Nebraska
Spencer is a small town in Nebraska with a population of 298. Residents earn $55,469 per year, which is 26% below the national average.
Based on current data, Spencer receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes, high obesity rates. Spencer offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Spencer is $55,469, 26% below the national average of $75,149. The job market is very strong with unemployment at just 0.4%. Only 5.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
The median home value in Spencer is $85,800, 70% below the national median — offering relatively affordable homeownership. Renters pay a median of $683 per month, below the national average — a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
8.4% of residents hold a bachelor's degree, below the national average of 33.7%. 94.7% have completed high school. Area schools have an average test score of 5.8/10.
Spencer experiences four distinct seasons with an average temperature of 48°F. Winters average 21°F in January while summers reach 74°F in July. Annual precipitation totals 27.4 inches, including 36.1 inches of snow. Air quality is rated Good with a median AQI of 32.
| English Only | 97.2% |
| 24% above US avg | |
| Spanish | 2.8% |
| 79% below US avg |
| Median HH Income | $55,469 |
| 26% below US avg | |
| Per Capita Income | $31,546 |
| Avg Weekly Wage | $711 |
| IRS Avg AGI | $49,049 |
| Unemployment | 0.4% |
| 89% below US avg | |
| Poverty Rate | 5.2% |
| 58% below US avg | |
| Establishments (County) | 92 |
| County GDP | $140M |
| Restaurants | 3 |
| Healthcare | 5 |
| Retail | 12 |
| Manufacturing | 5 |
| Commute Time | 19.4 min |
| Work from Home | 1.2% |
| Census Median | $85,800 |
| 70% below US avg | |
| Zillow ZHVI | $182,292 |
| Census Median Rent | $683 |
| 41% below US avg |
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
| Owner-Occupied | 67.6% |
| Obesity | 39.1% |
| 22% above US avg | |
| Diabetes | 9.8% |
| Heart Disease | 5.7% |
| High Blood Pressure | 31.5% |
| Asthma | 9.8% |
| COPD | 6.6% |
| Stroke | 3.0% |
| Binge Drinking | 22.8% |
| Physical Inactivity | 26.7% |
| Depression | 19.1% |
| Mental Distress | 16.3% |
| Physical Distress | 12.3% |
| Insurance Rate | 91.8% |
| Checkup Rate | 73.0% |
| Premature Death | 9,953/100K |
| Food Environment | 7.1/10 |
| Exercise Access | 1.9% |
| Healthcare Facilities | 5 |
| Fatal Crashes (County/yr) | 1 |
| Annual Average | 47.5°F |
| 12% below US avg | |
| January Average | 21°F (-6°C) |
| July Average | 74°F (23°C) |
| Annual Rainfall | 27.4 inches |
| 28% below US avg | |
| Snowfall | 36.1 inches/yr |
| AQI Median | 32.0 |
| Rating | Good |
| Elevation | 1,681 ft (512 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 497/sq mi |
| Coordinates | 42.8756°N, 98.6999°W |
| County FIPS | 31015 |
Winner: Republican by 75 points
| Bachelor's Degree+ | 8.4% |
| 75% below US avg | |
| High School+ | 94.7% |
| School Test Score | 5.81 |
| RUCC Code 9 | Nonmetro — Rural |
| Population Density | 497/sq mi |
| Total Area | 0.6 sq mi |
| Public Libraries | 1 |
| Healthcare Facilities | 5 |
| Restaurants | 3 |
| Retail Stores | 12 |
| Fatal Crashes (County/yr) | 1 |
| Avg Commute | 19.4 min |
| Work from Home | 1.2% |