Median Income
$110,870
48% higher than US avg
Home Value
$310,000
10% higher than US avg
Violent Crime
223/100K
41% lower than US avg
Bachelor's+
44.5%
32% higher than US avg
Obesity Rate
22.7%
29% lower than US avg
Unemployment
6.8%
89% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Phippsburg Compares to the U.S. Average (100% = U.S. avg)
People
Population399
Median Age33.8 yrs
Density335/mi²
Male / Female50% / 50%
Largest GroupWhite 94%
Veterans5.0%
Economy
A
Median Income$110,870
Per Capita$47,895
Unemployment6.8%
Poverty0.0%
County GDP$2,961M
Commute29 min
Housing
A+
Home Value$310,000
Ownership71.8%
Zillow$427,302
Housing Units154
Rent Burden32.1%
Crime
F
Violent223/100K
Property2,642/100K
Health
Obesity22.7%
Uninsured7.8%
Smoking10.7%
Depression22.9%
Heart Disease4.3%
Climate
Avg Temp40°F (5°C)
AQI41 (Good)
Rain16.9 in/yr
Sunny Days316/yr
Elevation7,486 ft (2,282 m)
Education
A+
Bachelor's+44.5%
High School+96.5%
Graduate+0.0%
School Score7.27
Community
2024 VoteR 35% / D 62%
Commute29 min
Broadband100.0%
EV Stations1
Libraries4
Is Phippsburg a Good Place to Live?
Based on current data, Phippsburg receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low crime rates, a highly educated population, abundant sunshine. Areas to be aware of include above-average unemployment. Phippsburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Phippsburg is $110,870, which is significantly higher than the national average / 48% above $75,149. This places Phippsburg among higher-income communities. The unemployment rate of 6.8% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Phippsburg is $310,000, roughly aligned with the national median of $281,900. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Phippsburg is below the national average at 223 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,642 per 100,000, 35% above the national average.
Education
Educational attainment is solid, with 44.5% holding a bachelor's degree or higher, near the national average. 96.5% have completed high school. Local schools score 7.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Phippsburg has a cool climate with an average annual temperature of 40°F. Winters average 19°F in January while summers reach 63°F in July. With 316 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 16.9 inches, including 131.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Phippsburg has a population of 399 with a density of 335 people per square mile, spread across 1.2 square miles. The median age is 33.8 years, 13% younger than the national median of 38.9. The gender split is 50.4% female and 49.6% male. The city is predominantly White (94.2%). English is the primary language spoken at home by 100% of residents. 5.0% of the population are veterans. 7.2% of residents have a disability (below the 13.0% national average). 78.3% have health insurance coverage.
Population
33.8yrs
Median Age
13% below US avg
Race & Ethnicity
Phippsburg vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Phippsburg vs U.S. Average
The median household income in Phippsburg is $110,870, which is 48% above the national average of $75,149. Per capita income is $47,895 (above the $39,052 national figure). The average weekly wage is $1,159, 19% lower than the U.S. average. The unemployment rate is 6.8% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,126 business establishments, including 171 restaurants. The cost of living index is 103.1, roughly in line with the national average. Workers commute an average of 29 minutes. 14.8% of workers work from home.
Income: Phippsburg vs U.S.
Income
| Median HH Income | $110,870 |
| 48% above US avg |
| Per Capita Income | $47,895 |
| Avg Weekly Wage | $1,159 |
| IRS Avg AGI | $172,644 |
| Gini Index | 0.469 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.8% |
| 89% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,126 |
| County GDP | $2,961M |
Business (County)
| Restaurants | 171 |
| Healthcare | 156 |
| Retail | 193 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $6,467 |
| 85% above US avg |
| Cost of Living | 103.10 (100=avg) |
| Effective Tax Rate | 2.09% |
Commute & Transportation
| Commute Time | 29.4 min |
| Drive Alone | 67.9% |
| Public Transit | 0.0% |
| Work from Home | 14.8% |
The median home value in Phippsburg is $310,000, 10% above the national median of $281,900. Zillow estimates the typical home value at $427,302, higher than the Census estimate. Fair market rent ranges from $1,161 for a one-bedroom to $1,429 for a two-bedroom apartment. 71.8% of housing units are owner-occupied. There are 154 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $6,467 (higher than the $3,500 national average). 32.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $310,000 |
| 10% above US avg |
| Zillow ZHVI | $427,302 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
| Homeownership | 71.8% |
| Owner-Occupied | 71.8% |
| Renter-Occupied | 28.2% |
| Housing Units | 154 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $6,467 |
| 85% above US avg |
| Effective Rate | 2.09% |
In Phippsburg, 22.7% of adults are obese, below the national rate of 32.1%. 6.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.3% of residents, below the national average. 23.4% have high blood pressure. 10.7% are current smokers (below the 14.0% national rate). 21.6% report binge drinking. 14.5% are physically inactive, below the national average. 22.9% report depression. 16.4% experience frequent mental distress. 7.8% of residents lack health insurance. The primary care physician ratio is 1:760. The dentist ratio is 1:926. 75.4% of residents have access to exercise opportunities. The food environment index is 9.1 out of 10.
