Median Income
$105,491
40% higher than US avg
Home Value
$205,800
27% lower than US avg
Bachelor's+
35.4%
5% higher than US avg
Median Rent
$1,539
32% higher than US avg
Obesity Rate
35.0%
9% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
3.8%
69% lower than US avg
How Stedman Compares to the U.S. Average (100% = U.S. avg)
People
Population1,613
Median Age34.4 yrs
Density954/mi²
Male / Female55% / 45%
Largest GroupWhite 72%
Veterans13.3%
Economy
A+
Median Income$105,491
Per Capita$38,281
Unemployment2.5%
Poverty3.8%
County GDP$24,445M
Commute29 min
Housing
A+
Home Value$205,800
Rent$1,539
Ownership89.3%
Zillow$272,493
Housing Units645
Rent Burden18.6%
Health
Obesity35.0%
Uninsured8.1%
Smoking13.9%
Depression27.1%
Heart Disease5.1%
Climate
Avg Temp63°F (17°C)
AQI46 (Good)
Rain44.6 in/yr
Elevation126 ft (38 m)
Education
B+
Bachelor's+35.4%
High School+92.0%
Graduate+12.0%
School Score5.28
Community
2024 VoteR 43% / D 56%
Commute29 min
Broadband85.3%
EV Stations3
Libraries8
Is Stedman a Good Place to Live?
Based on current data, Stedman receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Stedman stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Stedman is $105,491, which is significantly higher than the national average / 40% above $75,149. This places Stedman among higher-income communities. The job market is very strong with unemployment at just 2.5%. Only 3.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Stedman is $205,800, 27% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,539 per month, significantly above the national average of $1,163. At just 2x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 35.4% holding a bachelor's degree or higher, near the national average. 92.0% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Stedman enjoys a moderate climate with an average annual temperature of 63°F. Winters average 44°F in January while summers reach 82°F in July. Annual precipitation totals 44.6 inches. Air quality is rated Good with a median AQI of 46.
Stedman has a population of 1,613 with a density of 954 people per square mile, spread across 1.7 square miles. The median age is 34.4 years, 12% younger than the national median of 38.9. The gender split is 45.1% female and 54.9% male. The city is predominantly White (71.5%), with 4.3% Hispanic, 17.6% Black. English is the primary language spoken at home by 97.9% of residents. 13.3% of the population are veterans, above the national rate of 6.0%. 12.3% of residents have a disability. 91.9% have health insurance coverage.
Population
1,613
Total Population
2023 Census
34.4yrs
Median Age
12% below US avg
Language Spoken at Home
English Only
97.9%
25% above US avg
Spanish
1.2%
91% below US avg
The median household income in Stedman is $105,491, which is 40% above the national average of $75,149. Per capita income is $38,281. The average weekly wage is $1,073, 25% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 3.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,402 business establishments, including 758 restaurants. The cost of living index is 94.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 4.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $105,491 |
| 40% above US avg |
| Per Capita Income | $38,281 |
| Avg Weekly Wage | $1,073 |
| IRS Avg AGI | $58,191 |
| Gini Index | 0.450 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 3.8% |
| 69% below US avg |
| Establishments (County) | 7,402 |
| County GDP | $24,445M |
Business (County)
| Restaurants | 758 |
| Healthcare | 805 |
| Retail | 1,077 |
| Manufacturing | 95 |
Tax & Cost of Living
| Property Tax (IRS) | $4,018 |
| 15% above US avg |
| Cost of Living | 94.30 (100=avg) |
| Effective Tax Rate | 1.95% |
Commute & Transportation
| Commute Time | 29.0 min |
| Drive Alone | 89.1% |
| Public Transit | 0.0% |
| Work from Home | 4.1% |
