Saddle Rock, NY

New York · Metropolitan Area

Saddle Rock is a small town in New York with a population of 1,225. Residents earn $183,750 per year, which is 145% above the national average.

3.8 /5.0
B+ Good
1,225 Population 4,900/sq mi density
$183,750 Median Income $68,140 per capita
$1,727,600 Home Value
N/A Median Rent
56°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$183,750 median income, 1.0% unemployment
F
Affordability
1.3 / 5.0
$1,727,600 home value
A+
Education
5.0 / 5.0
62.6% bachelor's degree or higher
Median Income $183,750
145% higher than US avg
Home Value $1,727,600
513% higher than US avg
Bachelor's+ 62.6%
86% higher than US avg
Obesity Rate 25.6%
20% lower than US avg
Unemployment 1.0%
72% lower than US avg
Poverty Rate 1.3%
90% lower than US avg

How Saddle Rock Compares to the U.S. Average (100% = U.S. avg)

People

Population1,225
Median Age33.8 yrs
Density4,900/mi²
Male / Female51% / 49%
Largest GroupWhite 86%

Economy

A+
Median Income$183,750
Per Capita$68,140
Unemployment1.0%
Poverty1.3%
County GDP$58,323M
Commute37 min

Housing

F
Home Value$1,727,600
RentN/A
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity25.6%
UninsuredN/A
Depression15.8%
Heart Disease4.1%

Climate

Avg Temp56°F
AQI36 (Good)
Rain49.9 in/yr
Elevation89 ft

Education

A+
Bachelor's+62.6%
High School+97.8%
School Score5.39

Community

2024 VoteR 27% / D 73%
Commute37 min
Libraries35

Is Saddle Rock a Good Place to Live?

Based on current data, Saddle Rock receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Saddle Rock offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Saddle Rock is $183,750, which is significantly higher than the national average — 145% above $75,149. This places Saddle Rock among higher-income communities. The job market is very strong with unemployment at just 1.0%. Only 1.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Saddle Rock is $1,727,600, making it a premium housing market at 513% above the U.S. median of $281,900. With a home price-to-income ratio of 9.4x, housing affordability is a significant challenge for many families.

Education

Saddle Rock is a highly educated community — 62.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.8% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Saddle Rock enjoys a moderate climate with an average annual temperature of 56°F. Winters average 34°F in January while summers reach 78°F in July. Annual precipitation totals 49.9 inches. Air quality is rated Good with a median AQI of 36.

Saddle Rock has a population of 1,225 with a density of 4,900 people per square mile. The median age is 33.8 years, 13% younger than the national median of 38.9. The city is predominantly White (86.2%).

Population

1,225
Total Population
4,900
People / sq mi
33.8yrs
Median Age
13% below US avg
0.3mi²
Land Area

Gender Distribution

Male 51.4%
Female 48.6%

Race & Ethnicity

Saddle Rock vs U.S. Average

Language Spoken at Home

English Only60.4%
23% below US avg
Spanish39.6%
196% above US avg

Social Characteristics

Saddle Rock vs U.S. Average

The median household income in Saddle Rock is $183,750, which is 145% above the national average of $75,149. The unemployment rate is 1.0% (below the 3.6% US average). 1.3% of residents live below the poverty line. Workers commute an average of 37 minutes.

Income: Saddle Rock vs U.S.

Commute Mode

Income

Median HH Income$183,750
145% above US avg
Per Capita Income$68,140
Avg Weekly Wage$1,359
IRS Avg AGI$44,173

Employment & Poverty

Unemployment1.0%
72% below US avg
Poverty Rate1.3%
90% below US avg
Establishments (County)20,374
County GDP$58,323M

Business (County)

Restaurants1,968
Healthcare2,710
Retail3,923
Manufacturing268

Tax & Cost of Living

Property Tax (IRS)$5,451
56% above US avg
Effective Tax Rate0.32%

Commute & Transportation

Commute Time37.2 min
Work from Home18.6%

Walkability

The median home value in Saddle Rock is $1,727,600, 513% above the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$1,727,600
513% above US avg

Real Estate Market (Redfin)

$/Sq Ft$1,336
Homes Sold1
Sale-to-List Ratio94.6%
Price Drops0.0%
Inventory1

Rental Costs

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied99.4%

Property Tax

Avg Tax (IRS)$5,451
56% above US avg
Effective Rate0.32%
In Saddle Rock, 25.6% of adults are obese (below the 32.1% national rate). 15.8% report depression. 17.4% are physically inactive.

Health Metrics: Saddle Rock vs U.S. Average (%)

Chronic Conditions

Obesity25.6%
20% below US avg
Diabetes6.8%
Heart Disease4.1%
High Blood Pressure25.1%
Asthma9.7%
COPD3.7%
Stroke2.0%

Behaviors & Mental Health

Binge Drinking18.6%
Physical Inactivity17.4%
Depression15.8%
Mental Distress14.0%
Physical Distress9.2%

Healthcare Access

Insurance Rate99.8%
Checkup Rate79.8%
Premature Death9,451/100K

Food & Exercise

Food Environment7.1/10
Exercise Access99.9%
Healthcare Facilities2,710

Crime Rates: Saddle Rock vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)53

Safety Score

Saddle Rock has an average annual temperature of 56°F (13°C). Winters average 34°F in January while summers reach 78°F in July. Annual precipitation is 49.9 inches. Air quality is rated Good with a median AQI of 36.

Temperature

34°F Jan (1°C) 78°F Jul (26°C)
Annual Average55.8°F
3% above US avg
January Average34°F (1°C)
July Average78°F (26°C)

Precipitation & Snow

Annual Rainfall49.9 inches
31% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation89 ft (27 m)
Area0.3 sq mi (0.6 km²)
Population Density4,900/sq mi
Coordinates40.7944°N, 73.7493°W
County FIPS36005
It is classified as Metro — 1 million+. 62.6% of residents hold a bachelor's degree or higher (86% above US avg). In the 2024 election, the county voted Democrat by a 45.4-point margin.

2024 Presidential Election (County)

R 27.3%
D 72.7%

Winner: Democrat by 45.4 points

Education

Bachelor's Degree+62.6%
86% above US avg
High School+97.8%
School Test Score5.39
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density4,900/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Public Libraries35
Healthcare Facilities2,710
Restaurants1,968
Retail Stores3,923

Safety & Disasters

Fatal Crashes (County/yr)53

Commute & Transportation

Avg Commute37.2 min
Work from Home18.6%

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