Health Metrics: Phippsburg vs U.S. Average (%)
Chronic Conditions
| Obesity | 22.7% |
| 29% below US avg |
| Diabetes | 6.6% |
| Heart Disease | 4.3% |
| High Blood Pressure | 23.4% |
| Asthma | 10.8% |
| COPD | 4.6% |
| Cancer | 7.8% |
| Stroke | 2.3% |
Behaviors & Mental Health
| Smoking | 10.7% |
| 24% below US avg |
| Binge Drinking | 21.6% |
| Physical Inactivity | 14.5% |
| Depression | 22.9% |
| Mental Distress | 16.4% |
| Physical Distress | 10.8% |
| Short Sleep | 27.3% |
Healthcare Access
| Insurance Rate | 78.3% |
| Uninsured | 7.8% |
| 9% below US avg |
| Primary Care | 1:760 |
| Dentists | 1:926 |
| Mental Health | 1:285 |
| Checkup Rate | 69.0% |
| Dental Visits | 69.1% |
| Premature Death | 5,045/100K |
Food & Exercise
| Food Environment | 9.1/10 |
| Exercise Access | 75.4% |
| Healthcare Facilities | 156 |
Phippsburg has a violent crime rate of 223 per 100,000 residents, 41% below the national average of 380. Property crime stands at 2,642 per 100,000, 35% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Phippsburg receives a safety grade of F.
Crime Rates: Phippsburg vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 222.9/100K |
| 41% below US avg |
| |
Property Crime
| Total Property | 2,641.6/100K |
| 35% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Phippsburg has a cool climate with an average annual temperature of 40°F (5°C). Winters average 19°F in January while summers reach 63°F in July. The area gets 316 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 16.9 inches (drier than the 38-inch national average). The area receives 131.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 7,486 feet, a high-altitude location.
Temperature
19°F Jan (-7°C)
63°F Jul (17°C)
| Annual Average | 40.2°F |
| 26% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 63°F (17°C) |
| Sunny Days | 316 days/yr |
Geography
| Elevation | 7,486 ft (2,282 m) |
| Area | 1.2 sq mi (3.1 km²) |
| Population Density | 335/sq mi |
| Coordinates | 40.2301°N, 106.9508°W |
| Timezone | America/Denver |
| County | Routt County County |
| Nearest Airport | Eagle County Regional (EGE) 41 miles away |
Precipitation & Snow
Annual Rainfall
16.9"
55% below US avg
Wettest Month (Jul)
1.81"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 33.4 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 76.6 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
No Rating |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Moderate |
| Volcano |
Very Low |
| Avalanche |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
69 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M2.9 on Oct 18, 2024.
| Jan 31, 2002 |
28 km SSW of Craig, Colorado |
M4.3 |
63 km |
| Aug 9, 2001 |
11 km NNE of Chacra, Colorado |
M4.0 |
73 km |
| Mar 19, 2022 |
5 km NW of Ryan Park, Wyoming |
M3.8 |
129 km |
| Feb 10, 2006 |
1 km NNE of Chacra, Colorado |
M3.8 |
82 km |
| Aug 18, 2009 |
19 km N of Craig, Colorado |
M3.7 |
73 km |
| Jun 2, 2023 |
9 km SSE of Saratoga, Wyoming |
M3.6 |
129 km |
| Apr 20, 2017 |
24 km NE of Maybell, Colorado |
M3.5 |
93 km |
| Jun 6, 2011 |
17 km NNW of Oak Creek, Colorado |
M3.5 |
22 km |
| Apr 10, 2011 |
12 km N of Oak Creek, Colorado |
M3.4 |
17 km |
| Nov 3, 1994 |
30 km W of Meeker, Colorado |
M3.4 |
114 km |
| Aug 21, 2012 |
12 km SSW of Gypsum, Colorado |
M3.4 |
78 km |
| Sep 14, 2024 |
9 km SSE of Saratoga, Wyoming |
M3.4 |
130 km |
| Jan 30, 2017 |
5 km SW of New Castle, Colorado |
M3.3 |
94 km |
| Jun 3, 2023 |
8 km SSE of Saratoga, Wyoming |
M3.3 |
129 km |
| May 4, 2015 |
5 km SSW of Encampment, Wyoming |
M3.3 |
105 km |
| Mar 29, 2022 |
10 km NNW of Ryan Park, Wyoming |
M3.3 |
134 km |
| Jan 19, 2022 |
8 km ESE of Saratoga, Wyoming |
M3.3 |
135 km |
| Jan 15, 2009 |
29 km SSW of Encampment, Wyoming |
M3.2 |
81 km |
| Sep 2, 2024 |
21 km NW of Steamboat Springs, Colorado |
M3.1 |
43 km |
| Jul 8, 1993 |
9 km ENE of Aspen, Colorado |
M3.1 |
113 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
13 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF1.
