Median Income
$54,167
28% lower than US avg
Home Value
$164,700
42% lower than US avg
Violent Crime
290/100K
24% lower than US avg
Bachelor's+
26.4%
22% lower than US avg
Median Rent
$1,056
9% lower than US avg
Obesity Rate
37.2%
16% higher than US avg
Unemployment
8.1%
125% higher than US avg
Poverty Rate
4.8%
61% lower than US avg
How Saginaw Compares to the U.S. Average (100% = U.S. avg)
People
Population347
Median Age41.5 yrs
Density418/mi²
Male / Female53% / 47%
Largest GroupWhite 91%
Veterans9.6%
Economy
B
Median Income$54,167
Per Capita$38,095
Unemployment8.1%
Poverty4.8%
Commute22 min
Housing
A+
Home Value$164,700
Rent$1,056
Ownership84.2%
Zillow$232,895
Housing Units148
Rent Burden45.0%
Crime
F
Violent290/100K
Property3,366/100K
Health
Obesity37.2%
Uninsured8.2%
Smoking16.1%
Depression25.5%
Heart Disease6.0%
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain44.7 in/yr
Sunny Days255/yr
Elevation945 ft (288 m)
Education
B
Bachelor's+26.4%
High School+95.5%
Graduate+5.3%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute22 min
Broadband82.2%
EV Stations31
Is Saginaw a Good Place to Live?
Based on current data, Saginaw receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, below-average incomes. Saginaw offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Saginaw is $54,167, 28% below the national average of $75,149. At 8.1%, unemployment is notably high. Only 4.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Saginaw is $164,700, 42% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,056 per month. At just 3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Saginaw is below the national average at 290 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,366 per 100,000, 72% above the national average.
Education
26.4% of residents hold a bachelor's degree, below the national average of 33.7%. 95.5% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Saginaw enjoys a moderate climate with an average annual temperature of 57°F. Winters average 32°F in January while summers reach 79°F in July. With 255 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.7 inches. Air quality is rated Good with a median AQI of 41.
Saginaw has a population of 347 with a density of 418 people per square mile, spread across 0.8 square miles. The median age is 41.5 years, 7% older than the national median of 38.9. The gender split is 46.7% female and 53.3% male. The city is predominantly White (90.8%), with 4.6% Hispanic. English is the primary language spoken at home by 97.6% of residents. 9.6% of the population are veterans, above the national rate of 6.0%. 15.4% of residents have a disability. 83.3% have health insurance coverage.
Population
41.5yrs
Median Age
7% above US avg
Language Spoken at Home
English Only
97.6%
24% above US avg
Spanish
2.4%
82% below US avg
The median household income in Saginaw is $54,167, which is 28% below the national average of $75,149. Per capita income is $38,095. The unemployment rate is 8.1% (above the 3.6% US average). 4.8% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 8.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $54,167 |
| 28% below US avg |
| Per Capita Income | $38,095 |
Employment & Poverty
| Unemployment | 8.1% |
| 125% above US avg |
| Poverty Rate | 4.8% |
| 61% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 21.6 min |
| Drive Alone | 76.8% |
| Public Transit | 0.0% |
| Work from Home | 8.5% |
The median home value in Saginaw is $164,700, 42% below the national median of $281,900. Zillow estimates the typical home value at $232,895, higher than the Census estimate. Monthly rent averages $1,056 (9% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 84.2% of housing units are owner-occupied (above the 65.4% national rate). There are 148 total housing units in the city. The median year a home was built is 1983. 45.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $164,700 |
| 42% below US avg |
| Zillow ZHVI | $232,895 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,056 |
| 9% below US avg |
| Rent Burden | 45.0% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 84.2% |
| Owner-Occupied | 84.2% |
| Renter-Occupied | 15.8% |
| Housing Units | 148 |
| Median Year Built | 1983 |
Property Tax
In Saginaw, 37.2% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 6.0% of residents. 32.5% have high blood pressure. 16.1% are current smokers. 17.4% report binge drinking. 26.2% are physically inactive. 25.5% report depression (above the 20.0% national average). 18.5% experience frequent mental distress. 8.2% of residents lack health insurance.
