Median Income
$79,583
6% higher than US avg
Home Value
$139,800
50% lower than US avg
Violent Crime
266/100K
30% lower than US avg
Bachelor's+
19.5%
42% lower than US avg
Median Rent
$725
38% lower than US avg
Obesity Rate
37.1%
16% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
5.1%
59% lower than US avg
How Rose Creek Compares to the U.S. Average (100% = U.S. avg)
People
Population453
Median Age39.2 yrs
Density924/mi²
Male / Female49% / 51%
Largest GroupWhite 91%
Veterans11.2%
Economy
A+
Median Income$79,583
Per Capita$34,864
Unemployment0.9%
Poverty5.1%
County GDP$2,995M
Commute24 min
Housing
A+
Home Value$139,800
Rent$725
Ownership91.3%
Zillow$287,057
Housing Units192
Rent Burden26.5%
Crime
F
Violent266/100K
Property2,362/100K
Health
Obesity37.1%
Uninsured7.9%
Smoking14.9%
Depression26.9%
Heart Disease5.0%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain36.2 in/yr
Sunny Days260/yr
Elevation1,262 ft (385 m)
Education
C+
Bachelor's+19.5%
High School+95.4%
Graduate+5.3%
School Score5.35
Community
2024 VoteR 54% / D 44%
Commute24 min
Broadband89.0%
EV Stations15
Libraries4
Is Rose Creek a Good Place to Live?
Based on current data, Rose Creek receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Rose Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Rose Creek is $79,583, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.9%. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Rose Creek is $139,800, 50% below the national median / offering relatively affordable homeownership. Renters pay a median of $725 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Rose Creek is below the national average at 266 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,362 per 100,000, 21% above the national average.
Education
19.5% of residents hold a bachelor's degree, below the national average of 33.7%. 95.4% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Rose Creek has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.2 inches, including 43.4 inches of snow. Air quality is rated Good with a median AQI of 36.
Rose Creek has a population of 453 with a density of 924 people per square mile, spread across 0.5 square miles. The median age is 39.2 years, 1% older than the national median of 38.9. The gender split is 50.6% female and 49.4% male. The city is predominantly White (91.4%), with 4.2% Hispanic. English is the primary language spoken at home by 97.4% of residents. 11.2% of the population are veterans, above the national rate of 6.0%. 8.7% of residents have a disability (below the 13.0% national average). 98.5% have health insurance coverage.
Population
39.2yrs
Median Age
1% above US avg
Race & Ethnicity
Rose Creek vs U.S. Average
Language Spoken at Home
English Only
97.4%
24% above US avg
Spanish
2.6%
81% below US avg
Social Characteristics
Rose Creek vs U.S. Average
The median household income in Rose Creek is $79,583, which is 6% above the national average of $75,149. Per capita income is $34,864 (below the $39,052 national figure). The average weekly wage is $1,174, 18% lower than the U.S. average. The unemployment rate is 0.9% (below the 3.6% US average). 5.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 900 business establishments, including 69 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 24 minutes. 4.4% of workers work from home (below the 15.2% national rate).
Income: Rose Creek vs U.S.
