per month, below the national average — a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Education
26.2% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Phillipsburg experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 79°F in July. Annual precipitation totals 25.6 inches, including 17.0 inches of snow. Air quality is rated Good with a median AQI of 39.
Phillipsburg has a population of 2,132 with a density of 1,254 people per square mile. The median age is 43.3 years, 11% older than the national median of 38.9. The city is predominantly White (93.5%), with 2.3% Hispanic.
Population
43.3yrs
Median Age
11% above US avg
Race & Ethnicity
Phillipsburg vs U.S. Average
Language Spoken at Home
| English Only | 99.6% |
| 27% above US avg |
| Spanish | 0.4% |
| 97% below US avg |
Social Characteristics
Phillipsburg vs U.S. Average
The median household income in Phillipsburg is $58,125, which is 23% below the national average of $75,149. The unemployment rate is 2.1% (below the 3.6% US average). 10.7% of residents live below the poverty line. Workers commute an average of 14 minutes.
Income: Phillipsburg vs U.S.
Income
| Median HH Income | $58,125 |
| 23% below US avg |
| Per Capita Income | $36,323 |
| Avg Weekly Wage | $880 |
| IRS Avg AGI | $58,081 |
Employment & Poverty
| Unemployment | 2.1% |
| 42% below US avg |
| Poverty Rate | 10.7% |
| 14% below US avg |
| Establishments (County) | 234 |
| County GDP | $604M |
Business (County)
| Restaurants | 16 |
| Healthcare | 20 |
| Retail | 35 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $3,117 |
| 11% below US avg |
| Effective Tax Rate | 3.32% |
Commute & Transportation
| Commute Time | 14.4 min |
| Work from Home | 3.9% |
The median home value in Phillipsburg is $93,900, 67% below the national average. Monthly rent averages $654 (44% below US avg). Zillow estimates the typical home value at $96,377.
Home Values
| Census Median | $93,900 |
| 67% below US avg |
| Zillow ZHVI | $96,377 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $654 |
| 44% below US avg |
HUD Fair Market Rent
| Studio | $702 |
| 1 Bedroom | $753 |
| 2 Bedrooms | $947 |
| 3 Bedrooms | $1,223 |
| 4 Bedrooms | $1,397 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,117 |
| 11% below US avg |
| Effective Rate | 3.32% |
In Phillipsburg, 40.2% of adults are obese (above the 32.1% national rate). 22.9% report depression. 26.1% are physically inactive.
Health Metrics: Phillipsburg vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.2% |
| 25% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.7% |
| High Blood Pressure | 30.8% |
| Asthma | 10.6% |
| COPD | 6.8% |
| Stroke | 2.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 17.6% |
| Physical Inactivity | 26.1% |
| Depression | 22.9% |
| Mental Distress | 18.1% |
| Physical Distress | 12.7% |
Healthcare Access
| Insurance Rate | 92.4% |
| |
| Checkup Rate | 74.1% |
| Premature Death | 9,288/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 66.3% |
| Healthcare Facilities | 20 |
Crime Rates: Phillipsburg vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
Safety Score
Phillipsburg has an average annual temperature of 53°F (12°C). Winters average 28°F in January while summers reach 79°F in July. Annual precipitation is 25.6 inches. Air quality is rated Good with a median AQI of 39.
Temperature
28°F Jan (-2°C)
79°F Jul (26°C)
| Annual Average | 53.2°F |
| 1% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 79°F (26°C) |
Precipitation & Snow
| Annual Rainfall | 25.6 inches |
| 33% below US avg |
| Snowfall | 17.0 inches/yr |
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
Geography
| Elevation | 1,928 ft (588 m) |
| Area | 1.7 sq mi (4.4 km²) |
| Population Density | 1,254/sq mi |
| Coordinates | 39.7512°N, 99.3210°W |
| County FIPS | 20147 |