Silver City, IA

Iowa · Metropolitan Area

Silver City is a small town in Iowa with a population of 435. Residents earn $68,214 per year, which is 9% below the national average.

3.5 /5.0
B+ Good
435 Population 2,071/sq mi density
$68,214 Median Income $37,923 per capita
$139,000 Home Value $307,288 Zillow
$889 Median Rent 9.0% income on rent
51°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$68,214 median income, 3.4% unemployment
A+
Affordability
5.0 / 5.0
$139,000 home value, $889/mo rent
D
Education
1.5 / 5.0
6.4% bachelor's degree or higher
Median Income $68,214
9% lower than US avg
Home Value $139,000
51% lower than US avg
Bachelor's+ 6.4%
81% lower than US avg
Median Rent $889
24% lower than US avg
Obesity Rate 36.4%
13% higher than US avg
Unemployment 3.4%
6% lower than US avg
Poverty Rate 11.2%
10% lower than US avg

How Silver City Compares to the U.S. Average (100% = U.S. avg)

People

Population435
Median Age31.7 yrs
Density2,071/mi²
Male / Female57% / 43%
Largest GroupWhite 92%
Veterans4.6%

Economy

B+
Median Income$68,214
Per Capita$37,923
Unemployment3.4%
Poverty11.2%
County GDP$645M
Commute24 min

Housing

A+
Home Value$139,000
Rent$889
OwnershipN/A
Zillow$307,288
Rent Burden9.0%

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.4%
UninsuredN/A
Depression20.7%
Heart Disease4.5%

Climate

Avg Temp51°F
AQI43 (Good)
Rain34.8 in/yr
Elevation1,050 ft

Education

D
Bachelor's+6.4%
High School+95.9%
School Score5.73

Community

2024 VoteR 69% / D 30%
Commute24 min
Broadband96.2%
Libraries4

Is Silver City a Good Place to Live?

Based on current data, Silver City receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage, strong internet connectivity. Silver City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Silver City is $68,214, roughly in line with the national average of $75,149. Unemployment stands at 3.4%, indicating a healthy job market. 11.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Silver City is $139,000, 51% below the national median — offering relatively affordable homeownership. Renters pay a median of $889 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.

Education

6.4% of residents hold a bachelor's degree, below the national average of 33.7%. 95.9% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Silver City experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 76°F in July. Annual precipitation totals 34.8 inches, including 23.7 inches of snow. Air quality is rated Good with a median AQI of 43.

Silver City has a population of 435 with a density of 2,071 people per square mile. The median age is 31.7 years, 19% younger than the national median of 38.9. The city is predominantly White (91.5%), with 8.3% Black.

Population

435
Total Population
2,071
People / sq mi
31.7yrs
Median Age
19% below US avg
0.2mi²
Land Area

Gender Distribution

Male 57%
Female 43%

Race & Ethnicity

Silver City vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Silver City vs U.S. Average

The median household income in Silver City is $68,214, which is 9% below the national average of $75,149. The unemployment rate is 3.4% (below the 3.6% US average). 11.2% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Silver City vs U.S.

Commute Mode

Income

Median HH Income$68,214
9% below US avg
Per Capita Income$37,923
Avg Weekly Wage$1,059
IRS Avg AGI$91,250

Employment & Poverty

Unemployment3.4%
6% below US avg
Poverty Rate11.2%
10% below US avg
Establishments (County)458
County GDP$645M

Business (County)

Restaurants21
Healthcare27
Retail40
Manufacturing8

Tax & Cost of Living

Property Tax (IRS)$5,433
55% above US avg
Effective Tax Rate3.91%

Commute & Transportation

Commute Time23.5 min
Drive Alone78.3%
Public Transit0.0%
Work from Home11.7%

Walkability

The median home value in Silver City is $139,000, 51% below the national average. Monthly rent averages $889 (24% below US avg). Zillow estimates the typical home value at $307,288.

Home Value Sources

Ownership Split

Home Values

Census Median$139,000
51% below US avg
Zillow ZHVI$307,288

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$889
24% below US avg
Rent Burden9.0%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied85.4%

Property Tax

Avg Tax (IRS)$5,433
55% above US avg
Effective Rate3.91%
In Silver City, 36.4% of adults are obese (above the 32.1% national rate). 20.7% report depression. 17.7% are physically inactive.

Health Metrics: Silver City vs U.S. Average (%)

Chronic Conditions

Obesity36.4%
13% above US avg
Diabetes7.6%
Heart Disease4.5%
High Blood Pressure27.9%
Asthma9.7%
COPD4.3%
Stroke2.2%

Behaviors & Mental Health

Binge Drinking23.8%
Physical Inactivity17.7%
Depression20.7%
Mental Distress15.7%
Physical Distress9.7%

Healthcare Access

Insurance Rate98.0%
Checkup Rate75.8%
Premature Death9,695/100K

Food & Exercise

Food Environment9.1/10
Exercise Access63.0%
Healthcare Facilities27

Crime Rates: Silver City vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)5
FEMA Disasters91

Safety Score

Silver City has an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 76°F in July. Annual precipitation is 34.8 inches. Air quality is rated Good with a median AQI of 43.

Temperature

23°F Jan (-5°C) 76°F Jul (24°C)
Annual Average50.9°F
6% below US avg
January Average23°F (-5°C)
July Average76°F (24°C)

Precipitation & Snow

Annual Rainfall34.8 inches
8% below US avg
Snowfall23.7 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,050 ft (320 m)
Area0.2 sq mi (0.5 km²)
Population Density2,071/sq mi
Coordinates41.1115°N, 95.6379°W
County FIPS19129
It is classified as Metro — 250K–1M. 6.4% of residents hold a bachelor's degree or higher (81% below US avg). In the 2024 election, the county voted Republican by a 39.1-point margin. 96.2% of households have broadband internet.

2024 Presidential Election (County)

R 69%
D 29.9%

Winner: Republican by 39.1 points

Education

Bachelor's Degree+6.4%
81% below US avg
High School+95.9%
School Test Score5.73
D Education Grade (1.5/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density2,071/sq mi
Total Area0.2 sq mi

Infrastructure & Services

Broadband Access96.2%
Public Libraries4
Healthcare Facilities27
Restaurants21
Retail Stores40

Safety & Disasters

Fatal Crashes (County/yr)5
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute23.5 min
Drive Alone78.3%
Public Transit0.0%
Work from Home11.7%

Nearby Cities

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