Median Income
$48,802
35% lower than US avg
Home Value
$58,500
79% lower than US avg
Bachelor's+
26.1%
23% lower than US avg
Obesity Rate
35.7%
11% higher than US avg
Unemployment
27.5%
664% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Pine Harbor Compares to the U.S. Average (100% = U.S. avg)
People
Population408
Median Age62.2 yrs
Density123/mi²
Male / Female60% / 40%
Largest GroupWhite 86%
Veterans18.3%
Economy
C+
Median Income$48,802
Per Capita$37,586
Unemployment27.5%
Poverty0.0%
County GDP$393M
Commute17 min
Housing
A+
Home Value$58,500
Ownership94.4%
Zillow$159,606
Housing Units268
Rent Burden27.7%
Health
Obesity35.7%
Uninsured17.9%
Smoking16.7%
Depression26.9%
Heart Disease6.0%
Climate
Avg Temp65°F (18°C)
Rain49.7 in/yr
Elevation334 ft (102 m)
Education
B
Bachelor's+26.1%
High School+95.3%
Graduate+6.1%
School Score4.43
Community
2024 VoteR 76% / D 23%
Commute17 min
Broadband78.1%
EV Stations3
Libraries1
Is Pine Harbor a Good Place to Live?
Based on current data, Pine Harbor receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include above-average unemployment, a high uninsured rate, below-average incomes. Pine Harbor offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Pine Harbor is $48,802, 35% below the national average of $75,149. At 27.5%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Pine Harbor is $58,500, 79% below the national median / offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.
Education
26.1% of residents hold a bachelor's degree, below the national average of 33.7%. 95.3% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Pine Harbor enjoys a moderate climate with an average annual temperature of 65°F. Winters average 46°F in January while summers reach 83°F in July. Annual precipitation totals 49.7 inches.
Pine Harbor has a population of 408 with a density of 123 people per square mile, spread across 3.3 square miles. The median age is 62.2 years, 60% older than the national median of 38.9. The gender split is 39.7% female and 60.3% male. The city is predominantly White (85.5%), with 12.5% Hispanic. English is the primary language spoken at home by 100% of residents. 18.3% of the population are veterans, above the national rate of 6.0%. 30.9% of residents have a disability (above the 13.0% national average). 82.1% have health insurance coverage.
Population
408
Total Population
2023 Census
62.2yrs
Median Age
60% above US avg
Race & Ethnicity
Pine Harbor vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Pine Harbor vs U.S. Average
The median household income in Pine Harbor is $48,802, which is 35% below the national average of $75,149. Per capita income is $37,586. The average weekly wage is $841, 41% lower than the U.S. average. The unemployment rate is 27.5% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 172 business establishments, including 24 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Pine Harbor vs U.S.
Income
| Median HH Income | $48,802 |
| 35% below US avg |
| Per Capita Income | $37,586 |
| Avg Weekly Wage | $841 |
| IRS Avg AGI | $58,367 |
| Gini Index | 0.454 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 27.5% |
| 664% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 172 |
| County GDP | $393M |
Business (County)
| Restaurants | 24 |
| Healthcare | 13 |
| Retail | 28 |
| Manufacturing | 9 |
Tax & Cost of Living
| Property Tax (IRS) | $5,236 |
| 50% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 8.95% |
Commute & Transportation
| Commute Time | 16.8 min |
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Pine Harbor is $58,500, 79% below the national median of $281,900. Zillow estimates the typical home value at $159,606, higher than the Census estimate. Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 94.4% of housing units are owner-occupied (above the 65.4% national rate). There are 268 total housing units in the city. The median year a home was built is 1993. The average annual property tax is $5,236 (higher than the $3,500 national average). 27.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $58,500 |
| 79% below US avg |
| Zillow ZHVI | $159,606 |
Rental Costs
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 94.4% |
| Owner-Occupied | 94.4% |
| Renter-Occupied | 5.6% |
| Housing Units | 268 |
| Median Year Built | 1993 |
Property Tax
| Avg Tax (IRS) | $5,236 |
| 50% above US avg |
| Effective Rate | 8.95% |
In Pine Harbor, 35.7% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 6.0% of residents. 32.8% have high blood pressure. 16.7% are current smokers. 19.1% report binge drinking. 26.0% are physically inactive. 26.9% report depression (above the 20.0% national average). 20.7% experience frequent mental distress. 17.9% of residents lack health insurance (above the 8.6% national rate). The dentist ratio is 1:9,560. 50.6% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Pine Harbor vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.7% |
| 11% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.8% |
| Asthma | 11.0% |
| COPD | 7.3% |
| Cancer | 7.1% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 16.7% |
| 19% above US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 26.0% |
| Depression | 26.9% |
| Mental Distress | 20.7% |
| Physical Distress | 14.2% |
| Short Sleep | 38.1% |
Healthcare Access
| Insurance Rate | 82.1% |
| Uninsured | 17.9% |
| 108% above US avg |
| Dentists | 1:9,560 |
| Mental Health | 1:4,785 |
| Checkup Rate | 72.2% |
| Dental Visits | 53.7% |
| Premature Death | 14,249/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 50.6% |
| Healthcare Facilities | 13 |
Pine Harbor enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 46°F in January while summers reach 83°F in July. Annual precipitation totals 49.7 inches (wetter than the 38-inch national average). The area receives 1.3 inches of snow annually. The city sits at an elevation of 334 feet.