| Date |
Rating |
Distance |
Fatalities |
| Aug 26, 2004 |
EF1 |
77 km |
0 |
| Jun 8, 1984 |
EF1 |
52 km |
0 |
| May 30, 1980 |
EF1 |
45 km |
0 |
| May 10, 1974 |
EF1 |
68 km |
0 |
| Apr 6, 1974 |
EF1 |
63 km |
0 |
| Jul 3, 1957 |
EF1 |
85 km |
0 |
| Jun 24, 2018 |
EF0 |
51 km |
0 |
| Jun 24, 2018 |
EF0 |
51 km |
0 |
| May 28, 2018 |
EF0 |
76 km |
0 |
| Jun 30, 2004 |
EF0 |
66 km |
0 |
| Jun 15, 1995 |
EF0 |
22 km |
0 |
| Aug 2, 1992 |
EF0 |
89 km |
0 |
| Aug 20, 1986 |
EF0 |
74 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: EAST TROUBLESOME (188,924 ac, 2020).
| Year |
Name |
Acres |
Distance |
| 2020 |
EAST TROUBLESOME |
188,924 |
81 km |
| 2016 |
BEAVER CREEK |
44,221 |
89 km |
| 2020 |
GRIZZLY CREEK |
30,705 |
73 km |
| 2018 |
RYAN |
28,858 |
95 km |
| 2020 |
MIDDLE FORK |
20,886 |
48 km |
| 2018 |
SILVER CREEK |
20,725 |
31 km |
| 2018 |
DIVIDE |
20,540 |
91 km |
| 2002 |
MT. ZIRKEL COMPLEX (HINMAN) |
17,627 |
67 km |
| 2002 |
BIG FISH |
17,273 |
36 km |
| 2002 |
MT. ZIRKEL COMPLEX (BURN RIDGE) |
15,478 |
57 km |
| 2020 |
WILLIAMS FORK |
14,679 |
93 km |
| 2018 |
LAKE CHRISTINE |
12,506 |
91 km |
| 2002 |
COAL SEAM |
12,007 |
81 km |
| 2002 |
SPRING CREEK |
10,552 |
75 km |
| 2023 |
IRON |
7,783 |
90 km |
| 2021 |
MORGAN CREEK |
7,710 |
57 km |
| 2002 |
LOST LAKES |
5,888 |
26 km |
| 2008 |
PRONG |
5,775 |
95 km |
| 2018 |
CABIN LAKE |
5,765 |
65 km |
| 2016 |
LOST SOLAR |
5,141 |
55 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
1.5 in |
Coldest |
| February |
21°F (-6°C) |
1.4 in |
Driest |
| March |
28°F (-2°C) |
1.6 in |
|
| April |
36°F (2°C) |
1.7 in |
|
| May |
45°F (7°C) |
1.7 in |
|
| June |
54°F (12°C) |
1.5 in |
|
| July |
63°F (17°C) |
1.8 in |
Warmest, Wettest |
| August |
59°F (15°C) |
1.7 in |
|
| September |
51°F (11°C) |
1.6 in |
|
| October |
41°F (5°C) |
1.6 in |
|
| November |
28°F (-2°C) |
1.6 in |
|
| December |
20°F (-7°C) |
1.7 in |
|
Phippsburg has a seasonal temperature swing of 44°F / from 19°F in January to 63°F in July. Total annual precipitation is 19.3 inches, with July being the wettest month (1.8") and February the driest (1.4").
