Median Income
$96,250
28% higher than US avg
Home Value
$628,500
123% higher than US avg
Violent Crime
132/100K
65% lower than US avg
Bachelor's+
60.6%
80% higher than US avg
Obesity Rate
27.2%
15% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How St. George Island Compares to the U.S. Average (100% = U.S. avg)
People
Population1,218
Median Age60.9 yrs
Density256/mi²
Male / Female52% / 48%
Largest GroupWhite 97%
Veterans10.3%
Economy
A+
Median Income$96,250
Per Capita$55,641
Unemployment0.0%
Poverty0.0%
County GDP$506M
Commute20 min
Housing
C+
Home Value$628,500
Ownership96.7%
Zillow$742,311
Housing Units1,787
Rent Burden33.5%
Crime
F
Violent132/100K
Property1,412/100K
Health
Obesity27.2%
Uninsured8.4%
Smoking10.4%
Depression19.3%
Heart Disease4.9%
Climate
Avg Temp69°F (21°C)
AQI41 (Good)
Rain57.9 in/yr
Sunny Days314/yr
Elevation8 ft (2 m)
Education
A+
Bachelor's+60.6%
High School+100.0%
Graduate+28.6%
School Score4.98
Community
2024 VoteR 71% / D 28%
Commute20 min
Broadband98.8%
EV Stations1
Libraries3
Is St. George Island a Good Place to Live?
Based on current data, St. George Island receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. St. George Island offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. George Island is $96,250, 28% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in St. George Island is $628,500, making it a premium housing market at 123% above the U.S. median of $281,900. The price-to-income ratio of 6.5x means housing costs are stretched relative to local earnings.
Safety & Crime
St. George Island is a very safe community with a violent crime rate of 132 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,412 per 100,000, 28% below the national average.
Education
St. George Island is a highly educated community / 60.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
St. George Island enjoys a moderate climate with an average annual temperature of 69°F. Winters average 54°F in January while summers reach 83°F in July. With 314 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 57.9 inches. Air quality is rated Good with a median AQI of 41.
St. George Island has a population of 1,218 with a density of 256 people per square mile, spread across 0.2 square miles. The median age is 60.9 years, 57% older than the national median of 38.9. The gender split is 47.9% female and 52.1% male. The city is predominantly White (97.4%). English is the primary language spoken at home by 98% of residents. 10.3% of the population are veterans, above the national rate of 6.0%. 5.9% of residents have a disability (below the 13.0% national average). 91.3% have health insurance coverage.
Population
60.9yrs
Median Age
57% above US avg
Race & Ethnicity
St. George Island vs U.S. Average
Language Spoken at Home
English Only
98.0%
25% above US avg
Spanish
2.0%
85% below US avg
Social Characteristics
St. George Island vs U.S. Average
The median household income in St. George Island is $96,250, which is 28% above the national average of $75,149. Per capita income is $55,641 (above the $39,052 national figure). The average weekly wage is $844, 41% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 426 business establishments, including 45 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 18.4% of workers work from home (above the 15.2% national rate).
Income: St. George Island vs U.S.
Income
| Median HH Income | $96,250 |
| 28% above US avg |
| Per Capita Income | $55,641 |
| Avg Weekly Wage | $844 |
| IRS Avg AGI | $96,342 |
| Gini Index | 0.481 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 426 |
| County GDP | $506M |
Business (County)
| Restaurants | 45 |
| Healthcare | 20 |
| Retail | 71 |
Tax & Cost of Living
| Property Tax (IRS) | $7,708 |
| 120% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 1.23% |
Commute & Transportation
| Commute Time | 19.8 min |
| Drive Alone | 66.6% |
| Public Transit | 0.0% |
| Work from Home | 18.4% |
The median home value in St. George Island is $628,500, 123% above the national median of $281,900. Zillow estimates the typical home value at $742,311, higher than the Census estimate. Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 96.7% of housing units are owner-occupied (above the 65.4% national rate). There are 1,787 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $7,708 (higher than the $3,500 national average). 33.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 6.5x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $628,500 |
| 123% above US avg |
| Zillow ZHVI | $742,311 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 96.7% |
| Owner-Occupied | 96.7% |
| Renter-Occupied | 3.3% |
| Housing Units | 1,787 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $7,708 |
| 120% above US avg |
| Effective Rate | 1.23% |
In St. George Island, 27.2% of adults are obese, below the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 29.3% have high blood pressure. 10.4% are current smokers (below the 14.0% national rate). 20.0% report binge drinking. 17.7% are physically inactive, below the national average. 19.3% report depression. 16.2% experience frequent mental distress. 8.4% of residents lack health insurance. The primary care physician ratio is 1:3,143. The dentist ratio is 1:4,166. 70.9% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: St. George Island vs U.S. Average (%)
Chronic Conditions
| Obesity | 27.2% |
| 15% below US avg |
| Diabetes | 8.1% |
| Heart Disease | 4.9% |
| High Blood Pressure | 29.3% |
| Asthma | 9.3% |
| COPD | 5.1% |
| Cancer | 8.3% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 10.4% |
| 26% below US avg |
| Binge Drinking | 20.0% |
| Physical Inactivity | 17.7% |
| Depression | 19.3% |
| Mental Distress | 16.2% |
| Physical Distress | 11.1% |
| Short Sleep | 32.0% |
Healthcare Access
| Insurance Rate | 91.3% |
| Uninsured | 8.4% |
| 2% below US avg |
| Primary Care | 1:3,143 |
| Dentists | 1:4,166 |
| Mental Health | 1:969 |
| Checkup Rate | 75.7% |
| Dental Visits | 62.9% |
| Premature Death | 10,085/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 70.9% |
| Healthcare Facilities | 20 |
St. George Island has a violent crime rate of 132 per 100,000 residents, 65% below the national average of 380. Property crime stands at 1,412 per 100,000, 28% below the U.S. average. The county recorded 2 fatal traffic crashes. Overall, St. George Island receives a safety grade of F.