Income
| Median HH Income | $79,583 |
| 6% above US avg |
| Per Capita Income | $34,864 |
| Avg Weekly Wage | $1,174 |
| IRS Avg AGI | $68,979 |
| Gini Index | 0.419 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 5.1% |
| 59% below US avg |
| Establishments (County) | 900 |
| County GDP | $2,995M |
Business (County)
| Restaurants | 69 |
| Healthcare | 109 |
| Retail | 119 |
| Manufacturing | 31 |
Tax & Cost of Living
| Property Tax (IRS) | $4,183 |
| 20% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.99% |
Commute & Transportation
| Commute Time | 23.7 min |
| Drive Alone | 82.9% |
| Public Transit | 0.0% |
| Work from Home | 4.4% |
The median home value in Rose Creek is $139,800, 50% below the national median of $281,900. Zillow estimates the typical home value at $287,057, higher than the Census estimate. Monthly rent averages $725 (38% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 91.3% of housing units are owner-occupied (above the 65.4% national rate). There are 192 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $4,183 (higher than the $3,500 national average). 26.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $139,800 |
| 50% below US avg |
| Zillow ZHVI | $287,057 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $725 |
| 38% below US avg |
| Rent Burden | 26.5% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 91.3% |
| Owner-Occupied | 91.3% |
| Renter-Occupied | 8.7% |
| Housing Units | 192 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $4,183 |
| 20% above US avg |
| Effective Rate | 2.99% |
In Rose Creek, 37.1% of adults are obese, above the national rate of 32.1%. 8.7% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 27.4% have high blood pressure. 14.9% are current smokers. 20.6% report binge drinking. 23.3% are physically inactive. 26.9% report depression (above the 20.0% national average). 17.1% experience frequent mental distress. 7.9% of residents lack health insurance. The primary care physician ratio is 1:2,362. The dentist ratio is 1:1,825. 77.0% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Rose Creek vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.1% |
| 16% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 5.0% |
| High Blood Pressure | 27.4% |
| Asthma | 10.2% |
| COPD | 5.0% |
| Cancer | 7.4% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 14.9% |
| 6% above US avg |
| Binge Drinking | 20.6% |
| Physical Inactivity | 23.3% |
| Depression | 26.9% |
| Mental Distress | 17.1% |
| Physical Distress | 11.1% |
| Short Sleep | 32.4% |
Healthcare Access
| Insurance Rate | 98.5% |
| Uninsured | 7.9% |
| 8% below US avg |
| Primary Care | 1:2,362 |
| Dentists | 1:1,825 |
| Mental Health | 1:598 |
| Checkup Rate | 71.7% |
| Dental Visits | 68.2% |
| Premature Death | 6,955/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 77.0% |
| Healthcare Facilities | 109 |
Rose Creek has a violent crime rate of 266 per 100,000 residents, 30% below the national average of 380. Property crime stands at 2,362 per 100,000, 21% above the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Rose Creek receives a safety grade of F.
Crime Rates: Rose Creek vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 266.5/100K |
| 30% below US avg |
| |
Property Crime
| Total Property | 2,362.1/100K |
| 21% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 17 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Rose Creek has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.2 inches. The area receives 43.4 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,262 feet.
Temperature
14°F Jan (-10°C)
71°F Jul (22°C)
| Annual Average | 44.6°F |
| 17% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,262 ft (385 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 924/sq mi |
| Coordinates | 43.6045°N, 92.8289°W |
| Timezone | America/Chicago |
| County | Mower County County |
| Nearest Airport | Rochester International (RST)
27 miles away |
Precipitation & Snow
Annual Rainfall
36.2"
5% below US avg
Wettest Month (Aug)
4.49"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 67.3 / 100 |
| Social Vulnerability | 37.7 / 100 |
| Community Resilience | 83.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
114 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
574 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 35 fatalities, 739 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 15, 1968 |
EF5 |
96 km |
13 |