The median home value in Stedman is $205,800, 27% below the national median of $281,900. Zillow estimates the typical home value at $272,493, higher than the Census estimate. According to Redfin, the median sale price is $318,950 with homes selling in an average of 183 days. Monthly rent averages $1,539 (32% above the national average of $1,163). Fair market rent ranges from $981 for a one-bedroom to $1,161 for a two-bedroom apartment. 89.3% of housing units are owner-occupied (above the 65.4% national rate). There are 645 total housing units in the city. The median year a home was built is 2003. The average annual property tax is $4,018. 18.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $205,800 |
| 27% below US avg |
| Zillow ZHVI | $272,493 |
| Redfin Median Sale | $318,950 |
| Median List Price | $225,000 |
Real Estate Market (Redfin)
| Median Sale Price | $318,950 |
| Median List Price | $225,000 |
| $/Sq Ft | $164 |
| Homes Sold | 2 |
| Days on Market | 183 days |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 20.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $1,539 |
| 32% above US avg |
| Rent Burden | 18.6% |
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
| Homeownership | 89.3% |
| Owner-Occupied | 89.3% |
| Renter-Occupied | 10.7% |
| Housing Units | 645 |
| Median Year Built | 2003 |
Property Tax
| Avg Tax (IRS) | $4,018 |
| 15% above US avg |
| Effective Rate | 1.95% |
In Stedman, 35.0% of adults are obese, above the national rate of 32.1%. 8.8% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 32.7% have high blood pressure. 13.9% are current smokers. 18.4% report binge drinking. 20.2% are physically inactive, below the national average. 27.1% report depression (above the 20.0% national average). 17.5% experience frequent mental distress. 8.1% of residents lack health insurance. The primary care physician ratio is 1:1,416. The dentist ratio is 1:895. 87.1% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Stedman vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.0% |
| 9% above US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.1% |
| High Blood Pressure | 32.7% |
| Asthma | 10.9% |
| COPD | 5.9% |
| Cancer | 7.3% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 13.9% |
| 1% below US avg |
| Binge Drinking | 18.4% |
| Physical Inactivity | 20.2% |
| Depression | 27.1% |
| Mental Distress | 17.5% |
| Physical Distress | 11.7% |
| Short Sleep | 38.7% |
Healthcare Access
| Insurance Rate | 91.9% |
| Uninsured | 8.1% |
| 6% below US avg |
| Primary Care | 1:1,416 |
| Dentists | 1:895 |
| Mental Health | 1:215 |
| Checkup Rate | 77.9% |
| Dental Visits | 64.4% |
| Premature Death | 12,884/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 87.1% |
| Healthcare Facilities | 805 |
Stedman enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 44°F in January while summers reach 82°F in July. Annual precipitation totals 44.6 inches. The area receives 1.2 inches of snow annually. Air quality is rated Good with a median AQI of 46. 64% of days have good air quality. The city sits at an elevation of 126 feet.
Temperature
44°F Jan (7°C)
82°F Jul (28°C)
| Annual Average | 63.0°F |
| 17% above US avg |
| January Average | 44°F (7°C) |
| July Average | 82°F (28°C) |
Geography
| Elevation | 126 ft (38 m) |
| Area | 1.7 sq mi (4.4 km²) |
| Population Density | 954/sq mi |
| Coordinates | 35.0135°N, 78.7001°W |
| Timezone | America/New_York |
| County | Cumberland County County |
| Nearest Airport | Fayetteville Regional/Grannis Field (FAY)
10 miles away |
Precipitation & Snow
Annual Rainfall
44.6"
17% above US avg
Wettest Month (Aug)
5.36"
Air Quality
| AQI Median | 46.0 |
| Rating | Good |
| Good Days % | 63.7% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0471 ppm |
| PM2.5 (Fine Particles) | 9.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 89.5 / 100 |
| Social Vulnerability | 23.2 / 100 |
| Community Resilience | 25.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively High |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
No Rating |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.5 on Mar 26, 2019.
| Mar 21, 2011 |
9 km S of Cordova, North Carolina |
M2.9 |
105 km |
| Mar 26, 2019 |
8 km E of Archdale, North Carolina |
M2.5 |
147 km |
| Jul 29, 2012 |
7 km NNW of Wallace, South Carolina |
M2.5 |
109 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
22 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Ian (2022, Cat 1).
