Median Income
$77,500
3% higher than US avg
Home Value
$135,300
52% lower than US avg
Violent Crime
73/100K
81% lower than US avg
Bachelor's+
19.9%
41% lower than US avg
Median Rent
$935
20% lower than US avg
Obesity Rate
35.8%
12% higher than US avg
Unemployment
4.1%
14% higher than US avg
Poverty Rate
6.3%
49% lower than US avg
How Scotland Compares to the U.S. Average (100% = U.S. avg)
People
Population607
Median Age29.3 yrs
Density77/mi²
Male / Female55% / 45%
Largest GroupWhite 78%
Veterans6.9%
Economy
A
Median Income$77,500
Per Capita$30,977
Unemployment4.1%
Poverty6.3%
County GDP$429M
Commute20 min
Housing
A+
Home Value$135,300
Rent$935
Ownership78.5%
Zillow$207,427
Housing Units198
Rent Burden17.5%
Crime
F
Violent73/100K
Property1,306/100K
Health
Obesity35.8%
Uninsured16.3%
Smoking15.7%
Depression25.5%
Heart Disease5.8%
Climate
Avg Temp63°F (17°C)
AQI42 (Good)
Rain32.0 in/yr
Sunny Days330/yr
Elevation1,001 ft (305 m)
Education
C+
Bachelor's+19.9%
High School+97.2%
Graduate+1.1%
School Score6.11
Community
2024 VoteR 89% / D 10%
Commute20 min
Broadband84.0%
EV Stations12
Libraries1
Is Scotland a Good Place to Live?
Based on current data, Scotland receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include a high uninsured rate. Scotland offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Scotland is $77,500, roughly in line with the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. Only 6.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Scotland is $135,300, 52% below the national median / offering relatively affordable homeownership. Renters pay a median of $935 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Scotland is a very safe community with a violent crime rate of 73 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,306 per 100,000, 33% below the national average.
Education
19.9% of residents hold a bachelor's degree, below the national average of 33.7%. 97.2% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Scotland enjoys a moderate climate with an average annual temperature of 63°F. Winters average 42°F in January while summers reach 84°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.0 inches. Air quality is rated Good with a median AQI of 42.
Scotland has a population of 607 with a density of 77 people per square mile, spread across 7.9 square miles. The median age is 29.3 years, 25% younger than the national median of 38.9. The gender split is 45.3% female and 54.7% male. The city is predominantly White (78.4%), with 2.3% Hispanic, 6.8% Black. English is the primary language spoken at home by 79.3% of residents, while 20.7% speak Spanish. 6.9% of the population are veterans. 19.6% of residents have a disability (above the 13.0% national average). 78.3% have health insurance coverage.
Population
29.3yrs
Median Age
25% below US avg
Language Spoken at Home
English Only
79.3%
1% above US avg
Spanish
20.7%
54% above US avg
The median household income in Scotland is $77,500, which is 3% above the national average of $75,149. Per capita income is $30,977 (below the $39,052 national figure). The average weekly wage is $989, 31% lower than the U.S. average. The unemployment rate is 4.1% (above the 3.6% US average). 6.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 247 business establishments, including 6 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 4.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $77,500 |
| 3% above US avg |
| Per Capita Income | $30,977 |
| Avg Weekly Wage | $989 |
| IRS Avg AGI | $88,451 |
| Gini Index | 0.471 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.1% |
| 14% above US avg |
| Poverty Rate | 6.3% |
| 49% below US avg |
| Establishments (County) | 247 |
| County GDP | $429M |
Business (County)
| Restaurants | 6 |
| Healthcare | 14 |
| Retail | 26 |
| Manufacturing | 6 |
Tax & Cost of Living
| Property Tax (IRS) | $6,283 |
| 80% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 4.64% |
Commute & Transportation
| Commute Time | 19.8 min |
| Drive Alone | 86.4% |
| Public Transit | 0.0% |
| Work from Home | 4.5% |
The median home value in Scotland is $135,300, 52% below the national median of $281,900. Zillow estimates the typical home value at $207,427, higher than the Census estimate. Monthly rent averages $935 (20% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 78.5% of housing units are owner-occupied (above the 65.4% national rate). There are 198 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $6,283 (higher than the $3,500 national average). 17.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $135,300 |
| 52% below US avg |
| Zillow ZHVI | $207,427 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $935 |
| 20% below US avg |
| Rent Burden | 17.5% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 78.5% |
| Owner-Occupied | 78.5% |
| Renter-Occupied | 21.5% |
| Housing Units | 198 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $6,283 |
| 80% above US avg |
| Effective Rate | 4.64% |
In Scotland, 35.8% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 5.8% of residents. 32.0% have high blood pressure. 15.7% are current smokers. 19.1% report binge drinking. 27.3% are physically inactive. 25.5% report depression (above the 20.0% national average). 19.7% experience frequent mental distress. 16.3% of residents lack health insurance (above the 8.6% national rate). 20.2% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Scotland vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.8% |
| 12% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 5.8% |
| High Blood Pressure | 32.0% |
| Asthma | 10.5% |
| COPD | 6.9% |
| Cancer | 6.9% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 27.3% |
| Depression | 25.5% |
| Mental Distress | 19.7% |
| Physical Distress | 14.0% |
| Short Sleep | 37.9% |
Healthcare Access
| Insurance Rate | 78.3% |
| Uninsured | 16.3% |
| 90% above US avg |
| Mental Health | 1:9,029 |
| Checkup Rate | 71.9% |
| Dental Visits | 54.5% |
| Premature Death | 8,958/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 20.2% |
| Healthcare Facilities | 14 |
Scotland has a violent crime rate of 73 per 100,000 residents, 81% below the national average of 380. Property crime stands at 1,306 per 100,000, 33% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Scotland receives a safety grade of F.
