Spanish Lake, MO — City Data & Statistics

Median Income $51,125

32% lower than US avg

Home Value $121,300

57% lower than US avg

Bachelor's+ 13.2%

61% lower than US avg

Median Rent $1,073

8% lower than US avg

Obesity Rate 43.7%

36% higher than US avg

Unemployment 4.5%

25% higher than US avg

Poverty Rate 13.8%

11% higher than US avg

How Spanish Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population18,183

Median Age34.5 yrs

Density2,467/mi²

Male / Female45% / 55%

Largest GroupWhite 14%

Veterans7.0%

Economy

Median Income$51,125

Per Capita$26,925

Unemployment4.5%

Poverty13.8%

Commute24 min

Housing

A+

Home Value$121,300

Rent$1,073

OwnershipN/A

Zillow$142,907

Housing Units8,901

Rent Burden36.2%

Health

Obesity43.7%

Uninsured11.4%

Smoking21.5%

Depression22.4%

Heart Disease6.4%

Climate

Avg Temp56°F (13°C)

AQI41 (Good)

Rain38.4 in/yr

Sunny Days266/yr

Elevation551 ft (168 m)

Education

Bachelor's+13.2%

High School+90.1%

Graduate+5.5%

School Score5.51

Community

2024 VoteR 77% / D 22%

Commute24 min

Broadband88.4%

Is Spanish Lake a Good Place to Live?

Based on current data, Spanish Lake receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Spanish Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Spanish Lake is $51,125, 32% below the national average of $75,149. Unemployment stands at 4.5%, indicating a healthy job market. 13.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Spanish Lake is $121,300, 57% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,073 per month. At just 2.4x median income, home prices are very affordable relative to local earnings.

Education

13.2% of residents hold a bachelor's degree, below the national average of 33.7%. 90.1% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Spanish Lake enjoys a moderate climate with an average annual temperature of 56°F. Winters average 29°F in January while summers reach 79°F in July. With 266 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.4 inches, including 7.1 inches of snow. Air quality is rated Good with a median AQI of 41.

Spanish Lake has a population of 18,183 with a density of 2,467 people per square mile, spread across 7.4 square miles. The median age is 34.5 years, 11% younger than the national median of 38.9. The gender split is 55% female and 45% male. The city is predominantly Black (81.3%), with 13.5% White, 1.4% Hispanic. English is the primary language spoken at home by 97.7% of residents. 7.0% of the population are veterans. 18.3% of residents have a disability (above the 13.0% national average). 86.5% have health insurance coverage.

Population

18,183

Total Population

2,467

People / sq mi

34.5yrs

Median Age

11% below US avg

7.4mi²

Land Area

Gender Distribution

Male 45%

Female 55%

Race & Ethnicity

Spanish Lake vs U.S. Average

Language Spoken at Home

English Only	97.7%
	24% above US avg
Spanish	2.3%
	83% below US avg

Social Characteristics

Spanish Lake vs U.S. Average

The median household income in Spanish Lake is $51,125, which is 32% below the national average of $75,149. Per capita income is $26,925 (below the $39,052 national figure). The unemployment rate is 4.5% (above the 3.6% US average). 13.8% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 24 minutes. 10.0% of workers work from home (below the 15.2% national rate).

Income: Spanish Lake vs U.S.

Commute Mode

Income

Median HH Income	$51,125
	32% below US avg
Per Capita Income	$26,925

Employment & Poverty

Unemployment	4.5%
	25% above US avg
Poverty Rate	13.8%
	11% above US avg

Business (County)

Tax & Cost of Living


Cost of Living	90.80 (100=avg)

Commute & Transportation

Commute Time	23.8 min
Drive Alone	72.6%
Public Transit	0.2%
Work from Home	10.0%

Walkability

The median home value in Spanish Lake is $121,300, 57% below the national median of $281,900. Zillow estimates the typical home value at $142,907, higher than the Census estimate. Homes sell for 98.2% of their list price. Monthly rent averages $1,073 (8% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 8,901 total housing units in the city. The median year a home was built is 1968. 36.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median	$121,300
	57% below US avg
Zillow ZHVI	$142,907
Median List Price	$104,900

Real Estate Market (Redfin)

Median List Price	$104,900
$/Sq Ft	$106
Homes Sold	15
Sale-to-List Ratio	98.2%
Price Drops	27.0%
Inventory	37

Rental Costs

Census Median Rent	$1,073
	8% below US avg
Zillow Rent (ZORI)	$1,230
Rent Burden	36.2%

HUD Fair Market Rent

Studio	$732
1 Bedroom	$775
2 Bedrooms	$970
3 Bedrooms	$1,265
4 Bedrooms	$1,457

Ownership & Property

Owner-Occupied	49.0%
Housing Units	8,901
Median Year Built	1968

Property Tax

In Spanish Lake, 43.7% of adults are obese, above the national rate of 32.1%. 16.2% have diabetes (above the 10.5% national rate). Heart disease affects 6.4% of residents. 44.5% have high blood pressure. 21.5% are current smokers (above the 14.0% national rate). 12.8% report binge drinking. 38.0% are physically inactive, above the national average. 22.4% report depression. 21.5% experience frequent mental distress. 11.4% of residents lack health insurance (above the 8.6% national rate).

