Median Income
$46,538
38% lower than US avg
Home Value
$242,900
14% lower than US avg
Violent Crime
117/100K
69% lower than US avg
Bachelor's+
45.5%
35% higher than US avg
Obesity Rate
29.3%
9% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Pony Compares to the U.S. Average (100% = U.S. avg)
People
Population101
Median Age66.3 yrs
Density75/mi²
Male / Female43% / 57%
Largest GroupWhite 86%
Veterans99.0%
Economy
B+
Median Income$46,538
Per Capita$28,728
Unemployment0.0%
Poverty0.0%
County GDP$651M
Commute45 min
Housing
B+
Home Value$242,900
Ownership91.7%
Zillow$542,137
Housing Units56
Rent Burden25.7%
Crime
F
Violent117/100K
Property584/100K
Health
Obesity29.3%
Uninsured9.0%
Smoking13.9%
Depression24.9%
Heart Disease5.3%
Climate
Avg Temp49°F (10°C)
AQI26 (Good)
Rain18.4 in/yr
Sunny Days311/yr
Elevation5,369 ft (1,636 m)
Education
A+
Bachelor's+45.5%
High School+98.0%
Graduate+24.1%
School Score6.48
Community
2024 VoteR 71% / D 26%
Commute45 min
Broadband48.0%
EV Stations1
Libraries4
Is Pony a Good Place to Live?
Based on current data, Pony receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Areas to be aware of include below-average incomes, long commute times. Pony offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Pony is $46,538, 38% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 45 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Pony is $242,900, 14% below the national median / offering relatively affordable homeownership. The price-to-income ratio of 5.2x means housing costs are stretched relative to local earnings.
Safety & Crime
Pony is a very safe community with a violent crime rate of 117 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 584 per 100,000, 70% below the national average.
Education
Educational attainment is solid, with 45.5% holding a bachelor's degree or higher, near the national average. 98.0% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Pony experiences four distinct seasons with an average temperature of 49°F. Winters average 31°F in January while summers reach 71°F in July. With 311 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 18.4 inches, including 51.8 inches of snow. Air quality is rated Good with a median AQI of 26.
Pony has a population of 101 with a density of 75 people per square mile, spread across 1.3 square miles. The median age is 66.3 years, 70% older than the national median of 38.9. The gender split is 57.4% female and 42.6% male. The city is predominantly White (86.1%), with 9.9% Hispanic. English is the primary language spoken at home by 100% of residents. 99.0% of the population are veterans, above the national rate of 6.0%. 10.9% of residents have a disability. 62.0% have health insurance coverage.
Population
66.3yrs
Median Age
70% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Pony is $46,538, which is 38% below the national average of $75,149. Per capita income is $28,728 (below the $39,052 national figure). The average weekly wage is $1,104, 23% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 619 business establishments, including 68 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 45 minutes (longer than the 28-minute US average). 4.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $46,538 |
| 38% below US avg |
| Per Capita Income | $28,728 |
| Avg Weekly Wage | $1,104 |
| IRS Avg AGI | $100,781 |
| Gini Index | 0.418 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 619 |
| County GDP | $651M |
Business (County)
| Restaurants | 68 |
| Healthcare | 21 |
| Retail | 43 |
| Manufacturing | 13 |
Tax & Cost of Living
| Property Tax (IRS) | $4,191 |
| 20% above US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.73% |
Commute & Transportation
| Commute Time | 44.9 min |
| Drive Alone | 95.7% |
| Public Transit | 0.0% |
| Work from Home | 4.3% |
The median home value in Pony is $242,900, 14% below the national median of $281,900. Zillow estimates the typical home value at $542,137, higher than the Census estimate. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 91.7% of housing units are owner-occupied (above the 65.4% national rate). There are 56 total housing units in the city. The median year a home was built is 1963. The average annual property tax is $4,191 (higher than the $3,500 national average). 25.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.2x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $242,900 |
| 14% below US avg |
| Zillow ZHVI | $542,137 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 91.7% |
| Owner-Occupied | 91.7% |
| Renter-Occupied | 8.3% |
| Housing Units | 56 |
| Median Year Built | 1963 |
Property Tax
| Avg Tax (IRS) | $4,191 |