Crime Rates: Scotland vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 72.6/100K |
| 81% below US avg |
| |
Property Crime
| Total Property | 1,306.2/100K |
| 33% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Scotland enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 42°F in January while summers reach 84°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 32.0 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 1,001 feet.
Temperature
42°F Jan (5°C)
84°F Jul (29°C)
| Annual Average | 63.0°F |
| 17% above US avg |
| January Average | 42°F (5°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 1,001 ft (305 m) |
| Area | 7.9 sq mi (20.4 km²) |
| Population Density | 77/sq mi |
| Coordinates | 33.6473°N, 98.4688°W |
| Timezone | America/Chicago |
| County | Archer County County |
| Nearest Airport | Frederick Regional (FDR)
57 miles away |
Precipitation & Snow
Annual Rainfall
32.0"
16% below US avg
Wettest Month (May)
4.45"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 7.7 / 100 |
| Social Vulnerability | 42.9 / 100 |
| Community Resilience | 36.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
121 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Aug 7, 2024.
| Jan 18, 1995 |
4 km SSE of Erin Springs, Oklahoma |
M4.2 |
149 km |
| Apr 28, 1998 |
9 km NE of Medicine Park, Oklahoma |
M3.9 |
126 km |
| Nov 15, 1990 |
5 km SSE of Erin Springs, Oklahoma |
M3.9 |
148 km |
| Feb 8, 2002 |
8 km SW of Elgin, Oklahoma |
M3.8 |
121 km |
| Nov 28, 2013 |
6 km SSW of Perrin, Texas |
M3.7 |
83 km |
| Dec 9, 2013 |
8 km S of Perrin, Texas |
M3.7 |
86 km |
| Sep 25, 2023 |
9 km WNW of Velma, Oklahoma |
M3.7 |
113 km |
| Dec 17, 1992 |
7 km SSE of Erin Springs, Oklahoma |
M3.6 |
147 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
118 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
116 km |
| Jun 8, 2004 |
6 km N of Lone Grove, Oklahoma |
M3.5 |
130 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
113 km |
| Sep 23, 2013 |
4 km WNW of Marietta, Oklahoma |
M3.4 |
125 km |
| May 31, 2002 |
15 km S of Cornish, Oklahoma |
M3.3 |
89 km |
| Jul 7, 2014 |
10 km SSW of Wilson, Oklahoma |
M3.2 |
104 km |
| Jul 7, 1998 |
10 km S of Erin Springs, Oklahoma |
M3.2 |
144 km |
| Sep 23, 2013 |
2 km NNE of Marietta, Oklahoma |
M3.2 |
130 km |
| Feb 4, 2018 |
6 km N of Foster, Oklahoma |
M3.2 |
145 km |
| Nov 29, 2013 |
1 km S of Pelican Bay, Texas |
M3.1 |
120 km |
| Jan 13, 2014 |
2 km ESE of Reno, Texas |
M3.1 |
116 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
582 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 97 fatalities, 2,377 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1964 |
EF5 |
28 km |
7 |
| Feb 10, 2009 |
EF4 |
85 km |
8 |
| Apr 2, 1980 |
EF4 |
66 km |
0 |
| Apr 10, 1979 |
EF4 |
88 km |
11 |
| Apr 10, 1979 |
EF4 |
26 km |
42 |
| May 26, 1962 |
EF4 |
56 km |
0 |
| May 24, 1957 |
EF4 |
69 km |
4 |
| May 18, 1951 |
EF4 |
36 km |
2 |
| Nov 3, 2024 |
EF3 |
85 km |
0 |
| May 25, 2024 |
EF3 |
68 km |
7 |
| Mar 21, 2022 |
EF3 |
68 km |
0 |
| Apr 30, 2000 |
EF3 |
42 km |
0 |
| May 7, 1995 |
EF3 |
98 km |
3 |
| May 7, 1995 |
EF3 |
88 km |
2 |
| May 29, 1994 |
EF3 |
48 km |
0 |
| Mar 13, 1990 |
EF3 |
96 km |
0 |
| May 14, 1986 |
EF3 |
25 km |
0 |
| Apr 21, 1985 |
EF3 |
68 km |
3 |
| May 16, 1982 |
EF3 |
92 km |
0 |
| Jun 6, 1979 |
EF3 |
50 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: PK COMPLEX (128,548 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
PK COMPLEX |
128,548 |
96 km |
| 2001 |
UNNAMED |
28,633 |
99 km |
| 2022 |
COCONUT |
27,963 |
85 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
25,907 |
53 km |
| 2009 |
APRIL 9TH COMPLEX 1 |
22,099 |
63 km |
| 2009 |
TWO MILE HILL COMPLEX |
20,991 |
6 km |
| 2006 |
RINGGOLD |
16,382 |
59 km |
| 2008 |
ARCHER CO |
13,969 |
26 km |
| 2009 |
APRIL 9TH COMPLEX 2 |
13,805 |
38 km |
| 1996 |
HENRIETTA FIRE |
13,629 |
30 km |
| 1996 |
POOLVILLE FIRE |
12,128 |
92 km |
| 2011 |
WICHITA COUNTY COMPLEX |
12,118 |
42 km |
| 2022 |
DEMPSEY |
11,576 |
91 km |
| 2011 |
MILLER CREEK |
10,888 |
88 km |
| 2011 |
JRM |
8,870 |
78 km |
| 2023 |
CAMPBELL |
7,888 |
31 km |
| 2006 |
