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Stanford, IN
Indiana · Monroe County · Bloomington Metro
Stanford is a small town in Indiana with a population of 463. Residents earn $128,356 per year, which is 71% above the national average.
Data updated April 2026
3.3
/5.0
B
Good
463
Population
263/sq mi density
$128,356
Median Income
$35,028 per capita
$220,800
Home Value
$254,255 Zillow
54°F
Avg Temperature
293 sunny days/yr
354
Violent Crime/100K
2,968 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$128,356 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$220,800 home value
F
Safety
1.0 / 5.0
354 violent crimes/100K (7% below avg)
C
Education
2.0 / 5.0
12.7% bachelor's degree or higher
Discover Stanford, IN
Explore over 40 sections covering people, economy, housing, health, crime, climate, community, costs, trends, schools, colleges, hospitals, treatment centers, industries, museums, libraries, breweries, farmers markets, grocery stores, pharmacies, campgrounds, parks, trails, stadiums, ski resorts, daycare centers, nursing homes, churches, fire stations, cell towers, bridges, power plants, EV stations, prisons, radio stations, airports, police stations, post offices, Amtrak stations, superfund sites, UNESCO sites, and more.
Use the tabs and dropdown menus below to navigate every data point we track for this city.
Median Income
$128,356
71% higher than US avg
Home Value
$220,800
22% lower than US avg
Violent Crime
354/100K
7% lower than US avg
Bachelor's+
12.7%
62% lower than US avg
Obesity Rate
32.6%
2% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Stanford Compares to the U.S. Average (100% = U.S. avg)
People
Population463
Median Age33.1 yrs
Density263/mi²
Male / Female46% / 54%
Largest GroupWhite 100%
Veterans3.5%
Economy
A+Median Income$128,356
Per Capita$35,028
Unemployment0.0%
Poverty0.0%
County GDP$9,347M
Commute17 min
Housing
A+Home Value$220,800
Ownership100.0%
Zillow$254,255
Housing Units112
Rent Burden36.9%
Crime
FViolent354/100K
Property2,968/100K
Health
Obesity32.6%
Smoking12.3%
Depression26.7%
Heart Disease4.9%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain46.9 in/yr
Sunny Days293/yr
Elevation761 ft (232 m)
Education
CBachelor's+12.7%
High School+79.7%
Graduate+9.1%
School Score6.62
Community
2024 VoteR 36% / D 63%
Commute17 min
Broadband100.0%
EV Stations35
Libraries3
Is Stanford a Good Place to Live?
Based on current data, Stanford receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Stanford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Stanford is $128,356, which is significantly higher than the national average / 71% above $75,149. This places Stanford among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Stanford is $220,800, 22% below the national median / offering relatively affordable homeownership. At just 1.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Stanford is below the national average at 354 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,968 per 100,000, 51% above the national average.
Education
12.7% of residents hold a bachelor's degree, below the national average of 33.7%. 79.7% have completed high school. Local schools score 6.6/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Stanford experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.9 inches. Air quality is rated Good with a median AQI of 41.
Stanford has a population of 463 with a density of 263 people per square mile, spread across 1.8 square miles. The median age is 33.1 years, 15% younger than the national median of 38.9. The gender split is 53.6% female and 46.4% male. The city is predominantly White (99.8%). English is the primary language spoken at home by 100% of residents. 3.5% of the population are veterans, below the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
463
Total Population
263
People / sq mi
33.1yrs
Median Age
15% below US avg
1.8mi²
Land Area
Gender Distribution
Race & Ethnicity
Stanford vs U.S. Average
Language Spoken at Home
Social Characteristics
Stanford vs U.S. Average
The median household income in Stanford is $128,356, which is 71% above the national average of $75,149. Per capita income is $35,028. The average weekly wage is $1,132, 21% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,439 business establishments, including 393 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 6.9% of workers work from home (below the 15.2% national rate).
Income: Stanford vs U.S.
Commute Mode
Income
| Median HH Income | $128,356 |
| 71% above US avg | |
| Per Capita Income | $35,028 |
| Avg Weekly Wage | $1,132 |
| IRS Avg AGI | $77,896 |
| Gini Index | 0.483 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg | |
| Poverty Rate | 0.0% |
| 100% below US avg | |
| Establishments (County) | 3,439 |
| County GDP | $9,347M |
Business (County)
| Restaurants | 393 |
| Healthcare | 422 |
| Retail | 390 |
| Manufacturing | 94 |
Tax & Cost of Living
| Property Tax (IRS) | $4,867 |
| 39% above US avg | |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.20% |
Commute & Transportation
| Commute Time | 16.7 min |
| Drive Alone | 93.1% |
| Public Transit | 0.0% |
| Work from Home | 6.9% |
Walkability
The median home value in Stanford is $220,800, 22% below the national median of $281,900. Zillow estimates the typical home value at $254,255, higher than the Census estimate. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 112 total housing units in the city. The median year a home was built is 1980. The average annual property tax is $4,867 (higher than the $3,500 national average). 36.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Value Sources
Ownership Split
Home Values
| Census Median | $220,800 |
| 22% below US avg | |
| Zillow ZHVI | $254,255 |
Real Estate Market (Redfin)
Rental Costs
| Rent Burden | 36.9% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 112 |
| Median Year Built | 1980 |
Property Tax
| Avg Tax (IRS) | $4,867 |
| 39% above US avg | |
| Effective Rate | 2.20% |
In Stanford, 32.6% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 29.0% have high blood pressure. 12.3% are current smokers. 20.1% report binge drinking. 17.9% are physically inactive, below the national average. 26.7% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. The primary care physician ratio is 1:1,706. The dentist ratio is 1:1,625. 87.2% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Stanford vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.6% |
| 2% above US avg | |
| Diabetes | 8.6% |
| Heart Disease | 4.9% |
| High Blood Pressure | 29.0% |
| Asthma | 10.9% |
| COPD | 5.5% |
| Cancer | 7.6% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.3% |
| 12% below US avg | |
| Binge Drinking | 20.1% |
| Physical Inactivity | 17.9% |
| Depression | 26.7% |
| Mental Distress | 17.6% |
| Physical Distress | 11.0% |
| Short Sleep | 31.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| Primary Care | 1:1,706 |
| Dentists | 1:1,625 |
| Mental Health | 1:274 |
| Checkup Rate | 78.2% |
| Dental Visits | 67.0% |
| Premature Death | 8,008/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 87.2% |
| Healthcare Facilities | 422 |
Stanford has a violent crime rate of 354 per 100,000 residents, 7% below the national average of 380. Property crime stands at 2,968 per 100,000, 51% above the U.S. average. The county recorded 13 fatal traffic crashes. Overall, Stanford receives a safety grade of F.
