Median Income
$50,950
32% lower than US avg
Violent Crime
800/100K
110% higher than US avg
Bachelor's+
36.7%
9% higher than US avg
Obesity Rate
48.3%
50% higher than US avg
Unemployment
10.0%
178% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Rembert Compares to the U.S. Average (100% = U.S. avg)
People
Population199
Median Age60.2 yrs
Density52/mi²
Male / Female39% / 61%
Largest GroupWhite 0%
Veterans0.0%
Economy
C+
Median Income$50,950
Per Capita$13,818
Unemployment10.0%
Poverty0.0%
County GDP$507M
Housing
Ownership44.4%
Zillow$147,795
Housing Units89
Rent Burden32.3%
Crime
F
Violent800/100K
Property6,911/100K
Health
Obesity48.3%
Uninsured21.8%
Smoking20.7%
Depression20.8%
Heart Disease7.5%
Climate
Avg Temp61°F (16°C)
AQI43 (Good)
Sunny Days318/yr
Elevation282 ft (86 m)
Education
B+
Bachelor's+36.7%
High School+65.0%
Graduate+3.5%
School Score2.50
Community
2024 VoteR 38% / D 56%
Broadband45.0%
EV Stations3
Libraries1
Is Rembert a Good Place to Live?
Based on current data, Rembert receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, above-average unemployment, a high uninsured rate. Rembert has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Rembert is $50,950, 32% below the national average of $75,149. At 10.0%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Safety & Crime
With 800 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 6,911 per 100,000, 253% above the national average.
Education
Educational attainment is solid, with 36.7% holding a bachelor's degree or higher, near the national average. 65.0% have completed high school. School test scores average 2.5/10, below typical benchmarks.
Climate & Weather
Rembert enjoys a moderate climate with an average annual temperature of 61°F. Winters average 43°F in January while summers reach 80°F in July. With 318 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 43.
Rembert has a population of 199 with a density of 52 people per square mile, spread across 3.8 square miles. The median age is 60.2 years, 55% older than the national median of 38.9. The gender split is 60.8% female and 39.2% male. The city is predominantly Black (100%). English is the primary language spoken at home by 68.8% of residents, while 31.3% speak Spanish. 0.0% of the population are veterans, below the national rate of 6.0%. 29.4% of residents have a disability (above the 13.0% national average). 58.4% have health insurance coverage.
Population
60.2yrs
Median Age
55% above US avg
Language Spoken at Home
English Only
68.8%
12% below US avg
Spanish
31.3%
134% above US avg
The median household income in Rembert is $50,950, which is 32% below the national average of $75,149. Per capita income is $13,818 (below the $39,052 national figure). The average weekly wage is $954, 33% lower than the U.S. average. The unemployment rate is 10.0% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 310 business establishments, including 18 restaurants. The cost of living index is 93.7, below the national baseline of 100 / offering relatively affordable living. 15.2% of workers work from home.
Income
| Median HH Income | $50,950 |
| 32% below US avg |
| Per Capita Income | $13,818 |
| Avg Weekly Wage | $954 |
| IRS Avg AGI | $45,713 |
| Gini Index | 0.452 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 10.0% |
| 178% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 310 |
| County GDP | $507M |
Business (County)
| Restaurants | 18 |
| Healthcare | 13 |
| Retail | 43 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $2,457 |
| 30% below US avg |
| Cost of Living | 93.70 (100=avg) |
Commute & Transportation
| Drive Alone | 84.8% |
| Public Transit | 0.0% |
| Work from Home | 15.2% |
Zillow estimates the typical home value at $147,795. Homes sell for 94.2% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $982 for a one-bedroom to $1,155 for a two-bedroom apartment. 44.4% of housing units are owner-occupied (below the 65.4% national rate). There are 89 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $2,457 (lower than the $3,500 national average). 32.3% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
| $/Sq Ft | $54 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 94.2% |
| Price Drops | 100.0% |
| Inventory | 1 |
Rental Costs
HUD Fair Market Rent
| Studio | $928 |
| 1 Bedroom | $982 |
| 2 Bedrooms | $1,155 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,699 |
Ownership & Property
| Homeownership | 44.4% |
| Owner-Occupied | 44.4% |
| Renter-Occupied | 55.6% |
| Housing Units | 89 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $2,457 |
