Median Income
$62,692
17% lower than US avg
Home Value
$115,900
59% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
5.4%
84% lower than US avg
Median Rent
$735
37% lower than US avg
Obesity Rate
42.5%
32% higher than US avg
Unemployment
0.7%
81% lower than US avg
Poverty Rate
6.9%
44% lower than US avg
How Stewart Compares to the U.S. Average (100% = U.S. avg)
People
Population570
Median Age38.1 yrs
Density704/mi²
Male / Female54% / 46%
Largest GroupWhite 77%
Veterans10.2%
Economy
A
Median Income$62,692
Per Capita$31,437
Unemployment0.7%
Poverty6.9%
County GDP$2,397M
Commute26 min
Housing
A+
Home Value$115,900
Rent$735
Ownership76.6%
Zillow$255,305
Housing Units243
Rent Burden36.7%
Crime
C+
Violent0/100K
Property541/100K
Health
Obesity42.5%
Uninsured9.8%
Smoking16.2%
Depression24.0%
Heart Disease5.4%
Climate
Avg Temp44°F (6°C)
AQI36 (Good)
Rain31.7 in/yr
Sunny Days270/yr
Elevation1,067 ft (325 m)
Education
F
Bachelor's+5.4%
High School+86.2%
Graduate+0.6%
School Score6.45
Community
2024 VoteR 68% / D 30%
Commute26 min
Broadband86.9%
EV Stations4
Libraries4
Is Stewart a Good Place to Live?
Based on current data, Stewart receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Stewart offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Stewart is $62,692, 17% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. Only 6.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Stewart is $115,900, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $735 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Stewart is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 541 per 100,000, 72% below the national average.
Education
5.4% of residents hold a bachelor's degree, below the national average of 33.7%. 86.2% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Stewart has a cool climate with an average annual temperature of 44°F. Winters average 12°F in January while summers reach 71°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.7 inches, including 50.0 inches of snow. Air quality is rated Good with a median AQI of 36.
Stewart has a population of 570 with a density of 704 people per square mile, spread across 0.8 square miles. The median age is 38.1 years, 2% younger than the national median of 38.9. The gender split is 46% female and 54% male. The city is predominantly White (77%). English is the primary language spoken at home by 88.7% of residents, while 11.3% speak Spanish. 10.2% of the population are veterans, above the national rate of 6.0%. 16.4% of residents have a disability (above the 13.0% national average). 89.9% have health insurance coverage.
Population
38.1yrs
Median Age
2% below US avg
Language Spoken at Home
English Only
88.7%
13% above US avg
Spanish
11.3%
16% below US avg
The median household income in Stewart is $62,692, which is 17% below the national average of $75,149. Per capita income is $31,437 (below the $39,052 national figure). The average weekly wage is $1,096, 23% lower than the U.S. average. The unemployment rate is 0.7% (below the 3.6% US average). 6.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,049 business establishments, including 68 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 26 minutes. 2.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $62,692 |
| 17% below US avg |
| Per Capita Income | $31,437 |
| Avg Weekly Wage | $1,096 |
| IRS Avg AGI | $72,945 |
| Gini Index | 0.425 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.7% |
| 81% below US avg |
| Poverty Rate | 6.9% |
| 44% below US avg |
| Establishments (County) | 1,049 |
| County GDP | $2,397M |
Business (County)
| Restaurants | 68 |
| Healthcare | 124 |
| Retail | 133 |
| Manufacturing | 69 |
Tax & Cost of Living
| Property Tax (IRS) | $3,970 |
| 13% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 3.43% |
Commute & Transportation
| Commute Time | 25.8 min |
| Drive Alone | 90.0% |
| Public Transit | 0.0% |
| Work from Home | 2.1% |
The median home value in Stewart is $115,900, 59% below the national median of $281,900. Zillow estimates the typical home value at $255,305, higher than the Census estimate. Homes sell for 98.8% of their list price. Monthly rent averages $735 (37% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 76.6% of housing units are owner-occupied (above the 65.4% national rate). There are 243 total housing units in the city. The median year a home was built is 1944. The average annual property tax is $3,970. 36.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $115,900 |