Crime Rates: Stanford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 353.9/100K |
| 7% below US avg | |
Property Crime
| Total Property | 2,968.4/100K |
| 51% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Stanford experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 46.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 761 feet.
Temperature
30°F Jan (-1°C)
75°F Jul (24°C)
| Annual Average | 53.8°F |
| 0% below US avg | |
| January Average | 30°F (-1°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 761 ft (232 m) |
| Area | 1.8 sq mi (4.6 km²) |
| Population Density | 263/sq mi |
| Coordinates | 39.0921°N, 86.6646°W |
| Timezone | America/Indiana/Indianapolis |
| County | Monroe County County |
| Nearest Airport | Terre Haute Regional (HUF) 42 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 8.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.0 / 100 |
| Social Vulnerability | 30.1 / 100 |
| Community Resilience | 61.9 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Relatively Low |
| Wildfire | Very Low |
| Flood | Relatively Moderate |
| Hail | Relatively Moderate |
| Strong Wind | Relatively High |
| Heat Wave | Relatively Moderate |
| Winter Weather | Relatively High |
| Lightning | Relatively Moderate |
| Ice Storm | Relatively Moderate |
| Drought | Very Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 30°F (-1°C) | 2.6 in | Coldest, Driest |
| February | 32°F (-0°C) | 2.7 in | |
| March | 42°F (6°C) | 3.9 in | |
| April | 52°F (11°C) | 4.4 in | |
| May | 62°F (17°C) | 5.0 in | Wettest |
| June | 71°F (22°C) | 4.0 in | |
| July | 75°F (24°C) | 4.5 in | Warmest |
| August | 73°F (23°C) | 3.9 in | |
| September | 67°F (19°C) | 3.4 in | |
| October | 55°F (13°C) | 3.2 in | |
| November | 44°F (7°C) | 3.9 in | |
| December | 33°F (1°C) | 3.4 in |
Stanford has a seasonal temperature swing of 44°F / from 30°F in January to 75°F in July. Total annual precipitation is 44.9 inches, with May being the wettest month (5.0") and January the driest (2.6").
Stanford is located in Monroe County. It is classified as Metro / under 250K, part of a metropolitan area. 12.7% of adults hold a bachelor's degree or higher, 62% below the national average of 33.7%. 79.7% have completed high school. 9.1% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 6.6 out of 10. In the 2024 presidential election, the county voted Democrat with 63% of the vote, a 27.4-point margin. 100.0% of households have broadband internet access (above the 90.0% national rate). The area has 35 EV charging stations. There are 3 public libraries serving the community. 422 healthcare facilities operate in the area. 93.1% of workers drive alone to work.