| Jun 17, 2010 |
EF4 |
65 km |
1 |
| Jul 12, 1971 |
EF4 |
52 km |
0 |
| Apr 30, 1967 |
EF4 |
49 km |
5 |
| Apr 30, 1967 |
EF4 |
60 km |
6 |
| Apr 30, 1967 |
EF4 |
44 km |
0 |
| Apr 30, 1967 |
EF4 |
32 km |
0 |
| May 5, 1965 |
EF4 |
36 km |
0 |
| Sep 16, 1962 |
EF4 |
51 km |
0 |
| Sep 1, 1961 |
EF4 |
93 km |
0 |
| May 10, 1953 |
EF4 |
82 km |
0 |
| May 10, 1953 |
EF4 |
39 km |
2 |
| Jun 17, 2010 |
EF3 |
37 km |
0 |
| Jun 17, 2010 |
EF3 |
49 km |
0 |
| Jun 17, 2010 |
EF3 |
37 km |
0 |
| Jun 11, 2004 |
EF3 |
32 km |
0 |
| Jul 19, 1994 |
EF3 |
58 km |
0 |
| Jun 18, 1994 |
EF3 |
85 km |
0 |
| Jun 7, 1984 |
EF3 |
43 km |
0 |
| May 17, 1982 |
EF3 |
36 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: SNAKE TRAIL (1,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SNAKE TRAIL |
1,496 |
75 km |
| 2007 |
BEAVER CUTOFF |
982 |
91 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
1.0 in |
Coldest |
| February |
19°F (-7°C) |
0.8 in |
Driest |
| March |
31°F (-0°C) |
1.9 in |
|
| April |
45°F (7°C) |
3.1 in |
|
| May |
58°F (15°C) |
4.0 in |
|
| June |
68°F (20°C) |
4.2 in |
|
| July |
71°F (22°C) |
4.5 in |
Warmest |
| August |
69°F (20°C) |
4.5 in |
Wettest |
| September |
60°F (16°C) |
3.7 in |
|
| October |
48°F (9°C) |
2.5 in |
|
| November |
32°F (0°C) |
1.9 in |
|
| December |
18°F (-8°C) |
1.1 in |
|
Rose Creek has a seasonal temperature swing of 57°F / from 14°F in January to 71°F in July. Total annual precipitation is 33.1 inches, with August being the wettest month (4.5") and February the driest (0.8").
Average costs for common services in Rose Creek. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Rose Creek
What is the population of Rose Creek?
Rose Creek has a population of 453 residents and is located in Minnesota. The population density is 924 people per square mile, spread across 0.5 square miles. The median age of residents is 39.2 years. The population is 50.6% female and 49.4% male.
Is Rose Creek expensive to live in?
Rose Creek has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $79,583, 6% above the national average of $75,149. The median home value is $139,800 (50% below the U.S. median). Renters pay a median of $725 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Rose Creek safe?
Rose Creek is safer than the national average, with a violent crime rate of 266 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,362 per 100,000 (above the national average). Overall, Rose Creek receives a safety grade of F based on combined crime data.
What is the weather like in Rose Creek?
Rose Creek has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.2 inches, with 43.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Rose Creek?
The job market in Rose Creek is very strong, with unemployment at just 0.9% / well below the national rate of 3.6%. The average weekly wage is $1,174. There are 900 business establishments in the area, including 69 restaurants and food service locations. The average commute time is 24 minutes, and 4.4% of workers work from home.
How much does housing cost in Rose Creek?
The median home value in Rose Creek is $139,800. Zillow estimates the typical home value at $287,057. For renters, the median monthly rent is $725. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 91.3%. The average annual property tax is $4,183.
How are the schools in Rose Creek?
Schools in Rose Creek score 5.4 out of 10 on standardized testing, near the national average. 19.5% of adults in Rose Creek hold a bachelor's degree or higher, below the national average of 33.7%. 95.4% have completed high school. 5.3% hold a graduate or professional degree.
How healthy is Rose Creek?
The obesity rate in Rose Creek is 37.1% (above the national rate of 32.1%). 14.9% of adults are smokers. 23.3% are physically inactive. 26.9% of residents report depression. 7.9% lack health insurance. 77.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,362.
What is transportation like in Rose Creek?
The average commute in Rose Creek is 24 minutes, shorter than the national average of 28 minutes. 82.9% of workers drive alone to work, and 4.4% work from home.
What are the demographics of Rose Creek?
The racial and ethnic makeup of Rose Creek is 91.4% White, 4.2% Hispanic or Latino. 97.4% of residents speak only English at home. 11.2% of the population are military veterans. 8.7% of residents have a disability. 98.5% have health insurance coverage.
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