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Shelter Cove, CA

California

Shelter Cove is a small town in California with a population of 764. Residents earn $46,066 per year, which is 39% below the national average.

2.4 /5.0
C Fair
764 Population 131/sq mi density
$46,066 Median Income $29,628 per capita
$457,700 Home Value
57°F Avg Temperature 282 sunny days/yr
C
Overall
2.4 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$46,066 median income, 0.0% unemployment
F
Affordability
1.0 / 5.0
$457,700 home value
C+
Education
2.7 / 5.0
21.1% bachelor's degree or higher
Median Income $46,066
39% lower than US avg
Home Value $457,700
62% higher than US avg
Bachelor's+ 21.1%
37% lower than US avg
Obesity Rate 33.7%
5% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 15.2%
22% higher than US avg

How Shelter Cove Compares to the U.S. Average (100% = U.S. avg)

People

Population764
Median Age52.7 yrs
Density131/mi²
Male / Female56% / 44%
Largest GroupWhite 80%
Veterans5.2%

Economy

B
Median Income$46,066
Per Capita$29,628
Unemployment0.0%
Poverty15.2%
County GDP$7,591M
Commute30 min

Housing

F
Home Value$457,700
RentN/A
OwnershipN/A
Housing Units679
Rent Burden37.1%

Health

Obesity33.7%
Uninsured9.3%
Smoking18.3%
Depression27.9%

Climate

Avg Temp57°F (14°C)
AQI48 (Good)
Sunny Days282/yr
Elevation575 ft (175 m)

Education

C+
Bachelor's+21.1%
High School+84.8%
Graduate+0.0%
School Score4.69

Community

2024 VoteR 34% / D 62%
Commute30 min
Broadband70.9%
Libraries13

Is Shelter Cove a Good Place to Live?

Based on current data, Shelter Cove receives an overall livability score of 2.4 out of 5.0, earning a grade of C. Key strengths include low unemployment, abundant sunshine. Areas to be aware of include high housing costs, below-average incomes. Shelter Cove has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Shelter Cove is $46,066, 39% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 15.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 30 minutes.

Cost of Living & Housing

The median home value in Shelter Cove is $457,700, making it a premium housing market at 62% above the U.S. median of $281,900. With a home price-to-income ratio of 9.9x, housing affordability is a significant challenge for many families.

Education

21.1% of residents hold a bachelor's degree, below the national average of 33.7%. 84.8% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Shelter Cove enjoys a moderate climate with an average annual temperature of 57°F. Winters average 52°F in January while summers reach 60°F in July. With 282 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 48.

Shelter Cove has a population of 764 with a density of 131 people per square mile. The median age is 52.7 years, 35% older than the national median of 38.9. The city is predominantly White (79.6%), with 6% Hispanic, 4.7% Black.

Population

764
Total Population
131
People / sq mi
52.7yrs
Median Age
35% above US avg
5.8mi²
Land Area

Gender Distribution

Male 56.4%
Female 43.6%

Race & Ethnicity

Shelter Cove vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Shelter Cove vs U.S. Average

The median household income in Shelter Cove is $46,066, which is 39% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 15.2% of residents live below the poverty line. Workers commute an average of 30 minutes.

Income: Shelter Cove vs U.S.

Commute Mode

Income

Median HH Income$46,066
39% below US avg
Per Capita Income$29,628
Avg Weekly Wage$1,062
IRS Avg AGI$64,241

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate15.2%
22% above US avg
Establishments (County)7,685
County GDP$7,591M

Business (County)

Restaurants393
Healthcare384
Retail538
Manufacturing123

Tax & Cost of Living

Property Tax (IRS)$4,760
36% above US avg
Cost of Living110.70 (100=avg)
Effective Tax Rate1.04%

Commute & Transportation

Commute Time29.8 min
Drive Alone75.1%
Public Transit0.0%
Work from Home7.8%

Walkability

The median home value in Shelter Cove is $457,700, 62% above the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$457,700
62% above US avg
Median List Price$498,000

Real Estate Market (Redfin)

