Median Income
$82,857
10% higher than US avg
Home Value
$156,800
44% lower than US avg
Violent Crime
257/100K
32% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
37.1%
16% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How St. Libory Compares to the U.S. Average (100% = U.S. avg)
People
Population311
Median Age35.2 yrs
Density942/mi²
Male / Female38% / 62%
Largest GroupWhite 100%
Veterans9.4%
Economy
A+
Median Income$82,857
Per Capita$24,622
Unemployment0.0%
Poverty0.0%
County GDP$288M
Commute26 min
Housing
A+
Home Value$156,800
Ownership94.0%
Zillow$249,961
Housing Units121
Rent Burden27.0%
Crime
F
Violent257/100K
Property4,359/100K
Health
Obesity37.1%
Uninsured7.2%
Smoking12.5%
Depression18.5%
Heart Disease4.6%
Climate
Avg Temp52°F (11°C)
AQI32 (Good)
Rain27.3 in/yr
Sunny Days308/yr
Elevation1,865 ft (568 m)
Education
A+
Bachelor's+0.0%
High School+96.2%
Graduate+1.7%
School Score5.91
Community
2024 VoteR 81% / D 18%
Commute26 min
Broadband100.0%
EV Stations11
Libraries1
Is St. Libory a Good Place to Live?
Based on current data, St. Libory receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. St. Libory offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Libory is $82,857, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in St. Libory is $156,800, 44% below the national median / offering relatively affordable homeownership. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in St. Libory is below the national average at 257 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,359 per 100,000, 122% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 96.2% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
St. Libory experiences four distinct seasons with an average temperature of 52°F. Winters average 25°F in January while summers reach 77°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 27.3 inches, including 22.4 inches of snow. Air quality is rated Good with a median AQI of 32.
St. Libory has a population of 311 with a density of 942 people per square mile, spread across 0.3 square miles. The median age is 35.2 years, 10% younger than the national median of 38.9. The gender split is 62.1% female and 37.9% male. The city is predominantly White (100%). English is the primary language spoken at home by 97.4% of residents. 9.4% of the population are veterans, above the national rate of 6.0%. 4.4% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
35.2yrs
Median Age
10% below US avg
Race & Ethnicity
St. Libory vs U.S. Average
Language Spoken at Home
English Only
97.4%
24% above US avg
Spanish
2.6%
81% below US avg
Social Characteristics
St. Libory vs U.S. Average
The median household income in St. Libory is $82,857, which is 10% above the national average of $75,149. Per capita income is $24,622 (below the $39,052 national figure). The average weekly wage is $832, 42% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 214 business establishments, including 10 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income: St. Libory vs U.S.
Income
| Median HH Income | $82,857 |
| 10% above US avg |
| Per Capita Income | $24,622 |
| Avg Weekly Wage | $832 |
| IRS Avg AGI | $66,708 |
| Gini Index | 0.398 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 214 |
| County GDP | $288M |
Business (County)
| Restaurants | 10 |
| Healthcare | 10 |
| Retail | 25 |
| Manufacturing | 6 |
Tax & Cost of Living
| Property Tax (IRS) | $3,950 |
| 13% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 2.52% |
Commute & Transportation
| Commute Time | 25.9 min |
| Drive Alone | 80.3% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in St. Libory is $156,800, 44% below the national median of $281,900. Zillow estimates the typical home value at $249,961, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 94.0% of housing units are owner-occupied (above the 65.4% national rate). There are 121 total housing units in the city. The median year a home was built is 1945. The average annual property tax is $3,950. 27.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $156,800 |
| 44% below US avg |
| Zillow ZHVI | $249,961 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 94.0% |
| Owner-Occupied | 94.0% |
| Renter-Occupied | 6.0% |
| Housing Units | 121 |
| Median Year Built | 1945 |