Crime Rates: St. George Island vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 132.4/100K |
| 65% below US avg |
| |
Property Crime
| Total Property | 1,412.2/100K |
| 28% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. George Island enjoys a temperate climate with an average annual temperature of 69°F (21°C). Winters average 54°F in January while summers reach 83°F in July. The area gets 314 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 57.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 8 feet, near sea level.
Temperature
54°F Jan (12°C)
83°F Jul (28°C)
| Annual Average | 69.4°F |
| 29% above US avg |
| January Average | 54°F (12°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 314 days/yr |
Geography
| Elevation | 8 ft (2 m) |
| Area | 0.2 sq mi (0.4 km²) |
| Population Density | 256/sq mi |
| Coordinates | 29.6521°N, 84.8898°W |
| Timezone | America/New_York |
| County | Franklin County County |
| Nearest Airport | Apalachicola Regional-Cleve Randolph Field (AAF)
10 miles away |
Precipitation & Snow
Annual Rainfall
57.9"
52% above US avg
Wettest Month (Aug)
8.27"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 46.5 / 100 |
| Social Vulnerability | 75.0 / 100 |
| Community Resilience | 47.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
15 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Helene (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Helene |
Category 4 |
118 km |
| 2024 |
Debby |
Category 1 |
114 km |
| 2023 |
Idalia |
Category 4 |
98 km |
| 2020 |
Sally |
Category 2 |
240 km |
| 2018 |
Michael |
Category 5 |
70 km |
| 2016 |
Hermine |
Category 1 |
47 km |
| 2005 |
Dennis |
Category 4 |
177 km |
| 2004 |
Ivan |
Category 3 |
293 km |
| 2000 |
Gordon |
Category 1 |
212 km |
| 1998 |
Earl |
Category 2 |
93 km |
| 1995 |
Opal |
Category 3 |
225 km |
| 1995 |
Erin |
Category 2 |
79 km |
| 1995 |
Allison |
Category 1 |
257 km |
| 1985 |
Elena |
Category 3 |
73 km |
| 1985 |
Kate |
Category 3 |
63 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
206 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 16 fatalities, 140 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jan 9, 2024 |
EF3 |
99 km |
0 |
| Dec 10, 1967 |
EF3 |
80 km |
1 |
| May 10, 2024 |
EF2 |
96 km |
2 |
| Jan 9, 2024 |
EF2 |
98 km |
0 |
| Jan 9, 2024 |
EF2 |
87 km |
0 |
| Apr 27, 2023 |
EF2 |
82 km |
0 |
| Mar 18, 2022 |
EF2 |
98 km |
0 |
| Nov 17, 2014 |
EF2 |
85 km |
0 |
| Sep 15, 2004 |
EF2 |
96 km |
4 |
| Mar 15, 2001 |
EF2 |
77 km |
0 |
| Jun 8, 1989 |
EF2 |
8 km |
3 |
| Oct 25, 1981 |
EF2 |
90 km |
0 |
| Jan 12, 1975 |
EF2 |
97 km |
1 |
| Oct 27, 1972 |
EF2 |
20 km |
0 |
| Oct 27, 1972 |
EF2 |
62 km |
0 |
| Mar 28, 1972 |
EF2 |
99 km |
0 |
| Mar 28, 1972 |
EF2 |
95 km |
0 |
| Sep 20, 1969 |
EF2 |
32 km |
0 |
| Dec 10, 1967 |
EF2 |
49 km |
0 |
| Dec 10, 1967 |
EF2 |
96 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: EAST FORK (26,251 ac, 2004).
