Median Income
$31,515
58% lower than US avg
Home Value
$260,900
7% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
40.7%
27% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How St. Charles Compares to the U.S. Average (100% = U.S. avg)
People
Population94
Median Age73.8 yrs
Density22/mi²
Male / Female59% / 42%
Largest GroupWhite 44%
Veterans58.0%
Economy
B+
Median Income$31,515
Per Capita$17,389
Unemployment0.0%
Poverty0.0%
County GDP$507M
Housing
D
Home Value$260,900
RentN/A
OwnershipN/A
Health
Obesity40.7%
UninsuredN/A
Depression21.6%
Heart Disease6.2%
Climate
Avg Temp63°F
AQI43 (Good)
Elevation174 ft
Education
A+
Bachelor's+0.0%
High School+91.3%
School Score4.51
Community
2024 VoteR 38% / D 56%
CommuteN/A
Broadband40.0%
Libraries1
Is St. Charles a Good Place to Live?
Based on current data, St. Charles receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. St. Charles offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Charles is $31,515, 58% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in St. Charles is $260,900, roughly aligned with the national median of $281,900. With a home price-to-income ratio of 8.3x, housing affordability is a significant challenge for many families.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.3% have completed high school. Area schools have an average test score of 4.5/10.
Climate & Weather
St. Charles enjoys a moderate climate with an average annual temperature of 63°F. Winters average 45°F in January while summers reach 81°F in July. Air quality is rated Good with a median AQI of 43.
St. Charles has a population of 94 with a density of 22 people per square mile. The median age is 73.8 years, 90% older than the national median of 38.9. The city is predominantly Black (56.4%), with 43.6% White.
Population
73.8yrs
Median Age
90% above US avg
Race & Ethnicity
St. Charles vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
St. Charles vs U.S. Average
The median household income in St. Charles is $31,515, which is 58% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line.
Income: St. Charles vs U.S.
Income
| Median HH Income | $31,515 |
| 58% below US avg |
| Per Capita Income | $17,389 |
| Avg Weekly Wage | $954 |
| IRS Avg AGI | $45,713 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 310 |
| County GDP | $507M |
Business (County)
| Restaurants | 18 |
| Healthcare | 13 |
| Retail | 43 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $2,457 |
| 30% below US avg |
| Effective Tax Rate | 0.94% |
The median home value in St. Charles is $260,900, 7% below the national average.
Home Values
| Census Median | $260,900 |
| 7% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $928 |
| 1 Bedroom | $982 |
| 2 Bedrooms | $1,155 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,699 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,457 |
| 30% below US avg |
| Effective Rate | 0.94% |
In St. Charles, 40.7% of adults are obese (above the 32.1% national rate). 21.6% report depression. 30.8% are physically inactive.
Health Metrics: St. Charles vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.7% |
| 27% above US avg |
| Diabetes | 15.1% |
| Heart Disease | 6.2% |
| High Blood Pressure | 40.8% |
| Asthma | 10.6% |
| COPD | 7.3% |
| Stroke | 4.3% |
Behaviors & Mental Health
| |
| Binge Drinking | 15.8% |
| Physical Inactivity | 30.8% |
| Depression | 21.6% |
| Mental Distress | 19.0% |
| Physical Distress | 14.6% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Checkup Rate | 79.2% |
| Premature Death | 17,808/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 27.1% |
| Healthcare Facilities | 13 |
Crime Rates: St. Charles vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
Safety Score
St. Charles has an average annual temperature of 63°F (17°C). Winters average 45°F in January while summers reach 81°F in July. Air quality is rated Good with a median AQI of 43.
Temperature
45°F Jan (7°C)
81°F Jul (27°C)
| Annual Average | 63.1°F |
| 17% above US avg |
| January Average | 45°F (7°C) |
| July Average | 81°F (27°C) |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 174 ft (53 m) |
| Area | 4.2 sq mi (11.0 km²) |
| Population Density | 22/sq mi |
| Coordinates | 34.0806°N, 80.2249°W |
| County FIPS | 45061 |