| 30% below US avg |
In Rembert, 48.3% of adults are obese, above the national rate of 32.1%. 18.4% have diabetes (above the 10.5% national rate). Heart disease affects 7.5% of residents, above the national average. 43.5% have high blood pressure. 20.7% are current smokers (above the 14.0% national rate). 13.9% report binge drinking. 34.7% are physically inactive, above the national average. 20.8% report depression. 19.6% experience frequent mental distress. 21.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:8,140. The dentist ratio is 1:8,077. 27.1% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Rembert vs U.S. Average (%)
Chronic Conditions
| Obesity | 48.3% |
| 50% above US avg |
| Diabetes | 18.4% |
| Heart Disease | 7.5% |
| High Blood Pressure | 43.5% |
| Asthma | 10.7% |
| COPD | 9.4% |
| Cancer | 5.2% |
| Stroke | 5.4% |
Behaviors & Mental Health
| Smoking | 20.7% |
| 48% above US avg |
| Binge Drinking | 13.9% |
| Physical Inactivity | 34.7% |
| Depression | 20.8% |
| Mental Distress | 19.6% |
| Physical Distress | 17.3% |
| Short Sleep | 48.2% |
Healthcare Access
| Insurance Rate | 58.4% |
| Uninsured | 21.8% |
| 153% above US avg |
| Primary Care | 1:8,140 |
| Dentists | 1:8,077 |
| Mental Health | 1:840 |
| Checkup Rate | 79.4% |
| Dental Visits | 42.1% |
| Premature Death | 17,808/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 27.1% |
| Healthcare Facilities | 13 |
Rembert has a violent crime rate of 800 per 100,000 residents, 110% above the national average of 380. Property crime stands at 6,911 per 100,000, 253% above the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Rembert receives a safety grade of F.
Crime Rates: Rembert vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 799.7/100K |
| 110% above US avg |
| |
Property Crime
| Total Property | 6,911.3/100K |
| 253% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Traffic Accidents | 412 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Rembert enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winters average 43°F in January while summers reach 80°F in July. The area gets 318 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 282 feet.
Temperature
43°F Jan (6°C)
80°F Jul (27°C)
| Annual Average | 61.2°F |
| 13% above US avg |
| January Average | 43°F (6°C) |
| July Average | 80°F (27°C) |
| Sunny Days | 318 days/yr |
Geography
| Elevation | 282 ft (86 m) |
| Area | 3.8 sq mi (9.9 km²) |
| Population Density | 52/sq mi |
| Coordinates | 34.1037°N, 80.5305°W |
| Timezone | America/New_York |
| County | Lee County County |
| Nearest Airport | Hartsville Regional (HVS) 31 miles away |
Precipitation & Snow
Wettest Month (Jul)
5.08"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 36.0 / 100 |
| Social Vulnerability | 86.2 / 100 |
| Community Resilience | 18.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
60 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.1. Most recent: M2.5 on Aug 23, 2025.
| Aug 21, 1992 |
1 km SSE of Centerville, South Carolina |
M4.1 |
129 km |
| Feb 15, 2014 |
12 km ENE of Parksville, South Carolina |
M4.1 |
148 km |
| Apr 13, 1998 |
9 km S of Kershaw, South Carolina |
M3.9 |
41 km |
| Apr 17, 1995 |
0 km NNW of Centerville, South Carolina |
M3.9 |
128 km |
| Jun 29, 2022 |
6 km E of Elgin, South Carolina |
M3.6 |
19 km |
| Jun 29, 2022 |
6 km E of Elgin, South Carolina |
M3.5 |
20 km |
| Nov 13, 1990 |
4 km SSW of Ladson, South Carolina |
M3.5 |
134 km |
| Jun 26, 2022 |
6 km E of Elgin, South Carolina |
M3.4 |
19 km |
| May 9, 2022 |
5 km ESE of Elgin, South Carolina |
M3.3 |
19 km |
| Aug 8, 1993 |
12 km ENE of Aiken, South Carolina |
M3.2 |
113 km |
| Aug 29, 2009 |
2 km NE of Summerville, South Carolina |
M3.2 |
124 km |
| May 5, 2003 |
4 km NNW of Summerville, South Carolina |
M3.1 |
121 km |
| Jul 20, 2004 |
7 km WSW of Centerville, South Carolina |
M3.1 |
129 km |
| Aug 23, 2025 |
3 km N of Coronaca, South Carolina |
M3.0 |
145 km |
| Mar 19, 2014 |
0 km WNW of Centerville, South Carolina |
M3.0 |
127 km |
| Feb 16, 2014 |
13 km WNW of Edgefield, South Carolina |
M3.0 |
145 km |
| Mar 29, 1999 |
3 km NNW of Sangaree, South Carolina |
M3.0 |
121 km |
| Jul 26, 2002 |
4 km NNW of Summerville, South Carolina |
M3.0 |
120 km |
| Mar 21, 2011 |
9 km S of Cordova, North Carolina |
M2.9 |
103 km |
| Jan 29, 1994 |
12 km NNE of Alcolu, South Carolina |
M2.9 |
45 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
18 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Ian (2022, Cat 1).
