St. Jo, TX — City Data & Statistics

Median Income $68,750

9% lower than US avg

Home Value $146,900

48% lower than US avg

Bachelor's+ 17.7%

47% lower than US avg

Median Rent $483

58% lower than US avg

Obesity Rate 34.6%

8% higher than US avg

Unemployment 2.8%

22% lower than US avg

Poverty Rate 12.9%

4% higher than US avg

How St. Jo Compares to the U.S. Average (100% = U.S. avg)

People

Population876

Median Age34.4 yrs

Density811/mi²

Male / Female46% / 54%

Largest GroupWhite 96%

Veterans6.9%

Economy

B+

Median Income$68,750

Per Capita$23,850

Unemployment2.8%

Poverty12.9%

County GDP$798M

Commute26 min

Housing

A+

Home Value$146,900

Rent$483

OwnershipN/A

Housing Units419

Rent Burden51.0%

Health

Obesity34.6%

Uninsured14.2%

Smoking16.0%

Depression26.8%

Heart Disease5.6%

Climate

Avg Temp64°F (18°C)

AQI42 (Good)

Rain35.4 in/yr

Sunny Days330/yr

Elevation1,142 ft (348 m)

Education

Bachelor's+17.7%

High School+92.3%

Graduate+2.0%

School Score5.10

Community

2024 VoteR 89% / D 11%

Commute26 min

Broadband91.5%

Libraries3

Is St. Jo a Good Place to Live?

Based on current data, St. Jo receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate. St. Jo offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in St. Jo is $68,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.8%. 12.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in St. Jo is $146,900, 48% below the national median — offering relatively affordable homeownership. Renters pay a median of $483 per month, below the national average — a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.

Education

17.7% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

St. Jo enjoys a moderate climate with an average annual temperature of 64°F. Winters average 42°F in January while summers reach 84°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.4 inches. Air quality is rated Good with a median AQI of 42.

St. Jo has a population of 876 with a density of 811 people per square mile, spread across 1.1 square miles. The median age is 34.4 years, 12% younger than the national median of 38.9. The gender split is 54.3% female and 45.7% male. The city is predominantly White (96.1%), with 2.6% Hispanic. English is the primary language spoken at home by 98.5% of residents. 6.9% of the population are veterans. 14.7% of residents have a disability. 89.0% have health insurance coverage.

Population

876

Total Population

811

People / sq mi

34.4yrs

Median Age

12% below US avg

1.1mi²

Land Area

Gender Distribution

Male 45.7%

Female 54.3%

Race & Ethnicity

St. Jo vs U.S. Average

Language Spoken at Home

English Only	98.5%
	25% above US avg
Spanish	1.5%
	89% below US avg

Social Characteristics

St. Jo vs U.S. Average

The median household income in St. Jo is $68,750, which is 9% below the national average of $75,149. Per capita income is $23,850 (below the $39,052 national figure). The average weekly wage is $910, 36% lower than the U.S. average. The unemployment rate is 2.8% (below the 3.6% US average). 12.9% of residents live below the poverty line. The area has 515 business establishments, including 35 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 26 minutes. 1.7% of workers work from home (below the 15.2% national rate).

Income: St. Jo vs U.S.

Commute Mode

Income

Median HH Income	$68,750
	9% below US avg
Per Capita Income	$23,850
Avg Weekly Wage	$910
IRS Avg AGI	$74,935

Employment & Poverty

Unemployment	2.8%
	22% below US avg
Poverty Rate	12.9%
	4% above US avg
Establishments (County)	515
County GDP	$798M

Business (County)

Restaurants	35
Healthcare	35
Retail	67
Manufacturing	13

Tax & Cost of Living

Property Tax (IRS)	$5,757
	64% above US avg
Cost of Living	97.10 (100=avg)
Effective Tax Rate	3.92%

Commute & Transportation

Commute Time	25.6 min
Drive Alone	86.3%
Public Transit	0.0%
Work from Home	1.7%

Walkability

The median home value in St. Jo is $146,900, 48% below the national median of $281,900. Monthly rent averages $483 (58% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. There are 419 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $5,757 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.1x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median	$146,900
	48% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent	$483
	58% below US avg
Rent Burden	51.0%

HUD Fair Market Rent

Studio	$887
1 Bedroom	$935
2 Bedrooms	$1,149
3 Bedrooms	$1,497
4 Bedrooms	$1,733

Ownership & Property

Owner-Occupied	69.3%
Housing Units	419
Median Year Built	1971

Property Tax

Avg Tax (IRS)	$5,757
	64% above US avg
Effective Rate	3.92%

In St. Jo, 34.6% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.6% of residents. 31.7% have high blood pressure. 16.0% are current smokers. 19.1% report binge drinking. 26.0% are physically inactive. 26.8% report depression (above the 20.0% national average). 20.1% experience frequent mental distress. 14.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:4,082. The dentist ratio is 1:3,511. 36.6% of residents have access to exercise opportunities. The food environment index is 7.2 out of 10.

