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Saginaw, PA

Pennsylvania · Lancaster County · Metropolitan Area

Saginaw is a small town in Pennsylvania with a population of 584. Residents earn $97,612 per year, which is 30% above the national average.

4.4 /5.0
A Great
584 Population 2,086/sq mi density
$97,612 Median Income $35,511 per capita
$189,800 Home Value
54°F Avg Temperature 275 sunny days/yr
A
Overall
4.4 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$97,612 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$189,800 home value
B
Education
3.1 / 5.0
26.0% bachelor's degree or higher
Median Income $97,612
30% higher than US avg
Home Value $189,800
33% lower than US avg
Bachelor's+ 26.0%
23% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 2.7%
78% lower than US avg

How Saginaw Compares to the U.S. Average (100% = U.S. avg)

People

Population584
Median Age44.7 yrs
Density2,086/mi²
Male / Female56% / 45%
Largest GroupWhite 87%
Veterans4.8%

Economy

A+
Median Income$97,612
Per Capita$35,511
Unemployment0.0%
Poverty2.7%
County GDP$39,951M
Commute22 min

Housing

A+
Home Value$189,800
RentN/A
OwnershipN/A
Rent Burden28.1%

Climate

Avg Temp54°F (12°C)
AQI40 (Good)
Rain44.2 in/yr
Sunny Days275/yr
Elevation353 ft (108 m)

Education

B
Bachelor's+26.0%
High School+83.7%
School Score5.95

Community

2024 VoteR 57% / D 42%
Commute22 min
Broadband91.8%
Libraries17

Is Saginaw a Good Place to Live?

Based on current data, Saginaw receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Saginaw stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Saginaw is $97,612, 30% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 2.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Saginaw is $189,800, 33% below the national median — offering relatively affordable homeownership. At just 1.9x median income, home prices are very affordable relative to local earnings.

Education

26.0% of residents hold a bachelor's degree, below the national average of 33.7%. 83.7% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Saginaw experiences four distinct seasons with an average temperature of 54°F. Winters average 31°F in January while summers reach 77°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.2 inches, including 29.9 inches of snow. Air quality is rated Good with a median AQI of 40.

Saginaw has a population of 584 with a density of 2,086 people per square mile. The median age is 44.7 years, 15% older than the national median of 38.9. The city is predominantly White (86.6%), with 13.4% Black.

Population

584
Total Population
2,086
People / sq mi
44.7yrs
Median Age
15% above US avg
0.3mi²
Land Area

Gender Distribution

Male 55.5%
Female 44.5%

Race & Ethnicity

Saginaw vs U.S. Average

Language Spoken at Home

Other Languages100%

Social Characteristics

Saginaw vs U.S. Average

The median household income in Saginaw is $97,612, which is 30% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 2.7% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Saginaw vs U.S.

Commute Mode

Income

Median HH Income$97,612
30% above US avg
Per Capita Income$35,511
Avg Weekly Wage$1,153
IRS Avg AGI$82,509

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate2.7%
78% below US avg
Establishments (County)14,605
County GDP$39,951M

Business (County)

Restaurants1,139
Healthcare1,279
Retail1,900
Manufacturing1,012

Tax & Cost of Living

Property Tax (IRS)$6,335
81% above US avg
Cost of Living97.60 (100=avg)
Effective Tax Rate3.34%

Commute & Transportation

Commute Time21.6 min
Drive Alone94.1%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Saginaw is $189,800, 33% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$189,800
33% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden28.1%

HUD Fair Market Rent

Studio$900
1 Bedroom$996
2 Bedrooms$1,225
3 Bedrooms$1,570
4 Bedrooms$1,744

Ownership & Property

Owner-Occupied100.0%

Property Tax

Avg Tax (IRS)$6,335
81% above US avg
Effective Rate3.34%
Saginaw has an average annual temperature of 54°F (12°C). Winters average 31°F in January while summers reach 77°F in July. Annual precipitation is 44.2 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 40.

Temperature

31°F Jan (-1°C) 77°F Jul (25°C)
Annual Average54.3°F
1% above US avg
January Average31°F (-1°C)
July Average77°F (25°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall44.2 inches
16% above US avg
Snowfall29.9 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation353 ft (108 m)
Area0.3 sq mi (0.7 km²)
Population Density2,086/sq mi
Coordinates40.0650°N, 76.6711°W
TimezoneAmerica/New_York
CountyLancaster County County
County FIPS42071
Saginaw is located in Lancaster County County. It is classified as Metro — 250K–1M. 26.0% of residents hold a bachelor's degree or higher (23% below US avg). In the 2024 election, the county voted Republican by a 16-point margin. 91.8% of households have broadband internet.

2024 Presidential Election (County)

R 57.5%
D 41.5%

Winner: Republican by 16 points

Education

Bachelor's Degree+26.0%
23% below US avg
High School+83.7%
School Test Score5.95
B Education Grade (3.1/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density2,086/sq mi
Total Area0.3 sq mi
CountyLancaster County County

Infrastructure & Services

Broadband Access91.8%
Public Libraries17
Healthcare Facilities1,279
Restaurants1,139
Retail Stores1,900

Safety & Disasters

Fatal Crashes (County/yr)52

Commute & Transportation

Avg Commute21.6 min
Drive Alone94.1%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Mount Wolf, PA 1,021 pop · 1.8 mi Bainbridge, PA 1,357 pop · 1.9 mi Manchester, PA 2,788 pop · 2.6 mi Pleasureville, PA 2,886 pop · 4.8 mi Emigsville, PA 3,942 pop · 5.0 mi Yorklyn, PA 1,402 pop · 5.2 mi Hallam, PA 2,772 pop · 5.6 mi Maytown, PA 4,321 pop · 5.7 mi Stonybrook, PA 3,662 pop · 6.2 mi Marietta, PA 2,827 pop · 6.3 mi East York, PA 8,868 pop · 6.7 mi Rheems, PA 2,526 pop · 6.8 mi North York, PA 2,503 pop · 6.8 mi Elizabethtown, PA 11,857 pop · 7.2 mi
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