Rock Creek, MN

Minnesota · Metropolitan Area

Rock Creek is a small town in Minnesota with a population of 1,711. Residents earn $99,500 per year, which is 32% above the national average.

4.2 /5.0
A Great
1,711 Population 40/sq mi density
$99,500 Median Income $36,807 per capita
$294,800 Home Value $308,843 Zillow
$841 Median Rent
43°F Avg Temperature
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$99,500 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$294,800 home value, $841/mo rent
C
Education
2.5 / 5.0
18.2% bachelor's degree or higher
Median Income $99,500
32% higher than US avg
Home Value $294,800
5% higher than US avg
Bachelor's+ 18.2%
46% lower than US avg
Median Rent $841
28% lower than US avg
Obesity Rate 37.8%
18% higher than US avg
Unemployment 2.2%
39% lower than US avg
Poverty Rate 4.2%
66% lower than US avg

How Rock Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population1,711
Median Age37.2 yrs
Density40/mi²
Male / Female51% / 49%
Largest GroupWhite 94%

Economy

A+
Median Income$99,500
Per Capita$36,807
Unemployment2.2%
Poverty4.2%
County GDP$2,242M
Commute32 min

Housing

A+
Home Value$294,800
Rent$841
OwnershipN/A
Zillow$308,843

Crime

ViolentN/A
PropertyN/A

Health

Obesity37.8%
UninsuredN/A
Depression27.0%
Heart Disease5.7%

Climate

Avg Temp43°F
AQI36 (Good)
Rain33.8 in/yr
Elevation933 ft

Education

C
Bachelor's+18.2%
High School+95.8%
School Score6.08

Community

2024 VoteR 65% / D 34%
Commute32 min
Libraries5

Is Rock Creek a Good Place to Live?

Based on current data, Rock Creek receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Rock Creek stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Rock Creek is $99,500, which is significantly higher than the national average — 32% above $75,149. This places Rock Creek among higher-income communities. The job market is very strong with unemployment at just 2.2%. Only 4.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Rock Creek is $294,800, roughly aligned with the national median of $281,900. Renters pay a median of $841 per month, below the national average — a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.

Education

18.2% of residents hold a bachelor's degree, below the national average of 33.7%. 95.8% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Rock Creek has a cool climate with an average annual temperature of 43°F. Winters average 12°F in January while summers reach 70°F in July. Annual precipitation totals 33.8 inches, including 52.2 inches of snow. Air quality is rated Good with a median AQI of 36.

Rock Creek has a population of 1,711 with a density of 40 people per square mile. The median age is 37.2 years, 4% younger than the national median of 38.9. The city is predominantly White (94.3%), with 1.5% Hispanic, 1.1% Black.

Population

1,711
Total Population
40
People / sq mi
37.2yrs
Median Age
4% below US avg
43.0mi²
Land Area

Gender Distribution

Male 51.2%
Female 48.8%

Race & Ethnicity

Rock Creek vs U.S. Average

Language Spoken at Home

English Only97.8%
25% above US avg
Spanish2.2%
84% below US avg

Social Characteristics

Rock Creek vs U.S. Average

The median household income in Rock Creek is $99,500, which is 32% above the national average of $75,149. The unemployment rate is 2.2% (below the 3.6% US average). 4.2% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Rock Creek vs U.S.

Commute Mode

Income

Median HH Income$99,500
32% above US avg
Per Capita Income$36,807
Avg Weekly Wage$1,112
IRS Avg AGI$84,076

Employment & Poverty

Unemployment2.2%
39% below US avg
Poverty Rate4.2%
66% below US avg
Establishments (County)1,401
County GDP$2,242M

Business (County)

Restaurants93
Healthcare155
Retail158
Manufacturing96

Tax & Cost of Living

Property Tax (IRS)$5,004
43% above US avg
Effective Tax Rate1.70%

Commute & Transportation

Commute Time31.8 min
Work from Home10.1%

Walkability

The median home value in Rock Creek is $294,800, 5% above the national average. Monthly rent averages $841 (28% below US avg). Zillow estimates the typical home value at $308,843.

Home Value Sources

Ownership Split

Home Values

Census Median$294,800
5% above US avg
Zillow ZHVI$308,843

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$841
28% below US avg

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied93.7%

Property Tax

Avg Tax (IRS)$5,004
43% above US avg
Effective Rate1.70%
In Rock Creek, 37.8% of adults are obese (above the 32.1% national rate). 27.0% report depression. 23.9% are physically inactive.

Health Metrics: Rock Creek vs U.S. Average (%)

Chronic Conditions

Obesity37.8%
18% above US avg
Diabetes9.3%
Heart Disease5.7%
High Blood Pressure30.5%
Asthma10.3%
COPD5.6%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking21.2%
Physical Inactivity23.9%
Depression27.0%
Mental Distress18.3%
Physical Distress12.3%

Healthcare Access

Insurance Rate96.6%
Checkup Rate72.5%
Premature Death5,872/100K

Food & Exercise

Food Environment9.3/10
Exercise Access70.4%
Healthcare Facilities155

Crime Rates: Rock Creek vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Rock Creek has an average annual temperature of 43°F (6°C). Winters average 12°F in January while summers reach 70°F in July. Annual precipitation is 33.8 inches. Air quality is rated Good with a median AQI of 36.

Temperature

12°F Jan (-11°C) 70°F Jul (21°C)
Annual Average43.1°F
20% below US avg
January Average12°F (-11°C)
July Average70°F (21°C)

Precipitation & Snow

Annual Rainfall33.8 inches
11% below US avg
Snowfall52.2 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation933 ft (284 m)
Area43.0 sq mi (111.4 km²)
Population Density40/sq mi
Coordinates45.7647°N, 92.9035°W
County FIPS27025
It is classified as Metro — 1 million+. 18.2% of residents hold a bachelor's degree or higher (46% below US avg). In the 2024 election, the county voted Republican by a 31.4-point margin.

2024 Presidential Election (County)

R 64.9%
D 33.5%

Winner: Republican by 31.4 points

Education

Bachelor's Degree+18.2%
46% below US avg
High School+95.8%
School Test Score6.08
C Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density40/sq mi
Total Area43.0 sq mi

Infrastructure & Services

Public Libraries5
Healthcare Facilities155
Restaurants93
Retail Stores158

Safety & Disasters

Fatal Crashes (County/yr)6

Commute & Transportation

Avg Commute31.8 min
Work from Home10.1%

Nearby Cities

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