Property Tax
| Avg Tax (IRS) | $3,950 |
| 13% above US avg |
| Effective Rate | 2.52% |
In St. Libory, 37.1% of adults are obese, above the national rate of 32.1%. 7.8% have diabetes (below the 10.5% national rate). Heart disease affects 4.6% of residents, below the national average. 28.6% have high blood pressure. 12.5% are current smokers. 23.2% report binge drinking. 23.2% are physically inactive. 18.5% report depression. 14.8% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:1,306. The dentist ratio is 1:3,257. 53.7% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: St. Libory vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.1% |
| 16% above US avg |
| Diabetes | 7.8% |
| Heart Disease | 4.6% |
| High Blood Pressure | 28.6% |
| Asthma | 9.4% |
| COPD | 4.7% |
| Cancer | 7.4% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.5% |
| 11% below US avg |
| Binge Drinking | 23.2% |
| Physical Inactivity | 23.2% |
| Depression | 18.5% |
| Mental Distress | 14.8% |
| Physical Distress | 10.3% |
| Short Sleep | 29.9% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:1,306 |
| Dentists | 1:3,257 |
| Mental Health | 1:932 |
| Checkup Rate | 74.1% |
| Dental Visits | 67.5% |
| Premature Death | 5,022/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 53.7% |
| Healthcare Facilities | 10 |
St. Libory has a violent crime rate of 257 per 100,000 residents, 32% below the national average of 380. Property crime stands at 4,359 per 100,000, 122% above the U.S. average. The area has experienced 91 federally declared disasters. Overall, St. Libory receives a safety grade of F.
Crime Rates: St. Libory vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 256.9/100K |
| 32% below US avg |
| |
Property Crime
| Total Property | 4,358.9/100K |
| 122% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Libory experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 25°F in January while summers reach 77°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 27.3 inches (drier than the 38-inch national average). The area receives 22.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,865 feet.
Temperature
25°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 51.7°F |
| 4% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 1,865 ft (568 m) |
| Area | 0.3 sq mi (0.9 km²) |
| Population Density | 942/sq mi |
| Coordinates | 41.0821°N, 98.3591°W |
| Timezone | America/Chicago |
| County | Howard County County |
| Nearest Airport | Central Nebraska Regional (GRI) 8 miles away |
Precipitation & Snow
Annual Rainfall
27.3"
28% below US avg
Wettest Month (May)
3.98"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.2 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 44.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
42 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 17, 2025.
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
123 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
150 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
103 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
149 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
101 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
147 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
126 km |
| Jul 26, 2022 |
8 km WSW of Superior, Nebraska |
M3.4 |
124 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
52 km |
| Apr 7, 2017 |
7 km ESE of Mankato, Kansas |
M3.3 |
149 km |
| Apr 7, 2017 |
5 km SE of Mankato, Kansas |
M3.2 |
149 km |
| Sep 26, 2010 |
11 km S of Oconto, Nebraska |
M3.1 |
118 km |
| Feb 8, 2020 |
3 km W of Burr Oak, Kansas |
M3.0 |
135 km |
| Jul 18, 1990 |
10 km SSW of Ord, Nebraska |
M3.0 |
69 km |
| Jun 3, 2017 |
4 km SE of Mankato, Kansas |
M3.0 |
148 km |
| Mar 17, 2023 |
8 km E of Cowles, Nebraska |
M2.9 |
102 km |
| Jul 1, 2023 |
11 km E of Cowles, Nebraska |
M2.9 |
101 km |
| Jun 19, 2017 |
1 km W of Mankato, Kansas |
M2.9 |
145 km |
| Aug 22, 2023 |
11 km N of Guide Rock, Nebraska |
M2.9 |
101 km |
| Apr 5, 2017 |
5 km SE of Mankato, Kansas |
M2.8 |
149 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
741 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 33 fatalities, 461 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1964 |
EF5 |
59 km |
4 |
