Median Income
$16,052
79% lower than US avg
Home Value
$116,700
59% lower than US avg
Median Rent
$404
65% lower than US avg
Obesity Rate
25.8%
20% lower than US avg
Unemployment
5.9%
64% higher than US avg
Poverty Rate
44.9%
262% higher than US avg
How San Germán zona urbana Compares to the U.S. Average (100% = U.S. avg)
People
Population10,877
Median Age45.0 yrs
Density3,803/mi²
Male / Female46% / 54%
Largest GroupWhite 70%
Economy
D
Median Income$16,052
Per Capita$14,463
Unemployment5.9%
Poverty44.9%
Commute19 min
Housing
C+
Home Value$116,700
Rent$404
Ownership51.2%
Zillow$1,052,735
Housing Units5,503
Rent Burden31.4%
Health
Obesity25.8%
Uninsured3.7%
Climate
Avg Temp77°F (25°C)
Rain40.8 in/yr
Elevation262 ft (80 m)
Is San Germán zona urbana a Good Place to Live?
Based on current data, San Germán zona urbana receives an overall livability score of 2.1 out of 5.0, earning a grade of C. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. San Germán zona urbana has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in San Germán zona urbana is $16,052, 79% below the national average of $75,149. The unemployment rate of 5.9% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 44.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in San Germán zona urbana is $116,700, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $404 per month, below the national average / a plus for affordability. With a home price-to-income ratio of 7.3x, housing affordability is a significant challenge for many families.
Education
Area schools have an average test score of 5.7/10.
Climate & Weather
San Germán zona urbana has a warm climate with an average annual temperature of 77°F. Winters average 73°F in January while summers reach 81°F in July. Annual precipitation totals 40.8 inches.
San Germán zona urbana has a population of 10,877 with a density of 3,803 people per square mile, spread across 2.8 square miles. The median age is 45.0 years, 16% older than the national median of 38.9. The gender split is 54.1% female and 45.9% male. The city is predominantly Hispanic (99.5%), with 69.6% White. 96.3% have health insurance coverage.
Population
10,877
Total Population
2023 Census
45.0yrs
Median Age
16% above US avg
Race & Ethnicity
San Germán zona urbana vs U.S. Average
Language Spoken at Home
Spanish
92.6%
591% above US avg
Social Characteristics
San Germán zona urbana vs U.S. Average
The median household income in San Germán zona urbana is $16,052, which is 79% below the national average of $75,149. Per capita income is $14,463 (below the $39,052 national figure). The average weekly wage is $531, 63% lower than the U.S. average. The unemployment rate is 5.9% (above the 3.6% US average). 44.9% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 418 business establishments. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 6.8% of workers work from home (below the 15.2% national rate).
Income: San Germán zona urbana vs U.S.
Income
| Median HH Income | $16,052 |
| 79% below US avg |
| Per Capita Income | $14,463 |
| Avg Weekly Wage | $531 |
| Gini Index | 0.549 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.9% |
| 64% above US avg |
| Poverty Rate | 44.9% |
| 262% above US avg |
| Establishments (County) | 418 |
Tax & Cost of Living
| |
| Cost of Living | 100.00 (100=avg) |
Commute & Transportation
| Commute Time | 18.6 min |
| Drive Alone | 79.9% |
| Public Transit | 0.4% |
| Work from Home | 6.8% |
The median home value in San Germán zona urbana is $116,700, 59% below the national median of $281,900. Zillow estimates the typical home value at $1,052,735, higher than the Census estimate. Monthly rent averages $404 (65% below the national average of $1,163). Fair market rent ranges from $496 for a one-bedroom to $574 for a two-bedroom apartment. 51.2% of housing units are owner-occupied (below the 65.4% national rate). There are 5,503 total housing units in the city. The median year a home was built is 1971. 31.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 7.3x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $116,700 |
| 59% below US avg |
| Zillow ZHVI | $1,052,735 |
Rental Costs
| Census Median Rent | $404 |
| 65% below US avg |
| Rent Burden | 31.4% |
HUD Fair Market Rent
| Studio | $486 |
| 1 Bedroom | $496 |
| 2 Bedrooms | $574 |
| 3 Bedrooms | $753 |
| 4 Bedrooms | $864 |
Ownership & Property
| Homeownership | 51.2% |
| Owner-Occupied | 51.2% |
| Renter-Occupied | 48.8% |
| Housing Units | 5,503 |
| Median Year Built | 1971 |
Property Tax
In San Germán zona urbana, 25.8% of adults are obese, below the national rate of 32.1%. 3.7% of residents lack health insurance (below the 8.6% national rate).
Air Quality (Open-Meteo CAMS - 2026-05-25)
PM2.5
4.6
μg/m³
Fine particulate
PM10
7.1
μg/m³
Coarse particulate
NO₂
0.4
μg/m³
Nitrogen dioxide
SO₂
0.2
μg/m³
Sulphur dioxide
CO
102.0
μg/m³
Carbon monoxide
Health Metrics: San Germán zona urbana vs U.S. Average (%)
Chronic Conditions
| Obesity | 25.8% |
| 20% below US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 96.3% |
| Uninsured | 3.7% |
| 57% below US avg |
Food & Exercise
San Germán zona urbana has a warm climate with an average annual temperature of 77°F (25°C). Winters average 73°F in January while summers reach 81°F in July / relatively mild seasonal variation. Annual precipitation totals 40.8 inches. The city sits at an elevation of 262 feet.