Median List Price$498,000
$/Sq Ft$413
Homes Sold2
Sale-to-List Ratio97.6%
Price Drops16.7%
Inventory12

Rental Costs

Rent Burden37.1%

HUD Fair Market Rent

Studio$1,513
1 Bedroom$1,647
2 Bedrooms$2,053
3 Bedrooms$2,752
4 Bedrooms$3,165

Ownership & Property

Owner-Occupied91.5%
Housing Units679
Median Year Built1991

Property Tax

Avg Tax (IRS)$4,760
36% above US avg
Effective Rate1.04%
In Shelter Cove, 33.7% of adults are obese (above the 32.1% national rate). 9.3% of residents lack health insurance. 18.3% are current smokers. 27.9% report depression. 26.1% are physically inactive.

Health Metrics: Shelter Cove vs U.S. Average (%)

Chronic Conditions

Obesity33.7%
5% above US avg
Diabetes10.9%
High Blood Pressure31.7%
Asthma11.4%
COPD8.2%
Cancer7.2%
Stroke3.8%

Behaviors & Mental Health

Smoking18.3%
31% above US avg
Binge Drinking18.4%
Physical Inactivity26.1%
Depression27.9%
Mental Distress22.4%
Physical Distress16.1%
Short Sleep36.4%

Healthcare Access

Insurance Rate91.8%
Uninsured9.3%
8% above US avg
Checkup Rate68.8%
Dental Visits54.3%
Premature Death9,668/100K

Food & Exercise

Food Environment7.6/10
Exercise Access88.3%
Healthcare Facilities384
Shelter Cove has an average annual temperature of 57°F (14°C). Winters average 52°F in January while summers reach 60°F in July. The area enjoys 282 sunny days per year. Air quality is rated Good with a median AQI of 48.

Temperature

52°F Jan (11°C) 60°F Jul (16°C)
Annual Average56.9°F
5% above US avg
January Average52°F (11°C)
July Average60°F (16°C)
Sunny Days282 days/yr

Precipitation & Snow

Air Quality

AQI Median48.0
RatingGood

Geography

Elevation575 ft (175 m)
Area5.8 sq mi (15.1 km²)
Population Density131/sq mi
Coordinates40.0390°N, 124.0558°W
TimezoneAmerica/Los_Angeles
County FIPS06023
It is classified as Nonmetro — Urban 20K+. 21.1% of residents hold a bachelor's degree or higher (37% below US avg). In the 2024 election, the county voted Democrat by a 28.4-point margin. 70.9% of households have broadband internet.

2024 Presidential Election (County)

R 33.6%
D 62%

Winner: Democrat by 28.4 points

Education

Bachelor's Degree+21.1%
37% below US avg
High School+84.8%
Graduate Degree+0.0%
School Test Score4.69
C+ Education Grade (2.7/5.0)

Urban-Rural Classification

RUCC Code 5Nonmetro — Urban 20K+
Population Density131/sq mi
Total Area5.8 sq mi

Infrastructure & Services

Broadband Access70.9%
Public Libraries13
Healthcare Facilities384
Restaurants393
Retail Stores538

Safety & Disasters

Fatal Crashes (County/yr)24

Commute & Transportation

Avg Commute29.8 min
Drive Alone75.1%
Public Transit0.0%
Work from Home7.8%

Nearby Cities

Redway, CA 1,276 pop · 13.6 mi Garberville, CA 1,568 pop · 14.5 mi Rio Dell, CA 3,371 pop · 31.7 mi Hydesville, CA 1,144 pop · 35.9 mi Fortuna, CA 12,413 pop · 38.1 mi Ferndale, CA 1,525 pop · 38.8 mi Fort Bragg, CA 7,001 pop · 43.5 mi Covelo, CA 1,495 pop · 45.7 mi Humboldt Hill, CA 3,421 pop · 47.8 mi Pine Hills, CA 3,200 pop · 48.3 mi Cutten, CA 3,214 pop · 50.4 mi Bayview CDP (Humboldt County), CA 2,708 pop · 50.6 mi Myrtletown, CA 5,028 pop · 52.0 mi Eureka, CA 26,302 pop · 52.7 mi
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