2024 Presidential Election (County)
Winner: Democrat by 27.4 points
Safety & Disasters
| Fatal Crashes (County/yr) | 13 |
| Avg Accident Severity | 0.0 / 4.0 |
F
Safety Grade (1.0/5.0)
Education
| Bachelor's Degree+ | 12.7% |
| 62% below US avg | |
| High School+ | 79.7% |
| Graduate Degree+ | 9.1% |
| School Test Score | 6.62 |
C
Education Grade (2.0/5.0)
Area & Infrastructure
| RUCC Code 3 | Metro / under 250K |
| Population Density | 263/sq mi |
| Total Area | 1.8 sq mi |
| County | Monroe County County |
Services
| Broadband Access | 100.0% |
| Avg Download Speed | 134.9 Mbps |
| Avg Upload Speed | 22.7 Mbps |
| Max Download Speed | 1,000 Mbps |
| EV Charging Stations | 35 |
| Alt Fuel Stations | 35 |
| Public Libraries | 3 |
| Healthcare Facilities | 422 |
| Restaurants | 393 |
| Retail Stores | 390 |
Commute & Transportation
| Avg Commute | 16.7 min |
| Drive Alone | 93.1% |
| Public Transit | 0.0% |
| Work from Home | 6.9% |
Average costs for common services in Stanford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) | $233 ($140–$373) |
| Specialist Visit | $327 ($187–$513) |
| Urgent Care Visit | $187 ($93–$327) |
| Emergency Room Visit | $2,053 ($746–$4,665) |
| Dental Cleaning | $121 ($70–$187) |
| Dental Filling | $233 ($140–$373) |
Auto Repair
| Oil Change (Conventional) | $42 ($23–$70) |
| Oil Change (Synthetic) | $70 ($47–$112) |
| Brake Pad Replacement | $280 ($140–$467) |
| Tire Rotation | $37 ($19–$70) |
| New Tires (Set of 4) | $560 ($373–$933) |
| Battery Replacement | $187 ($93–$327) |
Home Services
| Plumber (Per Hour) | $93 ($56–$140) |
| Electrician (Per Hour) | $84 ($47–$131) |
| HVAC Repair | $373 ($140–$746) |
| HVAC System Install | $6,531 ($3,732–$11,196) |
| Roof Repair | $933 ($373–$1,866) |
| Roof Replacement | $8,397 ($5,132–$13,995) |
Legal
| Divorce (Uncontested) | $1,400 ($467–$3,266) |
| Divorce (Contested) | $13,995 ($4,665–$27,990) |
| DUI Defense | $4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) | $1,400 ($746–$2,799) |
| Will Preparation | $467 ($187–$933) |
| Trust Preparation | $2,333 ($933–$4,665) |
Personal Care
| Men's Haircut | $23 ($14–$42) |
| Women's Haircut | $51 ($28–$93) |
| Hair Coloring (Full) | $140 ($70–$233) |
| Manicure | $23 ($14–$42) |
| Pedicure | $37 ($23–$61) |
| Massage (1 Hour) | $75 ($47–$121) |
Food & Grocery
| Gallon of Milk (per gallon) | $3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) | $3.27 ($2.33–$4.67) |
| Loaf of Bread | $3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) | $4.20 ($2.80–$6.06) |
| Ground Beef (per lb) | $5.13 ($3.73–$7.00) |
| Rice (per lb) | $0.93 ($0.56–$1.68) |
Utilities
| Electricity (Monthly) | $131 ($75–$233) |
| Natural Gas (Monthly) | $65 ($28–$140) |
| Water/Sewer (Monthly) | $65 ($37–$112) |
| Internet (Monthly) | $65 ($37–$93) |
| Cell Phone Plan (Monthly) | $61 ($28–$93) |
| Cable TV (Monthly) | $79 ($47–$140) |
Transportation
| Monthly Parking (Downtown) | $187 ($70–$467) |
| Car Insurance (Annual) | $1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) | $65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) | $14 ($7.46–$23) |
| Car Registration (Annual) | $93 ($28–$233) |
| Driver's License Renewal | $28 ($14–$70) |
Education & Childcare
| Daycare (Infant, Monthly) | $1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) | $933 ($467–$1,866) |
| After-School Care (Monthly) | $373 ($187–$653) |
| Tutoring (Per Hour) | $47 ($23–$93) |
| SAT/ACT Prep Course | $933 ($373–$2,333) |
| Private School (K-12, Annual) | $11,663 ($4,665–$27,990) |
Pets
| Vet Visit (Routine Checkup) | $56 ($28–$93) |
| Dog Vaccination (Annual) | $93 ($47–$187) |
| Dog Grooming | $56 ($28–$93) |
| Pet Boarding (Per Night) | $37 ($19–$70) |
| Dog Spay/Neuter | $280 ($140–$467) |
| Cat Spay/Neuter | $187 ($93–$373) |
Top Industries in Monroe County
Largest private-sector industries by employment (BLS QCEW 2024 data, county level).
| Industry | Jobs | Establishments | Avg Annual Pay | Location Quotient |
|---|---|---|---|---|
| Health Care & Social Assistance | 10,741 | 368 | $61,795 | 1.11 |
| Manufacturing | 8,097 | 98 | $71,328 | 1.47 |
| Accommodation & Food Services | 7,802 | 376 | $22,500 | 1.28 |
| Retail Trade | 6,113 | 400 | $33,829 | 0.91 |
| Construction | 2,737 | 265 | $69,698 | 0.78 |
| Professional & Technical Services | 2,405 | 491 | $84,820 | 0.51 |
| Administrative & Waste Services | 1,972 | 206 | $41,527 | 0.50 |
| Other Services | 1,911 | 276 | $45,367 | 0.94 |
| Wholesale Trade | 1,883 | 149 | $73,684 | 0.71 |
| Finance & Insurance | 1,383 | 192 | $73,497 | 0.51 |
| Real Estate | 1,049 | 198 | $52,134 | 1.01 |
| Transportation & Warehousing | 792 | 59 | $56,938 | 0.28 |
| Information & Technology | 700 | 71 | $75,918 | 0.56 |
| Arts & Entertainment | 674 | 63 | $26,900 | 0.60 |
| Educational Services | 652 | 66 | $38,584 | 0.47 |
| Management of Companies | 564 | 26 | $130,023 | 0.50 |
| Utilities | 282 | 14 | $125,788 | 1.10 |
| Mining & Oil/Gas | 221 | 12 | $61,553 | 0.87 |
| Agriculture & Forestry | 100 | 16 | $31,581 | 0.18 |
Radio Stations near Stanford
0 stations within ~55 km.
