Median Income
$67,083
11% lower than US avg
Home Value
$74,100
74% lower than US avg
Bachelor's+
22.5%
33% lower than US avg
Obesity Rate
41.4%
29% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
14.9%
20% higher than US avg
How St. Thomas Compares to the U.S. Average (100% = U.S. avg)
People
Population306
Median Age56.0 yrs
Density300/mi²
Male / Female47% / 53%
Largest GroupWhite 82%
Veterans11.2%
Economy
B+
Median Income$67,083
Per Capita$46,746
Unemployment0.0%
Poverty14.9%
County GDP$813M
Commute22 min
Housing
A+
Home Value$74,100
Ownership85.5%
Zillow$161,388
Housing Units188
Rent Burden51.0%
Health
Obesity41.4%
Uninsured5.6%
Smoking13.5%
Depression20.3%
Heart Disease5.3%
Climate
Avg Temp42°F (6°C)
Rain20.0 in/yr
Elevation842 ft (257 m)
Education
C+
Bachelor's+22.5%
High School+85.9%
Graduate+1.2%
School Score6.09
Community
2024 VoteR 76% / D 23%
Commute22 min
Broadband81.1%
Libraries3
Is St. Thomas a Good Place to Live?
Based on current data, St. Thomas receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include high obesity rates. St. Thomas offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Thomas is $67,083, 11% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 14.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in St. Thomas is $74,100, 74% below the national median / offering relatively affordable homeownership. At just 1.1x median income, home prices are very affordable relative to local earnings.
Education
22.5% of residents hold a bachelor's degree, below the national average of 33.7%. 85.9% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
St. Thomas has a cool climate with an average annual temperature of 42°F. Winters average 8°F in January while summers reach 71°F in July. Annual precipitation totals 20.0 inches, including 39.1 inches of snow.
St. Thomas has a population of 306 with a density of 300 people per square mile, spread across 1.1 square miles. The median age is 56.0 years, 44% older than the national median of 38.9. The gender split is 52.6% female and 47.4% male. The city is predominantly White (82.4%), with 21.2% Hispanic. English is the primary language spoken at home by 90.7% of residents. 11.2% of the population are veterans, above the national rate of 6.0%. 23.2% of residents have a disability (above the 13.0% national average). 94.4% have health insurance coverage.
Population
306
Total Population
2023 Census
56.0yrs
Median Age
44% above US avg
Race & Ethnicity
St. Thomas vs U.S. Average
Language Spoken at Home
English Only
90.7%
16% above US avg
Spanish
3.9%
71% below US avg
Social Characteristics
St. Thomas vs U.S. Average
The median household income in St. Thomas is $67,083, which is 11% below the national average of $75,149. Per capita income is $46,746 (above the $39,052 national figure). The average weekly wage is $1,124, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 14.9% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 411 business establishments, including 16 restaurants. The cost of living index is 89, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: St. Thomas vs U.S.
Income
| Median HH Income | $67,083 |
| 11% below US avg |
| Per Capita Income | $46,746 |
| Avg Weekly Wage | $1,124 |
| IRS Avg AGI | $93,726 |
| Gini Index | 0.456 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 14.9% |
| 20% above US avg |
| Establishments (County) | 411 |
| County GDP | $813M |
Business (County)
| Restaurants | 16 |
| Healthcare | 19 |
| Retail | 40 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $3,000 |
| 14% below US avg |
| Cost of Living | 89.00 (100=avg) |
| Effective Tax Rate | 4.05% |
Commute & Transportation
| Commute Time | 22.4 min |
| Drive Alone | 87.6% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in St. Thomas is $74,100, 74% below the national median of $281,900. Zillow estimates the typical home value at $161,388, higher than the Census estimate. Fair market rent ranges from $795 for a one-bedroom to $965 for a two-bedroom apartment. 85.5% of housing units are owner-occupied (above the 65.4% national rate). There are 188 total housing units in the city. The median year a home was built is 1965. The average annual property tax is $3,000. 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 1.1x, well within the affordable range.
