Minnesota
Stephen is a small town in Minnesota with a population of 524. Residents earn $63,750 per year, which is 15% below the national average.
Based on current data, Stephen receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Stephen stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Stephen is $63,750, 15% below the national average of $75,149. The job market is very strong with unemployment at just 1.8%. 8.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
The median home value in Stephen is $83,800, 70% below the national median — offering relatively affordable homeownership. Renters pay a median of $871 per month, below the national average — a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.
26.2% of residents hold a bachelor's degree, below the national average of 33.7%. 87.9% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Stephen has a cool climate with an average annual temperature of 40°F. Winters average 5°F in January while summers reach 68°F in July. Annual precipitation totals 22.9 inches, including 43.6 inches of snow. Air quality is rated Good with a median AQI of 36.
| English Only | 87.0% |
| 11% above US avg | |
| Spanish | 13.0% |
| 3% below US avg |
| Median HH Income | $63,750 |
| 15% below US avg | |
| Per Capita Income | $36,058 |
| Avg Weekly Wage | $960 |
| IRS Avg AGI | $75,818 |
| Unemployment | 1.8% |
| 50% below US avg | |
| Poverty Rate | 8.6% |
| 31% below US avg | |
| Establishments (County) | 198 |
| County GDP | $223M |
| Restaurants | 9 |
| Healthcare | 9 |
| Retail | 25 |
| Manufacturing | 10 |
| Property Tax (IRS) | $2,940 |
| 16% below US avg | |
| Effective Tax Rate | 3.51% |
| Commute Time | 19.5 min |
| Work from Home | 2.8% |
| Census Median | $83,800 |
| 70% below US avg |
| Census Median Rent | $871 |
| 25% below US avg |
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
| Owner-Occupied | 87.7% |
| Avg Tax (IRS) | $2,940 |
| 16% below US avg | |
| Effective Rate | 3.51% |
| Obesity | 38.9% |
| 21% above US avg | |
| Diabetes | 8.9% |
| Heart Disease | 5.1% |
| High Blood Pressure | 28.3% |
| Asthma | 10.0% |
| COPD | 5.1% |
| Stroke | 2.7% |
| Binge Drinking | 21.8% |
| Physical Inactivity | 23.0% |
| Depression | 24.9% |
| Mental Distress | 16.5% |
| Physical Distress | 11.4% |
| Insurance Rate | 91.7% |
| Checkup Rate | 71.7% |
| Premature Death | 8,582/100K |
| Food Environment | 8.5/10 |
| Exercise Access | 60.9% |
| Healthcare Facilities | 9 |
| Fatal Crashes (County/yr) | 1 |
| Annual Average | 39.5°F |
| 27% below US avg | |
| January Average | 5°F (-15°C) |
| July Average | 68°F (20°C) |
| Annual Rainfall | 22.9 inches |
| 40% below US avg | |
| Snowfall | 43.6 inches/yr |
| AQI Median | 36.0 |
| Rating | Good |
| Elevation | 829 ft (253 m) |
| Area | 0.8 sq mi (2.0 km²) |
| Population Density | 663/sq mi |
| Coordinates | 48.4524°N, 96.8763°W |
| County FIPS | 27069 |
Winner: Republican by 25 points
| Bachelor's Degree+ | 26.2% |
| 22% below US avg | |
| High School+ | 87.9% |
| School Test Score | 6.08 |
| RUCC Code 9 | Nonmetro — Rural |
| Population Density | 663/sq mi |
| Total Area | 0.8 sq mi |
| Public Libraries | 1 |
| Healthcare Facilities | 9 |
| Restaurants | 9 |
| Retail Stores | 25 |
| Fatal Crashes (County/yr) | 1 |
| Avg Commute | 19.5 min |
| Work from Home | 2.8% |