Violent Crime
0/100K
100% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
32.9%
2% higher than US avg
Unemployment
18.2%
406% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How St. Charles Compares to the U.S. Average (100% = U.S. avg)
People
Population11
Median Age74.3 yrs
Density55/mi²
Male / Female36% / 64%
Largest GroupWhite 82%
Veterans11.0%
Economy
Per Capita$19,600
Unemployment18.2%
Poverty0.0%
County GDP$238M
Housing
Ownership66.7%
Zillow$323,708
Housing Units10
Rent Burden22.4%
Crime
Violent0/100K
Property0/100K
Health
Obesity32.9%
Smoking15.3%
Depression19.6%
Heart Disease5.6%
Climate
Avg Temp47°F (9°C)
AQI35 (Good)
Rain26.7 in/yr
Sunny Days291/yr
Elevation2,075 ft (632 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.79
Community
2024 VoteR 79% / D 19%
Broadband6.0%
Libraries2
Is St. Charles a Good Place to Live?
Based on current data, St. Charles receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include low crime rates, abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. St. Charles stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
At 18.2%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Safety & Crime
St. Charles is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
St. Charles experiences four distinct seasons with an average temperature of 47°F. Winters average 21°F in January while summers reach 74°F in July. With 291 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 26.7 inches, including 45.0 inches of snow. Air quality is rated Good with a median AQI of 35.
St. Charles has a population of 11 with a density of 55 people per square mile, spread across 0.2 square miles. The median age is 74.3 years, 91% older than the national median of 38.9. The gender split is 63.6% female and 36.4% male. The city is predominantly White (81.8%), with 18.2% Hispanic. English is the primary language spoken at home by 100% of residents. 11.0% of the population are veterans, above the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
74.3yrs
Median Age
91% above US avg
Race & Ethnicity
St. Charles vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
St. Charles vs U.S. Average
Per capita income is $19,600 (below the $39,052 national figure). The average weekly wage is $767, 46% lower than the U.S. average. The unemployment rate is 18.2% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 230 business establishments, including 19 restaurants. The cost of living index is 88.6, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: St. Charles vs U.S.
Income
| |
| Per Capita Income | $19,600 |
| Avg Weekly Wage | $767 |
| IRS Avg AGI | $63,663 |
| Gini Index | 0.458 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 18.2% |
| 406% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 230 |
| County GDP | $238M |
Business (County)
| Restaurants | 19 |
| Healthcare | 17 |
| Retail | 37 |
| Manufacturing | 4 |
Tax & Cost of Living
| Property Tax (IRS) | $4,867 |
| 39% above US avg |
| Cost of Living | 88.60 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $323,708. Fair market rent ranges from $784 for a one-bedroom to $990 for a two-bedroom apartment. 66.7% of housing units are owner-occupied. There are 10 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,867 (higher than the $3,500 national average). 22.4% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $691 |
| 1 Bedroom | $784 |
| 2 Bedrooms | $990 |
| 3 Bedrooms | $1,295 |
| 4 Bedrooms | $1,540 |
Ownership & Property
| Homeownership | 66.7% |
| Owner-Occupied | 66.7% |
| Renter-Occupied | 33.3% |
| Housing Units | 10 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,867 |
| 39% above US avg |
In St. Charles, 32.9% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.6% of residents. 28.3% have high blood pressure. 15.3% are current smokers. 18.6% report binge drinking. 22.3% are physically inactive. 19.6% report depression. 15.0% experience frequent mental distress. The primary care physician ratio is 1:994. The dentist ratio is 1:1,981. 56.0% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: St. Charles vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.9% |
| 2% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.6% |
| High Blood Pressure | 28.3% |
| Asthma | 9.5% |
| COPD | 6.4% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 15.3% |
| 9% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 22.3% |
| Depression | 19.6% |
| Mental Distress | 15.0% |
| Physical Distress | 11.8% |
| Short Sleep | 29.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:994 |
| Dentists | 1:1,981 |
| Mental Health | 1:4,018 |
| Checkup Rate | 66.9% |
| Dental Visits | 54.0% |
| Premature Death | 13,035/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 56.0% |
| Healthcare Facilities | 17 |
St. Charles has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 2 fatal traffic crashes.
Crime Rates: St. Charles vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
St. Charles experiences four distinct seasons with an average annual temperature of 47°F (9°C). Winters average 21°F in January while summers reach 74°F in July. The area gets 291 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 26.7 inches (drier than the 38-inch national average). The area receives 45.0 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 35. The city sits at an elevation of 2,075 feet.