| Year |
Name |
Category |
Closest |
| 2022 |
Ian |
Category 1 |
152 km |
| 2020 |
Isaias |
Category 1 |
189 km |
| 2019 |
Dorian |
Category 3 |
217 km |
| 2018 |
Florence |
Category 1 |
197 km |
| 2016 |
Matthew |
Category 2 |
156 km |
| 2014 |
Arthur |
Category 2 |
246 km |
| 2005 |
Ophelia |
Category 1 |
268 km |
| 2004 |
Charley |
Category 1 |
154 km |
| 2004 |
Gaston |
Category 1 |
150 km |
| 2004 |
Alex |
Category 1 |
298 km |
| 1999 |
Floyd |
Category 2 |
236 km |
| 1999 |
Irene |
Category 1 |
253 km |
| 1998 |
Bonnie |
Category 3 |
261 km |
| 1996 |
Fran |
Category 3 |
207 km |
| 1996 |
Bertha |
Category 2 |
231 km |
| 1989 |
Hugo |
Category 4 |
70 km |
| 1985 |
Bob |
Category 1 |
212 km |
| 1984 |
Diana |
Category 4 |
206 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
480 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 29 fatalities, 600 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1989 |
EF4 |
99 km |
1 |
| Mar 28, 1984 |
EF4 |
78 km |
5 |
| Mar 28, 1984 |
EF4 |
48 km |
0 |
| Mar 28, 1984 |
EF4 |
77 km |
0 |
| Mar 28, 1984 |
EF4 |
94 km |
7 |
| Apr 8, 1957 |
EF4 |
59 km |
4 |
| Apr 15, 2007 |
EF3 |
35 km |
1 |
| Dec 10, 2004 |
EF3 |
66 km |
0 |
| Sep 7, 2004 |
EF3 |
19 km |
0 |
| Nov 2, 1995 |
EF3 |
61 km |
0 |
| Aug 16, 1994 |
EF3 |
67 km |
0 |
| Aug 16, 1994 |
EF3 |
69 km |
0 |
| Oct 18, 1990 |
EF3 |
98 km |
0 |
| Mar 28, 1984 |
EF3 |
85 km |
0 |
| May 20, 1980 |
EF3 |
95 km |
0 |
| Apr 18, 1969 |
EF3 |
51 km |
0 |
| Apr 5, 2022 |
EF2 |
54 km |
0 |
| Apr 5, 2022 |
EF2 |
95 km |
0 |
| May 5, 2020 |
EF2 |
71 km |
0 |
| Apr 13, 2020 |
EF2 |
81 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1886 |
CHARLESTON, SC |
Earthquake |
— |
— |
143 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (5,322 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
5,322 |
28 km |
| 2010 |
UNNAMED |
3,759 |
84 km |
| 2001 |
UNNAMED |
3,481 |
36 km |
| 1991 |
UNNAMED |
3,094 |
49 km |
| 2015 |
UNNAMED |
2,690 |
95 km |
| 1992 |
UNNAMED |
2,650 |
69 km |
| 2009 |
UNNAMED |
2,458 |
95 km |
| 2008 |
05/05 RX BURN |
2,351 |
64 km |
| 2013 |
UNNAMED |
2,274 |
95 km |
| 2008 |
MATTASSEE LAKE 1 |
2,268 |
97 km |
| 2007 |
06-09 RX BURN |
2,054 |
60 km |
| 2022 |
SCCRR-FY22-RX-PRESCRIBED FIRE |
2,039 |
54 km |
| 2002 |
UNNAMED |
1,920 |
97 km |
| 2013 |
UNNAMED |
1,897 |
97 km |
| 1998 |
981406 |
1,892 |
57 km |
| 1994 |
CM 15 16 17 |
1,871 |
60 km |
| 2008 |
UNNAMED |
1,799 |
86 km |
| 1994 |
COMP 1112 |
1,798 |
53 km |
| 1998 |
980803 |
1,780 |
63 km |
| 2000 |
2000 1003 |
1,768 |
56 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
43°F (6°C) |
4.4 in |
Coldest |
| February |
47°F (8°C) |
3.5 in |
|
| March |
54°F (12°C) |
4.3 in |
|
| April |
62°F (17°C) |
2.8 in |
Driest |
| May |
70°F (21°C) |
3.4 in |
|
| June |
77°F (25°C) |
4.7 in |
|
| July |
80°F (27°C) |
5.1 in |
Warmest, Wettest |
| August |
79°F (26°C) |
4.9 in |
|
| September |
74°F (23°C) |
3.9 in |
|
| October |
63°F (17°C) |
3.2 in |
|
| November |
54°F (12°C) |
2.9 in |
|
| December |
47°F (8°C) |
3.3 in |
|
Rembert has a seasonal temperature swing of 37°F / from 43°F in January to 80°F in July. Total annual precipitation is 46.3 inches, with July being the wettest month (5.1") and April the driest (2.8").