| Jun 3, 1980 |
EF4 |
19 km |
3 |
| Apr 7, 1978 |
EF4 |
25 km |
0 |
| Apr 7, 1978 |
EF4 |
79 km |
0 |
| May 8, 1965 |
EF4 |
31 km |
4 |
| May 8, 1965 |
EF4 |
31 km |
0 |
| May 5, 1964 |
EF4 |
35 km |
0 |
| Apr 25, 1957 |
EF4 |
87 km |
1 |
| Jun 6, 1956 |
EF4 |
63 km |
0 |
| May 30, 1954 |
EF4 |
89 km |
6 |
| Jun 7, 1953 |
EF4 |
70 km |
11 |
| Apr 26, 2024 |
EF3 |
26 km |
0 |
| May 11, 2014 |
EF3 |
69 km |
0 |
| May 11, 2014 |
EF3 |
88 km |
0 |
| Jun 20, 2011 |
EF3 |
91 km |
0 |
| Jun 20, 2011 |
EF3 |
54 km |
0 |
| Oct 9, 2001 |
EF3 |
41 km |
0 |
| Sep 22, 2001 |
EF3 |
80 km |
0 |
| Jun 3, 1999 |
EF3 |
89 km |
0 |
| Jun 6, 1993 |
EF3 |
76 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (2,456 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
UNNAMED |
2,456 |
97 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
0.4 in |
Coldest, Driest |
| February |
28°F (-2°C) |
0.7 in |
|
| March |
38°F (4°C) |
2.0 in |
|
| April |
50°F (10°C) |
2.6 in |
|
| May |
61°F (16°C) |
4.0 in |
Wettest |
| June |
71°F (22°C) |
3.8 in |
|
| July |
77°F (25°C) |
3.2 in |
Warmest |
| August |
74°F (23°C) |
2.9 in |
|
| September |
65°F (18°C) |
2.6 in |
|
| October |
52°F (11°C) |
1.5 in |
|
| November |
37°F (3°C) |
1.1 in |
|
| December |
26°F (-3°C) |
0.6 in |
|
St. Libory has a seasonal temperature swing of 52°F / from 25°F in January to 77°F in July. Total annual precipitation is 25.3 inches, with May being the wettest month (4.0") and January the driest (0.4").
Average costs for common services in St. Libory. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Libory
What is the population of St. Libory?
St. Libory has a population of 311 residents and is located in Nebraska. The population density is 942 people per square mile, spread across 0.3 square miles. The median age of residents is 35.2 years, which is younger than the national median of 38.9 years. The population is 62.1% female and 37.9% male.
Is St. Libory expensive to live in?
St. Libory is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $82,857, 10% above the national average of $75,149. The median home value is $156,800 (44% below the U.S. median). The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is St. Libory safe?
St. Libory is safer than the national average, with a violent crime rate of 257 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,359 per 100,000 (above the national average). Overall, St. Libory receives a safety grade of F based on combined crime data.
What is the weather like in St. Libory?
St. Libory has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 77°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 27.3 inches, with 22.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in St. Libory?
The job market in St. Libory is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $832. There are 214 business establishments in the area, including 10 restaurants and food service locations. The average commute time is 26 minutes, and 0.0% of workers work from home.
How much does housing cost in St. Libory?
The median home value in St. Libory is $156,800. Zillow estimates the typical home value at $249,961. The homeownership rate is 94.0%. The average annual property tax is $3,950.
How are the schools in St. Libory?
Schools in St. Libory score 5.9 out of 10 on standardized testing, near the national average. 0.0% of adults in St. Libory hold a bachelor's degree or higher, below the national average of 33.7%. 96.2% have completed high school. 1.7% hold a graduate or professional degree.
How healthy is St. Libory?
The obesity rate in St. Libory is 37.1% (above the national rate of 32.1%). 12.5% of adults are smokers. 23.2% are physically inactive. 18.5% of residents report depression. 7.2% lack health insurance (below the national rate). 53.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,306.
What is transportation like in St. Libory?
The average commute in St. Libory is 26 minutes. 80.3% of workers drive alone to work, and 0.0% work from home.
What are the demographics of St. Libory?
The racial and ethnic makeup of St. Libory is 100% White. 97.4% of residents speak only English at home. 9.4% of the population are military veterans. 4.4% of residents have a disability. 100.0% have health insurance coverage.