Median Income
$81,591
9% higher than US avg
Home Value
$377,700
34% higher than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
29.9%
11% lower than US avg
Median Rent
$1,303
12% higher than US avg
Obesity Rate
32.2%
0% lower than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Ruch Compares to the U.S. Average (100% = U.S. avg)
People
Population1,475
Median Age50.2 yrs
Density219/mi²
Male / Female51% / 49%
Largest GroupWhite 98%
Veterans11.7%
Economy
A+
Median Income$81,591
Per Capita$44,895
Unemployment1.6%
Poverty0.0%
County GDP$3,924M
Commute30 min
Housing
A
Home Value$377,700
Rent$1,303
Ownership73.0%
Zillow$586,773
Housing Units494
Rent Burden21.1%
Crime
C+
Violent0/100K
Property1,488/100K
Health
Obesity32.2%
Uninsured8.6%
Smoking14.1%
Depression29.0%
Heart Disease5.4%
Climate
Avg Temp54°F (12°C)
AQI32 (Good)
Rain27.5 in/yr
Sunny Days291/yr
Elevation1,661 ft (506 m)
Education
B
Bachelor's+29.9%
High School+88.3%
Graduate+10.3%
School Score5.29
Community
2024 VoteR 63% / D 34%
Commute30 min
Broadband94.1%
EV Stations3
Libraries4
Is Ruch a Good Place to Live?
Based on current data, Ruch receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Ruch offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Ruch is $81,591, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Ruch is $377,700, 34% above the national median. Renters pay a median of $1,303 per month. A price-to-income ratio of 4.6x indicates a reasonably affordable housing market.
Safety & Crime
Ruch is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,488 per 100,000, 24% below the national average.
Education
29.9% of residents hold a bachelor's degree, below the national average of 33.7%. 88.3% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Ruch experiences four distinct seasons with an average temperature of 54°F. Winters average 40°F in January while summers reach 72°F in July. With 291 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 27.5 inches. Air quality is rated Good with a median AQI of 32.
Ruch has a population of 1,475 with a density of 219 people per square mile, spread across 2.6 square miles. The median age is 50.2 years, 29% older than the national median of 38.9. The gender split is 49.2% female and 50.8% male. The city is predominantly White (97.8%). English is the primary language spoken at home by 99.3% of residents. 11.7% of the population are veterans, above the national rate of 6.0%. 15.3% of residents have a disability. 87.4% have health insurance coverage.
Population
50.2yrs
Median Age
29% above US avg
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
0.7%
95% below US avg
The median household income in Ruch is $81,591, which is 9% above the national average of $75,149. Per capita income is $44,895 (above the $39,052 national figure). The average weekly wage is $945, 34% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,806 business establishments, including 231 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 30 minutes. 18.5% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $81,591 |
| 9% above US avg |
| Per Capita Income | $44,895 |
| Avg Weekly Wage | $945 |
| IRS Avg AGI | $61,613 |
| Gini Index | 0.472 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,806 |
| County GDP | $3,924M |
Business (County)
| Restaurants | 231 |
| Healthcare | 311 |
| Retail | 319 |
| Manufacturing | 101 |
Tax & Cost of Living
| Property Tax (IRS) | $3,452 |
| 1% below US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 0.91% |
Commute & Transportation
| Commute Time | 29.8 min |
| Drive Alone | 80.3% |
| Public Transit | 0.0% |
| Work from Home | 18.5% |
The median home value in Ruch is $377,700, 34% above the national median of $281,900. Zillow estimates the typical home value at $586,773, higher than the Census estimate. Homes sell for 97.1% of their list price. Monthly rent averages $1,303 (12% above the national average of $1,163). Fair market rent ranges from $1,143 for a one-bedroom to $1,425 for a two-bedroom apartment. 73.0% of housing units are owner-occupied (above the 65.4% national rate). There are 494 total housing units in the city. The median year a home was built is 1976. The average annual property tax is $3,452. 21.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.6x.
