Iowa · Metropolitan Area
St. Charles is a small town in Iowa with a population of 891. Residents earn $81,944 per year, which is 9% above the national average.
Based on current data, St. Charles receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include long commute times. St. Charles stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in St. Charles is $81,944, roughly in line with the national average of $75,149. Unemployment stands at 3.6%, indicating a healthy job market. Only 0.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.
The median home value in St. Charles is $197,100, 30% below the national median — offering relatively affordable homeownership. Renters pay a median of $939 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
18.8% of residents hold a bachelor's degree, below the national average of 33.7%. 95.6% have completed high school. Area schools have an average test score of 5.7/10.
St. Charles experiences four distinct seasons with an average temperature of 50°F. Winters average 22°F in January while summers reach 75°F in July. Annual precipitation totals 37.8 inches, including 30.8 inches of snow. Air quality is rated Good with a median AQI of 43.
| English Only | 92.2% |
| 17% above US avg | |
| Spanish | 7.8% |
| 42% below US avg |
| Median HH Income | $81,944 |
| 9% above US avg | |
| Per Capita Income | $35,887 |
| Avg Weekly Wage | $985 |
| IRS Avg AGI | $93,680 |
| Unemployment | 3.6% |
| 0% below US avg | |
| Poverty Rate | 0.5% |
| 96% below US avg | |
| Establishments (County) | 1,410 |
| County GDP | $1,885M |
| Restaurants | 83 |
| Healthcare | 91 |
| Retail | 108 |
| Manufacturing | 29 |
| Property Tax (IRS) | $5,817 |
| 66% above US avg | |
| Effective Tax Rate | 2.95% |
| Commute Time | 36.0 min |
| Work from Home | 13.2% |
| Census Median | $197,100 |
| 30% below US avg |
| Census Median Rent | $939 |
| 19% below US avg |
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
| Owner-Occupied | 74.7% |
| Avg Tax (IRS) | $5,817 |
| 66% above US avg | |
| Effective Rate | 2.95% |
| Obesity | 35.8% |
| 12% above US avg | |
| Diabetes | 7.9% |
| Heart Disease | 4.6% |
| High Blood Pressure | 27.9% |
| Asthma | 9.9% |
| COPD | 4.9% |
| Stroke | 2.4% |
| Binge Drinking | 23.9% |
| Physical Inactivity | 19.7% |
| Depression | 21.2% |
| Mental Distress | 16.7% |
| Physical Distress | 10.7% |
| Insurance Rate | 98.0% |
| Checkup Rate | 75.4% |
| Premature Death | 6,398/100K |
| Food Environment | 9.3/10 |
| Exercise Access | 76.2% |
| Healthcare Facilities | 91 |
| Fatal Crashes (County/yr) | 5 |
| Annual Average | 49.9°F |
| 8% below US avg | |
| January Average | 22°F (-6°C) |
| July Average | 75°F (24°C) |
| Annual Rainfall | 37.8 inches |
| 1% below US avg | |
| Snowfall | 30.8 inches/yr |
| AQI Median | 43.0 |
| Rating | Good |
| Elevation | 1,060 ft (323 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,437/sq mi |
| Coordinates | 41.2872°N, 93.8075°W |
| County FIPS | 19181 |
Winner: Republican by 20.7 points
| Bachelor's Degree+ | 18.8% |
| 44% below US avg | |
| High School+ | 95.6% |
| School Test Score | 5.73 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 1,437/sq mi |
| Total Area | 0.6 sq mi |
| Alt Fuel Stations | 1 |
| Public Libraries | 6 |
| Healthcare Facilities | 91 |
| Restaurants | 83 |
| Retail Stores | 108 |
| Fatal Crashes (County/yr) | 5 |
| Avg Commute | 36.0 min |
| Work from Home | 13.2% |