Median Income
$45,321
40% lower than US avg
Home Value
$146,700
48% lower than US avg
Bachelor's+
25.8%
23% lower than US avg
Median Rent
$1,060
9% lower than US avg
Obesity Rate
41.1%
28% higher than US avg
Unemployment
5.8%
61% higher than US avg
Poverty Rate
22.8%
84% higher than US avg
How St. Andrews Compares to the U.S. Average (100% = U.S. avg)
People
Population20,953
Median Age31.7 yrs
Density3,429/mi²
Male / Female46% / 54%
Largest GroupWhite 22%
Economy
C+
Median Income$45,321
Per Capita$26,162
Unemployment5.8%
Poverty22.8%
County GDP$1,423M
Commute21 min
Housing
A+
Home Value$146,700
Rent$1,060
OwnershipN/A
Health
Obesity41.1%
UninsuredN/A
Depression22.7%
Heart Disease6.5%
Climate
Avg Temp60°F
AQI43 (Good)
Rain45.5 in/yr
Elevation314 ft
Education
B
Bachelor's+25.8%
High School+91.6%
School Score4.51
Community
2024 VoteR 43% / D 56%
Commute21 min
Libraries2
Is St. Andrews a Good Place to Live?
Based on current data, St. Andrews receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. St. Andrews offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Andrews is $45,321, 40% below the national average of $75,149. The unemployment rate of 5.8% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 22.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in St. Andrews is $146,700, 48% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,060 per month. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
25.8% of residents hold a bachelor's degree, below the national average of 33.7%. 91.6% have completed high school. Area schools have an average test score of 4.5/10.
Climate & Weather
St. Andrews enjoys a moderate climate with an average annual temperature of 60°F. Winters average 42°F in January while summers reach 79°F in July. Annual precipitation totals 45.5 inches. Air quality is rated Good with a median AQI of 43.
St. Andrews has a population of 20,953 with a density of 3,429 people per square mile. The median age is 31.7 years, 19% younger than the national median of 38.9. The city is predominantly Black (68.2%), with 21.6% White, 1.7% Hispanic.
Population
31.7yrs
Median Age
19% below US avg
Race & Ethnicity
St. Andrews vs U.S. Average
Language Spoken at Home
| English Only | 93.1% |
| 19% above US avg |
| Spanish | 6.9% |
| 49% below US avg |
Social Characteristics
St. Andrews vs U.S. Average
The median household income in St. Andrews is $45,321, which is 40% below the national average of $75,149. The unemployment rate is 5.8% (above the 3.6% US average). 22.8% of residents live below the poverty line. Workers commute an average of 21 minutes.
Income: St. Andrews vs U.S.
Income
| Median HH Income | $45,321 |
| 40% below US avg |
| Per Capita Income | $26,162 |
| Avg Weekly Wage | $1,192 |
| IRS Avg AGI | $54,698 |
Employment & Poverty
| Unemployment | 5.8% |
| 61% above US avg |
| Poverty Rate | 22.8% |
| 84% above US avg |
| Establishments (County) | 432 |
| County GDP | $1,423M |
Business (County)
| Restaurants | 24 |
| Healthcare | 29 |
| Retail | 56 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $2,717 |
| 22% below US avg |
| Effective Tax Rate | 1.85% |
Commute & Transportation
| Commute Time | 20.7 min |
| Work from Home | 9.7% |
The median home value in St. Andrews is $146,700, 48% below the national average. Monthly rent averages $1,060 (9% below US avg).
Home Values
| Census Median | $146,700 |
| 48% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,060 |
| 9% below US avg |
HUD Fair Market Rent
| Studio | $928 |
| 1 Bedroom | $982 |
| 2 Bedrooms | $1,155 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,699 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,717 |
| 22% below US avg |
| Effective Rate | 1.85% |
In St. Andrews, 41.1% of adults are obese (above the 32.1% national rate). 22.7% report depression. 28.3% are physically inactive.
Health Metrics: St. Andrews vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.1% |
| 28% above US avg |
| Diabetes | 16.3% |
| Heart Disease | 6.5% |
| High Blood Pressure | 42.2% |
| Asthma | 10.9% |
| COPD | 7.7% |
| Stroke | 4.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 14.1% |
| Physical Inactivity | 28.3% |
| Depression | 22.7% |
| Mental Distress | 18.7% |
| Physical Distress | 15.4% |
Healthcare Access
| Insurance Rate | 82.8% |
| |
| Checkup Rate | 81.7% |
| Premature Death | 18,564/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 24.6% |
| Healthcare Facilities | 29 |
Crime Rates: St. Andrews vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
Safety Score
St. Andrews has an average annual temperature of 60°F (16°C). Winters average 42°F in January while summers reach 79°F in July. Annual precipitation is 45.5 inches. Air quality is rated Good with a median AQI of 43.
Temperature
42°F Jan (5°C)
79°F Jul (26°C)
| Annual Average | 60.2°F |
| 11% above US avg |
| January Average | 42°F (5°C) |
| July Average | 79°F (26°C) |
Precipitation & Snow
| Annual Rainfall | 45.5 inches |
| 20% above US avg |
| Snowfall | 0.8 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 314 ft (96 m) |
| Area | 6.1 sq mi (15.8 km²) |
| Population Density | 3,429/sq mi |
| Coordinates | 34.0511°N, 81.1056°W |
| County FIPS | 45039 |