| 20% above US avg |
| Effective Rate | 1.73% |
In Pony, 29.3% of adults are obese, below the national rate of 32.1%. 7.7% have diabetes (below the 10.5% national rate). Heart disease affects 5.3% of residents. 27.7% have high blood pressure. 13.9% are current smokers. 23.7% report binge drinking. 17.9% are physically inactive, below the national average. 24.9% report depression (above the 20.0% national average). 18.8% experience frequent mental distress. 9.0% of residents lack health insurance. The primary care physician ratio is 1:1,783. The dentist ratio is 1:4,632. 29.9% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Pony vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.3% |
| 9% below US avg |
| Diabetes | 7.7% |
| Heart Disease | 5.3% |
| High Blood Pressure | 27.7% |
| Asthma | 11.4% |
| COPD | 5.7% |
| Cancer | 7.5% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 13.9% |
| 1% below US avg |
| Binge Drinking | 23.7% |
| Physical Inactivity | 17.9% |
| Depression | 24.9% |
| Mental Distress | 18.8% |
| Physical Distress | 12.7% |
| Short Sleep | 31.1% |
Healthcare Access
| Insurance Rate | 62.0% |
| Uninsured | 9.0% |
| 5% above US avg |
| Primary Care | 1:1,783 |
| Dentists | 1:4,632 |
| Mental Health | 1:1,190 |
| Checkup Rate | 67.7% |
| Dental Visits | 62.7% |
| Premature Death | 5,982/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 29.9% |
| Healthcare Facilities | 21 |
Pony has a violent crime rate of 117 per 100,000 residents, 69% below the national average of 380. Property crime stands at 584 per 100,000, 70% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Pony receives a safety grade of F.
Crime Rates: Pony vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 116.8/100K |
| 69% below US avg |
| |
Property Crime
| Total Property | 584.1/100K |
| 70% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Pony experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 31°F in January while summers reach 71°F in July. The area gets 311 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 18.4 inches (drier than the 38-inch national average). The area receives 51.8 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 26 / among the cleanest air in the country. The city sits at an elevation of 5,369 feet, a high-altitude location.
Temperature
31°F Jan (-0°C)
71°F Jul (22°C)
| Annual Average | 49.2°F |
| 9% below US avg |
| January Average | 31°F (-0°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 311 days/yr |
Geography
| Elevation | 5,369 ft (1,636 m) |
| Area | 1.3 sq mi (3.5 km²) |
| Population Density | 75/sq mi |
| Coordinates | 45.6628°N, 111.8826°W |
| Timezone | America/Denver |
| County | Madison County County |
| Nearest Airport | Bozeman Yellowstone International (BZN)
36 miles away |
Precipitation & Snow
Annual Rainfall
18.4"
52% below US avg
Wettest Month (May)
2.64"
Air Quality
| AQI Median | 26.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 41.0 / 100 |
| Social Vulnerability | 18.5 / 100 |
| Community Resilience | 40.9 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Moderate |
| Volcano |
Very Low |
| Avalanche |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1,068 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.8. Most recent: M2.6 on Aug 19, 2025.
| Jul 6, 2017 |
11 km SE of Lincoln, Montana |
M5.8 |
146 km |
| Jul 26, 2005 |
16 km N of Dillon, Montana |
M5.6 |
66 km |
| Aug 20, 1999 |
22 km NW of Lima, Montana |
M5.1 |
121 km |
| Jul 6, 2017 |
15 km S of Lincoln, Montana |
M5.0 |
141 km |
| Mar 30, 2014 |
22 km S of Mammoth, Wyoming |
M4.8 |
136 km |
| Apr 9, 2019 |
9 km NE of Lima, Montana |
M4.6 |
118 km |
| May 8, 2007 |
8 km NNW of Alder, Montana |
M4.4 |
36 km |
| Jul 6, 2017 |
14 km SE of Lincoln, Montana |
M4.4 |
142 km |
| Feb 5, 2006 |
44 km NE of Spencer, Idaho |
M4.4 |
108 km |
| Apr 5, 2011 |
28 km NNE of Spencer, Idaho |
M4.4 |
118 km |
| Jun 16, 2017 |
12 km E of Hebgen Lake Estates, Montana |
M4.4 |
119 km |
| Jun 13, 2016 |
45 km W of Hebgen Lake Estates, Montana |
M4.3 |
104 km |
| Jan 30, 2016 |
19 km E of Lincoln, Montana |
M4.3 |
149 km |
| Oct 28, 1998 |
18 km S of Whitehall, Montana |
M4.3 |
20 km |
| Nov 24, 2000 |
24 km S of Mammoth, Wyoming |
M4.2 |
138 km |
| Aug 16, 2019 |
4 km NW of Manhattan, Montana |
M4.2 |
47 km |
| Jul 14, 2023 |
3 km S of Lima, Montana |
M4.2 |
130 km |
| Aug 30, 1997 |
25 km WNW of Hebgen Lake Estates, Montana |
M4.1 |
96 km |
| Aug 6, 2019 |
3 km NW of Manhattan, Montana |
M4.1 |
47 km |
| Jun 18, 2006 |
6 km S of Pony, Montana |
M4.1 |
7 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
14 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2.