Temperature
21°F Jan (-6°C)
74°F Jul (23°C)
| Annual Average | 47.3°F |
| 12% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 291 days/yr |
Geography
| Elevation | 2,075 ft (632 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 55/sq mi |
| Coordinates | 43.0881°N, 99.0949°W |
| Timezone | America/Chicago |
| County | Gregory County County |
| Nearest Airport | Ainsworth Regional (ANW)
58 miles away |
Precipitation & Snow
Annual Rainfall
26.7"
30% below US avg
Wettest Month (May)
3.86"
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 16.2 / 100 |
| Social Vulnerability | 18.9 / 100 |
| Community Resilience | 78.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M2.5 on Apr 27, 2025.
| Nov 3, 2002 |
16 km SSW of Butte, Nebraska |
M4.3 |
39 km |
| Jun 4, 2021 |
10 km NE of Anoka, Nebraska |
M3.7 |
31 km |
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
142 km |
| Oct 25, 1990 |
8 km N of Plankinton, South Dakota |
M3.6 |
93 km |
| Jan 25, 1994 |
8 km E of Wood Lake, Nebraska |
M3.3 |
100 km |
| Jun 18, 2015 |
15 km SSE of Valentine, Nebraska |
M3.3 |
119 km |
| Aug 5, 2022 |
4 km ENE of Draper, South Dakota |
M3.2 |
147 km |
| Apr 11, 2016 |
11 km E of Brownlee, Nebraska |
M3.2 |
144 km |
| Jun 4, 2021 |
9 km ENE of Anoka, Nebraska |
M3.1 |
32 km |
| Jan 4, 2021 |
5 km N of Tyndall, South Dakota |
M3.1 |
100 km |
| Feb 7, 2014 |
11 km NE of Bijou Hills, South Dakota |
M3.0 |
57 km |
| Feb 1, 2006 |
6 km ENE of Bassett, Nebraska |
M2.9 |
61 km |
| Jul 3, 1995 |
9 km SSW of Fort Thompson, South Dakota |
M2.8 |
107 km |
| Jan 1, 2020 |
2 km E of Chambers, Nebraska |
M2.8 |
103 km |
| Mar 20, 2010 |
9 km NNW of Springview, Nebraska |
M2.7 |
61 km |
| Apr 27, 2025 |
9 km NE of Burke, South Dakota |
M2.5 |
21 km |
| Jan 16, 2022 |
9 km NE of Plankinton, South Dakota |
M2.5 |
94 km |
| Mar 6, 2024 |
6 km SSE of Santee, Nebraska |
M2.5 |
110 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
354 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 1 fatality, 51 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 8, 1965 |
EF5 |
52 km |
0 |
| May 29, 1962 |
EF4 |
69 km |
0 |
| May 5, 2007 |
EF3 |
86 km |
0 |
| Jun 9, 2003 |
EF3 |
67 km |
0 |
| Jul 24, 1971 |
EF3 |
78 km |
0 |
| Jul 9, 1971 |
EF3 |
98 km |
0 |
| May 8, 1965 |
EF3 |
21 km |
0 |
| May 21, 1962 |
EF3 |
39 km |
0 |
| May 16, 1962 |
EF3 |
12 km |
0 |
| May 15, 1962 |
EF3 |
28 km |
0 |
| May 14, 1962 |
EF3 |
71 km |
0 |
| May 14, 1962 |
EF3 |
68 km |
0 |
| May 10, 2015 |
EF2 |
71 km |
0 |
| May 22, 2010 |
EF2 |
70 km |
0 |
| May 22, 2010 |
EF2 |
69 km |
0 |
| Jun 24, 2009 |
EF2 |
53 km |
0 |
| Mar 23, 2009 |
EF2 |
69 km |
0 |
| May 5, 2007 |
EF2 |
97 km |
0 |
| Jun 24, 2003 |
EF2 |
98 km |
0 |
| Aug 9, 2002 |
EF2 |
9 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: REGION 24 COMPLEX (66,349 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
REGION 24 COMPLEX |
66,349 |
87 km |
| 2012 |
UNNAMED |
6,910 |
53 km |
| 1998 |
TNC |
4,683 |
96 km |
| 1995 |
UNNAMED |
3,145 |
97 km |
| 2012 |
UNNAMED |
2,875 |
42 km |
| 2002 |
UNNAMED |
2,130 |
97 km |
| 2000 |
NOVOTNY AND WAGNER |
1,968 |
66 km |
| 2012 |
KAYLKOWSKI |
1,966 |
58 km |
| 2023 |
SDLDR-HFR-FY23-RX-BROKEN ARROW UNITS B-C-D-E-G-H-I |
1,185 |
54 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
0.4 in |
Coldest, Driest |
| February |
26°F (-3°C) |
0.6 in |
|
| March |
36°F (2°C) |
1.8 in |
|
| April |
47°F (9°C) |
2.7 in |
|
| May |
59°F (15°C) |
3.9 in |
Wettest |
| June |
69°F (20°C) |
3.8 in |
|
| July |
74°F (23°C) |
3.3 in |
Warmest |
| August |
73°F (23°C) |
2.5 in |
|
| September |
63°F (17°C) |
2.6 in |
|
| October |
51°F (10°C) |
1.6 in |
|
| November |
34°F (1°C) |
0.9 in |
|
| December |
24°F (-5°C) |
0.6 in |
|
St. Charles has a seasonal temperature swing of 53°F / from 21°F in January to 74°F in July. Total annual precipitation is 24.6 inches, with May being the wettest month (3.9") and January the driest (0.4").
