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Phillipsburg, OH

Ohio · Metropolitan Area

Phillipsburg is a small town in Ohio with a population of 397. Residents earn $70,750 per year, which is 6% below the national average.

3.8 /5.0
B+ Good
397 Population 1,470/sq mi density
$70,750 Median Income $33,022 per capita
$107,400 Home Value
$950 Median Rent 28.3% income on rent
54°F Avg Temperature 293 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$70,750 median income, 5.0% unemployment
A+
Affordability
5.0 / 5.0
$107,400 home value, $950/mo rent
C
Education
2.3 / 5.0
16.4% bachelor's degree or higher
Median Income $70,750
6% lower than US avg
Home Value $107,400
62% lower than US avg
Bachelor's+ 16.4%
51% lower than US avg
Median Rent $950
18% lower than US avg
Obesity Rate 34.1%
6% higher than US avg
Unemployment 5.0%
39% higher than US avg
Poverty Rate 2.7%
78% lower than US avg

How Phillipsburg Compares to the U.S. Average (100% = U.S. avg)

People

Population397
Median Age37.4 yrs
Density1,470/mi²
Male / Female50% / 50%
Largest GroupWhite 100%
Veterans10.6%

Economy

A
Median Income$70,750
Per Capita$33,022
Unemployment5.0%
Poverty2.7%
County GDP$40,097M
Commute26 min

Housing

A+
Home Value$107,400
Rent$950
OwnershipN/A
Housing Units238
Rent Burden28.3%

Health

Obesity34.1%
Uninsured7.2%
Smoking14.5%
Depression27.6%
Heart Disease5.5%

Climate

Avg Temp54°F (12°C)
AQI43 (Good)
Rain41.3 in/yr
Sunny Days293/yr
Elevation1,033 ft (315 m)

Education

C
Bachelor's+16.4%
High School+90.4%
Graduate+6.5%
School Score5.90

Community

2024 VoteR 49% / D 50%
Commute26 min
Broadband88.4%
Libraries27

Is Phillipsburg a Good Place to Live?

Based on current data, Phillipsburg receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Phillipsburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Phillipsburg is $70,750, roughly in line with the national average of $75,149. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. Only 2.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Phillipsburg is $107,400, 62% below the national median — offering relatively affordable homeownership. Renters pay a median of $950 per month, below the national average — a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.

Education

16.4% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Phillipsburg experiences four distinct seasons with an average temperature of 54°F. Winters average 29°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.3 inches, including 25.0 inches of snow. Air quality is rated Good with a median AQI of 43.

Phillipsburg has a population of 397 with a density of 1,470 people per square mile. The median age is 37.4 years, 4% younger than the national median of 38.9. The city is predominantly White (99.7%).

Population

397
Total Population
1,470
People / sq mi
37.4yrs
Median Age
4% below US avg
0.3mi²
Land Area

Gender Distribution

Male 49.9%
Female 50.1%

Race & Ethnicity

Phillipsburg vs U.S. Average

Language Spoken at Home

English Only98.1%
25% above US avg
Spanish1.9%
86% below US avg

Social Characteristics

Phillipsburg vs U.S. Average

The median household income in Phillipsburg is $70,750, which is 6% below the national average of $75,149. The unemployment rate is 5.0% (above the 3.6% US average). 2.7% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Phillipsburg vs U.S.

Commute Mode

Income

Median HH Income$70,750
6% below US avg
Per Capita Income$33,022
Avg Weekly Wage$1,182
IRS Avg AGI$67,779

Employment & Poverty

Unemployment5.0%
39% above US avg
Poverty Rate2.7%
78% below US avg
Establishments (County)13,276
County GDP$40,097M

Business (County)

Restaurants1,139
Healthcare1,605
Retail1,494
Manufacturing615

Tax & Cost of Living

Property Tax (IRS)$6,777
94% above US avg
Effective Tax Rate6.31%

Commute & Transportation

Commute Time26.3 min
Drive Alone84.9%
Public Transit0.0%
Work from Home3.8%

Walkability

The median home value in Phillipsburg is $107,400, 62% below the national average. Monthly rent averages $950 (18% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$107,400
62% below US avg
Median List Price$169,000