Home Values
| Census Median | $377,700 |
| 34% above US avg |
| Zillow ZHVI | $586,773 |
Real Estate Market (Redfin)
| $/Sq Ft | $239 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 97.1% |
| Price Drops | 0.0% |
| Inventory | 1 |
Rental Costs
| Census Median Rent | $1,303 |
| 12% above US avg |
| Rent Burden | 21.1% |
HUD Fair Market Rent
| Studio | $1,051 |
| 1 Bedroom | $1,143 |
| 2 Bedrooms | $1,425 |
| 3 Bedrooms | $1,963 |
| 4 Bedrooms | $2,318 |
Ownership & Property
| Homeownership | 73.0% |
| Owner-Occupied | 73.0% |
| Renter-Occupied | 27.0% |
| Housing Units | 494 |
| Median Year Built | 1976 |
Property Tax
| Avg Tax (IRS) | $3,452 |
| 1% below US avg |
| Effective Rate | 0.91% |
In Ruch, 32.2% of adults are obese, below the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.4% of residents. 29.4% have high blood pressure. 14.1% are current smokers. 17.8% report binge drinking. 19.5% are physically inactive, below the national average. 29.0% report depression (above the 20.0% national average). 20.7% experience frequent mental distress. 8.6% of residents lack health insurance. The primary care physician ratio is 1:1,359. The dentist ratio is 1:1,170. 70.4% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Ruch vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.2% |
| 0% below US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.4% |
| High Blood Pressure | 29.4% |
| Asthma | 12.8% |
| COPD | 6.6% |
| Cancer | 7.6% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 14.1% |
| 1% above US avg |
| Binge Drinking | 17.8% |
| Physical Inactivity | 19.5% |
| Depression | 29.0% |
| Mental Distress | 20.7% |
| Physical Distress | 13.8% |
| Short Sleep | 33.5% |
Healthcare Access
| Insurance Rate | 87.4% |
| Uninsured | 8.6% |
| 0% below US avg |
| Primary Care | 1:1,359 |
| Dentists | 1:1,170 |
| Mental Health | 1:104 |
| Checkup Rate | 71.1% |
| Dental Visits | 64.3% |
| Premature Death | 10,791/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 70.4% |
| Healthcare Facilities | 311 |
Ruch has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,488 per 100,000, 24% below the U.S. average. The county recorded 20 fatal traffic crashes. The area has experienced 546 federally declared disasters. Overall, Ruch receives a safety grade of C+.
Crime Rates: Ruch vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,487.8/100K |
| 24% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 20 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 546 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Ruch experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 40°F in January while summers reach 72°F in July. The area gets 291 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 27.5 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,661 feet.
Temperature
40°F Jan (5°C)
72°F Jul (22°C)
| Annual Average | 54.2°F |
| 0% below US avg |
| January Average | 40°F (5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 291 days/yr |
Geography
| Elevation | 1,661 ft (506 m) |
| Area | 2.6 sq mi (6.7 km²) |
| Population Density | 219/sq mi |
| Coordinates | 42.2314°N, 123.0403°W |
| Timezone | America/Los_Angeles |
| County | Josephine County County |
| Nearest Airport | Rogue Valley International - Medford (MFR) 13 miles away |
Precipitation & Snow
Annual Rainfall
27.5"
28% below US avg
Wettest Month (Dec)
5.94"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 10.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 90.2 / 100 |
| Social Vulnerability | 66.4 / 100 |
| Community Resilience | 49.8 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Relatively High |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Low |
| Volcano |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
467 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M6.0. Most recent: M2.7 on Jun 30, 2025.