| Year |
Name |
Acres |
Distance |
| 2004 |
EAST FORK |
26,251 |
66 km |
| 2021 |
BU 360 361 362 363 |
24,747 |
66 km |
| 1998 |
HOLIDAY |
24,666 |
66 km |
| 2013 |
UNNAMED |
24,574 |
66 km |
| 2022 |
BERTHA SWAMP RD |
23,036 |
80 km |
| 2008 |
UNNAMED |
18,704 |
61 km |
| 2006 |
UNNAMED |
11,747 |
80 km |
| 2005 |
UNNAMED |
11,539 |
50 km |
| 2009 |
UNNAMED |
11,445 |
55 km |
| 2021 |
BU 83/84/85 |
10,582 |
46 km |
| 2010 |
UNNAMED |
10,261 |
72 km |
| 2009 |
UNNAMED |
10,132 |
47 km |
| 2008 |
GUM BAY |
9,965 |
51 km |
| 2006 |
UNNAMED |
9,352 |
78 km |
| 2007 |
UNNAMED |
9,252 |
68 km |
| 2018 |
UNNAMED |
8,688 |
46 km |
| 2011 |
UNNAMED |
8,424 |
65 km |
| 2014 |
BURN UNIT 057 |
8,381 |
51 km |
| 1999 |
COW HOUSE |
8,301 |
79 km |
| 2018 |
UNNAMED |
8,237 |
51 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
54°F (12°C) |
4.7 in |
Coldest |
| February |
57°F (14°C) |
3.8 in |
|
| March |
62°F (17°C) |
4.9 in |
|
| April |
68°F (20°C) |
3.1 in |
|
| May |
75°F (24°C) |
3.0 in |
Driest |
| June |
80°F (27°C) |
5.0 in |
|
| July |
83°F (28°C) |
7.6 in |
Warmest |
| August |
82°F (28°C) |
8.3 in |
Wettest |
| September |
80°F (27°C) |
6.9 in |
|
| October |
73°F (23°C) |
4.1 in |
|
| November |
65°F (18°C) |
3.4 in |
|
| December |
58°F (14°C) |
3.7 in |
|
St. George Island has a seasonal temperature swing of 29°F / from 54°F in January to 83°F in July. Total annual precipitation is 58.5 inches, with August being the wettest month (8.3") and May the driest (3.0").
Average costs for common services in St. George Island. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Frequently Asked Questions About St. George Island
What is the population of St. George Island?
St. George Island has a population of 1,218 residents and is located in Florida. The population density is 256 people per square mile, spread across 0.2 square miles. The median age of residents is 60.9 years, which is older than the national median of 38.9 years. The population is 47.9% female and 52.1% male.
Is St. George Island expensive to live in?
St. George Island has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $96,250, 28% above the national average of $75,149. The median home value is $628,500 (123% above the U.S. median). The home price-to-income ratio is 6.5x, which means housing is a stretch relative to local earnings.
Is St. George Island safe?
St. George Island is considered a very safe city with a violent crime rate of 132 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,412 per 100,000 (below the national average). Overall, St. George Island receives a safety grade of F based on combined crime data.
What is the weather like in St. George Island?
St. George Island enjoys a temperate climate with an average annual temperature of 69°F (21°C). Winter temperatures average 54°F in January, while summers reach an average of 83°F in July. The area receives 314 sunny days per year, well above the national average of 205. Annual rainfall totals 57.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in St. George Island?
The job market in St. George Island is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $844. There are 426 business establishments in the area, including 45 restaurants and food service locations. The average commute time is 20 minutes, and 18.4% of workers work from home.
How much does housing cost in St. George Island?
The median home value in St. George Island is $628,500. Zillow estimates the typical home value at $742,311. The homeownership rate is 96.7%. The average annual property tax is $7,708.
How are the schools in St. George Island?
Schools in St. George Island score 5 out of 10 on standardized testing, near the national average. 60.6% of adults in St. George Island hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 28.6% hold a graduate or professional degree.
How healthy is St. George Island?
The obesity rate in St. George Island is 27.2% (below the national rate of 32.1%). 10.4% of adults are smokers. 17.7% are physically inactive. 19.3% of residents report depression. 8.4% lack health insurance. 70.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,143.
What is transportation like in St. George Island?
The average commute in St. George Island is 20 minutes, shorter than the national average of 28 minutes. 66.6% of workers drive alone to work, and 18.4% work from home.
What are the demographics of St. George Island?
The racial and ethnic makeup of St. George Island is 97.4% White, 1% Hispanic or Latino. 98% of residents speak only English at home. 10.3% of the population are military veterans. 5.9% of residents have a disability. 91.3% have health insurance coverage.
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