Rutherfordton, NC

North Carolina

Rutherfordton is a small town in North Carolina with a population of 3,669. Residents earn $59,750 per year, which is 20% below the national average.

3.5 /5.0
B+ Good
3,669 Population 884/sq mi density
$59,750 Median Income $30,346 per capita
$226,900 Home Value $241,563 Zillow
$901 Median Rent
59°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$59,750 median income, 4.9% unemployment
A+
Affordability
4.5 / 5.0
$226,900 home value, $901/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
B
Education
3.4 / 5.0
29.5% bachelor's degree or higher
Median Income $59,750
20% lower than US avg
Home Value $226,900
20% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 29.5%
12% lower than US avg
Median Rent $901
23% lower than US avg
Obesity Rate 39.2%
22% higher than US avg
Unemployment 4.9%
36% higher than US avg
Poverty Rate 11.0%
11% lower than US avg

How Rutherfordton Compares to the U.S. Average (100% = U.S. avg)

People

Population3,669
Median Age39.0 yrs
Density884/mi²
Male / Female44% / 56%
Largest GroupWhite 73%

Economy

B+
Median Income$59,750
Per Capita$30,346
Unemployment4.9%
Poverty11.0%
County GDP$2,490M
Commute21 min

Housing

A+
Home Value$226,900
Rent$901
OwnershipN/A
Zillow$241,563

Crime

C+
Violent0/100K
Property3,246/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K

Health

Obesity39.2%
UninsuredN/A
Depression28.3%
Heart Disease6.8%

Climate

Avg Temp59°F
AQI40 (Good)
Rain52.1 in/yr
Elevation917 ft

Education

B
Bachelor's+29.5%
High School+89.2%
School Score5.46

Community

2024 VoteR 74% / D 26%
Commute21 min
Libraries3

Is Rutherfordton a Good Place to Live?

Based on current data, Rutherfordton receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low crime rates, affordable housing. Areas to be aware of include high obesity rates. Rutherfordton offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Rutherfordton is $59,750, 20% below the national average of $75,149. Unemployment stands at 4.9%, indicating a healthy job market. 11.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Rutherfordton is $226,900, 20% below the national median — offering relatively affordable homeownership. Renters pay a median of $901 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.

Safety & Crime

Rutherfordton is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 3,246 per 100,000, 66% above the national average.

Education

29.5% of residents hold a bachelor's degree, below the national average of 33.7%. 89.2% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Rutherfordton enjoys a moderate climate with an average annual temperature of 59°F. Winters average 39°F in January while summers reach 78°F in July. Annual precipitation totals 52.1 inches. Air quality is rated Good with a median AQI of 40.

Rutherfordton has a population of 3,669 with a density of 884 people per square mile. The median age is 39.0 years, 0% younger than the national median of 38.9. The city is predominantly White (72.8%), with 9.4% Black.

Population

3,669
Total Population
884
People / sq mi
39.0yrs
Median Age
0% below US avg
4.2mi²
Land Area

Gender Distribution

Male 44.3%
Female 55.7%

Race & Ethnicity

Rutherfordton vs U.S. Average

Language Spoken at Home

English Only85.0%
8% above US avg
Spanish15.0%
12% above US avg

Social Characteristics

Rutherfordton vs U.S. Average

The median household income in Rutherfordton is $59,750, which is 20% below the national average of $75,149. The unemployment rate is 4.9% (above the 3.6% US average). 11.0% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Rutherfordton vs U.S.

Commute Mode

Income

Median HH Income$59,750
20% below US avg
Per Capita Income$30,346
Avg Weekly Wage$925
IRS Avg AGI$57,859

Employment & Poverty

Unemployment4.9%
36% above US avg
Poverty Rate11.0%
11% below US avg
Establishments (County)1,498
County GDP$2,490M

Business (County)

Restaurants113
Healthcare136
Retail205
Manufacturing61

Tax & Cost of Living

Property Tax (IRS)$3,341
5% below US avg
Effective Tax Rate1.47%

Commute & Transportation

Commute Time21.3 min
Work from Home3.8%

Walkability

The median home value in Rutherfordton is $226,900, 20% below the national average. Monthly rent averages $901 (23% below US avg). Zillow estimates the typical home value at $241,563.

Home Value Sources

Ownership Split

Home Values

Census Median$226,900
20% below US avg
Zillow ZHVI$241,563
Median List Price$324,750

Real Estate Market (Redfin)

Median List Price$324,750
$/Sq Ft$237
Homes Sold2
Sale-to-List Ratio96.7%
Price Drops13.3%
Inventory30

Rental Costs

Census Median Rent$901
23% below US avg

HUD Fair Market Rent

Studio$932
1 Bedroom$981
2 Bedrooms$1,161
3 Bedrooms$1,499
4 Bedrooms$1,780

Ownership & Property

Owner-Occupied65.0%

Property Tax

Avg Tax (IRS)$3,341
5% below US avg
Effective Rate1.47%
In Rutherfordton, 39.2% of adults are obese (above the 32.1% national rate). 28.3% report depression. 28.2% are physically inactive.

Health Metrics: Rutherfordton vs U.S. Average (%)

Chronic Conditions

Obesity39.2%
22% above US avg
Diabetes11.9%
Heart Disease6.8%
High Blood Pressure36.2%
Asthma11.6%
COPD8.8%
Stroke3.8%

Behaviors & Mental Health

Binge Drinking15.5%
Physical Inactivity28.2%
Depression28.3%
Mental Distress20.0%
Physical Distress14.6%

Healthcare Access

Insurance Rate89.2%
Checkup Rate77.1%
Premature Death13,778/100K

Food & Exercise

Food Environment6.9/10
Exercise Access33.8%
Healthcare Facilities136
Rutherfordton has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 3,246 per 100,000 (66% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Rutherfordton vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property3,246.5/100K
66% above US avg
Burglary0.0/100K
Theft3,222.8/100K
Vehicle Theft23.7/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Rutherfordton has an average annual temperature of 59°F (15°C). Winters average 39°F in January while summers reach 78°F in July. Annual precipitation is 52.1 inches. Air quality is rated Good with a median AQI of 40.

Temperature

39°F Jan (4°C) 78°F Jul (25°C)
Annual Average58.7°F
9% above US avg
January Average39°F (4°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall52.1 inches
37% above US avg

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation917 ft (280 m)
Area4.2 sq mi (10.7 km²)
Population Density884/sq mi
Coordinates35.3641°N, 81.9613°W
County FIPS37161
It is classified as Nonmetro — Urban 20K+, adjacent. 29.5% of residents hold a bachelor's degree or higher (12% below US avg). In the 2024 election, the county voted Republican by a 47.8-point margin.

2024 Presidential Election (County)

R 73.6%
D 25.8%

Winner: Republican by 47.8 points

Education

Bachelor's Degree+29.5%
12% below US avg
High School+89.2%
School Test Score5.46
B Education Grade (3.4/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density884/sq mi
Total Area4.2 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities136
Restaurants113
Retail Stores205

Safety & Disasters

Fatal Crashes (County/yr)10
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute21.3 min
Work from Home3.8%

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