Average costs for common services in Rembert. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$234 ($141–$375) |
| Specialist Visit |
$328 ($187–$515) |
| Urgent Care Visit |
$187 ($94–$328) |
| Emergency Room Visit |
$2,061 ($750–$4,685) |
| Dental Cleaning |
$122 ($70–$187) |
| Dental Filling |
$234 ($141–$375) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$281 ($141–$469) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$562 ($375–$937) |
| Battery Replacement |
$187 ($94–$328) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$375 ($141–$750) |
| HVAC System Install |
$6,559 ($3,748–$11,244) |
| Roof Repair |
$937 ($375–$1,874) |
| Roof Replacement |
$8,433 ($5,154–$14,055) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,406 ($469–$3,280) |
| Divorce (Contested) |
$14,055 ($4,685–$28,110) |
| DUI Defense |
$4,685 ($1,874–$9,370) |
| Bankruptcy (Chapter 7) |
$1,406 ($750–$2,811) |
| Will Preparation |
$469 ($187–$937) |
| Trust Preparation |
$2,343 ($937–$4,685) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($70–$234) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.84 ($2.81–$5.15) |
| Dozen Eggs (per dozen) |
$3.28 ($2.34–$4.69) |
| Loaf of Bread |
$3.56 ($2.34–$5.15) |
| Chicken Breast (per lb) |
$4.22 ($2.81–$6.09) |
| Ground Beef (per lb) |
$5.15 ($3.75–$7.03) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$234) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($37–$112) |
| Internet (Monthly) |
$66 ($37–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$469) |
| Car Insurance (Annual) |
$1,874 ($1,124–$3,280) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.50–$23) |
| Car Registration (Annual) |
$94 ($28–$234) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,124 ($562–$2,343) |
| Daycare (Toddler, Monthly) |
$937 ($469–$1,874) |
| After-School Care (Monthly) |
$375 ($187–$656) |
| Tutoring (Per Hour) |
$47 ($23–$94) |
| SAT/ACT Prep Course |
$937 ($375–$2,343) |
| Private School (K-12, Annual) |
$11,713 ($4,685–$28,110) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$187) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$281 ($141–$469) |
| Cat Spay/Neuter |
$187 ($94–$375) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $508 |
| Toddler | $508 |
| Preschool | $551 |
| Family Childcare (monthly) |
| Infant | $580 |
| Toddler | $580 |
| Preschool | $594 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Rembert
What is the population of Rembert?
Rembert has a population of 199 residents and is located in South Carolina. The population density is 52 people per square mile, spread across 3.8 square miles. The median age of residents is 60.2 years, which is older than the national median of 38.9 years. The population is 60.8% female and 39.2% male.
Is Rembert expensive to live in?
Rembert is more affordable than the national average, with a cost of living index of 93.7 / below the baseline of 100. The median household income is $50,950, 32% below the national average of $75,149.
Is Rembert safe?
Public safety is a concern in Rembert, with a violent crime rate of 800 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 6,911 per 100,000 (above the national average). Overall, Rembert receives a safety grade of F based on combined crime data.
What is the weather like in Rembert?
Rembert enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winter temperatures average 43°F in January, while summers reach an average of 80°F in July. The area receives 318 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Rembert?
The job market in Rembert faces challenges, with unemployment at 10.0% / significantly above the national rate of 3.6%. The average weekly wage is $954. There are 310 business establishments in the area, including 18 restaurants and food service locations.
How are the schools in Rembert?
Schools in Rembert have an average test score of 2.5 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 36.7% of adults in Rembert hold a bachelor's degree or higher, above the national average of 33.7%. 65.0% have completed high school. 3.5% hold a graduate or professional degree.
How healthy is Rembert?
The obesity rate in Rembert is 48.3% (above the national rate of 32.1%). 20.7% of adults are smokers. 34.7% are physically inactive. 20.8% of residents report depression. 21.8% lack health insurance (above the national rate). 27.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:8,140.
What are the demographics of Rembert?
The racial and ethnic makeup of Rembert is 100% Black or African American. 68.8% of residents speak only English at home, while 31.3% speak Spanish. 0.0% of the population are military veterans. 29.4% of residents have a disability. 58.4% have health insurance coverage.