| Sep 21, 1993 |
27 km WNW of Klamath Falls, Oregon |
M6.0 |
82 km |
| Sep 21, 1993 |
22 km WNW of Klamath Falls, Oregon |
M5.9 |
84 km |
| Feb 13, 2012 |
26 km NNW of Willow Creek, California |
M5.6 |
136 km |
| Dec 4, 1993 |
20 km WNW of Klamath Falls, Oregon |
M5.1 |
85 km |
| Jan 18, 1990 |
27 km ESE of Orick, California |
M4.9 |
132 km |
| Jan 23, 2024 |
16 km WSW of Klamath, CA |
M4.3 |
126 km |
| Jan 9, 1994 |
12 km WNW of Klamath Falls, Oregon |
M4.3 |
92 km |
| Jul 29, 1991 |
38 km W of Crescent City, California |
M4.3 |
143 km |
| May 15, 2002 |
9 km W of Klamath Falls, Oregon |
M4.3 |
94 km |
| Sep 21, 1993 |
25 km SW of Chiloquin, Oregon |
M4.3 |
83 km |
| Jan 19, 1994 |
15 km WNW of Klamath Falls, Oregon |
M4.3 |
90 km |
| Jan 20, 2023 |
16km WSW of Weitchpec, CA |
M4.3 |
141 km |
| Feb 26, 2009 |
37 km NW of Selma, Oregon |
M4.2 |
78 km |
| Dec 31, 1993 |
14 km WNW of Klamath Falls, Oregon |
M4.1 |
91 km |
| Sep 23, 1993 |
23 km WNW of Klamath Falls, Oregon |
M4.1 |
82 km |
| Jan 7, 1994 |
12 km WNW of Klamath Falls, Oregon |
M4.0 |
92 km |
| Dec 25, 1993 |
15 km WNW of Klamath Falls, Oregon |
M4.0 |
90 km |
| Jul 23, 1997 |
13 km ENE of Trinity Village, California |
M4.0 |
150 km |
| Sep 30, 1999 |
46 km WSW of Etna, California |
M3.9 |
101 km |
| Nov 17, 1994 |
24 km SW of Chiloquin, Oregon |
M3.9 |
84 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
2 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF0.
| Date |
Rating |
Distance |
Fatalities |
| Apr 17, 2007 |
EF0 |
96 km |
0 |
| Jan 20, 1996 |
EF0 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.1 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1873 |
N. CALIFORNIA |
Eruption + Earthquake |
3.1 m |
— |
83 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Nearby Volcanoes
5 volcanoes within 200 km.
Closest: Crater Lake (108 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Crater Lake |
Caldera |
2,487 m (8,159 ft) |
-2850 |
108 km |
| Shasta |
Stratovolcano |
4,317 m (14,163 ft) |
1250 |
115 km |
| Cinnamon Butte |
Pyroclastic cone(s) |
1,956 m (6,417 ft) |
Unknown |
136 km |
| Medicine Lake |
Shield |
2,412 m (7,913 ft) |
1060 |
141 km |
| Davis Lake |
Volcanic field |
2,163 m (7,096 ft) |
-2790 |
179 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BISCUIT COMPLEX (BISCUIT) (495,308 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
BISCUIT COMPLEX (BISCUIT) |
495,308 |
75 km |
| 2017 |
CHETCO BAR |
194,877 |
83 km |
| 2018 |
KLONDIKE |
178,311 |
72 km |
| 2020 |
SLATER |
157,784 |
53 km |
| 2014 |
HAPPY CAMP COMPLEX |
118,491 |
60 km |
| 2008 |
SISKIYOU-BLUE 2 COMPLEX (BLUE 2) |
100,823 |
86 km |
| 1987 |
SILVER |
96,698 |
76 km |
| 2021 |
MCCASH |
95,762 |
80 km |
| 2017 |
OAK |
95,692 |
70 km |
| 2023 |
KELLY |
90,267 |
76 km |
| 2008 |
PANTHER |
71,448 |
82 km |
| 1987 |
KING TITUS |
71,390 |
72 km |
| 2017 |
ISLAND |
62,931 |
91 km |
| 2022 |
MCKINNEY |
60,592 |
50 km |
| 2018 |
TAYLOR CREEK |
57,505 |
56 km |
| 1987 |
YELLOW 2 |
53,626 |
94 km |
| 2021 |
SMITH |
50,739 |
98 km |
| 2018 |
MILES |
40,343 |
72 km |
| 2018 |
NATCHEZ |
38,800 |
57 km |
| 2018 |
KLAMATHON |
38,188 |
53 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (5°C) |
5.4 in |
|
| February |
42°F (6°C) |
4.1 in |
|
| March |
45°F (7°C) |
3.7 in |
|
| April |
48°F (9°C) |
2.2 in |
|
| May |
55°F (13°C) |
1.6 in |
|
| June |
62°F (16°C) |
0.9 in |
|
| July |
72°F (22°C) |
0.4 in |
Warmest, Driest |
| August |
68°F (20°C) |
0.7 in |
|
| September |