| Date |
Rating |
Distance |
Fatalities |
| May 19, 1962 |
EF2 |
75 km |
0 |
| May 29, 1965 |
EF1 |
79 km |
0 |
| Jun 15, 1960 |
EF1 |
63 km |
0 |
| Jul 10, 2016 |
EF0 |
78 km |
0 |
| Aug 9, 2011 |
EF0 |
100 km |
0 |
| Jun 29, 1999 |
EF0 |
49 km |
0 |
| Sep 15, 1997 |
EF0 |
88 km |
0 |
| Jul 19, 1997 |
EF0 |
90 km |
0 |
| Jul 2, 1997 |
EF0 |
49 km |
0 |
| Jul 2, 1997 |
EF0 |
49 km |
0 |
| May 17, 1994 |
EF0 |
43 km |
0 |
| Jun 29, 1992 |
EF0 |
25 km |
0 |
| Jun 12, 1992 |
EF0 |
77 km |
0 |
| Aug 2, 1959 |
EF0 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Nearby Volcanoes
1 volcano within 200 km.
Closest: Yellowstone (167 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Yellowstone |
Caldera(s) |
2,805 m (9,203 ft) |
-1350 |
167 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: TOSTON-MAUDLOW (80,383 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
TOSTON-MAUDLOW |
80,383 |
78 km |
| 2021 |
ALDER CREEK |
38,189 |
100 km |
| 1988 |
CANYON CREEK |
35,865 |
87 km |
| 2001 |
FRIDLEY |
27,575 |
85 km |
| 2021 |
HAYSTACK |
26,118 |
61 km |
| 2012 |
BEAR TRAP 2 |
14,875 |
24 km |
| 2006 |
CLARKS CANYON |
14,848 |
95 km |
| 2006 |
BIG CREEK |
13,424 |
86 km |
| 2013 |
MINER PARADISE COMPLEX |
12,210 |
93 km |
| 2012 |
MILLIE |
10,497 |
69 km |
| 2000 |
BOULDER COMPLEX (HIGH ORE ROAD) |
9,625 |
74 km |
| 2000 |
BEAVER CREEK |
9,568 |
93 km |
| 2015 |
EUSTIS |
8,469 |
53 km |
| 1988 |
SWEETWATER |
8,405 |
77 km |
| 2020 |
BRIDGER FOOTHILLS |
8,291 |
75 km |
| 2015 |
COTTONWOOD GULCH |
8,100 |
52 km |
| 2018 |
MONUMENT |
6,973 |
73 km |
| 2018 |
BACON RIND |
6,380 |
98 km |
| 2013 |
EUREKA |
6,213 |
91 km |
| 2001 |
PURDY CREEK |
4,868 |
57 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-0°C) |
1.0 in |
|
| February |
22°F (-5°C) |
0.8 in |
Driest |
| March |
25°F (-4°C) |
1.3 in |
|
| April |
32°F (0°C) |
1.5 in |
|
| May |
41°F (5°C) |
2.6 in |
Wettest |
| June |
49°F (9°C) |
2.6 in |
|
| July |
71°F (22°C) |
1.6 in |
Warmest |
| August |
56°F (13°C) |
1.6 in |
|
| September |
48°F (9°C) |
1.6 in |
|
| October |
39°F (4°C) |
1.2 in |
|
| November |
28°F (-3°C) |
1.1 in |
|
| December |
21°F (-6°C) |
1.0 in |
Coldest |
Pony has a seasonal temperature swing of 50°F / from 21°F in December to 71°F in July. Total annual precipitation is 17.9 inches, with May being the wettest month (2.6") and February the driest (0.8").