Temperature
46°F Jan (8°C)
83°F Jul (28°C)
| Annual Average | 64.7°F |
| 20% above US avg |
| January Average | 46°F (8°C) |
| July Average | 83°F (28°C) |
Geography
| Elevation | 334 ft (102 m) |
| Area | 3.3 sq mi (8.6 km²) |
| Population Density | 123/sq mi |
| Coordinates | 32.7683°N, 94.4998°W |
| Timezone | America/Chicago |
| County | Marion County County |
| Nearest Airport | East Texas Regional (GGG)
29 miles away |
Precipitation & Snow
Annual Rainfall
49.7"
31% above US avg
Wettest Month (May)
5.11"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 29.2 / 100 |
| Social Vulnerability | 97.4 / 100 |
| Community Resilience | 20.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
34 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M3.2 on Aug 22, 2025.
| May 17, 2012 |
3 km NE of Timpson, Texas |
M4.8 |
95 km |
| Sep 2, 2013 |
3 km WNW of Timpson, Texas |
M4.3 |
96 km |
| Sep 2, 2013 |
14 km WNW of Timpson, Texas |
M4.2 |
89 km |
| Jan 25, 2013 |
11 km SE of Timpson, Texas |
M4.1 |
105 km |
| May 10, 2012 |
9 km NW of Timpson, Texas |
M3.9 |
90 km |
| Jan 27, 2024 |
4 km SSW of Hall Summit, Louisiana |
M3.6 |
131 km |
| Mar 29, 2025 |
13 km NNE of Wells, Texas |
M3.5 |
135 km |
| Jan 18, 2025 |
0 km WSW of Mooringsport, Louisiana |
M3.5 |
50 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
144 km |
| Jan 20, 2019 |
7 km SSW of San Augustine, Texas |
M3.3 |
148 km |
| Apr 16, 2021 |
8 km WNW of Blanchard, Louisiana |
M3.2 |
52 km |
| Aug 22, 2025 |
5 km WSW of Huxley, Texas |
M3.2 |
125 km |
| Apr 1, 2021 |
7 km W of Blanchard, Louisiana |
M3.0 |
54 km |
| Apr 2, 2024 |
5 km WSW of Chireno, Texas |
M3.0 |
144 km |
| Jan 6, 2025 |
4 km ESE of Mooringsport, Louisiana |
M3.0 |
56 km |
| Aug 21, 2025 |
8 km W of Huxley, Texas |
M3.0 |
123 km |
| May 31, 2013 |
7 km SE of Timpson, Texas |
M2.9 |
102 km |
| Dec 7, 2012 |
3 km S of Timpson, Texas |
M2.8 |
100 km |
| Jan 29, 2013 |
4 km S of Timpson, Texas |
M2.8 |
101 km |
| Jan 31, 2013 |
7 km WNW of Timpson, Texas |
M2.8 |
92 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
4 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Laura (2020, Cat 3).