Temperature
73°F Jan (23°C)
81°F Jul (27°C)
| Annual Average | 77.4°F |
| 43% above US avg |
| January Average | 73°F (23°C) |
| July Average | 81°F (27°C) |
Geography
| Elevation | 262 ft (80 m) |
| Area | 2.8 sq mi (7.3 km²) |
| Population Density | 3,803/sq mi |
| Coordinates | 18.0830°N, 67.0460°W |
| Timezone | America/Puerto_Rico |
| County | San Germán Municipio County |
| Nearest Airport | Luis Munoz Marin International (SJU)
73 miles away |
Precipitation & Snow
Annual Rainfall
40.8"
7% above US avg
Wettest Month (Sep)
7.95"
Earthquake History
20,962 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M6.4. Most recent: M3.1 on Aug 30, 2025.
| Jan 13, 2014 |
61 km N of Hatillo, Puerto Rico |
M6.4 |
110 km |
| Jan 7, 2020 |
4 km SSE of Indios, Puerto Rico |
M6.4 |
29 km |
| Sep 24, 2019 |
67 km NNW of San Antonio, Puerto Rico |
M6.0 |
113 km |
| Jan 11, 2020 |
5 km SE of Maria Antonia, Puerto Rico |
M5.9 |
26 km |
| May 16, 2010 |
4 km E of Moca, Puerto Rico |
M5.8 |
35 km |
| Jan 6, 2020 |
14 km S of Indios, Puerto Rico |
M5.8 |
34 km |
| May 28, 2014 |
45 km SE of Boca de Yuma, Dominican Republic |
M5.8 |
138 km |
| Aug 5, 2025 |
38 km SE of Boca de Yuma, Dominican Republic |
M5.7 |
135 km |
| Jan 7, 2020 |
0 km NW of Magas Arriba, Puerto Rico |
M5.6 |
29 km |
| May 15, 2024 |
92 km NNW of San Antonio, Puerto Rico |
M5.6 |
138 km |
| Jan 7, 2020 |
11 km S of Tallaboa, Puerto Rico |
M5.6 |
40 km |
| Feb 4, 2008 |
Puerto Rico region |
M5.5 |
106 km |
| Dec 11, 2000 |
65 km N of Isabela, Puerto Rico |
M5.5 |
112 km |
| May 2, 2020 |
6 km S of Tallaboa, Puerto Rico |
M5.4 |
38 km |
| Jul 3, 2020 |
9 km SSE of La Parguera, Puerto Rico |
M5.3 |
21 km |
| Nov 23, 1992 |
28 km NNW of San Antonio, Puerto Rico |
M5.3 |
75 km |
| Jan 11, 2020 |
19 km S of Indios, Puerto Rico |
M5.2 |
39 km |
| Jan 10, 2020 |
4 km S of Maria Antonia, Puerto Rico |
M5.2 |
24 km |
| Jan 15, 2020 |
Puerto Rico region |
M5.2 |
19 km |
| Mar 21, 2003 |
61 km SE of Boca de Yuma, Dominican Republic |
M5.1 |
114 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
22 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Erin (2025, Cat 4).
| Year |
Name |
Category |
Closest |
| 2025 |
Erin |
Category 4 |
277 km |
| 2024 |
Ernesto |
Category 1 |
203 km |
| 2022 |
Fiona |
Category 2 |
11 km |
| 2021 |
Elsa |
Category 1 |
280 km |
| 2019 |
Dorian |
Category 1 |
187 km |
| 2017 |
Maria |
Category 5 |
58 km |
| 2017 |
Irma |
Category 5 |
153 km |
| 2011 |
Irene |
Category 1 |
89 km |
| 2010 |
Earl |
Category 4 |
235 km |
| 2008 |
Omar |
Category 3 |
249 km |
| 2004 |
Frances |
Category 4 |
288 km |
| 2004 |
Jeanne |
Category 1 |
116 km |
| 2000 |
Debby |
Category 1 |
129 km |
| 1999 |
Lenny |
Category 4 |
196 km |
| 1998 |
Georges |
Category 3 |
16 km |
| 1996 |
Bertha |
Category 3 |
177 km |
| 1996 |
Hortense |
Category 2 |
18 km |
| 1995 |
Marilyn |
Category 3 |
166 km |
| 1989 |
Hugo |
Category 4 |
132 km |
| 1988 |
Gilbert |
Category 2 |
224 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
22 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF1.
