Stillwater, OK

Oklahoma

Stillwater is a mid-size city in Oklahoma with a population of 48,818. Residents earn $42,015 per year, which is 44% below the national average.

3.2 /5.0
B Good
48,818 Population 1,639/sq mi density
$42,015 Median Income $26,806 per capita
$230,900 Home Value $258,914 Zillow
$944 Median Rent
60°F Avg Temperature
315 Violent Crime/100K 2,755 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$42,015 median income, 2.7% unemployment
B+
Affordability
3.6 / 5.0
$230,900 home value, $944/mo rent
F
Safety
1.0 / 5.0
315 violent crimes/100K (17% below avg)
A+
Education
5.0 / 5.0
51.9% bachelor's degree or higher
Median Income $42,015
44% lower than US avg
Home Value $230,900
18% lower than US avg
Violent Crime 315/100K
17% lower than US avg
Bachelor's+ 51.9%
54% higher than US avg
Median Rent $944
19% lower than US avg
Obesity Rate 37.8%
18% higher than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 12.7%
2% higher than US avg

How Stillwater Compares to the U.S. Average (100% = U.S. avg)

People

Population48,818
Median Age23.7 yrs
Density1,639/mi²
Male / Female50% / 50%
Largest GroupWhite 74%

Economy

B
Median Income$42,015
Per Capita$26,806
Unemployment2.7%
Poverty12.7%
County GDP$844M
Commute15 min

Housing

B+
Home Value$230,900
Rent$944
OwnershipN/A
Zillow$258,914

Crime

F
Violent315/100K
Property2,755/100K
Murder0.0/100K
Assault183/100K
Burglary498/100K

Health

Obesity37.8%
UninsuredN/A
Depression25.5%
Heart Disease6.4%

Climate

Avg Temp60°F
AQI45 (Good)
Rain36.0 in/yr
Elevation958 ft

Education

A+
Bachelor's+51.9%
High School+95.6%
School Score5.08

Community

2024 VoteR 78% / D 20%
Commute15 min
EV Stations9
Libraries1

Is Stillwater a Good Place to Live?

Based on current data, Stillwater receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, a highly educated population, affordable housing. Areas to be aware of include below-average incomes. Stillwater offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Stillwater is $42,015, 44% below the national average of $75,149. The job market is very strong with unemployment at just 2.7%. 12.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Stillwater is $230,900, 18% below the national median — offering relatively affordable homeownership. Renters pay a median of $944 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.5x means housing costs are stretched relative to local earnings.

Safety & Crime

Violent crime in Stillwater is below the national average at 315 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,755 per 100,000, 41% above the national average.

Education

Stillwater is a highly educated community — 51.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 95.6% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Stillwater enjoys a moderate climate with an average annual temperature of 60°F. Winters average 37°F in January while summers reach 83°F in July. Annual precipitation totals 36.0 inches. Air quality is rated Good with a median AQI of 45.

Stillwater has a population of 48,818 with a density of 1,639 people per square mile. The median age is 23.7 years, 39% younger than the national median of 38.9. The city is predominantly White (73.7%), with 8.2% Hispanic, 4.8% Black.

Population

48,818
Total Population
1,639
People / sq mi
23.7yrs
Median Age
39% below US avg
29.8mi²
Land Area

Gender Distribution

Male 50.4%
Female 49.6%

Race & Ethnicity

Stillwater vs U.S. Average

Language Spoken at Home

English Only88.9%
13% above US avg
Spanish11.1%
17% below US avg

Social Characteristics

Stillwater vs U.S. Average

The median household income in Stillwater is $42,015, which is 44% below the national average of $75,149. The unemployment rate is 2.7% (below the 3.6% US average). 12.7% of residents live below the poverty line. Workers commute an average of 15 minutes.

Income: Stillwater vs U.S.