| Year |
Name |
Category |
Closest |
| 2022 |
Ian |
Category 1 |
196 km |
| 2020 |
Isaias |
Category 1 |
125 km |
| 2019 |
Dorian |
Category 3 |
189 km |
| 2018 |
Florence |
Category 2 |
116 km |
| 2016 |
Matthew |
Category 1 |
153 km |
| 2014 |
Arthur |
Category 2 |
171 km |
| 2011 |
Irene |
Category 1 |
195 km |
| 2005 |
Ophelia |
Category 1 |
166 km |
| 2004 |
Alex |
Category 2 |
228 km |
| 2004 |
Charley |
Category 1 |
135 km |
| 2004 |
Gaston |
Category 1 |
239 km |
| 2003 |
Isabel |
Category 2 |
177 km |
| 1999 |
Irene |
Category 2 |
216 km |
| 1999 |
Floyd |
Category 2 |
116 km |
| 1999 |
Dennis |
Category 2 |
250 km |
| 1998 |
Bonnie |
Category 3 |
114 km |
| 1996 |
Fran |
Category 3 |
21 km |
| 1996 |
Bertha |
Category 2 |
100 km |
| 1989 |
Hugo |
Category 4 |
222 km |
| 1986 |
Charley |
Category 1 |
204 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
405 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 74 fatalities, 1,941 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 27, 1988 |
EF4 |
95 km |
4 |
| Mar 28, 1984 |
EF4 |
93 km |
4 |
| Mar 28, 1984 |
EF4 |
91 km |
16 |
| Mar 28, 1984 |
EF4 |
41 km |
3 |
| Apr 8, 1957 |
EF4 |
59 km |
0 |
| Aug 8, 2024 |
EF3 |
98 km |
1 |
| Apr 16, 2011 |
EF3 |
66 km |
6 |
| Apr 16, 2011 |
EF3 |
87 km |
0 |
| Apr 16, 2011 |
EF3 |
40 km |
2 |
| Nov 16, 2006 |
EF3 |
86 km |
8 |
| Nov 23, 1992 |
EF3 |
51 km |
0 |
| Mar 28, 1984 |
EF3 |
76 km |
0 |
| Mar 28, 1984 |
EF3 |
26 km |
12 |
| Feb 22, 1971 |
EF3 |
21 km |
2 |
| Apr 18, 1969 |
EF3 |
20 km |
0 |
| Aug 29, 1964 |
EF3 |
71 km |
0 |
| Apr 8, 1957 |
EF3 |
60 km |
0 |
| Oct 9, 1950 |
EF3 |
94 km |
0 |
| Aug 7, 2024 |
EF2 |
62 km |
0 |
| May 13, 2019 |
EF2 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (7,944 ac, 1994).
| Year |
Name |
Acres |
Distance |
| 1994 |
UNNAMED |
7,944 |
82 km |
| 1991 |
UNNAMED |
3,968 |
99 km |
| 1985 |
UNNAMED |
2,743 |
99 km |
| 1986 |
UNNAMED |
2,642 |
28 km |
| 2007 |
LONGBRANCH-ROBESON COMPLEX |
1,944 |
62 km |
| 2021 |
SLATES CHURCH FIRE |
1,824 |
71 km |
| 2016 |
COUNTY LINE ROAD FIRE |
1,704 |
74 km |
| 2006 |
OVERHILLS |
1,436 |
36 km |
| 2009 |
UNNAMED |
1,319 |
32 km |
| 2010 |
CHUCKS FIRST BIG ONE |
1,252 |
73 km |
| 2018 |
STRAUSBURG ROAD |
1,219 |
71 km |
| 2017 |
GARDNER FARM LANE |
1,112 |
73 km |
| 2016 |
UNNAMED |
1,090 |
77 km |
| 2011 |
VALENTINE |
1,083 |
17 km |
| 2024 |
HORSESHOE LAKE |
990 |
21 km |
| 2022 |
CEDAR CREEK |
872 |
16 km |
| 2009 |
UNNAMED |
871 |
80 km |
| 1993 |
UNNAMED |
835 |
53 km |
| 2009 |
UNNAMED |
820 |
77 km |
| 2008 |
TUSSOCK BAY |
800 |
56 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
3.2 in |
Coldest |
| February |
47°F (8°C) |
2.8 in |
Driest |
| March |
54°F (12°C) |
3.1 in |
|
| April |
63°F (17°C) |
3.2 in |
|
| May |
71°F (22°C) |
3.1 in |
|
| June |
78°F (26°C) |
4.9 in |
|
| July |
82°F (28°C) |
5.0 in |
Warmest |
| August |
80°F (27°C) |
5.4 in |
Wettest |
| September |
74°F (23°C) |
4.9 in |
|
| October |
64°F (18°C) |
3.2 in |
|
| November |
54°F (12°C) |
3.0 in |
|
| December |
47°F (8°C) |
3.0 in |
|
Stedman has a seasonal temperature swing of 38°F / from 44°F in January to 82°F in July. Total annual precipitation is 44.6 inches, with August being the wettest month (5.4") and February the driest (2.8").
