Prospect, KY

Kentucky · Metropolitan · City

4.0 Great / 5.0
4,518 Population
$172,361 Median Income
$494,000 Home Value
$1,287 Median Rent
58°F Avg Temperature
21 Violent Crime / 100K
55.2 yrs Median Age
71.4% Bachelor's Degree+
4.0
Overall
4.9
Economy
5.0
Affordability
1.0
Safety
5.0
Education

People

Population4,518
Median Age55.2 yrs
Density1,180/mi²
Male / Female48% / 52%
Largest GroupWhite 88.8%

Economy

4.9/5
Median Income$172,361
Per Capita Income$98,261
Unemployment2.5%
Poverty Rate2.3%
County GDP$3,011M

Housing

5.0/5
Home Value (Census)$494,000
Zillow Value$612,615
Median Rent$1,287
Ownership RateN/A
HUD Fair Rent (2BR)$984

Health

ObesityN/A
DiabetesN/A
DepressionN/A
UninsuredN/A
SmokingN/A

Crime

1.0/5
Violent Crime21/100K
Property Crime472/100K
Murder0.0/100K
Vehicle Theft0.0/100K

Climate

Avg Temp58°F
Jan / Jul35° / 79°
Rain48 in/yr
SnowN/A
Air QualityAQI 41 (Good)

Education

5.0/5
Bachelor's+71.4%
High School+99.4%
Graduate Degree+N/A
School Quality5.50
Libraries (County)3

Community

2024 VoteR 60% / D 38%
Commute22 min
Work From Home19.3%
BroadbandN/A
EV Stations1

How Prospect Compares to the U.S. Average

Median Income$172,361
Home Value$494,000
Median Rent$1,287
Poverty Rate2.3%
Bachelor's Degree+71.4%
Unemployment2.5%
Violent Crime20.5 /100K
Avg Temperature57.8°F

Population & Age

Total Population4,518
Population Density1,180 per sq mi
Median Age55.2 years
Male47.9%
Female52.1%
Male 47.9%
Female 52.1%

Race & Ethnicity

White 88.8% Black 5% Hispanic 0.3% Other 5.9%
White88.8%
Black or African American5.0%
Hispanic or Latino0.3%
Asian0.0%
Other Races5.9%

Language

English Only93.4%
Spanish Speakers6.6%
English 93.4% Spanish 6.6%

Social Characteristics

Disability9.2%
Health Insurance98.3%

Income

129% above avg
Median Household Income$172,361
Per Capita Income$98,261
Avg Weekly Wage (County)$1,311
IRS Avg Adjusted Gross Income$122,342

Employment & Poverty

Unemployment Rate2.5%
Poverty Rate2.3%
Total Establishments (County)2,480
County GDP$3,011M

Business & Industry (County)

Restaurants & Accommodation81
Healthcare Facilities162
Retail Stores108
Manufacturing41
Total Establishments2,480

Industry Mix

Restaurants 81 Healthcare 162 Retail 108 Manufacturing 41

Tax & Cost of Living

IRS Avg AGI$122,342
Avg Property Tax Paid$5,979

Commute & Transportation

Mean Commute Time22.1 min
Work From Home19.3%

Walkability & Transit Scores

Home Values

75% above avg
Median Home Value (Census)$494,000
Zillow Home Value Index$612,615

Real Estate Market (Redfin)

Median List Price$450,000
Price Per Sq Ft$207
Homes Sold (month)4
Sale-to-List Ratio98.0%
Price Drops0.0%
Active Inventory23

Ownership & Housing Stock

Owner-Occupied92.0%

Rental Costs

11% above avg
Median Rent (Census)$1,287
Zillow Rent Index$2,400

HUD Fair Market Rent (FY2026)

Studio$719
1 Bedroom$794
2 Bedroom$984
3 Bedroom$1,277
4 Bedroom$1,442

Property Tax

Avg Property Tax Paid (IRS)$5,979
Effective Tax Rate (est.)1.21%

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Health Insurance Coverage98.3%
Premature Death Rate5,389 per 100K

Food & Exercise Access

Food Environment Index9.1 / 10
Exercise Access92.0%
Healthcare Facilities (County)162
Restaurants (County)81

Violent Crime (per 100,000)

Total Violent Crime20.5 /100K
Murder & Manslaughter0.0 /100K
Rape0.0 /100K
Robbery20.5 /100K
Aggravated Assault0.0 /100K

Property Crime (per 100,000)

Total Property Crime471.6 /100K
Burglary61.5 /100K
Larceny/Theft410.1 /100K
Motor Vehicle Theft0.0 /100K
Arson0.0 per 100K

Traffic & Disaster Safety

Fatal Vehicle Crashes (County, 2022)7

Temperature

35°F Jan 79°F Jul
January Average35°F (2°C)
July Average79°F (26°C)
Annual Average57.8°F

Precipitation & Snow

Annual Precipitation48.1 in

Air Quality (EPA)

AQI Median41.0
AQI CategoryGood

Geography & Location

Elevation501 ft (153 m)
Land Area3.8 sq mi (9.9 km²)
Population Density1,180 per sq mi
Latitude38.3469°
Longitude-85.6089°
County FIPS21185

2024 Presidential Election (County)

R 60.3%
D 37.7%

Republican +22.6 points

Education

Bachelor's Degree+71.4%
High School+99.4%
School Test Score (SEDA)5.50

Urban-Rural Classification

RUCC Code 1Metro — Counties in metro areas of 1 million+
Population Density1,180 per sq mi
Land Area3.8 sq mi

Infrastructure & Connectivity

EV Charging Stations1
Alt Fuel Stations (all types)2
Public Libraries (County)3

Safety & Disasters

Fatal Vehicle Crashes (County)7

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