Home Values
| Census Median | $74,100 |
| 74% below US avg |
| Zillow ZHVI | $161,388 |
Rental Costs
HUD Fair Market Rent
| Studio | $769 |
| 1 Bedroom | $795 |
| 2 Bedrooms | $965 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 85.5% |
| Owner-Occupied | 85.5% |
| Renter-Occupied | 14.5% |
| Housing Units | 188 |
| Median Year Built | 1965 |
Property Tax
| Avg Tax (IRS) | $3,000 |
| 14% below US avg |
| Effective Rate | 4.05% |
In St. Thomas, 41.4% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.3% of residents. 28.9% have high blood pressure. 13.5% are current smokers. 24.3% report binge drinking. 23.6% are physically inactive. 20.3% report depression. 14.7% experience frequent mental distress. 5.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,384. The dentist ratio is 1:1,691. 48.9% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: St. Thomas vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.4% |
| 29% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 28.9% |
| Asthma | 9.8% |
| COPD | 5.1% |
| Cancer | 6.9% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.5% |
| 4% below US avg |
| Binge Drinking | 24.3% |
| Physical Inactivity | 23.6% |
| Depression | 20.3% |
| Mental Distress | 14.7% |
| Physical Distress | 11.5% |
| Short Sleep | 35.1% |
Healthcare Access
| Insurance Rate | 94.4% |
| Uninsured | 5.6% |
| 35% below US avg |
| Primary Care | 1:3,384 |
| Dentists | 1:1,691 |
| Mental Health | 1:3,331 |
| Checkup Rate | 71.4% |
| Dental Visits | 61.5% |
| Premature Death | 9,577/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 48.9% |
| Healthcare Facilities | 19 |
St. Thomas has a cool climate with an average annual temperature of 42°F (6°C). Winters average 8°F in January while summers reach 71°F in July / a wide seasonal temperature swing of 63°F. Annual precipitation totals 20.0 inches (drier than the 38-inch national average). The area receives 39.1 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 842 feet.
Temperature
8°F Jan (-14°C)
71°F Jul (22°C)
| Annual Average | 42.0°F |
| 22% below US avg |
| January Average | 8°F (-14°C) |
| July Average | 71°F (22°C) |
Geography
| Elevation | 842 ft (257 m) |
| Area | 1.1 sq mi (2.7 km²) |
| Population Density | 300/sq mi |
| Coordinates | 48.6192°N, 97.4471°W |
| Timezone | America/Chicago |
| County | Pembina County County |
| Nearest Airport | Grand Forks International (GFK)
48 miles away |
Precipitation & Snow
Annual Rainfall
20.0"
47% below US avg
Wettest Month (Jun)
3.77"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 20.9 / 100 |
| Social Vulnerability | 58.4 / 100 |
| Community Resilience | 31.9 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
311 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 1 fatality, 31 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 6, 1999 |
EF4 |
25 km |
0 |
| May 19, 2004 |
EF3 |
43 km |
0 |
| Aug 11, 1958 |
EF3 |
82 km |
0 |
| Jun 9, 2017 |
EF2 |
60 km |
0 |
| Sep 19, 2014 |
EF2 |
41 km |
0 |
| Jun 17, 2010 |
EF2 |
81 km |
0 |
| Jul 2, 2005 |
EF2 |
48 km |
0 |
| Jul 2, 2005 |
EF2 |
43 km |
0 |
| Jul 2, 2005 |
EF2 |
35 km |
0 |
| Jul 2, 2005 |
EF2 |
40 km |
0 |
| Jun 23, 2005 |
EF2 |
51 km |
0 |
| Jun 23, 2005 |
EF2 |
96 km |
0 |
| May 19, 2004 |
EF2 |
39 km |
0 |
| Jul 14, 1999 |
EF2 |
52 km |
0 |
| Jun 6, 1999 |
EF2 |
56 km |
0 |
| Jun 6, 1999 |
EF2 |
64 km |
0 |
| Jun 24, 1985 |
EF2 |
60 km |
0 |
| May 26, 1978 |
EF2 |
44 km |
0 |
| Jul 13, 1977 |
EF2 |
90 km |
0 |
| Jul 13, 1977 |
EF2 |
63 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JUNEBERRY 3 (29,455 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