Average costs for common services in St. Charles. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$222 ($133–$354) |
| Specialist Visit |
$310 ($177–$487) |
| Urgent Care Visit |
$177 ($89–$310) |
| Emergency Room Visit |
$1,949 ($709–$4,430) |
| Dental Cleaning |
$115 ($66–$177) |
| Dental Filling |
$222 ($133–$354) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$106) |
| Brake Pad Replacement |
$266 ($133–$443) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$532 ($354–$886) |
| Battery Replacement |
$177 ($89–$310) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53–$133) |
| Electrician (Per Hour) |
$80 ($44–$124) |
| HVAC Repair |
$354 ($133–$709) |
| HVAC System Install |
$6,202 ($3,544–$10,632) |
| Roof Repair |
$886 ($354–$1,772) |
| Roof Replacement |
$7,974 ($4,873–$13,290) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,329 ($443–$3,101) |
| Divorce (Contested) |
$13,290 ($4,430–$26,580) |
| DUI Defense |
$4,430 ($1,772–$8,860) |
| Bankruptcy (Chapter 7) |
$1,329 ($709–$2,658) |
| Will Preparation |
$443 ($177–$886) |
| Trust Preparation |
$2,215 ($886–$4,430) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$49 ($27–$89) |
| Hair Coloring (Full) |
$133 ($66–$222) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$58) |
| Massage (1 Hour) |
$71 ($44–$115) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.63 ($2.66–$4.87) |
| Dozen Eggs (per dozen) |
$3.10 ($2.22–$4.43) |
| Loaf of Bread |
$3.37 ($2.22–$4.87) |
| Chicken Breast (per lb) |
$3.99 ($2.66–$5.76) |
| Ground Beef (per lb) |
$4.87 ($3.54–$6.65) |
| Rice (per lb) |
$0.89 ($0.53–$1.59) |
View all 20 services
Utilities
| Electricity (Monthly) |
$124 ($71–$222) |
| Natural Gas (Monthly) |
$62 ($27–$133) |
| Water/Sewer (Monthly) |
$62 ($35–$106) |
| Internet (Monthly) |
$62 ($35–$89) |
| Cell Phone Plan (Monthly) |
$58 ($27–$89) |
| Cable TV (Monthly) |
$75 ($44–$133) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$177 ($66–$443) |
| Car Insurance (Annual) |
$1,772 ($1,063–$3,101) |
| Bus Pass (Monthly) |
$62 ($27–$115) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.09–$22) |
| Car Registration (Annual) |
$89 ($27–$222) |
| Driver's License Renewal |
$27 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,063 ($532–$2,215) |
| Daycare (Toddler, Monthly) |
$886 ($443–$1,772) |
| After-School Care (Monthly) |
$354 ($177–$620) |
| Tutoring (Per Hour) |
$44 ($22–$89) |
| SAT/ACT Prep Course |
$886 ($354–$2,215) |
| Private School (K-12, Annual) |
$11,075 ($4,430–$26,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27–$89) |
| Dog Vaccination (Annual) |
$89 ($44–$177) |
| Dog Grooming |
$53 ($27–$89) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$266 ($133–$443) |
| Cat Spay/Neuter |
$177 ($89–$354) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $520 |
| Toddler | $520 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $433 |
| Toddler | $433 |
| Preschool | $433 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Charles
What is the population of St. Charles?
St. Charles has a population of 11 residents and is located in South Dakota. The population density is 55 people per square mile, spread across 0.2 square miles. The median age of residents is 74.3 years, which is older than the national median of 38.9 years. The population is 63.6% female and 36.4% male.
Is St. Charles expensive to live in?
St. Charles is more affordable than the national average, with a cost of living index of 88.6 / below the baseline of 100.
Is St. Charles safe?
St. Charles is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in St. Charles?
St. Charles has a four-season climate with an average annual temperature of 47°F (9°C). Winter temperatures average 21°F in January, while summers reach an average of 74°F in July. The area receives 291 sunny days per year, well above the national average of 205. Annual rainfall totals 26.7 inches, with 45.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 35.
How is the job market in St. Charles?
The job market in St. Charles faces challenges, with unemployment at 18.2% / significantly above the national rate of 3.6%. The average weekly wage is $767. There are 230 business establishments in the area, including 19 restaurants and food service locations.
How are the schools in St. Charles?
Schools in St. Charles score 5.8 out of 10 on standardized testing, near the national average. 0.0% of adults in St. Charles hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is St. Charles?
The obesity rate in St. Charles is 32.9% (above the national rate of 32.1%). 15.3% of adults are smokers. 22.3% are physically inactive. 19.6% of residents report depression. 56.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:994.
What are the demographics of St. Charles?
The racial and ethnic makeup of St. Charles is 81.8% White, 18.2% Hispanic or Latino. 100% of residents speak only English at home. 11.0% of the population are military veterans. 0.0% of residents have a disability. 100.0% have health insurance coverage.
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