Plum Springs, KY

Kentucky · Metropolitan Area

Plum Springs is a small town in Kentucky with a population of 476. Residents earn $63,250 per year, which is 16% below the national average.

3.8 /5.0
B+ Good
476 Population 898/sq mi density
$63,250 Median Income $27,224 per capita
$148,200 Home Value $199,206 Zillow
$992 Median Rent
60°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$63,250 median income, 1.9% unemployment
A+
Affordability
5.0 / 5.0
$148,200 home value, $992/mo rent
C
Education
2.2 / 5.0
15.5% bachelor's degree or higher
Median Income $63,250
16% lower than US avg
Home Value $148,200
47% lower than US avg
Bachelor's+ 15.5%
54% lower than US avg
Median Rent $992
15% lower than US avg
Unemployment 1.9%
47% lower than US avg
Poverty Rate 8.1%
35% lower than US avg

How Plum Springs Compares to the U.S. Average (100% = U.S. avg)

People

Population476
Median Age39.2 yrs
Density898/mi²
Male / Female49% / 51%
Largest GroupWhite 74%

Economy

A
Median Income$63,250
Per Capita$27,224
Unemployment1.9%
Poverty8.1%
County GDP$250M
Commute16 min

Housing

A+
Home Value$148,200
Rent$992
OwnershipN/A
Zillow$199,206

Crime

ViolentN/A
PropertyN/A

Health

ObesityN/A
UninsuredN/A

Climate

Avg Temp60°F
AQI41 (Good)
Rain53.5 in/yr
Elevation611 ft

Education

C
Bachelor's+15.5%
High School+73.7%
School Score5.50

Community

2024 VoteR 81% / D 18%
Commute16 min
Libraries2

Is Plum Springs a Good Place to Live?

Based on current data, Plum Springs receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Plum Springs offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Plum Springs is $63,250, 16% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. 8.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Plum Springs is $148,200, 47% below the national median — offering relatively affordable homeownership. Renters pay a median of $992 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

15.5% of residents hold a bachelor's degree, below the national average of 33.7%. 73.7% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Plum Springs enjoys a moderate climate with an average annual temperature of 60°F. Winters average 39°F in January while summers reach 80°F in July. Annual precipitation totals 53.5 inches. Air quality is rated Good with a median AQI of 41.

Plum Springs has a population of 476 with a density of 898 people per square mile. The median age is 39.2 years, 1% older than the national median of 38.9. The city is predominantly White (73.7%), with 18.3% Black.

Population

476
Total Population
898
People / sq mi
39.2yrs
Median Age
1% above US avg
0.5mi²
Land Area

Gender Distribution

Male 48.9%
Female 51.1%

Race & Ethnicity

Plum Springs vs U.S. Average

Language Spoken at Home

English Only92.9%
18% above US avg
Spanish7.1%
47% below US avg

Social Characteristics

Plum Springs vs U.S. Average

The median household income in Plum Springs is $63,250, which is 16% below the national average of $75,149. The unemployment rate is 1.9% (below the 3.6% US average). 8.1% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Plum Springs vs U.S.

Commute Mode

Income

Median HH Income$63,250
16% below US avg
Per Capita Income$27,224
Avg Weekly Wage$817
IRS Avg AGI$55,009

Employment & Poverty

Unemployment1.9%
47% below US avg
Poverty Rate8.1%
35% below US avg
Establishments (County)186
County GDP$250M

Business (County)

Restaurants11
Healthcare18
Retail29

Tax & Cost of Living

Property Tax (IRS)$2,111
40% below US avg
Effective Tax Rate1.42%

Commute & Transportation

Commute Time15.9 min
Work from Home1.0%

Walkability

The median home value in Plum Springs is $148,200, 47% below the national average. Monthly rent averages $992 (15% below US avg). Zillow estimates the typical home value at $199,206.

Home Value Sources

Ownership Split

Home Values

Census Median$148,200
47% below US avg
Zillow ZHVI$199,206

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$992
15% below US avg

HUD Fair Market Rent

Studio$719
1 Bedroom$794
2 Bedrooms$984
3 Bedrooms$1,277
4 Bedrooms$1,442

Ownership & Property

Owner-Occupied71.8%

Property Tax

Avg Tax (IRS)$2,111
40% below US avg
Effective Rate1.42%

Health Metrics: Plum Springs vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Insurance Rate100.0%
Premature Death8,976/100K

Food & Exercise

Food Environment7.4/10
Exercise Access40.8%
Healthcare Facilities18

Crime Rates: Plum Springs vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

FEMA Disasters91

Safety Score

Plum Springs has an average annual temperature of 60°F (16°C). Winters average 39°F in January while summers reach 80°F in July. Annual precipitation is 53.5 inches. Air quality is rated Good with a median AQI of 41.

Temperature

39°F Jan (4°C) 80°F Jul (26°C)
Annual Average60.2°F
11% above US avg
January Average39°F (4°C)
July Average80°F (26°C)

Precipitation & Snow

Annual Rainfall53.5 inches
41% above US avg
Snowfall4.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation611 ft (186 m)
Area0.5 sq mi (1.4 km²)
Population Density898/sq mi
Coordinates37.0228°N, 86.3801°W
County FIPS21061
It is classified as Metro — under 250K. 15.5% of residents hold a bachelor's degree or higher (54% below US avg). In the 2024 election, the county voted Republican by a 62.9-point margin.

2024 Presidential Election (County)

R 80.8%
D 17.9%

Winner: Republican by 62.9 points

Education

Bachelor's Degree+15.5%
54% below US avg
High School+73.7%
School Test Score5.50
C Education Grade (2.2/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density898/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities18
Restaurants11
Retail Stores29

Safety & Disasters

FEMA Disaster Declarations91

Commute & Transportation

Avg Commute15.9 min
Work from Home1.0%

Nearby Cities

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