Health Metrics: Saginaw vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.2% |
| 16% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.5% |
| Asthma | 10.6% |
| COPD | 6.9% |
| Cancer | 7.5% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.1% |
| 15% above US avg |
| Binge Drinking | 17.4% |
| Physical Inactivity | 26.2% |
| Depression | 25.5% |
| Mental Distress | 18.5% |
| Physical Distress | 13.3% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 83.3% |
| Uninsured | 8.2% |
| 5% below US avg |
| Checkup Rate | 76.5% |
| Dental Visits | 57.2% |
Food & Exercise
Saginaw has a violent crime rate of 290 per 100,000 residents, 24% below the national average of 380. Property crime stands at 3,366 per 100,000, 72% above the U.S. average. Overall, Saginaw receives a safety grade of F.
Crime Rates: Saginaw vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 290.2/100K |
| 24% below US avg |
| |
Property Crime
| Total Property | 3,366.2/100K |
| 72% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Saginaw enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 32°F in January while summers reach 79°F in July. The area gets 255 sunny days per year, above the national average. Annual precipitation totals 44.7 inches. The area receives 1.7 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 945 feet.
Temperature
32°F Jan (0°C)
79°F Jul (26°C)
| Annual Average | 56.9°F |
| 5% above US avg |
| January Average | 32°F (0°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 255 days/yr |
Geography
| Elevation | 945 ft (288 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 418/sq mi |
| Coordinates | 37.0240°N, 94.4683°W |
| Timezone | America/Chicago |
| Nearest Airport | Joplin Regional (JLN)
12 miles away |
Precipitation & Snow
Annual Rainfall
44.7"
18% above US avg
Wettest Month (Jun)
5.20"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.8 on Mar 23, 2024.
| Mar 30, 2001 |
1 km SW of Hermitage, Missouri |
M3.1 |
143 km |
| Jun 16, 2017 |
6 km N of Bergman, Arkansas |
M2.9 |
150 km |
| Mar 23, 2024 |
9 km SE of Foyil, Oklahoma |
M2.8 |
114 km |
| Jan 14, 2016 |
7 km W of Talala, Oklahoma |
M2.7 |
129 km |
| Sep 3, 2015 |
6 km WSW of Vera, Oklahoma |
M2.6 |
148 km |
| May 21, 2010 |
2 km SW of Centerton, Arkansas |
M2.6 |
77 km |
| Jun 21, 2017 |
6 km N of Bergman, Arkansas |
M2.5 |
150 km |
| Apr 29, 2010 |
3 km SW of Centerton, Arkansas |
M2.5 |
78 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
651 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 226 fatalities, 2,216 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 22, 2011 |
EF5 |
12 km |
158 |
| May 10, 2008 |
EF4 |
60 km |
21 |
| May 4, 2003 |
EF4 |
71 km |
4 |
| Apr 24, 1975 |
EF4 |
24 km |
3 |
| Sep 27, 1959 |
EF4 |
72 km |
1 |
| Apr 3, 1956 |
EF4 |
53 km |
0 |
| May 25, 2024 |
EF3 |
82 km |
0 |
| May 22, 2019 |
EF3 |
38 km |
3 |
| May 22, 2019 |
EF3 |
17 km |
0 |
| May 22, 2011 |
EF3 |
71 km |
0 |
| Mar 12, 2006 |
EF3 |
60 km |
1 |
| Mar 12, 2006 |
EF3 |
90 km |
0 |
| Apr 21, 2005 |
EF3 |
90 km |
0 |
| May 4, 2003 |
EF3 |
43 km |
5 |
| May 4, 2003 |
EF3 |
27 km |
7 |
| May 4, 2003 |
EF3 |
61 km |
5 |
| Apr 19, 2000 |
EF3 |
98 km |
0 |
| May 17, 1995 |
EF3 |
90 km |
0 |
| Apr 29, 1983 |
EF3 |
92 km |
1 |
| Mar 26, 1983 |
EF3 |
50 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,424 ac, 2004).