JUNEBERRY 3 |
29,455 |
89 km |
| 1988 |
UNNAMED |
22,262 |
93 km |
| 2007 |
UNNAMED |
21,954 |
94 km |
| 1988 |
UNNAMED |
17,778 |
71 km |
| 2003 |
CARIBOU |
16,184 |
78 km |
| 1988 |
UNNAMED |
11,927 |
75 km |
| 2003 |
UNNAMED |
11,544 |
74 km |
| 2018 |
NORTH COUNTY ROAD 7 |
9,471 |
81 km |
| 2000 |
UNNAMED |
9,194 |
76 km |
| 2006 |
UNNAMED |
6,964 |
81 km |
| 2000 |
UNNAMED |
6,057 |
72 km |
| 1985 |
UNNAMED |
5,891 |
74 km |
| 2008 |
UNNAMED |
4,724 |
78 km |
| 2012 |
COUNTY 27 FIRE |
4,653 |
67 km |
| 2008 |
UNNAMED |
3,624 |
81 km |
| 1999 |
UNNAMED |
3,536 |
71 km |
| 2002 |
CAMELBACK BRIDGE |
3,519 |
97 km |
| 2002 |
HONEY JOE |
3,514 |
89 km |
| 1999 |
UNNAMED |
3,351 |
76 km |
| 2000 |
UNNAMED |
3,224 |
68 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
8°F (-14°C) |
0.3 in |
Coldest, Driest |
| February |
13°F (-11°C) |
0.3 in |
|
| March |
26°F (-3°C) |
0.7 in |
|
| April |
43°F (6°C) |
1.1 in |
|
| May |
57°F (14°C) |
2.9 in |
|
| June |
68°F (20°C) |
3.8 in |
Wettest |
| July |
71°F (22°C) |
3.4 in |
Warmest |
| August |
70°F (21°C) |
2.3 in |
|
| September |
61°F (16°C) |
2.3 in |
|
| October |
45°F (7°C) |
1.7 in |
|
| November |
29°F (-2°C) |
0.7 in |
|
| December |
14°F (-10°C) |
0.5 in |
|
St. Thomas has a seasonal temperature swing of 64°F / from 8°F in January to 71°F in July. Total annual precipitation is 20.0 inches, with June being the wettest month (3.8") and January the driest (0.3").
Average costs for common services in St. Thomas. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$223 ($134-$356) |
| Specialist Visit |
$312 ($178-$490) |
| Urgent Care Visit |
$178 ($89-$312) |
| Emergency Room Visit |
$1,958 ($712-$4,450) |
| Dental Cleaning |
$116 ($67-$178) |
| Dental Filling |
$223 ($134-$356) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$67) |
| Oil Change (Synthetic) |
$67 ($45-$107) |
| Brake Pad Replacement |
$267 ($134-$445) |
| Tire Rotation |
$36 ($18-$67) |
| New Tires (Set of 4) |
$534 ($356-$890) |
| Battery Replacement |
$178 ($89-$312) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53-$134) |
| Electrician (Per Hour) |
$80 ($45-$125) |
| HVAC Repair |
$356 ($134-$712) |
| HVAC System Install |
$6,230 ($3,560-$10,680) |
| Roof Repair |
$890 ($356-$1,780) |
| Roof Replacement |
$8,010 ($4,895-$13,350) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,335 ($445-$3,115) |
| Divorce (Contested) |
$13,350 ($4,450-$26,700) |
| DUI Defense |
$4,450 ($1,780-$8,900) |
| Bankruptcy (Chapter 7) |
$1,335 ($712-$2,670) |
| Will Preparation |
$445 ($178-$890) |
| Trust Preparation |
$2,225 ($890-$4,450) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$49 ($27-$89) |
| Hair Coloring (Full) |
$134 ($67-$223) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$36 ($22-$58) |
| Massage (1 Hour) |
$71 ($45-$116) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.65 ($2.67-$4.90) |
| Dozen Eggs (per dozen) |
$3.12 ($2.23-$4.45) |
| Loaf of Bread |
$3.38 ($2.23-$4.90) |
| Chicken Breast (per lb) |
$4.01 ($2.67-$5.79) |
| Ground Beef (per lb) |
$4.90 ($3.56-$6.68) |
| Rice (per lb) |
$0.89 ($0.53-$1.60) |
View all 20 services
Utilities
| Electricity (Monthly) |
$125 ($71-$223) |
| Natural Gas (Monthly) |
$62 ($27-$134) |
| Water/Sewer (Monthly) |
$62 ($36-$107) |
| Internet (Monthly) |
$62 ($36-$89) |
| Cell Phone Plan (Monthly) |
$58 ($27-$89) |
| Cable TV (Monthly) |
$76 ($45-$134) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$178 ($67-$445) |
| Car Insurance (Annual) |
$1,780 ($1,068-$3,115) |
| Bus Pass (Monthly) |
$62 ($27-$116) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.12-$22) |