| Station | Genre | Quality |
|---|
Campgrounds Near Stanford
4 campgrounds found near Stanford.
| Name | Rating | Sites | Price |
|---|---|---|---|
| Blackwell Campground | 5.0/5 | 28 | Free |
| Hickory Ridge Campground | 5.0/5 | 10 | Free |
| HARDIN RIDGE | 4.6/5 | 195 | $24–$64 |
| Shirley Creek Campground | — | 17 | Free |
National Parks Near Stanford
26 national parks and monuments found near Stanford.
| Park | Type | Fee |
|---|---|---|
| Brown County State Park | State Park | Free |
| Cataract Falls | State Park | Free |
| Eiteljorg Museum | State Park | Free |
| Falls of The Ohio State Park | State Park | Free |
| Falls Of The Ohio State Park | State Park | Free |
| Fort Benjamin Harrison State Park | State Park | Free |
| Fort Benjamin Harrison State Park - Harrison Inn | State Park | Free |
| George Rogers Clark National Historical Park | National Historical Park | Free |
| George Rogers Clark State Park | State Park | Free |
| Imax Theatre | State Park | Free |
| Indiana War Memorial | State Park | Free |
| Lincoln Boyhood National Memorial | National Memorial | Free |
| Lincoln State Park | State Park | Free |
| Lincoln State Park (addition) | State Park | Free |
| Mccormick's Creek State Park | State Park | Free |
| Military Park | State Park | Free |
| Mitchell Sinkhole Plain Nature Preserve | State Park | Free |
| O'bannon Woods State Park | State Park | Free |
| Shades State Park | State Park | Free |
| Shakamak Prairie Nature Preserve | State Park | Free |
| Shakamak State Park | State Park | Free |
| Spring Mill State Park | State Park | Free |
| Turkey Run State Park | State Park | Free |
| University Park | State Park | Free |
| Unknown Park | State Park | Free |
| White River State Park | State Park | Free |
Trails Near Stanford
54 trails found near Stanford.
| Trail | Miles | Surface | Hike | Bike | Horse |
|---|---|---|---|---|---|
| GRUBB RIDGE TRAIL | 11.6 | NATIVE MATERIAL | Yes | — | Yes |
| SHIRLEY CREEK 1 | 10.6 | NATIVE MATERIAL | Yes | Yes | Yes |
| NEBO RIDGE TRAIL 1 | 8.3 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 2 | 6.4 | NATIVE MATERIAL | Yes | Yes | Yes |
| COPE HOLLOW TRAIL | 6.2 | NATIVE MATERIAL | Yes | — | Yes |
| HICKORY RIDGE 16 | 5.9 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 18 | 4.9 | NATIVE MATERIAL | Yes | Yes | Yes |
| SYCAMORE TRAIL | 4.7 | NATIVE MATERIAL | Yes | — | — |
| HICKORY RIDGE 4 | 4.2 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 3 | 3.8 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| SHIRLEY CREEK 2 | 2.8 | NATIVE MATERIAL | Yes | Yes | Yes |
| MARTIN HOLLOW TRAIL | 2.7 | NATIVE MATERIAL | Yes | — | Yes |
| AXSOM BRANCH TRAIL | 2.6 | NATIVE MATERIAL | Yes | — | Yes |
| PENINSULA TRAIL | 2.6 | NATIVE MATERIAL | Yes | — | Yes |
| HICKORY RIDGE 15 | 2.1 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| BROWN CO. "D" | 2.1 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| HAYES TRAIL | 2.0 | NATIVE MATERIAL | Yes | — | Yes |
| HICKORY RIDGE 22 | 2.0 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| TERRILL RIDGE TRAIL | 1.9 | IMPORTED LOOSE MATERIAL | Yes | — | Yes |
| HICKORY RIDGE 17 | 1.9 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 19 | 1.7 | NATIVE MATERIAL | Yes | Yes | Yes |
| FORK RIDGE TRAIL 1 | 1.6 | NATIVE MATERIAL | Yes | — | — |
| HARDIN RIDGE TRAIL | 1.6 | IMPORTED LOOSE MATERIAL | Yes | Yes | — |
| HICKORY RIDGE 1 | 1.5 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| SHIRLEY CREEK 3 | 1.4 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 12 | 1.3 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 9 | 1.2 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 20 | 1.1 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 21 | 1.1 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 6 | 1.1 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 11 | 1.0 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 14 | 0.9 | NATIVE MATERIAL | Yes | Yes | Yes |
| HUNTER CREEK TRAIL | 0.9 | NATIVE MATERIAL | Yes | — | Yes |
| PATE HOLLOW TRAIL 2 | 0.9 | NATIVE MATERIAL | Yes | — | — |