| 59% below US avg |
| Zillow ZHVI | $255,305 |
| Median List Price | $199,900 |
Real Estate Market (Redfin)
| Median List Price | $199,900 |
| $/Sq Ft | $92 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 98.8% |
| Price Drops | 0.0% |
| Inventory | 1 |
Rental Costs
| Census Median Rent | $735 |
| 37% below US avg |
| Rent Burden | 36.7% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 76.6% |
| Owner-Occupied | 76.6% |
| Renter-Occupied | 23.4% |
| Housing Units | 243 |
| Median Year Built | 1944 |
Property Tax
| Avg Tax (IRS) | $3,970 |
| 13% above US avg |
| Effective Rate | 3.43% |
In Stewart, 42.5% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.4% of residents. 28.8% have high blood pressure. 16.2% are current smokers. 21.9% report binge drinking. 24.8% are physically inactive. 24.0% report depression (above the 20.0% national average). 16.8% experience frequent mental distress. 9.8% of residents lack health insurance. The primary care physician ratio is 1:1,361. The dentist ratio is 1:1,266. 74.3% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Stewart vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.5% |
| 32% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.4% |
| High Blood Pressure | 28.8% |
| Asthma | 9.8% |
| COPD | 5.4% |
| Cancer | 7.2% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.2% |
| 16% above US avg |
| Binge Drinking | 21.9% |
| Physical Inactivity | 24.8% |
| Depression | 24.0% |
| Mental Distress | 16.8% |
| Physical Distress | 11.7% |
| Short Sleep | 34.9% |
Healthcare Access
| Insurance Rate | 89.9% |
| Uninsured | 9.8% |
| 14% above US avg |
| Primary Care | 1:1,361 |
| Dentists | 1:1,266 |
| Mental Health | 1:375 |
| Checkup Rate | 70.0% |
| Dental Visits | 63.9% |
| Premature Death | 5,843/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 74.3% |
| Healthcare Facilities | 124 |
Stewart has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 541 per 100,000, 72% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Stewart receives a safety grade of C+.
Crime Rates: Stewart vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 541.3/100K |
| 72% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 45 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Stewart has a cool climate with an average annual temperature of 44°F (6°C). Winters average 12°F in January while summers reach 71°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.7 inches. The area receives 50.0 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,067 feet.
Temperature
12°F Jan (-11°C)
71°F Jul (22°C)
| Annual Average | 43.6°F |
| 19% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 1,067 ft (325 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 704/sq mi |
| Coordinates | 44.7238°N, 94.4866°W |
| Timezone | America/Chicago |
| County | McLeod County County |
| Nearest Airport | Mankato Regional (MKT)
45 miles away |
Precipitation & Snow
Annual Rainfall
31.7"
17% below US avg
Wettest Month (Jun)
4.29"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 46.6 / 100 |
| Social Vulnerability | 20.5 / 100 |
| Community Resilience | 96.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.8 on Apr 25, 2017.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
51 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
71 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
514 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 27 fatalities, 877 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 25, 2000 |
EF4 |
95 km |
1 |
| May 6, 1965 |
EF4 |
92 km |
6 |
| May 6, 1965 |
EF4 |
77 km |
0 |
| May 6, 1965 |
EF4 |
59 km |
3 |
| Jun 19, 1951 |
EF4 |
20 km |
1 |
| Jul 11, 2008 |
EF3 |
64 km |
0 |
| Aug 24, 2006 |
EF3 |
53 km |
1 |
| Aug 1, 2006 |
EF3 |
94 km |
0 |
| Mar 29, 1998 |
EF3 |
61 km |
0 |
| Mar 29, 1998 |
EF3 |
55 km |
1 |
| Jul 1, 1997 |
EF3 |
57 km |
0 |
| Jun 16, 1992 |
EF3 |
39 km |
0 |
| Jun 16, 1992 |
EF3 |
81 km |
0 |
| Jul 23, 1987 |
EF3 |
92 km |
0 |
| Jun 14, 1981 |
EF3 |
97 km |
1 |
| Sep 3, 1980 |
EF3 |
92 km |
1 |
| May 6, 1965 |
EF3 |
26 km |
0 |
| May 5, 1964 |
EF3 |
98 km |
0 |
| Jul 20, 1951 |
EF3 |
81 km |
5 |
| Jul 11, 2016 |
EF2 |
64 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (598 ac, 1990).
