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Silver Springs, NY

New York

Silver Springs is a small town in New York with a population of 569. Residents earn $43,958 per year, which is 42% below the national average.

3.3 /5.0
B Good
569 Population 587/sq mi density
$43,958 Median Income $32,409 per capita
$88,800 Home Value $159,741 Zillow
$742 Median Rent 32.5% income on rent
44°F Avg Temperature 246 sunny days/yr
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$43,958 median income, 3.7% unemployment
A+
Affordability
5.0 / 5.0
$88,800 home value, $742/mo rent
F
Education
1.4 / 5.0
5.1% bachelor's degree or higher
Median Income $43,958
42% lower than US avg
Home Value $88,800
68% lower than US avg
Bachelor's+ 5.1%
85% lower than US avg
Median Rent $742
36% lower than US avg
Obesity Rate 35.6%
11% higher than US avg
Unemployment 3.7%
3% higher than US avg
Poverty Rate 6.9%
44% lower than US avg

How Silver Springs Compares to the U.S. Average (100% = U.S. avg)

People

Population569
Median Age38.3 yrs
Density587/mi²
Male / Female46% / 54%
Largest GroupWhite 98%
Veterans9.3%

Economy

B+
Median Income$43,958
Per Capita$32,409
Unemployment3.7%
Poverty6.9%
County GDP$2,368M
Commute18 min

Housing

A+
Home Value$88,800
Rent$742
OwnershipN/A
Zillow$159,741
Housing Units324
Rent Burden32.5%

Health

Obesity35.6%
Uninsured6.3%
Smoking15.5%
Depression23.8%
Heart Disease5.6%

Climate

Avg Temp44°F (7°C)
AQI36 (Good)
Rain45.2 in/yr
Sunny Days246/yr
Elevation1,405 ft (428 m)

Education

F
Bachelor's+5.1%
High School+87.6%
Graduate+1.2%
School Score5.39

Community

2024 VoteR 74% / D 26%
Commute18 min
Broadband78.2%
EV Stations1
Libraries9

Is Silver Springs a Good Place to Live?

Based on current data, Silver Springs receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Silver Springs offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Silver Springs is $43,958, 42% below the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. Only 6.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Silver Springs is $88,800, 68% below the national median — offering relatively affordable homeownership. Renters pay a median of $742 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.

Education

5.1% of residents hold a bachelor's degree, below the national average of 33.7%. 87.6% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Silver Springs has a cool climate with an average annual temperature of 44°F. Winters average 20°F in January while summers reach 67°F in July. The area gets 246 sunny days per year. Annual precipitation totals 45.2 inches. Air quality is rated Good with a median AQI of 36.

Silver Springs has a population of 569 with a density of 587 people per square mile. The median age is 38.3 years, 2% younger than the national median of 38.9. The city is predominantly White (97.9%).

Population

569
Total Population
587
People / sq mi
38.3yrs
Median Age
2% below US avg
1.0mi²
Land Area

Gender Distribution

Male 46%
Female 54%

Race & Ethnicity

Silver Springs vs U.S. Average

Language Spoken at Home

English Only99.1%
26% above US avg
Spanish0.9%
93% below US avg

Social Characteristics

Silver Springs vs U.S. Average

The median household income in Silver Springs is $43,958, which is 42% below the national average of $75,149. The unemployment rate is 3.7% (above the 3.6% US average). 6.9% of residents live below the poverty line. Workers commute an average of 18 minutes.

Income: Silver Springs vs U.S.

Commute Mode

Income

Median HH Income$43,958
42% below US avg
Per Capita Income$32,409
Avg Weekly Wage$1,217
IRS Avg AGI$64,617

Employment & Poverty

Unemployment3.7%
3% above US avg
Poverty Rate6.9%
44% below US avg
Establishments (County)930
County GDP$2,368M

Business (County)

Restaurants74
Healthcare59
Retail123
Manufacturing52

Tax & Cost of Living

Property Tax (IRS)$6,781
94% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate7.64%

Commute & Transportation

Commute Time18.3 min
Drive Alone81.6%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Silver Springs is $88,800, 68% below the national average. Monthly rent averages $742 (36% below US avg). Zillow estimates the typical home value at $159,741.

Home Value Sources

Ownership Split

Home Values

Census Median$88,800
68% below US avg
Zillow ZHVI$159,741

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$742
36% below US avg
Rent Burden32.5%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied67.0%
Housing Units324
Median Year Built1961

Property Tax

Avg Tax (IRS)$6,781
94% above US avg
Effective Rate7.64%
In Silver Springs, 35.6% of adults are obese (above the 32.1% national rate). 6.3% of residents lack health insurance. 15.5% are current smokers. 23.8% report depression. 24.6% are physically inactive.

Health Metrics: Silver Springs vs U.S. Average (%)

Chronic Conditions

Obesity35.6%
11% above US avg
Diabetes8.8%
Heart Disease5.6%
High Blood Pressure30.8%
Asthma11.8%
COPD7.0%
Cancer7.7%
Stroke3.0%

Behaviors & Mental Health

Smoking15.5%
11% above US avg
Binge Drinking19.5%
Physical Inactivity24.6%
Depression23.8%
Mental Distress19.0%
Physical Distress13.5%
Short Sleep39.0%

Healthcare Access

Insurance Rate94.8%
Uninsured6.3%
27% below US avg
Primary Care1:2,892
Dentists1:2,088
Mental Health1:380
Checkup Rate78.4%
Dental Visits62.2%
Premature Death6,545/100K

Food & Exercise

Food Environment8.5/10
Exercise Access63.1%
Healthcare Facilities59
Silver Springs has an average annual temperature of 44°F (7°C). Winters average 20°F in January while summers reach 67°F in July. Annual precipitation is 45.2 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

20°F Jan (-7°C) 67°F Jul (20°C)
Annual Average44.4°F
18% below US avg
January Average20°F (-7°C)
July Average67°F (20°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall45.2 inches
19% above US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,405 ft (428 m)
Area1.0 sq mi (2.5 km²)
Population Density587/sq mi
Coordinates42.6601°N, 78.0845°W
TimezoneAmerica/New_York
County FIPS36121
It is classified as Nonmetro — Rural, adjacent. 5.1% of residents hold a bachelor's degree or higher (85% below US avg). In the 2024 election, the county voted Republican by a 48.2-point margin. 78.2% of households have broadband internet.

2024 Presidential Election (County)

R 74.1%
D 25.9%

Winner: Republican by 48.2 points

Education

Bachelor's Degree+5.1%
85% below US avg
High School+87.6%
Graduate Degree+1.2%
School Test Score5.39
F Education Grade (1.4/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density587/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Broadband Access78.2%
EV Charging Stations1
Alt Fuel Stations1
Public Libraries9
Healthcare Facilities59
Restaurants74
Retail Stores123

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute18.3 min
Drive Alone81.6%
Public Transit0.0%
Work from Home0.0%

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