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Shoal Lake 40, ON

Ontario

Shoal Lake 40 is a small town in Ontario with a population of 445. Residents earn $46,000 per year, which is 39% below the national average.

1.5 /5.0
D Poor
445 Population 36/sq mi density
$46,000 Median Income $26,600 per capita
$461,770 Home Value
$1,012 Median Rent
36°F Avg Temperature 292 sunny days/yr
D
Overall
1.5 / 5.0
Poor overall score based on economy, affordability, safety and education
D
Economy
1.5 / 5.0
$46,000 median income, 22.2% unemployment
F
Affordability
1.0 / 5.0
$461,770 home value, $1,012/mo rent
C
Education
2.1 / 5.0
0.0% bachelor's degree or higher
Median Income $46,000
39% lower than US avg
Home Value $461,770
64% higher than US avg
Bachelor's+ 0.0%
100% lower than US avg
Median Rent $1,012
13% lower than US avg
Obesity Rate 26.2%
18% lower than US avg
Unemployment 22.2%
517% higher than US avg
Poverty Rate 42.0%
239% higher than US avg

How Shoal Lake 40 Compares to the U.S. Average (100% = U.S. avg)

People

Population445
Median Age27.6 yrs
Density36/mi²
Male / Female42% / 53%
Largest GroupWhite 100%

Economy

D
Median Income$46,000
Per Capita$26,600
Unemployment22.2%
Poverty42.0%
Commute20 min

Housing

F
Home Value$461,770
Rent$1,012
OwnershipN/A
Housing Units30

Health

Obesity26.2%
UninsuredN/A
Smoking8.9%
Depression4.1%
Heart Disease9.5%

Climate

Avg Temp36°F (2°C)
AQI27 (Good)
Rain24.3 in/yr
Sunny Days292/yr
Elevation1,096 ft (334 m)

Education

C
Bachelor's+0.0%
High School+28.6%
Graduate+0.0%

Community

Commute20 min
Broadband94.0%

Is Shoal Lake 40 a Good Place to Live?

Based on current data, Shoal Lake 40 receives an overall livability score of 1.5 out of 5.0, earning a grade of D. Key strengths include abundant sunshine, strong internet connectivity. Areas to be aware of include high housing costs, above-average unemployment, an elevated poverty rate. Shoal Lake 40 faces significant challenges across several quality-of-life categories.

Economy & Jobs

The median household income in Shoal Lake 40 is $46,000, 39% below the national average of $75,149. At 22.2%, unemployment is notably high. The poverty rate of 42.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes.

Cost of Living & Housing

The median home value in Shoal Lake 40 is $461,770, making it a premium housing market at 64% above the U.S. median of $281,900. Renters pay a median of $1,012 per month, below the national average — a plus for affordability. With a home price-to-income ratio of 10x, housing affordability is a significant challenge for many families.

Education

0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 28.6% have completed high school.

Climate & Weather

Shoal Lake 40 has a cool climate with an average annual temperature of 36°F. Winters average -2°F in January while summers reach 66°F in July. With 292 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 24.3 inches. Air quality is rated Good with a median AQI of 27.

Shoal Lake 40 has a population of 445 with a density of 36 people per square mile. The median age is 27.6 years, 29% younger than the national median of 38.9. The city is predominantly White (100%).

Population

445
Total Population
36
People / sq mi
27.6yrs
Median Age
29% below US avg
12.6mi²
Land Area

Gender Distribution

Male 42.1%
Female 52.6%

Race & Ethnicity

Shoal Lake 40 vs U.S. Average

Language Spoken at Home

English Only75.3%
4% below US avg
Spanish0.0%
100% below US avg
Other Languages24.7%

Social Characteristics

Shoal Lake 40 vs U.S. Average

The median household income in Shoal Lake 40 is $46,000, which is 39% below the national average of $75,149. The unemployment rate is 22.2% (above the 3.6% US average). 42.0% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Shoal Lake 40 vs U.S.

Commute Mode

Income

Median HH Income$46,000
39% below US avg
Per Capita Income$26,600

Employment & Poverty

Unemployment22.2%
517% above US avg
Poverty Rate42.0%
239% above US avg

Business (County)

Tax & Cost of Living

Cost of Living84.10 (100=avg)

Commute & Transportation

Commute Time20.3 min
Drive Alone73.1%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Shoal Lake 40 is $461,770, 64% above the national average. Monthly rent averages $1,012 (13% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$461,770
64% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,012
13% below US avg

Ownership & Property

Owner-Occupied0.0%
Renter-Occupied0.0%
Housing Units30

Property Tax

In Shoal Lake 40, 26.2% of adults are obese (below the 32.1% national rate). 8.9% are current smokers. 4.1% report depression. 76.3% are physically inactive.

Health Metrics: Shoal Lake 40 vs U.S. Average (%)

Chronic Conditions

Obesity26.2%
18% below US avg
Diabetes5.5%
Heart Disease9.5%
High Blood Pressure22.1%

Behaviors & Mental Health

Smoking8.9%
36% below US avg
Binge Drinking10.0%
Physical Inactivity76.3%
Depression4.1%

Healthcare Access

Insurance Rate89.0%

Food & Exercise

Shoal Lake 40 has an average annual temperature of 36°F (2°C). Winters average -2°F in January while summers reach 66°F in July. Annual precipitation is 24.3 inches. The area enjoys 292 sunny days per year. Air quality is rated Good with a median AQI of 27.

Temperature

-2°F Jan (-19°C) 66°F Jul (19°C)
Annual Average35.7°F
34% below US avg
January Average-2°F (-19°C)
July Average66°F (19°C)
Sunny Days292 days/yr

Precipitation & Snow

Annual Rainfall24.3 inches
36% below US avg
Snowfall4.9 inches/yr

Air Quality

AQI Median27.0
RatingGood
Good Days %89.5%

Geography

Elevation1,096 ft (334 m)
Area12.6 sq mi (32.6 km²)
Population Density36/sq mi
Coordinates49.6352°N, 95.2061°W
TimezoneAmerica/Toronto
0.0% of residents hold a bachelor's degree or higher (100% below US avg). 94.0% of households have broadband internet.

Education

Bachelor's Degree+0.0%
100% below US avg
High School+28.6%
Graduate Degree+0.0%
C Education Grade (2.1/5.0)

Urban-Rural Classification

Population Density36/sq mi
Total Area12.6 sq mi

Infrastructure & Services

Broadband Access94.0%

Safety & Disasters

Commute & Transportation

Avg Commute20.3 min
Drive Alone73.1%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

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