Median Income
$81,250
8% higher than US avg
Home Value
$158,300
44% lower than US avg
Violent Crime
127/100K
67% lower than US avg
Bachelor's+
37.3%
11% higher than US avg
Obesity Rate
33.8%
5% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How St. Paul Compares to the U.S. Average (100% = U.S. avg)
People
Population68
Median Age35.0 yrs
Density179/mi²
Male / Female44% / 56%
Largest GroupWhite 100%
Veterans51.0%
Economy
A+
Median Income$81,250
Per Capita$43,224
Unemployment0.0%
Poverty0.0%
County GDP$2,264M
Commute35 min
Housing
A+
Home Value$158,300
Ownership87.5%
Zillow$170,963
Housing Units44
Rent Burden27.8%
Crime
F
Violent127/100K
Property2,921/100K
Health
Obesity33.8%
Uninsured5.7%
Smoking14.1%
Depression21.9%
Heart Disease4.7%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain39.2 in/yr
Sunny Days275/yr
Elevation703 ft (214 m)
Education
B+
Bachelor's+37.3%
High School+100.0%
Graduate+0.0%
School Score5.37
Community
2024 VoteR 63% / D 35%
Commute35 min
Broadband32.0%
EV Stations3
Libraries5
Is St. Paul a Good Place to Live?
Based on current data, St. Paul receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. St. Paul offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Paul is $81,250, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes.
Cost of Living & Housing
The median home value in St. Paul is $158,300, 44% below the national median / offering relatively affordable homeownership. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
St. Paul is a very safe community with a violent crime rate of 127 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,921 per 100,000, 49% above the national average.
Education
Educational attainment is solid, with 37.3% holding a bachelor's degree or higher, near the national average. 100.0% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
St. Paul experiences four distinct seasons with an average temperature of 52°F. Winters average 24°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.2 inches, including 26.6 inches of snow. Air quality is rated Good with a median AQI of 43.
St. Paul has a population of 68 with a density of 179 people per square mile, spread across 0.4 square miles. The median age is 35.0 years, 10% younger than the national median of 38.9. The gender split is 55.9% female and 44.1% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 51.0% of the population are veterans, above the national rate of 6.0%. 4.6% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
35.0yrs
Median Age
10% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in St. Paul is $81,250, which is 8% above the national average of $75,149. Per capita income is $43,224 (above the $39,052 national figure). The average weekly wage is $1,103, 23% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,061 business establishments, including 83 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 35 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $81,250 |
| 8% above US avg |
| Per Capita Income | $43,224 |
| Avg Weekly Wage | $1,103 |
| IRS Avg AGI | $68,118 |
| Gini Index | 0.448 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,061 |
| County GDP | $2,264M |
Business (County)
| Restaurants | 83 |
| Healthcare | 88 |
| Retail | 108 |
| Manufacturing | 50 |
Tax & Cost of Living
| Property Tax (IRS) | $4,062 |
| 16% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.57% |
Commute & Transportation
| Commute Time | 34.6 min |
| Drive Alone | 95.2% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in St. Paul is $158,300, 44% below the national median of $281,900. Zillow estimates the typical home value at $170,963. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 87.5% of housing units are owner-occupied (above the 65.4% national rate). There are 44 total housing units in the city. The median year a home was built is 1972. The average annual property tax is $4,062 (higher than the $3,500 national average). 27.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $158,300 |
| 44% below US avg |
| Zillow ZHVI | $170,963 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 87.5% |
| Owner-Occupied | 87.5% |
| Renter-Occupied | 12.5% |
| Housing Units | 44 |
| Median Year Built | 1972 |
Property Tax
| Avg Tax (IRS) | $4,062 |
| 16% above US avg |
| Effective Rate | 2.57% |
In St. Paul, 33.8% of adults are obese, above the national rate of 32.1%. 7.9% have diabetes (below the 10.5% national rate). Heart disease affects 4.7% of residents, below the national average. 27.5% have high blood pressure. 14.1% are current smokers. 21.9% report binge drinking. 21.1% are physically inactive, below the national average. 21.9% report depression. 17.3% experience frequent mental distress. 5.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,582. The dentist ratio is 1:1,824. 74.4% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: St. Paul vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.8% |
| 5% above US avg |
| Diabetes | 7.9% |
| Heart Disease | 4.7% |
| High Blood Pressure | 27.5% |
| Asthma | 10.3% |
| COPD | 5.3% |
| Cancer | 7.7% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 14.1% |
| 1% above US avg |
| Binge Drinking | 21.9% |
| Physical Inactivity | 21.1% |
| Depression | 21.9% |
| Mental Distress | 17.3% |
| Physical Distress | 11.3% |
| Short Sleep | 33.6% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 5.7% |
| 34% below US avg |
| Primary Care | 1:1,582 |
| Dentists | 1:1,824 |
| Mental Health | 1:1,018 |
| Checkup Rate | 75.3% |
| Dental Visits | 73.9% |
| Premature Death | 9,251/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 74.4% |
| Healthcare Facilities | 88 |
St. Paul has a violent crime rate of 127 per 100,000 residents, 67% below the national average of 380. Property crime stands at 2,921 per 100,000, 49% above the U.S. average. The county recorded 7 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, St. Paul receives a safety grade of F.