Health Metrics: Spanish Lake vs U.S. Average (%)

Chronic Conditions

Obesity	43.7%
	36% above US avg
Diabetes	16.2%
Heart Disease	6.4%
High Blood Pressure	44.5%
Asthma	13.5%
COPD	8.4%
Cancer	5.0%
Stroke	4.8%

Behaviors & Mental Health

Smoking	21.5%
	54% above US avg
Binge Drinking	12.8%
Physical Inactivity	38.0%
Depression	22.4%
Mental Distress	21.5%
Physical Distress	16.0%
Short Sleep	45.6%

Healthcare Access

Insurance Rate	86.5%
Uninsured	11.4%
	33% above US avg
Checkup Rate	80.7%
Dental Visits	48.4%

Food & Exercise

Spanish Lake enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 29°F in January while summers reach 79°F in July. The area gets 266 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 38.4 inches. The area receives 7.1 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 551 feet.

Temperature

29°F Jan (-2°C) 79°F Jul (26°C)

Annual Average	55.5°F
	3% above US avg
January Average	29°F (-2°C)
July Average	79°F (26°C)
Sunny Days	266 days/yr

Precipitation & Snow

Annual Rainfall	38.4 inches
	1% above US avg
Snowfall	7.1 inches/yr

Air Quality

AQI Median	41.0
Rating	Good

Geography

Elevation	551 ft (168 m)
Area	7.4 sq mi (19.1 km²)
Population Density	2,467/sq mi
Coordinates	38.7878°N, 90.2159°W
Timezone	America/Chicago

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	29°F (-2°C)	2.0 in	Coldest, Driest
February	34°F (1°C)	2.2 in
March	45°F (7°C)	3.5 in
April	56°F (13°C)	3.7 in
May	66°F (19°C)	4.1 in	Wettest
June	75°F (24°C)	3.7 in
July	79°F (26°C)	3.8 in	Warmest
August	77°F (25°C)	3.2 in
September	70°F (21°C)	3.2 in
October	58°F (14°C)	2.8 in
November	45°F (7°C)	3.4 in
December	34°F (1°C)	3.0 in

Spanish Lake has a seasonal temperature swing of 50°F — from 29°F in January to 79°F in July. Total annual precipitation is 38.4 inches, with May being the wettest month (4.1") and January the driest (2.0").

13.2% of adults hold a bachelor's degree or higher, 61% below the national average of 33.7%. 90.1% have completed high school. 5.5% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 88.4% of households have broadband internet access. 72.6% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%

D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+	13.2%
	61% below US avg
High School+	90.1%
Graduate Degree+	5.5%
School Test Score	5.51

C Education Grade (2.1/5.0)

Urban-Rural Classification

Population Density	2,467/sq mi
Total Area	7.4 sq mi

Infrastructure & Services

Broadband Access	88.4%
Alt Fuel Stations	1

Safety & Disasters

Commute & Transportation

Avg Commute	23.8 min
Drive Alone	72.6%
Public Transit	0.2%
Work from Home	10.0%

Frequently Asked Questions About Spanish Lake

What is the population of Spanish Lake?

Spanish Lake has a population of 18,183 residents and is located in Missouri. The population density is 2,467 people per square mile, spread across 7.4 square miles. The median age of residents is 34.5 years, which is younger than the national median of 38.9 years. The population is 55% female and 45% male.

Is Spanish Lake expensive to live in?

Spanish Lake is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $51,125, 32% below the national average of $75,149. The median home value is $121,300 (57% below the U.S. median). Renters pay a median of $1,073 per month. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in Spanish Lake?

Spanish Lake enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 29°F in January, while summers reach an average of 79°F in July. The area receives 266 sunny days per year, well above the national average of 205. Annual rainfall totals 38.4 inches, with 7.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Spanish Lake?

Spanish Lake has a healthy job market with an unemployment rate of 4.5%, near the national average of 3.6%. The average commute time is 24 minutes, and 10.0% of workers work from home.

How much does housing cost in Spanish Lake?

The median home value in Spanish Lake is $121,300. Zillow estimates the typical home value at $142,907. For renters, the median monthly rent is $1,073. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Spanish Lake?

Schools in Spanish Lake score 5.5 out of 10 on standardized testing, near the national average. 13.2% of adults in Spanish Lake hold a bachelor's degree or higher, below the national average of 33.7%. 90.1% have completed high school. 5.5% hold a graduate or professional degree.

How healthy is Spanish Lake?

The obesity rate in Spanish Lake is 43.7% (above the national rate of 32.1%). 21.5% of adults are smokers. 38.0% are physically inactive. 22.4% of residents report depression. 11.4% lack health insurance (above the national rate).

What is transportation like in Spanish Lake?

The average commute in Spanish Lake is 24 minutes, shorter than the national average of 28 minutes. 72.6% of workers drive alone to work, and 10.0% work from home.

What are the demographics of Spanish Lake?

The racial and ethnic makeup of Spanish Lake is 13.5% White, 81.3% Black or African American, 1.4% Hispanic or Latino. 97.7% of residents speak only English at home. 7.0% of the population are military veterans. 18.3% of residents have a disability. 86.5% have health insurance coverage.

Nearby Cities

Glasgow Village, MO 5,491 pop · 2.5 mi Castle Point, MO 2,792 pop · 2.6 mi Riverview, MO 2,688 pop · 2.8 mi Black Jack, MO 6,606 pop · 2.8 mi Moline Acres, MO 2,806 pop · 3.1 mi Bellefontaine Neighbors, MO 10,562 pop · 3.3 mi Dellwood, MO 4,869 pop · 4.6 mi Old Jamestown, MO 21,121 pop · 4.9 mi Jennings, MO 12,900 pop · 5.3 mi Calverton Park, MO 1,280 pop · 5.5 mi Flordell Hills, MO 1,300 pop · 5.5 mi Country Club Hills, MO 1,017 pop · 5.6 mi Ferguson, MO 18,350 pop · 5.7 mi Florissant, MO 51,915 pop · 5.7 mi

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