| Year |
Name |
Acres |
Distance |
| 2004 |
UNNAMED |
4,424 |
91 km |
| 1986 |
UNNAMED |
3,427 |
21 km |
| 2007 |
UNNAMED |
3,160 |
87 km |
| 2016 |
RXBURN |
2,951 |
98 km |
| 2021 |
BRUSH CREEK |
2,814 |
77 km |
| 2004 |
UNNAMED |
2,661 |
87 km |
| 2020 |
TWIN PEAKS |
2,578 |
98 km |
| 2023 |
RX TWIN PEAKS |
2,560 |
98 km |
| 2002 |
ROUNDTPCOX |
2,248 |
74 km |
| 2021 |
EAST FORK |
2,134 |
82 km |
| 2021 |
BIG CREEK |
2,123 |
85 km |
| 1991 |
UNNAMED |
2,043 |
89 km |
| 1992 |
UNNAMED |
1,996 |
88 km |
| 1995 |
UNNAMED |
1,992 |
88 km |
| 2024 |
EAST FORK RX |
1,956 |
82 km |
| 2018 |
ROCK CREEK RX |
1,956 |
77 km |
| 2013 |
ROCK CREEK RX |
1,888 |
77 km |
| 2022 |
ROCK CREEK |
1,867 |
77 km |
| 1989 |
UNNAMED |
1,774 |
89 km |
| 1988 |
UNNAMED |
1,539 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (0°C) |
1.7 in |
Coldest, Driest |
| February |
38°F (3°C) |
2.2 in |
|
| March |
47°F (9°C) |
3.7 in |
|
| April |
57°F (14°C) |
4.2 in |
|
| May |
65°F (19°C) |
4.9 in |
|
| June |
74°F (23°C) |
5.2 in |
Wettest |
| July |
79°F (26°C) |
3.2 in |
Warmest |
| August |
78°F (26°C) |
3.9 in |
|
| September |
70°F (21°C) |
5.2 in |
|
| October |
59°F (15°C) |
3.9 in |
|
| November |
47°F (8°C) |
3.9 in |
|
| December |
37°F (3°C) |
2.8 in |
|
Saginaw has a seasonal temperature swing of 47°F / from 32°F in January to 79°F in July. Total annual precipitation is 44.7 inches, with June being the wettest month (5.2") and January the driest (1.7").
Average costs for common services in Saginaw. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Saginaw
What is the population of Saginaw?
Saginaw has a population of 347 residents and is located in Missouri. The population density is 418 people per square mile, spread across 0.8 square miles. The median age of residents is 41.5 years, which is older than the national median of 38.9 years. The population is 46.7% female and 53.3% male.
Is Saginaw expensive to live in?
Saginaw is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $54,167, 28% below the national average of $75,149. The median home value is $164,700 (42% below the U.S. median). Renters pay a median of $1,056 per month. The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
Is Saginaw safe?
Saginaw is safer than the national average, with a violent crime rate of 290 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,366 per 100,000 (above the national average). Overall, Saginaw receives a safety grade of F based on combined crime data.
What is the weather like in Saginaw?
Saginaw enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 32°F in January, while summers reach an average of 79°F in July. The area receives 255 sunny days per year, well above the national average of 205. Annual rainfall totals 44.7 inches, with 1.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Saginaw?
The job market in Saginaw faces challenges, with unemployment at 8.1% / significantly above the national rate of 3.6%. The average commute time is 22 minutes, and 8.5% of workers work from home.
How much does housing cost in Saginaw?
The median home value in Saginaw is $164,700. Zillow estimates the typical home value at $232,895. For renters, the median monthly rent is $1,056. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 84.2%.
How are the schools in Saginaw?
Schools in Saginaw score 5.5 out of 10 on standardized testing, near the national average. 26.4% of adults in Saginaw hold a bachelor's degree or higher, below the national average of 33.7%. 95.5% have completed high school. 5.3% hold a graduate or professional degree.
How healthy is Saginaw?
The obesity rate in Saginaw is 37.2% (above the national rate of 32.1%). 16.1% of adults are smokers. 26.2% are physically inactive. 25.5% of residents report depression. 8.2% lack health insurance.
What is transportation like in Saginaw?
The average commute in Saginaw is 22 minutes, shorter than the national average of 28 minutes. 76.8% of workers drive alone to work, and 8.5% work from home.
What are the demographics of Saginaw?
The racial and ethnic makeup of Saginaw is 90.8% White, 4.6% Hispanic or Latino. 97.6% of residents speak only English at home. 9.6% of the population are military veterans. 15.4% of residents have a disability. 83.3% have health insurance coverage.
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