| Year |
Name |
Category |
Closest |
| 2020 |
Laura |
Category 3 |
157 km |
| 2008 |
Ike |
Category 2 |
211 km |
| 2007 |
Humberto |
Category 1 |
287 km |
| 2005 |
Rita |
Category 1 |
255 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
747 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 24 fatalities, 682 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1999 |
EF4 |
68 km |
7 |
| Dec 3, 1978 |
EF4 |
76 km |
2 |
| Mar 12, 1971 |
EF4 |
79 km |
1 |
| Nov 4, 2022 |
EF3 |
61 km |
0 |
| Nov 4, 2022 |
EF3 |
41 km |
1 |
| Jan 20, 2010 |
EF3 |
44 km |
0 |
| Apr 9, 2009 |
EF3 |
53 km |
0 |
| Apr 23, 2000 |
EF3 |
57 km |
0 |
| Apr 23, 2000 |
EF3 |
33 km |
0 |
| May 4, 1999 |
EF3 |
78 km |
1 |
| Jun 7, 1989 |
EF3 |
84 km |
0 |
| Apr 1, 1988 |
EF3 |
46 km |
0 |
| Nov 15, 1987 |
EF3 |
34 km |
0 |
| Apr 23, 1985 |
EF3 |
66 km |
0 |
| May 2, 1984 |
EF3 |
71 km |
0 |
| Apr 25, 1982 |
EF3 |
75 km |
0 |
| Apr 25, 1982 |
EF3 |
75 km |
0 |
| May 3, 1979 |
EF3 |
95 km |
0 |
| Apr 1, 1979 |
EF3 |
35 km |
0 |
| Dec 3, 1978 |
EF3 |
89 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
16 wildfires (100+ acres) within 100 km.
Largest: NORTHEAST TEXAS FIRE COMPLEX (41,645 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
NORTHEAST TEXAS FIRE COMPLEX |
41,645 |
15 km |
| 2011 |
OLD MAGNOLIA |
4,881 |
50 km |
| 2003 |
POPS |
4,475 |
86 km |
| 2022 |
TXCLR-FY22-RX-W |
3,288 |
35 km |
| 2011 |
DIANA |
2,863 |
29 km |
| 2011 |
592 |
2,278 |
41 km |
| 2011 |
PETERS CHAPEL |
2,072 |
23 km |
| 1999 |
UNNAMED |
1,699 |
76 km |
| 2011 |
HENDERSON 474 JOHNSON |
1,594 |
86 km |
| 2011 |
MARSHALL |
1,583 |
43 km |
| 2011 |
RELEASE |
1,398 |
45 km |
| 2004 |
UNNAMED |
1,358 |
75 km |
| 1998 |
UNNAMED |
1,317 |
50 km |
| 2005 |
MAPLE CREEK |
1,223 |
85 km |
| 2011 |
UNNAMED |
1,046 |
48 km |
| 1998 |
UNNAMED |
724 |
52 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
46°F (8°C) |
4.1 in |
Coldest |
| February |
49°F (10°C) |
4.2 in |
|
| March |
57°F (14°C) |
4.8 in |
|
| April |
64°F (18°C) |
4.7 in |
|
| May |
72°F (22°C) |
5.1 in |
Wettest |
| June |
80°F (27°C) |
5.1 in |
|
| July |
83°F (28°C) |
3.0 in |
Warmest |
| August |
83°F (28°C) |
2.4 in |
Driest |
| September |
76°F (25°C) |
3.8 in |
|
| October |
65°F (18°C) |
4.5 in |
|
| November |
55°F (13°C) |
3.6 in |
|
| December |
47°F (8°C) |
4.4 in |
|
Pine Harbor has a seasonal temperature swing of 38°F / from 46°F in January to 83°F in July. Total annual precipitation is 49.7 inches, with May being the wettest month (5.1") and August the driest (2.4").