| HICKORY RIDGE 8 | 0.8 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 10 | 0.8 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 5 | 0.7 | NATIVE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 7 | 0.7 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| SHIRLEY CREEK 7 | 0.7 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| HICKORY RIDGE 13 | 0.7 | NATIVE MATERIAL | Yes | Yes | Yes |
| TED T TURTLE TRAIL 1 | 0.5 | IMPORTED LOOSE MATERIAL | Yes | — | — |
| SHIRLEY CREEK 4 | 0.5 | IMPORTED LOOSE MATERIAL | Yes | Yes | Yes |
| TED T TURTLE TRAIL 2 | 0.4 | IMPORTED LOOSE MATERIAL | Yes | — | — |
| SHORELINE TRAIL 1 | 0.3 | IMPORTED LOOSE MATERIAL | Yes | — | — |
| SHIRLEY CREEK 6 | 0.3 | NATIVE MATERIAL | Yes | Yes | Yes |
| GRUBB RIDGE TRAIL SPUR | 0.1 | NATIVE MATERIAL | Yes | — | Yes |
| NEBO RIDGE TRAIL 2 | 0.1 | NATIVE MATERIAL | Yes | Yes | Yes |
| PATE HOLLOW TRAIL 3 | 0.1 | NATIVE MATERIAL | Yes | — | — |
| HICKORY RIDGE TRAIL 10 SPUR 1 | 0.1 | NATIVE MATERIAL | Yes | Yes | Yes |
| SHORELINE TRAIL 1 SPUR 1 | 0.0 | IMPORTED LOOSE MATERIAL | Yes | — | — |
| SHORELINE TRAIL 1 SPUR 2 | 0.0 | IMPORTED LOOSE MATERIAL | Yes | — | — |
| HARDIN RIDGE TRAIL 1 SPUR 1 | 0.0 | IMPORTED LOOSE MATERIAL | Yes | Yes | — |
| HARDIN RIDGE TRAIL 1 SPUR 2 | 0.0 | IMPORTED LOOSE MATERIAL | Yes | Yes | — |
| SHORELINE TRAIL 1 SPUR 3 | 0.0 | IMPORTED LOOSE MATERIAL | Yes | — | — |
Museums in Stanford
| Name | Type | Address | Phone | Annual Revenue |
|---|---|---|---|---|
| LANGUAGE CONSERVANCY | HISTORIC PRESERVATION | 8885256828 | $936,769 | |
| MONROE COUNTY HISTORICAL SOCIETY | HISTORIC PRESERVATION | 8123322517 | $642,018 | |
| KINSEY INSTITUTE FOR RESEARCH IN SEX GENDER AND REPRODUCTION | SCIENCE & TECHNOLOGY MUSEUM OR PLANETARIUM | 1165 E THIRD ST | $218,043 | |
| INDIANA HERITAGE QUILT SHOW | ART MUSEUM | $62,190 | ||
| ART GALLERY | ART MUSEUM | |||
| ART GALLERY AT IU NORTHWEST | ART MUSEUM | 2199806891 | ||
| ELIZABETH SAGE HISTORIC COSTUME COLLECTION | HISTORY MUSEUM | 8128554627 | ||
| FARMER HOUSE MUSEUM | GENERAL MUSEUM | |||
| FINE ARTS GALLERY | ART MUSEUM | 1201 EAST 7TH STREET | 8128558490 | |
| FINE ARTS GALLERY | ART MUSEUM | 8122376311 | ||
| GALLERY | ART MUSEUM | |||
| HILLTOP GARDEN AND NATURE CENTER | ARBORETUM, BOTANICAL GARDEN, OR NATURE CENTER | 8128554848 | ||
| INDIANA UNIV/ART MUSEUM | NATURAL HISTORY MUSEUM | 1133 E 7TH ST | 8128555445 | |
| INDIANA UNIVERSITY ART MUSEUM | ART MUSEUM | 8128555445 | ||
| LILY LIBRARY GALLERY | ART MUSEUM | 8128552452 | ||
| MATHERS MUSEUM-WORLD CULTURE | GENERAL MUSEUM | 8128556873 | ||
| MONROE COUNTY SPORTS HALL OF FAME | GENERAL MUSEUM | 8128769829 | ||
| OWEN COUNTY HERITAGE AND CULTURE CENTER | GENERAL MUSEUM | 8000 W SAND COLLEGE ROAD | 8128292738 | |
| OWEN COUNTY HISTORICAL & GENEALOGICAL SOCIETY | HISTORIC PRESERVATION | |||
| PIANKESHAW TRAILS EDUCATIONAL PARK | GENERAL MUSEUM | 11605 E CHAPEL RD | 8128251234 | |
| RONALD BARR GALLERY | ART MUSEUM | |||
| SCOTLAND HISTORICAL SOCIETY | HISTORIC PRESERVATION | |||
| VANDALIA COMMUNITY PRESERVATION ASSOCIATION | HISTORIC PRESERVATION | |||
| WILLIAM HAMMOND MATHERS MUSEUM | GENERAL MUSEUM | 8128556873 | ||
| WILLIAM HAMMOND MATHERS MUSEUM OF WORLD CULTURES | GENERAL MUSEUM | 8128556873 | ||
| WONDERLAB MUSEUM OF SCIENCE HEALTH AND TECHNOLOGY | SCIENCE & TECHNOLOGY MUSEUM OR PLANETARIUM | 308 WEST FOURTH STREET | ||
| WYLIE HOUSE MUSEUM | GENERAL MUSEUM | 307 EAST 2ND STREET | 8128556224 |
Libraries in Stanford
| Name | Address | Staff | Annual Visits | Circulation | Collection | Programs |
|---|---|---|---|---|---|---|
| MONROE COUNTY PUBLIC LIBRARY | 303 EAST KIRKWOOD AVENUE | 0.0 | 1,015,853 | |||
| BEDFORD PUBLIC LIBRARY | 1323 K STREET | 0.0 | 128,965 | |||
| OWEN COUNTY PUBLIC LIBRARY | 10 SOUTH MONTGOMERY STREET | 0.0 | 109,030 |
Farmers Markets in Stanford
| Name | Address | Season | Hours | Organic | Website |
|---|---|---|---|---|---|
| Bedford Farmers Market | 924 16th Street | 05/16/2015 to 10/31/2015 | Sun: 8:00 AM-1:00 PM; | ||
| Bloomington Community Farmers' Market | 401 N MortonSt | 04/06/2019 to 09/28/2019 | Sat: 8:00 AM-1:00 PM; | Yes | Visit |
| Bloomington Winter Farmers' Market | 909 E. 2nd St. | 12/02/2017 to 03/31/2018 | Sat: 9:00 AM-12:30 PM; | Yes | Visit |