62°F (17°C) |
1.1 in |
|
| October |
54°F (12°C) |
2.4 in |
|
| November |
44°F (6°C) |
5.4 in |
|
| December |
39°F (4°C) |
5.9 in |
Coldest, Wettest |
Ruch has a seasonal temperature swing of 33°F / from 39°F in December to 72°F in July. Total annual precipitation is 33.6 inches, with December being the wettest month (5.9") and July the driest (0.4").
Average costs for common services in Ruch. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,131 |
| Toddler | $1,030 |
| Preschool | $827 |
| Family Childcare (monthly) |
| Infant | $749 |
| Toddler | $699 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Ruch
What is the population of Ruch?
Ruch has a population of 1,475 residents and is located in Oregon. The population density is 219 people per square mile, spread across 2.6 square miles. The median age of residents is 50.2 years, which is older than the national median of 38.9 years. The population is 49.2% female and 50.8% male.
Is Ruch expensive to live in?
Ruch has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $81,591, 9% above the national average of $75,149. The median home value is $377,700 (34% above the U.S. median). Renters pay a median of $1,303 per month, above the national average of $1,163. The home price-to-income ratio is 4.6x, indicating housing is reasonably affordable relative to local income levels.
Is Ruch safe?
Ruch is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,488 per 100,000 (below the national average). Overall, Ruch receives a safety grade of C+ based on combined crime data.
What is the weather like in Ruch?
Ruch has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 40°F in January, while summers reach an average of 72°F in July. The area receives 291 sunny days per year, well above the national average of 205. Annual rainfall totals 27.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Ruch?
The job market in Ruch is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $945. There are 2,806 business establishments in the area, including 231 restaurants and food service locations. The average commute time is 30 minutes, and 18.5% of workers work from home.
How much does housing cost in Ruch?
The median home value in Ruch is $377,700. Zillow estimates the typical home value at $586,773. For renters, the median monthly rent is $1,303. Fair market rent is $1,143 for a 1-bedroom and $1,425 for a 2-bedroom apartment. The homeownership rate is 73.0%. The average annual property tax is $3,452.
How are the schools in Ruch?
Schools in Ruch score 5.3 out of 10 on standardized testing, near the national average. 29.9% of adults in Ruch hold a bachelor's degree or higher, below the national average of 33.7%. 88.3% have completed high school. 10.3% hold a graduate or professional degree.
How healthy is Ruch?
The obesity rate in Ruch is 32.2% (below the national rate of 32.1%). 14.1% of adults are smokers. 19.5% are physically inactive. 29.0% of residents report depression. 8.6% lack health insurance. 70.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,359.
What is transportation like in Ruch?
The average commute in Ruch is 30 minutes. 80.3% of workers drive alone to work, and 18.5% work from home.
What are the demographics of Ruch?
The racial and ethnic makeup of Ruch is 97.8% White, 0.7% Hispanic or Latino. 99.3% of residents speak only English at home. 11.7% of the population are military veterans. 15.3% of residents have a disability. 87.4% have health insurance coverage.