Average costs for common services in Pony. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142–$378) |
| Specialist Visit |
$331 ($189–$520) |
| Urgent Care Visit |
$189 ($95–$331) |
| Emergency Room Visit |
$2,081 ($757–$4,730) |
| Dental Cleaning |
$123 ($71–$189) |
| Dental Filling |
$237 ($142–$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$114) |
| Brake Pad Replacement |
$284 ($142–$473) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$568 ($378–$946) |
| Battery Replacement |
$189 ($95–$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57–$142) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$378 ($142–$757) |
| HVAC System Install |
$6,622 ($3,784–$11,352) |
| Roof Repair |
$946 ($378–$1,892) |
| Roof Replacement |
$8,514 ($5,203–$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473–$3,311) |
| Divorce (Contested) |
$14,190 ($4,730–$28,380) |
| DUI Defense |
$4,730 ($1,892–$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757–$2,838) |
| Will Preparation |
$473 ($189–$946) |
| Trust Preparation |
$2,365 ($946–$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$52 ($28–$95) |
| Hair Coloring (Full) |
$142 ($71–$237) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$76 ($47–$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84–$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37–$4.73) |
| Loaf of Bread |
$3.59 ($2.37–$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84–$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78–$7.10) |
| Rice (per lb) |
$0.95 ($0.57–$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76–$237) |
| Natural Gas (Monthly) |
$66 ($28–$142) |
| Water/Sewer (Monthly) |
$66 ($38–$114) |
| Internet (Monthly) |
$66 ($38–$95) |
| Cell Phone Plan (Monthly) |
$61 ($28–$95) |
| Cable TV (Monthly) |
$80 ($47–$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71–$473) |
| Car Insurance (Annual) |
$1,892 ($1,135–$3,311) |
| Bus Pass (Monthly) |
$66 ($28–$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57–$24) |
| Car Registration (Annual) |
$95 ($28–$237) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568–$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473–$1,892) |
| After-School Care (Monthly) |
$378 ($189–$662) |
| Tutoring (Per Hour) |
$47 ($24–$95) |
| SAT/ACT Prep Course |
$946 ($378–$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730–$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28–$95) |
| Dog Vaccination (Annual) |
$95 ($47–$189) |
| Dog Grooming |
$57 ($28–$95) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$284 ($142–$473) |
| Cat Spay/Neuter |
$189 ($95–$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,021 |
| Toddler | $1,064 |
| Preschool | $913 |
| Family Childcare (monthly) |
| Infant | $804 |
| Toddler | $821 |
| Preschool | $821 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Pony
What is the population of Pony?
Pony has a population of 101 residents and is located in Montana. The population density is 75 people per square mile, spread across 1.3 square miles. The median age of residents is 66.3 years, which is older than the national median of 38.9 years. The population is 57.4% female and 42.6% male.
Is Pony expensive to live in?
Pony is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $46,538, 38% below the national average of $75,149. The median home value is $242,900 (14% below the U.S. median). The home price-to-income ratio is 5.2x, which means housing is a stretch relative to local earnings.
Is Pony safe?
Pony is considered a very safe city with a violent crime rate of 117 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 584 per 100,000 (below the national average). Overall, Pony receives a safety grade of F based on combined crime data.
What is the weather like in Pony?
Pony has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 31°F in January, while summers reach an average of 71°F in July. The area receives 311 sunny days per year, well above the national average of 205. Annual rainfall totals 18.4 inches, with 51.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 26.
How is the job market in Pony?
The job market in Pony is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,104. There are 619 business establishments in the area, including 68 restaurants and food service locations. The average commute time is 45 minutes, and 4.3% of workers work from home.
How much does housing cost in Pony?
The median home value in Pony is $242,900. Zillow estimates the typical home value at $542,137. The homeownership rate is 91.7%. The average annual property tax is $4,191.
How are the schools in Pony?
Schools in Pony score 6.5 out of 10 on standardized testing, near the national average. 45.5% of adults in Pony hold a bachelor's degree or higher, above the national average of 33.7%. 98.0% have completed high school. 24.1% hold a graduate or professional degree.
How healthy is Pony?
The obesity rate in Pony is 29.3% (below the national rate of 32.1%). 13.9% of adults are smokers. 17.9% are physically inactive. 24.9% of residents report depression. 9.0% lack health insurance. 29.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,783.
What is transportation like in Pony?
The average commute in Pony is 45 minutes, longer than the national average of 28 minutes. 95.7% of workers drive alone to work, and 4.3% work from home.
What are the demographics of Pony?
The racial and ethnic makeup of Pony is 86.1% White, 9.9% Hispanic or Latino. 100% of residents speak only English at home. 99.0% of the population are military veterans. 10.9% of residents have a disability. 62.0% have health insurance coverage.
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