Average costs for common services in Pine Harbor. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146-$388) |
| Specialist Visit |
$340 ($194-$534) |
| Urgent Care Visit |
$194 ($97-$340) |
| Emergency Room Visit |
$2,136 ($777-$4,855) |
| Dental Cleaning |
$126 ($73-$194) |
| Dental Filling |
$243 ($146-$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$291 ($146-$486) |
| Tire Rotation |
$39 ($19-$73) |
| New Tires (Set of 4) |
$583 ($388-$971) |
| Battery Replacement |
$194 ($97-$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58-$146) |
| Electrician (Per Hour) |
$87 ($49-$136) |
| HVAC Repair |
$388 ($146-$777) |
| HVAC System Install |
$6,797 ($3,884-$11,652) |
| Roof Repair |
$971 ($388-$1,942) |
| Roof Replacement |
$8,739 ($5,341-$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486-$3,399) |
| Divorce (Contested) |
$14,565 ($4,855-$29,130) |
| DUI Defense |
$4,855 ($1,942-$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777-$2,913) |
| Will Preparation |
$486 ($194-$971) |
| Trust Preparation |
$2,428 ($971-$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$53 ($29-$97) |
| Hair Coloring (Full) |
$146 ($73-$243) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91-$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43-$4.86) |
| Loaf of Bread |
$3.69 ($2.43-$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91-$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88-$7.28) |
| Rice (per lb) |
$0.97 ($0.58-$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78-$243) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$97) |
| Cell Phone Plan (Monthly) |
$63 ($29-$97) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73-$486) |
| Car Insurance (Annual) |
$1,942 ($1,165-$3,399) |
| Bus Pass (Monthly) |
$68 ($29-$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77-$24) |
| Car Registration (Annual) |
$97 ($29-$243) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583-$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486-$1,942) |
| After-School Care (Monthly) |
$388 ($194-$680) |
| Tutoring (Per Hour) |
$49 ($24-$97) |
| SAT/ACT Prep Course |
$971 ($388-$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855-$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$97) |
| Dog Vaccination (Annual) |
$97 ($49-$194) |
| Dog Grooming |
$58 ($29-$97) |
| Pet Boarding (Per Night) |
$39 ($19-$73) |
| Dog Spay/Neuter |
$291 ($146-$486) |
| Cat Spay/Neuter |
$194 ($97-$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $537 |
| Toddler | $511 |
| Preschool | $498 |
| Family Childcare (monthly) |
| Infant | $494 |
| Toddler | $476 |
| Preschool | $468 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Pine Harbor
What is the population of Pine Harbor?
Pine Harbor has a population of 408 residents and is located in Texas. The population density is 123 people per square mile, spread across 3.3 square miles. The median age of residents is 62.2 years, which is older than the national median of 38.9 years. The population is 39.7% female and 60.3% male.
Is Pine Harbor expensive to live in?
Pine Harbor has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $48,802, 35% below the national average of $75,149. The median home value is $58,500 (79% below the U.S. median). The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Pine Harbor?
Pine Harbor enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winter temperatures average 46°F in January, while summers reach an average of 83°F in July. Annual rainfall totals 49.7 inches, with 1.3 inches of snow.
How is the job market in Pine Harbor?
The job market in Pine Harbor faces challenges, with unemployment at 27.5% / significantly above the national rate of 3.6%. The average weekly wage is $841. There are 172 business establishments in the area, including 24 restaurants and food service locations. The average commute time is 17 minutes, and 0.0% of workers work from home.
How much does housing cost in Pine Harbor?
The median home value in Pine Harbor is $58,500. Zillow estimates the typical home value at $159,606. The homeownership rate is 94.4%. The average annual property tax is $5,236.
How are the schools in Pine Harbor?
Schools in Pine Harbor have an average test score of 4.4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 26.1% of adults in Pine Harbor hold a bachelor's degree or higher, below the national average of 33.7%. 95.3% have completed high school. 6.1% hold a graduate or professional degree.
How healthy is Pine Harbor?
The obesity rate in Pine Harbor is 35.7% (above the national rate of 32.1%). 16.7% of adults are smokers. 26.0% are physically inactive. 26.9% of residents report depression. 17.9% lack health insurance (above the national rate). 50.6% of residents have access to exercise opportunities.
What is transportation like in Pine Harbor?
The average commute in Pine Harbor is 17 minutes, shorter than the national average of 28 minutes. 100% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Pine Harbor?
The racial and ethnic makeup of Pine Harbor is 85.5% White, 12.5% Hispanic or Latino. 100% of residents speak only English at home. 18.3% of the population are military veterans. 30.9% of residents have a disability. 82.1% have health insurance coverage.