Commute Mode

Income

Median HH Income$42,015
44% below US avg
Per Capita Income$26,806
Avg Weekly Wage$1,019
IRS Avg AGI$63,293

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate12.7%
2% above US avg
Establishments (County)267
County GDP$844M

Business (County)

Restaurants23
Healthcare14
Retail38
Manufacturing9

Tax & Cost of Living

Property Tax (IRS)$2,172
38% below US avg
Effective Tax Rate0.94%

Commute & Transportation

Commute Time15.3 min
Work from Home9.2%

Walkability

The median home value in Stillwater is $230,900, 18% below the national average. Monthly rent averages $944 (19% below US avg). Zillow estimates the typical home value at $258,914.

Home Value Sources

Ownership Split

Home Values

Census Median$230,900
18% below US avg
Zillow ZHVI$258,914
Median List Price$268,000

Real Estate Market (Redfin)

Median List Price$268,000
$/Sq Ft$166
Homes Sold37
Sale-to-List Ratio98.0%
Price Drops13.3%
Inventory105

Rental Costs

Census Median Rent$944
19% below US avg
Zillow Rent (ZORI)$1,329

HUD Fair Market Rent

Studio$744
1 Bedroom$791
2 Bedrooms$995
3 Bedrooms$1,297
4 Bedrooms$1,501

Ownership & Property

Owner-Occupied37.2%

Property Tax

Avg Tax (IRS)$2,172
38% below US avg
Effective Rate0.94%
In Stillwater, 37.8% of adults are obese (above the 32.1% national rate). 25.5% report depression. 29.2% are physically inactive.

Health Metrics: Stillwater vs U.S. Average (%)

Chronic Conditions

Obesity37.8%
18% above US avg
Diabetes11.8%
Heart Disease6.4%
High Blood Pressure35.5%
Asthma11.6%
COPD7.7%
Stroke3.4%

Behaviors & Mental Health

Binge Drinking14.9%
Physical Inactivity29.2%
Depression25.5%
Mental Distress18.0%
Physical Distress13.5%

Healthcare Access

Insurance Rate90.4%
Checkup Rate77.6%
Premature Death10,225/100K

Food & Exercise

Food Environment7.2/10
Exercise Access46.6%
Healthcare Facilities14
Stillwater has a violent crime rate of 315 per 100,000 residents, 17% below the national average of 380. Property crime stands at 2,755 per 100,000 (41% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Stillwater vs U.S. Average (per 100,000)

Violent Crime

Total Violent315.4/100K
17% below US avg
Murder0.0/100K
100% below US avg
Rape75.7/100K
Robbery56.8/100K
Assault183.0/100K

Property Crime

Total Property2,754.7/100K
41% above US avg
Burglary498.4/100K
Theft2,147.0/100K
Vehicle Theft109.4/100K
Arson25.2/100K

Traffic Safety

Fatal Crashes (County/yr)7

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Stillwater has an average annual temperature of 60°F (16°C). Winters average 37°F in January while summers reach 83°F in July. Annual precipitation is 36.0 inches. Air quality is rated Good with a median AQI of 45.

Temperature

37°F Jan (3°C) 83°F Jul (28°C)
Annual Average60.2°F
11% above US avg
January Average37°F (3°C)
July Average83°F (28°C)

Precipitation & Snow

Annual Rainfall36.0 inches
5% below US avg

Air Quality

AQI Median45.0
RatingGood

Geography

Elevation958 ft (292 m)
Area29.8 sq mi (77.2 km²)
Population Density1,639/sq mi
Coordinates36.1315°N, 97.0745°W
County FIPS40103
It is classified as Nonmetro — Rural, adjacent. 51.9% of residents hold a bachelor's degree or higher (54% above US avg). In the 2024 election, the county voted Republican by a 57.4-point margin.

2024 Presidential Election (County)

R 77.7%
D 20.4%

Winner: Republican by 57.4 points

Education

Bachelor's Degree+51.9%
54% above US avg
High School+95.6%
School Test Score5.08
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density1,639/sq mi
Total Area29.8 sq mi

Infrastructure & Services

EV Charging Stations9
Alt Fuel Stations15
Public Libraries1
Healthcare Facilities14
Restaurants23
Retail Stores38

Safety & Disasters

Fatal Crashes (County/yr)7
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute15.3 min
Work from Home9.2%

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