Crime Rates: St. Paul vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 127.0/100K |
| 67% below US avg |
| |
Property Crime
| Total Property | 2,920.8/100K |
| 49% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Paul experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.2 inches. The area receives 26.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 703 feet.
Temperature
24°F Jan (-4°C)
76°F Jul (24°C)
| Annual Average | 51.7°F |
| 4% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 703 ft (214 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 179/sq mi |
| Coordinates | 40.7678°N, 91.5164°W |
| Timezone | America/Chicago |
| County | Lee County County |
| Nearest Airport | Southeast Iowa Regional (BRL)
20 miles away |
Precipitation & Snow
Annual Rainfall
39.2"
3% above US avg
Wettest Month (Jul)
4.49"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 63.0 / 100 |
| Social Vulnerability | 43.3 / 100 |
| Community Resilience | 84.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Feb 8, 2004.
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
145 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
498 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 263 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 31, 2023 |
EF4 |
74 km |
0 |
| May 13, 1995 |
EF4 |
27 km |
0 |
| Jan 24, 1967 |
EF4 |
95 km |
0 |
| Mar 31, 2023 |
EF3 |
76 km |
0 |
| May 27, 2019 |
EF3 |
42 km |
0 |
| Jun 1, 2007 |
EF3 |
62 km |
0 |
| Apr 8, 1999 |
EF3 |
76 km |
0 |
| Apr 8, 1999 |
EF3 |
47 km |
0 |
| May 15, 1998 |
EF3 |
60 km |
0 |
| Jun 21, 1981 |
EF3 |
96 km |
1 |
| Aug 15, 1978 |
EF3 |
83 km |
0 |
| Jun 14, 1974 |
EF3 |
98 km |
0 |
| Apr 13, 1974 |
EF3 |
55 km |
0 |
| Sep 30, 1973 |
EF3 |
78 km |
0 |
| May 1, 1973 |
EF3 |
43 km |
2 |
| Apr 20, 1973 |
EF3 |
59 km |
0 |
| Apr 21, 1967 |
EF3 |
43 km |
0 |
| Apr 16, 1967 |
EF3 |
50 km |
2 |
| Jan 24, 1967 |
EF3 |
49 km |
0 |
| Jan 24, 1967 |
EF3 |
20 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
53 km |
| 2002 |
HSB 03 2 |
1,130 |
52 km |
| 2000 |
DESTRUST A |
756 |
53 km |
| 2006 |
HSB 003 |
674 |
52 km |
| 2004 |
HSB 009 |
608 |
53 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.4 in |
Coldest |
| February |
28°F (-2°C) |
1.2 in |
Driest |
| March |
40°F (4°C) |
2.8 in |
|
| April |
52°F (11°C) |
3.5 in |
|
| May |
63°F (17°C) |
4.2 in |
|
| June |
72°F (22°C) |
4.0 in |
|
| July |
76°F (24°C) |
4.5 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.9 in |
|
| September |
66°F (19°C) |
4.4 in |
|
| October |
54°F (12°C) |
2.9 in |
|
| November |
40°F (4°C) |
2.5 in |
|
| December |
28°F (-2°C) |
1.9 in |
|
St. Paul has a seasonal temperature swing of 52°F / from 24°F in January to 76°F in July. Total annual precipitation is 37.2 inches, with July being the wettest month (4.5") and February the driest (1.2").
Average costs for common services in St. Paul. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $680 |
| Toddler | $586 |
| Preschool | $586 |
| Family Childcare (monthly) |
| Infant | $459 |
| Toddler | $452 |
| Preschool | $452 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Paul
What is the population of St. Paul?
St. Paul has a population of 68 residents and is located in Iowa. The population density is 179 people per square mile, spread across 0.4 square miles. The median age of residents is 35.0 years, which is younger than the national median of 38.9 years. The population is 55.9% female and 44.1% male.
Is St. Paul expensive to live in?
St. Paul is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $81,250, 8% above the national average of $75,149. The median home value is $158,300 (44% below the U.S. median). The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is St. Paul safe?
St. Paul is considered a very safe city with a violent crime rate of 127 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,921 per 100,000 (above the national average). Overall, St. Paul receives a safety grade of F based on combined crime data.
What is the weather like in St. Paul?
St. Paul has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.2 inches, with 26.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in St. Paul?
The job market in St. Paul is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,103. There are 1,061 business establishments in the area, including 83 restaurants and food service locations. The average commute time is 35 minutes, and 0.0% of workers work from home.
How much does housing cost in St. Paul?
The median home value in St. Paul is $158,300. Zillow estimates the typical home value at $170,963. The homeownership rate is 87.5%. The average annual property tax is $4,062.
How are the schools in St. Paul?
Schools in St. Paul score 5.4 out of 10 on standardized testing, near the national average. 37.3% of adults in St. Paul hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is St. Paul?
The obesity rate in St. Paul is 33.8% (above the national rate of 32.1%). 14.1% of adults are smokers. 21.1% are physically inactive. 21.9% of residents report depression. 5.7% lack health insurance (below the national rate). 74.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,582.
What is transportation like in St. Paul?
The average commute in St. Paul is 35 minutes, longer than the national average of 28 minutes. 95.2% of workers drive alone to work, and 0.0% work from home.
What are the demographics of St. Paul?
The racial and ethnic makeup of St. Paul is 100% White. 100% of residents speak only English at home. 51.0% of the population are military veterans. 4.6% of residents have a disability. 100.0% have health insurance coverage.
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