| Date |
Rating |
Distance |
Fatalities |
| Jul 16, 2023 |
EF1 |
36 km |
0 |
| May 1, 2022 |
EF1 |
52 km |
0 |
| Jun 7, 1962 |
EF1 |
21 km |
0 |
| Aug 9, 2023 |
EF0 |
41 km |
0 |
| Jul 27, 2019 |
EF0 |
6 km |
0 |
| Nov 18, 2016 |
EF0 |
71 km |
0 |
| Oct 1, 2013 |
EF0 |
32 km |
0 |
| Sep 13, 2012 |
EF0 |
28 km |
0 |
| Aug 7, 2011 |
EF0 |
33 km |
0 |
| Aug 25, 2009 |
EF0 |
48 km |
0 |
| Aug 6, 2007 |
EF0 |
26 km |
0 |
| Jun 15, 2006 |
EF0 |
28 km |
0 |
| Jun 22, 2005 |
EF0 |
44 km |
0 |
| Oct 16, 2004 |
EF0 |
28 km |
0 |
| Oct 4, 2002 |
EF0 |
28 km |
0 |
| Jun 3, 2001 |
EF0 |
28 km |
0 |
| Aug 25, 2000 |
EF0 |
81 km |
0 |
| Sep 6, 1999 |
EF0 |
16 km |
0 |
| Jul 20, 1999 |
EF0 |
16 km |
0 |
| Jun 28, 1972 |
EF0 |
41 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
3 tsunamis recorded within 500 km.
Highest wave on record: 6.1 m (20 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1918 |
PUERTO RICO: MONA PASSAGE |
Eruption + Earthquake |
6.1 m |
144 |
70 km |
| 2020 |
PUERTO RICO |
Earthquake |
0.1 m |
4 |
29 km |
| 1918 |
PUERTO RICO |
Earthquake |
- |
- |
44 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: CAMPAMENTO SANTIAGO (3,927 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
CAMPAMENTO SANTIAGO |
3,927 |
83 km |
| 2007 |
UNNAMED |
3,896 |
82 km |
| 2005 |
UNNAMED |
1,888 |
89 km |
| 2005 |
PISTA DE SALINAS CARR 3 |
1,137 |
78 km |
| 2005 |
UNNAMED |
725 |
98 km |
| 2007 |
CARR 304 |
606 |
11 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
73°F (23°C) |
1.6 in |
Coldest, Driest |
| February |
75°F (24°C) |
1.7 in |
|
| March |
76°F (24°C) |
2.2 in |
|
| April |
77°F (25°C) |
3.2 in |
|
| May |
79°F (26°C) |
5.8 in |
|
| June |
80°F (27°C) |
4.1 in |
|
| July |
81°F (27°C) |
4.8 in |
Warmest |
| August |
81°F (27°C) |
6.7 in |
|
| September |
80°F (27°C) |
8.0 in |
Wettest |
| October |
79°F (26°C) |
7.4 in |
|
| November |
78°F (25°C) |
5.0 in |
|
| December |
76°F (24°C) |
2.1 in |
|
San Germán zona urbana has a seasonal temperature swing of 8°F / from 73°F in January to 81°F in July. Total annual precipitation is 52.6 inches, with September being the wettest month (8.0") and January the driest (1.6").
Average costs for common services in San Germán zona urbana. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Frequently Asked Questions About San Germán zona urbana
What is the population of San Germán zona urbana?
San Germán zona urbana has a population of 10,877 residents and is located in Puerto Rico. The population density is 3,803 people per square mile, spread across 2.8 square miles. The median age of residents is 45.0 years, which is older than the national median of 38.9 years. The population is 54.1% female and 45.9% male.
Is San Germán zona urbana expensive to live in?
San Germán zona urbana has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $16,052, 79% below the national average of $75,149. The median home value is $116,700 (59% below the U.S. median). Renters pay a median of $404 per month, below the national average of $1,163. The home price-to-income ratio is 7.3x, which means housing is a stretch relative to local earnings.
What is the weather like in San Germán zona urbana?
San Germán zona urbana has a warm climate with an average annual temperature of 77°F (25°C). Winter temperatures average 73°F in January, while summers reach an average of 81°F in July. Annual rainfall totals 40.8 inches.
How is the job market in San Germán zona urbana?
The unemployment rate in San Germán zona urbana is 5.9%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $531. There are 418 business establishments in the area. The average commute time is 19 minutes, and 6.8% of workers work from home.
How much does housing cost in San Germán zona urbana?
The median home value in San Germán zona urbana is $116,700. Zillow estimates the typical home value at $1,052,735. For renters, the median monthly rent is $404. Fair market rent is $496 for a 1-bedroom and $574 for a 2-bedroom apartment. The homeownership rate is 51.2%.
How are the schools in San Germán zona urbana?
Schools in San Germán zona urbana score 5.7 out of 10 on standardized testing, near the national average. 10.5% hold a graduate or professional degree.
How healthy is San Germán zona urbana?
The obesity rate in San Germán zona urbana is 25.8% (below the national rate of 32.1%). 3.7% lack health insurance (below the national rate).
What is transportation like in San Germán zona urbana?
The average commute in San Germán zona urbana is 19 minutes, shorter than the national average of 28 minutes. 79.9% of workers drive alone to work, and 6.8% work from home.
What are the demographics of San Germán zona urbana?
The racial and ethnic makeup of San Germán zona urbana is 69.6% White, 0.9% Black or African American, 99.5% Hispanic or Latino. 96.3% have health insurance coverage.