Average costs for common services in Stedman. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$236 ($141-$377) |
| Specialist Visit |
$330 ($189-$519) |
| Urgent Care Visit |
$189 ($94-$330) |
| Emergency Room Visit |
$2,075 ($754-$4,715) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$236 ($141-$377) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$113) |
| Brake Pad Replacement |
$283 ($141-$472) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$566 ($377-$943) |
| Battery Replacement |
$189 ($94-$330) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($57-$141) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$377 ($141-$754) |
| HVAC System Install |
$6,601 ($3,772-$11,316) |
| Roof Repair |
$943 ($377-$1,886) |
| Roof Replacement |
$8,487 ($5,187-$14,145) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,415 ($472-$3,301) |
| Divorce (Contested) |
$14,145 ($4,715-$28,290) |
| DUI Defense |
$4,715 ($1,886-$9,430) |
| Bankruptcy (Chapter 7) |
$1,415 ($754-$2,829) |
| Will Preparation |
$472 ($189-$943) |
| Trust Preparation |
$2,358 ($943-$4,715) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$42) |
| Women's Haircut |
$52 ($28-$94) |
| Hair Coloring (Full) |
$141 ($71-$236) |
| Manicure |
$24 ($14-$42) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$75 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.87 ($2.83-$5.19) |
| Dozen Eggs (per dozen) |
$3.30 ($2.36-$4.72) |
| Loaf of Bread |
$3.58 ($2.36-$5.19) |
| Chicken Breast (per lb) |
$4.24 ($2.83-$6.13) |
| Ground Beef (per lb) |
$5.19 ($3.77-$7.07) |
| Rice (per lb) |
$0.94 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75-$236) |
| Natural Gas (Monthly) |
$66 ($28-$141) |
| Water/Sewer (Monthly) |
$66 ($38-$113) |
| Internet (Monthly) |
$66 ($38-$94) |
| Cell Phone Plan (Monthly) |
$61 ($28-$94) |
| Cable TV (Monthly) |
$80 ($47-$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$472) |
| Car Insurance (Annual) |
$1,886 ($1,132-$3,301) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.54-$24) |
| Car Registration (Annual) |
$94 ($28-$236) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,132 ($566-$2,358) |
| Daycare (Toddler, Monthly) |
$943 ($472-$1,886) |
| After-School Care (Monthly) |
$377 ($189-$660) |
| Tutoring (Per Hour) |
$47 ($24-$94) |
| SAT/ACT Prep Course |
$943 ($377-$2,358) |
| Private School (K-12, Annual) |
$11,788 ($4,715-$28,290) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$94) |
| Dog Vaccination (Annual) |
$94 ($47-$189) |
| Dog Grooming |
$57 ($28-$94) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$283 ($141-$472) |
| Cat Spay/Neuter |
$189 ($94-$377) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $794 |
| Toddler | $690 |
| Preschool | $572 |
| Family Childcare (monthly) |
| Infant | $701 |
| Toddler | $650 |
| Preschool | $588 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Stedman
What is the population of Stedman?
Stedman has a population of 1,613 residents and is located in North Carolina. The population density is 954 people per square mile, spread across 1.7 square miles. The median age of residents is 34.4 years, which is younger than the national median of 38.9 years. The population is 45.1% female and 54.9% male.
Is Stedman expensive to live in?
Stedman is more affordable than the national average, with a cost of living index of 94.3 / below the baseline of 100. The median household income is $105,491, 40% above the national average of $75,149. The median home value is $205,800 (27% below the U.S. median). Renters pay a median of $1,539 per month, above the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Stedman?
Stedman enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 44°F in January, while summers reach an average of 82°F in July. Annual rainfall totals 44.6 inches, with 1.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 46.
How is the job market in Stedman?
The job market in Stedman is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $1,073. There are 7,402 business establishments in the area, including 758 restaurants and food service locations. The average commute time is 29 minutes, and 4.1% of workers work from home.
How much does housing cost in Stedman?
The median home value in Stedman is $205,800. Zillow estimates the typical home value at $272,493. According to Redfin, the median sale price is $318,950, with homes typically selling within 183 days. For renters, the median monthly rent is $1,539. Fair market rent is $981 for a 1-bedroom and $1,161 for a 2-bedroom apartment. The homeownership rate is 89.3%. The average annual property tax is $4,018.
How are the schools in Stedman?
Schools in Stedman score 5.3 out of 10 on standardized testing, near the national average. 35.4% of adults in Stedman hold a bachelor's degree or higher, above the national average of 33.7%. 92.0% have completed high school. 12.0% hold a graduate or professional degree.
How healthy is Stedman?
The obesity rate in Stedman is 35.0% (above the national rate of 32.1%). 13.9% of adults are smokers. 20.2% are physically inactive. 27.1% of residents report depression. 8.1% lack health insurance. 87.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,416.
What is transportation like in Stedman?
The average commute in Stedman is 29 minutes. 89.1% of workers drive alone to work, and 4.1% work from home.
What are the demographics of Stedman?
The racial and ethnic makeup of Stedman is 71.5% White, 17.6% Black or African American, 4.3% Hispanic or Latino, 0.8% Asian. 97.9% of residents speak only English at home. 13.3% of the population are military veterans. 12.3% of residents have a disability. 91.9% have health insurance coverage.