| Car Registration (Annual) |
$89 ($27-$223) |
| Driver's License Renewal |
$27 ($13-$67) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,068 ($534-$2,225) |
| Daycare (Toddler, Monthly) |
$890 ($445-$1,780) |
| After-School Care (Monthly) |
$356 ($178-$623) |
| Tutoring (Per Hour) |
$45 ($22-$89) |
| SAT/ACT Prep Course |
$890 ($356-$2,225) |
| Private School (K-12, Annual) |
$11,125 ($4,450-$26,700) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27-$89) |
| Dog Vaccination (Annual) |
$89 ($45-$178) |
| Dog Grooming |
$53 ($27-$89) |
| Pet Boarding (Per Night) |
$36 ($18-$67) |
| Dog Spay/Neuter |
$267 ($134-$445) |
| Cat Spay/Neuter |
$178 ($89-$356) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $883 |
| Toddler | $806 |
| Preschool | $747 |
| Family Childcare (monthly) |
| Infant | $649 |
| Toddler | $613 |
| Preschool | $617 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Thomas
What is the population of St. Thomas?
St. Thomas has a population of 306 residents and is located in North Dakota. The population density is 300 people per square mile, spread across 1.1 square miles. The median age of residents is 56.0 years, which is older than the national median of 38.9 years. The population is 52.6% female and 47.4% male.
Is St. Thomas expensive to live in?
St. Thomas is more affordable than the national average, with a cost of living index of 89 / below the baseline of 100. The median household income is $67,083, 11% below the national average of $75,149. The median home value is $74,100 (74% below the U.S. median). The home price-to-income ratio is 1.1x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in St. Thomas?
St. Thomas has a cool climate with an average annual temperature of 42°F (6°C). Winter temperatures average 8°F in January, while summers reach an average of 71°F in July. Annual rainfall totals 20.0 inches, with 39.1 inches of snow.
How is the job market in St. Thomas?
The job market in St. Thomas is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,124. There are 411 business establishments in the area, including 16 restaurants and food service locations. The average commute time is 22 minutes, and 0.0% of workers work from home.
How much does housing cost in St. Thomas?
The median home value in St. Thomas is $74,100. Zillow estimates the typical home value at $161,388. The homeownership rate is 85.5%. The average annual property tax is $3,000.
How are the schools in St. Thomas?
Schools in St. Thomas score 6.1 out of 10 on standardized testing, near the national average. 22.5% of adults in St. Thomas hold a bachelor's degree or higher, below the national average of 33.7%. 85.9% have completed high school. 1.2% hold a graduate or professional degree.
How healthy is St. Thomas?
The obesity rate in St. Thomas is 41.4% (above the national rate of 32.1%). 13.5% of adults are smokers. 23.6% are physically inactive. 20.3% of residents report depression. 5.6% lack health insurance (below the national rate). 48.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,384.
What is transportation like in St. Thomas?
The average commute in St. Thomas is 22 minutes, shorter than the national average of 28 minutes. 87.6% of workers drive alone to work, and 0.0% work from home.
What are the demographics of St. Thomas?
The racial and ethnic makeup of St. Thomas is 82.4% White, 21.2% Hispanic or Latino. 90.7% of residents speak only English at home, while 3.9% speak Spanish. 11.2% of the population are military veterans. 23.2% of residents have a disability. 94.4% have health insurance coverage.