Median Income
$77,500
3% higher than US avg
Home Value
$135,300
52% lower than US avg
Bachelor's+
19.9%
41% lower than US avg
Median Rent
$935
20% lower than US avg
Obesity Rate
35.8%
12% higher than US avg
Unemployment
4.1%
14% higher than US avg
Poverty Rate
6.3%
49% lower than US avg
How Scotland Compares to the U.S. Average (100% = U.S. avg)
People
Population607
Median Age29.3 yrs
Density77/mi²
Male / Female55% / 45%
Largest GroupWhite 78%
Veterans6.9%
Economy
A
Median Income$77,500
Per Capita$30,977
Unemployment4.1%
Poverty6.3%
County GDP$429M
Commute20 min
Housing
A+
Home Value$135,300
Rent$935
OwnershipN/A
Zillow$207,427
Housing Units198
Rent Burden17.5%
Health
Obesity35.8%
Uninsured16.3%
Smoking15.7%
Depression25.5%
Heart Disease5.8%
Climate
Avg Temp63°F (17°C)
AQI42 (Good)
Rain32.0 in/yr
Sunny Days330/yr
Elevation1,001 ft (305 m)
Education
C+
Bachelor's+19.9%
High School+97.2%
Graduate+1.1%
School Score5.10
Community
2024 VoteR 89% / D 10%
Commute20 min
Broadband84.0%
Libraries1
Is Scotland a Good Place to Live?
Based on current data, Scotland receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include a high uninsured rate. Scotland offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Scotland is $77,500, roughly in line with the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. Only 6.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Scotland is $135,300, 52% below the national median — offering relatively affordable homeownership. Renters pay a median of $935 per month, below the national average — a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
19.9% of residents hold a bachelor's degree, below the national average of 33.7%. 97.2% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Scotland enjoys a moderate climate with an average annual temperature of 63°F. Winters average 42°F in January while summers reach 84°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.0 inches. Air quality is rated Good with a median AQI of 42.
Scotland has a population of 607 with a density of 77 people per square mile, spread across 7.9 square miles. The median age is 29.3 years, 25% younger than the national median of 38.9. The gender split is 45.3% female and 54.7% male. The city is predominantly White (78.4%), with 2.3% Hispanic, 6.8% Black. English is the primary language spoken at home by 79.3% of residents, while 20.7% speak Spanish. 6.9% of the population are veterans. 19.6% of residents have a disability (above the 13.0% national average). 78.3% have health insurance coverage.
Population
29.3yrs
Median Age
25% below US avg
Language Spoken at Home
| English Only | 79.3% |
| 1% above US avg |
| Spanish | 20.7% |
| 54% above US avg |
The median household income in Scotland is $77,500, which is 3% above the national average of $75,149. Per capita income is $30,977 (below the $39,052 national figure). The average weekly wage is $989, 31% lower than the U.S. average. The unemployment rate is 4.1% (above the 3.6% US average). 6.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 247 business establishments, including 6 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 4.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $77,500 |
| 3% above US avg |
| Per Capita Income | $30,977 |
| Avg Weekly Wage | $989 |
| IRS Avg AGI | $88,451 |
Employment & Poverty
| Unemployment | 4.1% |
| 14% above US avg |
| Poverty Rate | 6.3% |
| 49% below US avg |
| Establishments (County) | 247 |
| County GDP | $429M |
Business (County)
| Restaurants | 6 |
| Healthcare | 14 |
| Retail | 26 |
| Manufacturing | 6 |
Tax & Cost of Living
| Property Tax (IRS) | $6,283 |
| 80% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 4.64% |
Commute & Transportation
| Commute Time | 19.8 min |
| Drive Alone | 86.4% |
| Public Transit | 0.0% |
| Work from Home | 4.5% |
The median home value in Scotland is $135,300, 52% below the national median of $281,900. Zillow estimates the typical home value at $207,427, higher than the Census estimate. Monthly rent averages $935 (20% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. There are 198 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $6,283 (higher than the $3,500 national average). 17.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $135,300 |
| 52% below US avg |
| Zillow ZHVI | $207,427 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $935 |
| 20% below US avg |
| Rent Burden | 17.5% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Owner-Occupied | 78.5% |
| Housing Units | 198 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $6,283 |
| 80% above US avg |
| Effective Rate | 4.64% |
In Scotland, 35.8% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 5.8% of residents. 32.0% have high blood pressure. 15.7% are current smokers. 19.1% report binge drinking. 27.3% are physically inactive. 25.5% report depression (above the 20.0% national average). 19.7% experience frequent mental distress. 16.3% of residents lack health insurance (above the 8.6% national rate). 20.2% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Scotland vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.8% |
| 12% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 5.8% |
| High Blood Pressure | 32.0% |
| Asthma | 10.5% |
| COPD | 6.9% |
| Cancer | 6.9% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 27.3% |
| Depression | 25.5% |
| Mental Distress | 19.7% |
| Physical Distress | 14.0% |
| Short Sleep | 37.9% |
Healthcare Access
| Insurance Rate | 78.3% |
| Uninsured | 16.3% |
| 90% above US avg |
| Mental Health | 1:9,029 |
| Checkup Rate | 71.9% |
| Dental Visits | 54.5% |
| Premature Death | 8,958/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 20.2% |
| Healthcare Facilities | 14 |
Scotland enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 42°F in January while summers reach 84°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 32.0 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 1,001 feet.
Temperature
42°F Jan (5°C)
84°F Jul (29°C)
| Annual Average | 63.0°F |
| 17% above US avg |
| January Average | 42°F (5°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 330 days/yr |
Precipitation & Snow
| Annual Rainfall | 32.0 inches |
| 16% below US avg |
| Snowfall | 0.9 inches/yr |
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Geography
| Elevation | 1,001 ft (305 m) |
| Area | 7.9 sq mi (20.4 km²) |
| Population Density | 77/sq mi |
| Coordinates | 33.6473°N, 98.4688°W |
| Timezone | America/Chicago |
| County | Archer County County |
| County FIPS | 48009 |