| Ellettsville Farmers Market | 631 W. Edgewood Dr. | 06/07/2014 to 09/27/2014 | Sat: 8:00 AM-12:00 PM; | Yes | Visit |
| Owen County Farmers' Market | 459 W Morgan St | 05/03/2014 to 10/11/2014 | Sat: 8:30 AM-12:30 PM; | Visit | |
| Tuesday Market at Bloomington Community Farmers Market | 6th and Madison Streets | 06/04/2019 to 09/24/2019 | Tue: 4:00 PM-7:00 PM; | Yes | Visit |
Gas Stations in Stanford
1 gas stations within city radius — OpenStreetMap data
Marathon
Breweries in Stanford
| Name | Type | Address | Phone | Website |
|---|---|---|---|---|
| Butler Vineyards | Wineries, Vineyards, Brewers | 6200 E Robinson Rd | 8123326660 | Visit |
| Butler Winery & Vineyard | Air Fresheners, Deordorant, Winemaking Equipment & Supplies, Brewers, Brewer Equipment Supplies & Se | 1022 N College Ave | 8123397233 | Visit |
| Opie Taylors | Bars, American Restaurants, Restaurants, Sandwich Shops, Night Clubs, Bar & Grills, Sports Bar, Brew | 110 N Walnut St | 8123337287 | Visit |
| Salt Creek Brewery | Bars & Clubs, Restaurant, Food & Drink, Nightlife, Breweries | 466 Old State Rd 37 | 8122778277 | |
| Upland Brewing Company Brew Pub | Brewery | 350 W 11th St | 8123362337 | Visit |
Cell Towers in Stanford
| Address | Structure Type | Height (ft) |
|---|---|---|
| RT 4 BOX 751 | TOWER | 122 |
| RT 4 BOX 751 | TOWER | 122 |
| RR 2 Box 270 (74535) | LTOWER | 109 |
| RR 2 Box 270 (74535) | LTOWER | 109 |
| 500 INGRAM ROAD (74573) | GTOWER | 107 |
| 500 INGRAM ROAD (74573) | GTOWER | 107 |
| E 1/2 SE 1/4 17103 ROCKY HILL (83659) | LTOWER | 106 |
| E 1/2 SE 1/4 17103 ROCKY HILL (83659) | LTOWER | 106 |
| 1020 S. HIGHLAND | TOWER | 97 |
| RURAL ROUTE 1 BOX 1106 (83668) | GTOWER | 94 |
| RURAL ROUTE 1 BOX 1106 (83668) | GTOWER | 94 |
| 7979 LEHMAN ROAD (74537) | GTOWER | 93 |
| 7979 LEHMAN ROAD (74537) | GTOWER | 93 |
| 1189 CHAMBERS PIKE RD (83537) | GTOWER | 93 |
| 1189 CHAMBERS PIKE RD (83537) | GTOWER | 93 |
| BOX 116 RR 1 | TOWER | 91 |
| BOX 116 RR 1 | TOWER | 91 |
| State Rd 37 and Trogden | TOWER | 91 |
| State Rd 37 and Trogden | TOWER | 91 |
| 3970 EAST STATE ROAD 46 (42438) | LTOWER | 87 |
| 3970 EAST STATE ROAD 46 (42438) | LTOWER | 87 |
| 1700 PACKING HOUSE ROAD | TOWER | 84 |
| 7002 WEST WILLIAMS ROAD (1617) | LTOWER | 80 |
| 7002 WEST WILLIAMS ROAD (1617) | LTOWER | 80 |
| 5000 GUTHERIE ROAD (70040) | LTOWER | 55 |
| 5000 GUTHERIE ROAD (70040) | LTOWER | 55 |
| 5996 TOWER ROAD (70043) | MTOWER | 32 |
| 5996 TOWER ROAD (70043) | MTOWER | 32 |
Bridges in Stanford
| Location | Type | Kind | Year Built | Length (ft) | Daily Traffic | Condition |
|---|---|---|---|---|---|---|
| Culvert | Prestressed concrete | 2015 | 21 | 25,635 | G | |
| Culvert | Prestressed concrete | 2015 | 23 | 25,635 | G | |
| Tee Beam | Prestressed concrete | 2015 | 54 | 23,743 | G | |
| Slab | Concrete continuous | 1993 | 72 | 16,548 | F | |
| Tee Beam | Prestressed concrete continuous | 2015 | 373 | 12,818 | G | |
| Tee Beam | Prestressed concrete continuous | 2015 | 247 | 12,818 | G | |
| Tee Beam | Prestressed concrete continuous | 2015 | 247 | 12,818 | G | |
| Tee Beam | Prestressed concrete | 2015 | 96 | 12,818 | G | |
| Tee Beam | Prestressed concrete continuous | 2015 | 373 | 12,818 | G | |
| Tee Beam | Prestressed concrete continuous | 2015 | 345 | 12,818 | G | |
| Tee Beam | Prestressed concrete continuous | 2015 | 345 | 12,818 | G | |
| Tee Beam | Prestressed concrete | 2015 | 96 | 12,818 | G | |
| Slab | Concrete continuous | 1987 | 75 | 12,107 | F | |
| Culvert | Concrete | 2015 | 56 | 5,550 | G | |
| Tee Beam | Prestressed concrete continuous | 2015 | 322 | 5,550 | G | |
| Tee Beam | Prestressed concrete | 2015 | 54 | 3,615 | F | |
| Tee Beam | Prestressed concrete continuous | 2015 | 709 | 2,610 | G | |
| Tee Beam | Concrete continuous | 2015 | 709 | 2,610 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1965 | 42 | 1,761 | F | |
| Stringer/Multi-beam | Prestressed concrete continuous | 1979 | 111 | 1,717 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1967 | 42 | 1,608 | F | |
| Stringer/Multi-beam | Prestressed concrete | 1985 | 94 | 1,548 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1970 | 23 | 790 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1965 | 54 | 790 | F | |