| Year |
Name |
Acres |
Distance |
| 1990 |
UNNAMED |
598 |
94 km |
| 2024 |
LINCOLN WPA RX |
575 |
79 km |
| 1995 |
LV 68 CARVER |
532 |
69 km |
| 1990 |
UNNAMED |
513 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
12°F (-11°C) |
0.7 in |
Coldest, Driest |
| February |
18°F (-8°C) |
0.7 in |
|
| March |
31°F (-1°C) |
1.7 in |
|
| April |
46°F (8°C) |
2.6 in |
|
| May |
59°F (15°C) |
3.1 in |
|
| June |
69°F (20°C) |
4.3 in |
Wettest |
| July |
71°F (22°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.8 in |
|
| September |
60°F (16°C) |
2.8 in |
|
| October |
48°F (9°C) |
2.1 in |
|
| November |
31°F (-0°C) |
1.5 in |
|
| December |
17°F (-8°C) |
0.8 in |
|
Stewart has a seasonal temperature swing of 59°F / from 12°F in January to 71°F in July. Total annual precipitation is 27.8 inches, with June being the wettest month (4.3") and January the driest (0.7").
Average costs for common services in Stewart. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Stewart
What is the population of Stewart?
Stewart has a population of 570 residents and is located in Minnesota. The population density is 704 people per square mile, spread across 0.8 square miles. The median age of residents is 38.1 years. The population is 46% female and 54% male.
Is Stewart expensive to live in?
Stewart has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $62,692, 17% below the national average of $75,149. The median home value is $115,900 (59% below the U.S. median). Renters pay a median of $735 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Stewart safe?
Stewart is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 541 per 100,000 (below the national average). Overall, Stewart receives a safety grade of C+ based on combined crime data.
What is the weather like in Stewart?
Stewart has a cool climate with an average annual temperature of 44°F (6°C). Winter temperatures average 12°F in January, while summers reach an average of 71°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 31.7 inches, with 50.0 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Stewart?
The job market in Stewart is very strong, with unemployment at just 0.7% / well below the national rate of 3.6%. The average weekly wage is $1,096. There are 1,049 business establishments in the area, including 68 restaurants and food service locations. The average commute time is 26 minutes, and 2.1% of workers work from home.
How much does housing cost in Stewart?
The median home value in Stewart is $115,900. Zillow estimates the typical home value at $255,305. For renters, the median monthly rent is $735. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 76.6%. The average annual property tax is $3,970.
How are the schools in Stewart?
Schools in Stewart score 6.4 out of 10 on standardized testing, near the national average. 5.4% of adults in Stewart hold a bachelor's degree or higher, below the national average of 33.7%. 86.2% have completed high school. 0.6% hold a graduate or professional degree.
How healthy is Stewart?
The obesity rate in Stewart is 42.5% (above the national rate of 32.1%). 16.2% of adults are smokers. 24.8% are physically inactive. 24.0% of residents report depression. 9.8% lack health insurance. 74.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,361.
What is transportation like in Stewart?
The average commute in Stewart is 26 minutes. 90% of workers drive alone to work, and 2.1% work from home.
What are the demographics of Stewart?
The racial and ethnic makeup of Stewart is 77% White, 0.7% Hispanic or Latino. 88.7% of residents speak only English at home, while 11.3% speak Spanish. 10.2% of the population are military veterans. 16.4% of residents have a disability. 89.9% have health insurance coverage.
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