BIA EMPIRE |
7,544 |
100 km |
| 2011 |
CHERRY HOMES |
7,398 |
50 km |
| 2011 |
ENMIN FIRE |
6,618 |
60 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
6,505 |
83 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
42°F (5°C) |
1.2 in |
Coldest, Driest |
| February |
47°F (8°C) |
1.7 in |
|
| March |
55°F (13°C) |
2.1 in |
|
| April |
63°F (17°C) |
2.7 in |
|
| May |
72°F (22°C) |
4.5 in |
Wettest |
| June |
80°F (26°C) |
3.3 in |
|
| July |
84°F (29°C) |
1.9 in |
Warmest |
| August |
84°F (29°C) |
2.4 in |
|
| September |
76°F (24°C) |
4.1 in |
|
| October |
65°F (18°C) |
3.0 in |
|
| November |
53°F (12°C) |
1.8 in |
|
| December |
44°F (7°C) |
1.5 in |
|
Scotland has a seasonal temperature swing of 42°F / from 42°F in January to 84°F in July. Total annual precipitation is 30.1 inches, with May being the wettest month (4.5") and January the driest (1.2").
Average costs for common services in Scotland. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $563 |
| Toddler | $528 |
| Preschool | $515 |
| Family Childcare (monthly) |
| Infant | $507 |
| Toddler | $485 |
| Preschool | $476 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Scotland
What is the population of Scotland?
Scotland has a population of 607 residents and is located in Texas. The population density is 77 people per square mile, spread across 7.9 square miles. The median age of residents is 29.3 years, which is younger than the national median of 38.9 years. The population is 45.3% female and 54.7% male.
Is Scotland expensive to live in?
Scotland has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $77,500, 3% above the national average of $75,149. The median home value is $135,300 (52% below the U.S. median). Renters pay a median of $935 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Scotland safe?
Scotland is considered a very safe city with a violent crime rate of 73 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,306 per 100,000 (below the national average). Overall, Scotland receives a safety grade of F based on combined crime data.
What is the weather like in Scotland?
Scotland enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 42°F in January, while summers reach an average of 84°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 32.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Scotland?
Scotland has a healthy job market with an unemployment rate of 4.1%, near the national average of 3.6%. The average weekly wage is $989. There are 247 business establishments in the area, including 6 restaurants and food service locations. The average commute time is 20 minutes, and 4.5% of workers work from home.
How much does housing cost in Scotland?
The median home value in Scotland is $135,300. Zillow estimates the typical home value at $207,427. For renters, the median monthly rent is $935. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 78.5%. The average annual property tax is $6,283.
How are the schools in Scotland?
Schools in Scotland score 6.1 out of 10 on standardized testing, near the national average. 19.9% of adults in Scotland hold a bachelor's degree or higher, below the national average of 33.7%. 97.2% have completed high school. 1.1% hold a graduate or professional degree.
How healthy is Scotland?
The obesity rate in Scotland is 35.8% (above the national rate of 32.1%). 15.7% of adults are smokers. 27.3% are physically inactive. 25.5% of residents report depression. 16.3% lack health insurance (above the national rate). 20.2% of residents have access to exercise opportunities.
What is transportation like in Scotland?
The average commute in Scotland is 20 minutes, shorter than the national average of 28 minutes. 86.4% of workers drive alone to work, and 4.5% work from home.
What are the demographics of Scotland?
The racial and ethnic makeup of Scotland is 78.4% White, 6.8% Black or African American, 2.3% Hispanic or Latino. 79.3% of residents speak only English at home, while 20.7% speak Spanish. 6.9% of the population are military veterans. 19.6% of residents have a disability. 78.3% have health insurance coverage.
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