| Box Beam (Multiple) | Prestressed concrete | 1965 | 40 | 758 | G | |
| Channel Beam | Concrete | 1899 | 40 | 660 | F | |
| Stringer/Multi-beam | Prestressed concrete continuous | 1990 | 110 | 660 | G | |
| Stringer/Multi-beam | Steel | 2010 | 90 | 660 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1960 | 36 | 612 | F | |
| Tee Beam | Prestressed concrete continuous | 2015 | 188 | 400 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1992 | 40 | 397 | F | |
| Culvert | Aluminum/Wrought Iron/Cast Iron | 2002 | 23 | 395 | G | |
| Culvert | Aluminum/Wrought Iron/Cast Iron | 2002 | 21 | 395 | G | |
| Slab | Wood or Timber | 1985 | 26 | 385 | F | |
| Box Beam (Multiple) | Prestressed concrete | 1975 | 29 | 385 | F | |
| Box Beam (Multiple) | Prestressed concrete | 1986 | 41 | 310 | F | |
| Culvert | Aluminum/Wrought Iron/Cast Iron | 1987 | 26 | 310 | G | |
| Stringer/Multi-beam | Prestressed concrete | 2010 | 81 | 310 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1982 | 30 | 256 | F | |
| Box Beam (Multiple) | Prestressed concrete | 1988 | 23 | 227 | F | |
| Channel Beam | Concrete | 1905 | 60 | 214 | P | |
| Box Beam (Multiple) | Prestressed concrete | 1983 | 38 | 163 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1980 | 26 | 163 | G | |
| Tee Beam | Prestressed concrete continuous | 2015 | 540 | 142 | G | |
| Stringer/Multi-beam | Steel | 2013 | 69 | 116 | G | |
| Stringer/Multi-beam | Steel | 1998 | 30 | 110 | F | |
| Box Beam (Multiple) | Prestressed concrete | 1977 | 24 | 102 | F | |
| Stringer/Multi-beam | Steel | 2018 | 67 | 85 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1987 | 39 | 59 | G | |
| Box Beam (Multiple) | Prestressed concrete | 1977 | 24 | 58 | G | |
| Stringer/Multi-beam | Steel | 1950 | 51 | 55 | F | |
| Culvert | Aluminum/Wrought Iron/Cast Iron | 1980 | 41 | 48 | F | |
| Box Beam (Multiple) | Prestressed concrete | 1979 | 37 | 23 | F |
Airports Near Stanford
50 airports within the area.
| Airport | IATA | Type |
|---|---|---|
| Indianapolis International Airport | IND | Large Airport |
| Monroe County Airport | BMG | Medium Airport |
| Terre Haute Regional Airport, Hulman Field | HUF | Medium Airport |
| 4 Winds Aerodrome | — | Small Airport |
| Aero Plaines Airport | — | Small Airport |
| Alford Airpark | — | Small Airport |
| Beck Airport | — | Small Airport |
| Benham Airport | — | Small Airport |
| Berry Field | — | Small Airport |
| Bluebird Airport | — | Small Airport |
| Brazil Clay County Airport | — | Small Airport |
| Bronson Airport | — | Small Airport |
| Buchta Airport | — | Small Airport |
| Butler Field | — | Small Airport |
| Canary's Airport | — | Small Airport |
| Careferre Acres Airport | — | Small Airport |
| Cherry Hill Airport | — | Small Airport |
| Clover Knoll Airport | — | Small Airport |
| Cooper Airport | — | Small Airport |
| Cooper Field | — | Small Airport |
| Creekbend Airport | — | Small Airport |
| Daviess County Airport | — | Small Airport |
| Davis Airport | — | Small Airport |
| Donica Field | — | Small Airport |
| Drake Airport | — | Small Airport |
| Eagle Creek Airpark | — | Small Airport |
| Fence Field | — | Small Airport |
| Franklin Flying Field | — | Small Airport |
| French Lick Municipal Airport | FRH | Small Airport |
| Garrard Airport | — | Small Airport |
| Gettlefinger Field | — | Small Airport |
| Gibbons Field | — | Small Airport |
| Godahavit Airport | — | Small Airport |
| Habermel Airport | — | Small Airport |
| Hampton Field | — | Small Airport |
| Hendricks County Gordon Graham Field | — | Small Airport |
| Himsel Army Airfield | — | Small Airport |
| Hodges Airport | — | Small Airport |
| Indy South Greenwood Airport | — | Small Airport |
| Jacobi Airport | — | Small Airport |
| JR's Airport | — | Small Airport |
| Jungclaus Airport | — | Small Airport |
| Kay Air Airport | — | Small Airport |
| Kenstin Manor Airport | — | Small Airport |
| Kephart Field Airport | — | Small Airport |
| Layne Field | — | Small Airport |
| Lindley Private Airport | — | Small Airport |
| Little York Airport | — | Small Airport |
| Marcidale Airport | — | Small Airport |
| Mattingly Field | — | Small Airport |
Police Stations in Stanford
9 police stations.
