Is Stephenville a Good Place to Live?
Based on current data, Stephenville receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Stephenville has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Stephenville is $50,000, 33% below the national average of $75,149. At 17.0%, unemployment is notably high. The poverty rate of 26.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Stephenville is $200,000, 29% below the national median — offering relatively affordable homeownership. Renters pay a median of $750 per month, below the national average — a plus for affordability. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Education
7.9% of residents hold a bachelor's degree, below the national average of 33.7%. 26.7% have completed high school.
Climate & Weather
Stephenville has a cool climate with an average annual temperature of 44°F. Winters average 29°F in January while summers reach 67°F in July. With 165 sunny days, the area sees less sunshine than many U.S. cities. Annual precipitation totals 76.2 inches, including 115.7 inches of snow.