Real Estate Market (Redfin)

Median List Price$169,000
$/Sq Ft$102
Homes Sold1
Sale-to-List Ratio97.0%
Price Drops0.0%
Inventory1

Rental Costs

Census Median Rent$950
18% below US avg
Rent Burden28.3%

HUD Fair Market Rent

Studio$816
1 Bedroom$873
2 Bedrooms$1,092
3 Bedrooms$1,388
4 Bedrooms$1,550

Ownership & Property

Owner-Occupied83.2%
Housing Units238
Median Year Built1938

Property Tax

Avg Tax (IRS)$6,777
94% above US avg
Effective Rate6.31%
In Phillipsburg, 34.1% of adults are obese (above the 32.1% national rate). 7.2% of residents lack health insurance. 14.5% are current smokers. 27.6% report depression. 24.3% are physically inactive.

Health Metrics: Phillipsburg vs U.S. Average (%)

Chronic Conditions

Obesity34.1%
6% above US avg
Diabetes10.2%
Heart Disease5.5%
High Blood Pressure29.7%
Asthma10.8%
COPD6.2%
Cancer7.6%
Stroke2.7%

Behaviors & Mental Health

Smoking14.5%
4% above US avg
Binge Drinking19.8%
Physical Inactivity24.3%
Depression27.6%
Mental Distress18.5%
Physical Distress12.3%
Short Sleep36.9%

Healthcare Access

Insurance Rate84.9%
Uninsured7.2%
16% below US avg
Checkup Rate77.2%
Dental Visits67.7%
Premature Death12,141/100K

Food & Exercise

Food Environment7.2/10
Exercise Access93.1%
Healthcare Facilities1,605
Phillipsburg has an average annual temperature of 54°F (12°C). Winters average 29°F in January while summers reach 76°F in July. Annual precipitation is 41.3 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

29°F Jan (-1°C) 76°F Jul (24°C)
Annual Average53.9°F
0% below US avg
January Average29°F (-1°C)
July Average76°F (24°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall41.3 inches
9% above US avg
Snowfall25.0 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,033 ft (315 m)
Area0.3 sq mi (0.7 km²)
Population Density1,470/sq mi
Coordinates39.9040°N, 84.4010°W
TimezoneAmerica/New_York
County FIPS39113
It is classified as Metro — 250K–1M. 16.4% of residents hold a bachelor's degree or higher (51% below US avg). In the 2024 election, the county voted Democrat by a 0.5-point margin. 88.4% of households have broadband internet.

2024 Presidential Election (County)

R 49.3%
D 49.8%

Winner: Democrat by 0.5 points

Education

Bachelor's Degree+16.4%
51% below US avg
High School+90.4%
Graduate Degree+6.5%
School Test Score5.90
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,470/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access88.4%
Public Libraries27
Healthcare Facilities1,605
Restaurants1,139
Retail Stores1,494

Safety & Disasters

Fatal Crashes (County/yr)62

Commute & Transportation

Avg Commute26.3 min
Drive Alone84.9%
Public Transit0.0%
Work from Home3.8%

Nearby Cities

Brookville, OH 6,234 pop · 4.5 mi Clayton, OH 13,269 pop · 4.7 mi West Milton, OH 4,740 pop · 5.5 mi Englewood, OH 13,388 pop · 5.5 mi Union, OH 6,930 pop · 5.7 mi Lewisburg, OH 1,769 pop · 8.4 mi Trotwood, OH 23,041 pop · 8.8 mi Arcanum, OH 2,850 pop · 10.2 mi Pleasant Hill, OH 1,455 pop · 10.5 mi Fort McKinley, OH 3,832 pop · 10.8 mi New Lebanon, OH 3,768 pop · 11.1 mi Vandalia, OH 15,100 pop · 11.2 mi Tipp City, OH 10,344 pop · 12.1 mi Drexel, OH 1,659 pop · 12.8 mi
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