| Station | Address | Phone |
|---|---|---|
| Bedford Police Dept | ||
| Bloomington Police Department | 220 East Third Street | |
| Bloomington Police Station | ||
| Ellettsville Police Department | ||
| Ellettsville Police Department | ||
| Indiana University Police Department | 1469 East 17th Street | |
| Spencer Police Department | 90 North West Street | |
| Stinesville Police Department | 7973 West Main Street | |
| Stinesville Police Department | 7973 West Main Street |
Grocery Stores in Stanford
4 grocery stores.
| Store | Type | Address |
|---|---|---|
| Dallas Conder Farms | Farmers and Markets | 8435 W Kirksville Rd |
| Dollar General 18116 | Other | 1450 N State Road 45 |
| Jai Umiya Inc | Convenience Store | 7500 W State Road 45 |
| R&h Petroleum Inc | Convenience Store | 9817 W State Road 43 |
Treatment Centers in Stanford
16 treatment centers.
| Center | Type | Phone |
|---|---|---|
| Amethyst House | Substance Abuse | 812-336-3570 |
| Amethyst House | Substance Abuse | 812-336-3570 |
| Amethyst House | Substance Abuse | 812-336-3570 |
| Bloomington VA Outpatient Clinic | Both | 812-336-5723 |
| Boca Recovery Center | Substance Abuse | 812-558-5804 |
| Centerstone of Indiana Inc - Centerstone Lawrence County | Both | 877-467-3123 |
| Centerstone of Indiana Inc - Integrated Health | Both | 877-467-3123 |
| Centerstone of Indiana Inc - Monroe County | Both | 877-467-3123 |
| Centerstone of Indiana Inc - Recovery Center Bloomington | Substance Abuse | 877-467-3123 |
| CleanSlate Centers - Bloomington | Substance Abuse | 812-668-1946 |
| Families Forever | Substance Abuse | 812-329-6941 |
| Groups Recover Together | Substance Abuse | 888-858-1723 |
| Indiana Center for Recovery | Substance Abuse | 812-289-7231 |
| Indiana University Health Bloomington - IN University Health Behavioral Health | Both | 812-353-3450 |
| Indiana University Health Bloomington - Inpatient Behavioral Health Services | Both | 812-918-5300 |
| Serenity Now Psychiatric and Csl | Substance Abuse | 812-275-4053 |
Explore Near Stanford
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Get ReportFrequently Asked Questions About Stanford
What is the population of Stanford?
Stanford has a population of 463 residents and is located in Indiana. The population density is 263 people per square mile, spread across 1.8 square miles. The median age of residents is 33.1 years, which is younger than the national median of 38.9 years. The population is 53.6% female and 46.4% male.
Is Stanford expensive to live in?
Stanford is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $128,356, 71% above the national average of $75,149. The median home value is $220,800 (22% below the U.S. median). The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
Is Stanford safe?
Stanford is safer than the national average, with a violent crime rate of 354 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,968 per 100,000 (above the national average). Overall, Stanford receives a safety grade of F based on combined crime data.
What is the weather like in Stanford?
Stanford has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 46.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Stanford?
The job market in Stanford is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,132. There are 3,439 business establishments in the area, including 393 restaurants and food service locations. The average commute time is 17 minutes, and 6.9% of workers work from home.
How much does housing cost in Stanford?
The median home value in Stanford is $220,800. Zillow estimates the typical home value at $254,255. The homeownership rate is 100.0%. The average annual property tax is $4,867.
How are the schools in Stanford?
Schools in Stanford score 6.6 out of 10 on standardized testing, near the national average. 12.7% of adults in Stanford hold a bachelor's degree or higher, below the national average of 33.7%. 79.7% have completed high school. 9.1% hold a graduate or professional degree.
How healthy is Stanford?
The obesity rate in Stanford is 32.6% (above the national rate of 32.1%). 12.3% of adults are smokers. 17.9% are physically inactive. 26.7% of residents report depression. 87.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,706.
What is transportation like in Stanford?
The average commute in Stanford is 17 minutes, shorter than the national average of 28 minutes. 93.1% of workers drive alone to work, and 6.9% work from home.
What are the demographics of Stanford?
The racial and ethnic makeup of Stanford is 99.8% White. 100% of residents speak only English at home. 3.5% of the population are military veterans. 0.0% of residents have a disability. 100.0% have health insurance coverage.
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