Median Income
$110,870
48% higher than US avg
Home Value
$310,000
10% higher than US avg
Bachelor's+
44.5%
32% higher than US avg
Obesity Rate
22.7%
29% lower than US avg
Unemployment
6.8%
89% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Phippsburg Compares to the U.S. Average (100% = U.S. avg)
People
Population399
Median Age33.8 yrs
Density335/mi²
Male / Female50% / 50%
Largest GroupWhite 94%
Economy
A
Median Income$110,870
Per Capita$47,895
Unemployment6.8%
Poverty0.0%
County GDP$2,961M
Commute29 min
Housing
A+
Home Value$310,000
RentN/A
OwnershipN/A
Zillow$427,302
Health
Obesity22.7%
UninsuredN/A
Depression22.9%
Heart Disease4.3%
Climate
Avg Temp40°F
AQI41 (Good)
Rain16.9 in/yr
Elevation7,486 ft
Education
A+
Bachelor's+44.5%
High School+96.5%
School Score5.90
Community
2024 VoteR 35% / D 62%
Commute29 min
Libraries4
Is Phippsburg a Good Place to Live?
Based on current data, Phippsburg receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, a highly educated population, a low poverty rate. Areas to be aware of include above-average unemployment. Phippsburg stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Phippsburg is $110,870, which is significantly higher than the national average — 48% above $75,149. This places Phippsburg among higher-income communities. The unemployment rate of 6.8% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Phippsburg is $310,000, roughly aligned with the national median of $281,900. At just 2.8x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 44.5% holding a bachelor's degree or higher, near the national average. 96.5% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Phippsburg has a cool climate with an average annual temperature of 40°F. Winters average 19°F in January while summers reach 63°F in July. Annual precipitation totals 16.9 inches, including 131.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Phippsburg has a population of 399 with a density of 335 people per square mile. The median age is 33.8 years, 13% younger than the national median of 38.9. The city is predominantly White (94.2%).
Population
33.8yrs
Median Age
13% below US avg
Race & Ethnicity
Phippsburg vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
Phippsburg vs U.S. Average
The median household income in Phippsburg is $110,870, which is 48% above the national average of $75,149. The unemployment rate is 6.8% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 29 minutes.
Income: Phippsburg vs U.S.
Income
| Median HH Income | $110,870 |
| 48% above US avg |
| Per Capita Income | $47,895 |
| Avg Weekly Wage | $1,159 |
| IRS Avg AGI | $172,644 |
Employment & Poverty
| Unemployment | 6.8% |
| 89% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,126 |
| County GDP | $2,961M |
Business (County)
| Restaurants | 171 |
| Healthcare | 156 |
| Retail | 193 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $6,467 |
| 85% above US avg |
| Effective Tax Rate | 2.09% |
Commute & Transportation
| Commute Time | 29.4 min |
| Work from Home | 14.8% |
The median home value in Phippsburg is $310,000, 10% above the national average. Zillow estimates the typical home value at $427,302.
Home Values
| Census Median | $310,000 |
| 10% above US avg |
| Zillow ZHVI | $427,302 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $6,467 |
| 85% above US avg |
| Effective Rate | 2.09% |
In Phippsburg, 22.7% of adults are obese (below the 32.1% national rate). 22.9% report depression. 14.5% are physically inactive.
Health Metrics: Phippsburg vs U.S. Average (%)
Chronic Conditions
| Obesity | 22.7% |
| 29% below US avg |
| Diabetes | 6.6% |
| Heart Disease | 4.3% |
| High Blood Pressure | 23.4% |
| Asthma | 10.8% |
| COPD | 4.6% |
| Stroke | 2.3% |
Behaviors & Mental Health
| |
| Binge Drinking | 21.6% |
| Physical Inactivity | 14.5% |
| Depression | 22.9% |
| Mental Distress | 16.4% |
| Physical Distress | 10.8% |
Healthcare Access
| Insurance Rate | 78.3% |
| |
| Checkup Rate | 69.0% |
| Premature Death | 5,045/100K |
Food & Exercise
| Food Environment | 9.1/10 |
| Exercise Access | 75.4% |
| Healthcare Facilities | 156 |
Crime Rates: Phippsburg vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
Safety Score
Phippsburg has an average annual temperature of 40°F (5°C). Winters average 19°F in January while summers reach 63°F in July. Annual precipitation is 16.9 inches. Air quality is rated Good with a median AQI of 41.
Temperature
19°F Jan (-7°C)
63°F Jul (17°C)
| Annual Average | 40.2°F |
| 26% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 63°F (17°C) |
Precipitation & Snow
| Annual Rainfall | 16.9 inches |
| 55% below US avg |
| Snowfall | 131.2 inches/yr |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 7,486 ft (2,282 m) |
| Area | 1.2 sq mi (3.1 km²) |
| Population Density | 335/sq mi |
| Coordinates | 40.2301°N, 106.9508°W |
| County FIPS | 08107 |