Health Metrics: St. Jo vs U.S. Average (%)

Chronic Conditions

Obesity	34.6%
	8% above US avg
Diabetes	10.3%
Heart Disease	5.6%
High Blood Pressure	31.7%
Asthma	10.9%
COPD	7.1%
Cancer	7.1%
Stroke	3.1%

Behaviors & Mental Health

Smoking	16.0%
	14% above US avg
Binge Drinking	19.1%
Physical Inactivity	26.0%
Depression	26.8%
Mental Distress	20.1%
Physical Distress	14.0%
Short Sleep	39.9%

Healthcare Access

Insurance Rate	89.0%
Uninsured	14.2%
	65% above US avg
Primary Care	1:4,082
Dentists	1:3,511
Mental Health	1:5,400
Checkup Rate	71.7%
Dental Visits	53.3%
Premature Death	13,687/100K

Food & Exercise

Food Environment	7.2/10
Exercise Access	36.6%
Healthcare Facilities	35

St. Jo enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 42°F in January while summers reach 84°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 35.4 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 1,142 feet.

Temperature

42°F Jan (6°C) 84°F Jul (29°C)

Annual Average	63.7°F
	18% above US avg
January Average	42°F (6°C)
July Average	84°F (29°C)
Sunny Days	330 days/yr

Precipitation & Snow

Annual Rainfall	35.4 inches
	7% below US avg

Air Quality

AQI Median	42.0
Rating	Good

Geography

Elevation	1,142 ft (348 m)
Area	1.1 sq mi (2.8 km²)
Population Density	811/sq mi
Coordinates	33.6950°N, 97.5231°W
Timezone	America/Chicago
County	Montague County County
County FIPS	48337

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	42°F (6°C)	1.6 in	Coldest, Driest
February	46°F (8°C)	2.0 in
March	55°F (13°C)	2.7 in
April	63°F (17°C)	3.0 in
May	70°F (21°C)	4.6 in	Wettest
June	78°F (26°C)	3.5 in
July	84°F (29°C)	2.0 in	Warmest
August	82°F (28°C)	2.4 in
September	75°F (24°C)	4.2 in
October	65°F (18°C)	3.6 in
November	53°F (12°C)	2.3 in
December	45°F (7°C)	1.8 in

St. Jo has a seasonal temperature swing of 42°F — from 42°F in January to 84°F in July. Total annual precipitation is 33.6 inches, with May being the wettest month (4.6") and January the driest (1.6").

St. Jo is located in Montague County. It is classified as Nonmetro — Urban 2.5K–20K, adjacent, a smaller urban community. 17.7% of adults hold a bachelor's degree or higher, 47% below the national average of 33.7%. 92.3% have completed high school. 2.0% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.1 out of 10. In the 2024 presidential election, the county voted Republican with 88.5% of the vote, a 77.7-point margin. 91.5% of households have broadband internet access. There are 3 public libraries serving the community. 35 healthcare facilities operate in the area. 86.3% of workers drive alone to work.

2024 Presidential Election (County)

R 88.5%

D 10.9%

Winner: Republican by 77.7 points

Education

Bachelor's Degree+	17.7%
	47% below US avg
High School+	92.3%
Graduate Degree+	2.0%
School Test Score	5.10

C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 6	Nonmetro — Urban 2.5K–20K, adjacent
Population Density	811/sq mi
Total Area	1.1 sq mi
County	Montague County County

Infrastructure & Services

Broadband Access	91.5%
Public Libraries	3
Healthcare Facilities	35
Restaurants	35
Retail Stores	67

Safety & Disasters

Fatal Crashes (County/yr)	4
FEMA Disaster Declarations	91

Commute & Transportation

Avg Commute	25.6 min
Drive Alone	86.3%
Public Transit	0.0%
Work from Home	1.7%

Frequently Asked Questions About St. Jo

What is the population of St. Jo?

St. Jo has a population of 876 residents and is located in Texas. The population density is 811 people per square mile, spread across 1.1 square miles. The median age of residents is 34.4 years, which is younger than the national median of 38.9 years. The population is 54.3% female and 45.7% male.

Is St. Jo expensive to live in?

St. Jo has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $68,750, 9% below the national average of $75,149. The median home value is $146,900 (48% below the U.S. median). Renters pay a median of $483 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in St. Jo?

St. Jo enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 42°F in January, while summers reach an average of 84°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 35.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.

How is the job market in St. Jo?

The job market in St. Jo is very strong, with unemployment at just 2.8% — well below the national rate of 3.6%. The average weekly wage is $910. There are 515 business establishments in the area, including 35 restaurants and food service locations. The average commute time is 26 minutes, and 1.7% of workers work from home.

How much does housing cost in St. Jo?

The median home value in St. Jo is $146,900. For renters, the median monthly rent is $483. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The average annual property tax is $5,757.

How are the schools in St. Jo?

Schools in St. Jo score 5.1 out of 10 on standardized testing, near the national average. 17.7% of adults in St. Jo hold a bachelor's degree or higher, below the national average of 33.7%. 92.3% have completed high school. 2.0% hold a graduate or professional degree.

How healthy is St. Jo?

The obesity rate in St. Jo is 34.6% (above the national rate of 32.1%). 16.0% of adults are smokers. 26.0% are physically inactive. 26.8% of residents report depression. 14.2% lack health insurance (above the national rate). 36.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,082.

What is transportation like in St. Jo?

The average commute in St. Jo is 26 minutes. 86.3% of workers drive alone to work, and 1.7% work from home.

What are the demographics of St. Jo?

The racial and ethnic makeup of St. Jo is 96.1% White, 2.6% Hispanic or Latino. 98.5% of residents speak only English at home. 6.9% of the population are military veterans. 14.7% of residents have a disability. 89.0% have health insurance coverage.

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