Average costs for common services in Phippsburg. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$258 ($155–$412) |
| Specialist Visit |
$361 ($206–$567) |
| Urgent Care Visit |
$206 ($103–$361) |
| Emergency Room Visit |
$2,268 ($825–$5,155) |
| Dental Cleaning |
$134 ($77–$206) |
| Dental Filling |
$258 ($155–$412) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($26–$77) |
| Oil Change (Synthetic) |
$77 ($52–$124) |
| Brake Pad Replacement |
$309 ($155–$516) |
| Tire Rotation |
$41 ($21–$77) |
| New Tires (Set of 4) |
$619 ($412–$1,031) |
| Battery Replacement |
$206 ($103–$361) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$144) |
| HVAC Repair |
$412 ($155–$825) |
| HVAC System Install |
$7,217 ($4,124–$12,372) |
| Roof Repair |
$1,031 ($412–$2,062) |
| Roof Replacement |
$9,279 ($5,671–$15,465) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,547 ($516–$3,609) |
| Divorce (Contested) |
$15,465 ($5,155–$30,930) |
| DUI Defense |
$5,155 ($2,062–$10,310) |
| Bankruptcy (Chapter 7) |
$1,547 ($825–$3,093) |
| Will Preparation |
$516 ($206–$1,031) |
| Trust Preparation |
$2,578 ($1,031–$5,155) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($15–$46) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($77–$258) |
| Manicure |
$26 ($15–$46) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$82 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.23 ($3.09–$5.67) |
| Dozen Eggs (per dozen) |
$3.61 ($2.58–$5.16) |
| Loaf of Bread |
$3.92 ($2.58–$5.67) |
| Chicken Breast (per lb) |
$4.64 ($3.09–$6.70) |
| Ground Beef (per lb) |
$5.67 ($4.12–$7.73) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$144 ($82–$258) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$206 ($77–$516) |
| Car Insurance (Annual) |
$2,062 ($1,237–$3,609) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.25–$26) |
| Car Registration (Annual) |
$103 ($31–$258) |
| Driver's License Renewal |
$31 ($15–$77) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,237 ($619–$2,578) |
| Daycare (Toddler, Monthly) |
$1,031 ($516–$2,062) |
| After-School Care (Monthly) |
$412 ($206–$722) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,031 ($412–$2,578) |
| Private School (K-12, Annual) |
$12,888 ($5,155–$30,930) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$206) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$77) |
| Dog Spay/Neuter |
$309 ($155–$516) |
| Cat Spay/Neuter |
$206 ($103–$412) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,436 |
| Toddler | $1,516 |
| Preschool | $1,378 |
| Family Childcare (monthly) |
| Infant | $1,033 |
| Toddler | $1,040 |
| Preschool | $1,040 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Phippsburg
What is the population of Phippsburg?
Phippsburg has a population of 399 residents and is located in Colorado. The population density is 335 people per square mile, spread across 1.2 square miles. The median age of residents is 33.8 years, which is younger than the national median of 38.9 years. The population is 50.4% female and 49.6% male.
Is Phippsburg expensive to live in?
Phippsburg has a cost of living roughly in line with the national average, with an index of 103.1 (baseline: 100). The median household income is $110,870, 48% above the national average of $75,149. The median home value is $310,000 (10% above the U.S. median). The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Phippsburg safe?
Phippsburg is safer than the national average, with a violent crime rate of 223 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,642 per 100,000 (above the national average). Overall, Phippsburg receives a safety grade of F based on combined crime data.
What is the weather like in Phippsburg?
Phippsburg has a cool climate with an average annual temperature of 40°F (5°C). Winter temperatures average 19°F in January, while summers reach an average of 63°F in July. The area receives 316 sunny days per year, well above the national average of 205. Annual rainfall totals 16.9 inches, with 131.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Phippsburg?
The unemployment rate in Phippsburg is 6.8%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,159. There are 2,126 business establishments in the area, including 171 restaurants and food service locations. The average commute time is 29 minutes, and 14.8% of workers work from home.
How much does housing cost in Phippsburg?
The median home value in Phippsburg is $310,000. Zillow estimates the typical home value at $427,302. The homeownership rate is 71.8%. The average annual property tax is $6,467.
How are the schools in Phippsburg?
Schools in Phippsburg perform well, with an average test score of 7.3 out of 10 / above the national benchmark. 44.5% of adults in Phippsburg hold a bachelor's degree or higher, above the national average of 33.7%. 96.5% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Phippsburg?
The obesity rate in Phippsburg is 22.7% (below the national rate of 32.1%). 10.7% of adults are smokers. 14.5% are physically inactive. 22.9% of residents report depression. 7.8% lack health insurance. 75.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:760.
What is transportation like in Phippsburg?
The average commute in Phippsburg is 29 minutes. 67.9% of workers drive alone to work, and 14.8% work from home.
What are the demographics of Phippsburg?
The racial and ethnic makeup of Phippsburg is 94.2% White. 100% of residents speak only English at home. 5.0% of the population are military veterans. 7.2% of residents have a disability. 78.3% have health insurance coverage.